{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2026,4,28]],"date-time":"2026-04-28T08:01:26Z","timestamp":1777363286014,"version":"3.51.4"},"reference-count":55,"publisher":"Informa UK Limited","issue":"10","funder":[{"DOI":"10.13039\/501100006579","name":"The Humanities & Social Science Grant from the Ministry of Education, P. R. China","doi-asserted-by":"publisher","award":["20YJA630033"],"award-info":[{"award-number":["20YJA630033"]}],"id":[{"id":"10.13039\/501100006579","id-type":"DOI","asserted-by":"publisher"}]}],"content-domain":{"domain":["www.tandfonline.com"],"crossmark-restriction":true},"short-container-title":["Technology Analysis & Strategic Management"],"published-print":{"date-parts":[[2024,10,2]]},"DOI":"10.1080\/09537325.2022.2145185","type":"journal-article","created":{"date-parts":[[2022,11,12]],"date-time":"2022-11-12T02:58:48Z","timestamp":1668221928000},"page":"2398-2413","update-policy":"https:\/\/2.zoppoz.workers.dev:443\/https\/doi.org\/10.1080\/tandf_crossmark_01","source":"Crossref","is-referenced-by-count":15,"title":["Does the fintech create value? A textual analysis of commercial banks in China"],"prefix":"10.1080","volume":"36","author":[{"ORCID":"https:\/\/2.zoppoz.workers.dev:443\/https\/orcid.org\/0000-0002-6924-2396","authenticated-orcid":false,"given":"Qian","family":"Li","sequence":"first","affiliation":[{"name":"Shanghai International Studies University","place":["Shanghai, People\u2019s Republic of China"]}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Rongcheng","family":"Zhu","sequence":"additional","affiliation":[{"name":"Shanghai International Studies University","place":["Shanghai, People\u2019s Republic of China"]}],"role":[{"role":"author","vocabulary":"crossref"}]},{"given":"Wenjun","family":"Qin","sequence":"additional","affiliation":[{"name":"Shanghai International Studies University","place":["Shanghai, People\u2019s Republic of China"]}],"role":[{"role":"author","vocabulary":"crossref"}]}],"member":"301","published-online":{"date-parts":[[2022,11,11]]},"reference":[{"key":"e_1_3_5_2_1","first-page":"1","article-title":"Analysing and Forecasting the Diffusion of Electronic Payments System in Nigeria","author":"Aduba J. J.","year":"2021","unstructured":"Aduba, J. J., and B. Asgari. 2021. \u201cAnalysing and Forecasting the Diffusion of Electronic Payments System in Nigeria.\u201d Technology Analysis & Strategic Management, 1\u201319.","journal-title":"Technology Analysis & Strategic Management"},{"key":"e_1_3_5_3_1","doi-asserted-by":"publisher","DOI":"10.1017\/S0022109016000090"},{"key":"e_1_3_5_4_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11066-017-9119-5"},{"key":"e_1_3_5_5_1","first-page":"9","article-title":"Fintech and Banks: Friends or Foes","volume":"2","author":"Barba Navaretti G.","year":"2017","unstructured":"Barba Navaretti, G., C. Giacomo, and A. F. Pozzolo. 2017. \u201cFintech and Banks: Friends or Foes.\u201d European Economy 2: 9\u201330.","journal-title":"European Economy"},{"key":"e_1_3_5_6_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jbankfin.2007.05.016"},{"key":"e_1_3_5_7_1","first-page":"107","article-title":"The big Promise of FinTech","volume":"2","author":"Bofondi M.","year":"2017","unstructured":"Bofondi, M., and G. Gobbi. 2017. \u201cThe big Promise of FinTech.\u201d European Economy 2: 107\u2013119.","journal-title":"European Economy"},{"key":"e_1_3_5_8_1","doi-asserted-by":"publisher","DOI":"10.1111\/jofi.12586"},{"key":"e_1_3_5_9_1","doi-asserted-by":"publisher","DOI":"10.1093\/rfs\/hhy007"},{"key":"e_1_3_5_10_1","doi-asserted-by":"publisher","DOI":"10.5465\/amr.2007.25275684"},{"key":"e_1_3_5_11_1","doi-asserted-by":"publisher","DOI":"10.32479\/ijefi.10076"},{"key":"e_1_3_5_12_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.techfore.2021.120645"},{"key":"e_1_3_5_13_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.pacfin.2020.101398"},{"key":"e_1_3_5_14_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.im.2014.12.005"},{"key":"e_1_3_5_15_1","doi-asserted-by":"publisher","DOI":"10.1111\/j.1540-6261.2007.01205.x"},{"key":"e_1_3_5_16_1","doi-asserted-by":"crossref","DOI":"10.1111\/j.0732-8516.2004.00069.x","article-title":"Noninterest Income and Financial Performance at U.S. Commercial Banks","volume":"39","author":"Deyoung R.","year":"2004","unstructured":"Deyoung, R., and T. Rice. 2004. \u201cNoninterest Income and Financial Performance at U.S. Commercial Banks.\u201d Financial Review 39(1).","journal-title":"Financial Review"},{"key":"e_1_3_5_17_1","doi-asserted-by":"publisher","DOI":"10.1142\/S0219877021400010"},{"key":"e_1_3_5_18_1","doi-asserted-by":"publisher","DOI":"10.1080\/17517575.2012.683812"},{"key":"e_1_3_5_19_1","doi-asserted-by":"publisher","DOI":"10.1093\/rfs\/hhs071"},{"key":"e_1_3_5_20_1","doi-asserted-by":"publisher","DOI":"10.1111\/j.1540-6261.2012.01783.x"},{"key":"e_1_3_5_21_1","volume-title":"Fintech: Describing the Landscape and a Framework for Analysis","author":"Financial Stability Board.","year":"2016","unstructured":"Financial Stability Board. 2016. Fintech: Describing the Landscape and a Framework for Analysis. Switzerland: Financial Stability Board."},{"issue":"2","key":"e_1_3_5_22_1","first-page":"650","article-title":"Technology and Production Fragmentation: Domestic Versus Foreign Sourcing","volume":"84","author":"Fort T. C.","year":"2017","unstructured":"Fort, T. C. 2017. \u201cTechnology and Production Fragmentation: Domestic Versus Foreign Sourcing.\u201d The Review of Economic Studies 84 (2): 650\u2013687.","journal-title":"The Review of Economic Studies"},{"key":"e_1_3_5_23_1","doi-asserted-by":"publisher","DOI":"10.1093\/rfs\/hhz018"},{"key":"e_1_3_5_24_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jnca.2017.10.011"},{"key":"e_1_3_5_25_1","doi-asserted-by":"publisher","DOI":"10.1080\/09537325.2021.1979509"},{"key":"e_1_3_5_26_1","doi-asserted-by":"publisher","DOI":"10.1093\/rfs\/hhz025"},{"key":"e_1_3_5_27_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11573-017-0852-x"},{"key":"e_1_3_5_28_1","doi-asserted-by":"publisher","DOI":"10.1080\/17538963.2016.1211383"},{"key":"e_1_3_5_29_1","doi-asserted-by":"publisher","DOI":"10.1186\/s40854-016-0034-9"},{"key":"e_1_3_5_30_1","doi-asserted-by":"publisher","DOI":"10.1007\/s11187-018-9991-x"},{"key":"e_1_3_5_31_1","doi-asserted-by":"publisher","DOI":"10.1093\/rfs\/hhg017"},{"key":"e_1_3_5_32_1","doi-asserted-by":"publisher","DOI":"10.1093\/rfs\/hhu089"},{"key":"e_1_3_5_33_1","doi-asserted-by":"publisher","DOI":"10.1086\/688176"},{"key":"e_1_3_5_34_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jeconbus.2018.03.001"},{"issue":"3","key":"e_1_3_5_35_1","first-page":"29","article-title":"Effect of Implementation of FINTECH Strategies on Competitiveness in the Banking Sector in Kenya: A Case Of KCB Bank Kenya","volume":"3","author":"Kemunto E. R.","year":"2018","unstructured":"Kemunto, E. R., and A. Kagiri. 2018. \u201cEffect of Implementation of FINTECH Strategies on Competitiveness in the Banking Sector in Kenya: A Case Of KCB Bank Kenya.\u201d European Journal of Business and Strategic Management 3 (3): 29\u201340.","journal-title":"European Journal of Business and Strategic Management"},{"key":"e_1_3_5_36_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.bushor.2017.09.003"},{"key":"e_1_3_5_37_1","doi-asserted-by":"publisher","DOI":"10.4236\/ajibm.2018.84068"},{"key":"e_1_3_5_38_1","doi-asserted-by":"publisher","DOI":"10.1111\/j.1540-6261.2010.01625.x"},{"key":"e_1_3_5_39_1","doi-asserted-by":"publisher","DOI":"10.1177\/0149206316657594"},{"key":"e_1_3_5_40_1","first-page":"3","article-title":"A Conceptual Framework for Analyzing the Financial System","author":"Merton R. C.","year":"1995","unstructured":"Merton, R. C., and Z. Bodie. 1995. \u201cA Conceptual Framework for Analyzing the Financial System.\u201d The Global Financial System: A Functional Perspective, 3\u201331.","journal-title":"The Global Financial System: A Functional Perspective"},{"key":"e_1_3_5_41_1","doi-asserted-by":"publisher","DOI":"10.1080\/05775132.1977.11470296"},{"key":"e_1_3_5_42_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jfineco.2013.07.001"},{"key":"e_1_3_5_43_1","doi-asserted-by":"publisher","DOI":"10.1257\/aer.20120578"},{"key":"e_1_3_5_44_1","doi-asserted-by":"publisher","DOI":"10.1080\/09537325.2021.2003323"},{"key":"e_1_3_5_45_1","doi-asserted-by":"publisher","DOI":"10.1108\/S1569-375920160000098002"},{"key":"e_1_3_5_46_1","doi-asserted-by":"publisher","DOI":"10.1002\/jid.1698"},{"key":"e_1_3_5_47_1","first-page":"104","article-title":"Commercial Banks and FINTECH Companies in the Digital Transformation: Challenges for the Future","volume":"11","author":"Vasiljeva T.","year":"2016","unstructured":"Vasiljeva, T., and K. Lukanova. 2016. \u201cCommercial Banks and FINTECH Companies in the Digital Transformation: Challenges for the Future.\u201d Journal of Business Management 11: 104\u2013132.","journal-title":"Journal of Business Management"},{"key":"e_1_3_5_48_1","first-page":"97","article-title":"The Impact of FinTech on Banking","volume":"2","author":"Vives X.","year":"2017","unstructured":"Vives, X. 2017. \u201cThe Impact of FinTech on Banking.\u201d European Economy 2: 97\u2013105.","journal-title":"European Economy"},{"key":"e_1_3_5_49_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.ribaf.2020.101338"},{"key":"e_1_3_5_50_1","doi-asserted-by":"publisher","DOI":"10.1016\/S1043-951X(97)90010-9"},{"key":"e_1_3_5_51_1","volume-title":"World Bank Development Report: Digital Dividends","author":"World Bank.","year":"2016","unstructured":"World Bank. 2016. World Bank Development Report: Digital Dividends. Washington, DC: World Bank."},{"key":"e_1_3_5_52_1","volume-title":"The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution","author":"World Bank","year":"2018","unstructured":"World Bank. 2018. The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution. Washington, DC: World Bank."},{"key":"e_1_3_5_53_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jbusres.2011.06.014"},{"key":"e_1_3_5_54_1","volume-title":"China Fintech Operation Report 2020","author":"Yang T.","year":"2020","unstructured":"Yang, T., S. L. Ben, D. Yang, K. Song, and Y. Liu. 2020. China Fintech Operation Report 2020. Beijing: Social Sciences Academic Press."},{"key":"e_1_3_5_55_1","doi-asserted-by":"publisher","DOI":"10.2139\/ssrn.3325013"},{"key":"e_1_3_5_56_1","doi-asserted-by":"publisher","DOI":"10.1016\/j.jimonfin.2021.102552"}],"container-title":["Technology Analysis & Strategic Management"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/2.zoppoz.workers.dev:443\/https\/www.tandfonline.com\/doi\/pdf\/10.1080\/09537325.2022.2145185","content-type":"unspecified","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2025,10,19]],"date-time":"2025-10-19T19:15:19Z","timestamp":1760901319000},"score":1,"resource":{"primary":{"URL":"https:\/\/2.zoppoz.workers.dev:443\/https\/www.tandfonline.com\/doi\/full\/10.1080\/09537325.2022.2145185"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2022,11,11]]},"references-count":55,"journal-issue":{"issue":"10","published-print":{"date-parts":[[2024,10,2]]}},"alternative-id":["10.1080\/09537325.2022.2145185"],"URL":"https:\/\/2.zoppoz.workers.dev:443\/https\/doi.org\/10.1080\/09537325.2022.2145185","relation":{},"ISSN":["0953-7325","1465-3990"],"issn-type":[{"value":"0953-7325","type":"print"},{"value":"1465-3990","type":"electronic"}],"subject":[],"published":{"date-parts":[[2022,11,11]]},"assertion":[{"value":"The publishing and review policy for this title is described in its Aims & Scope.","order":1,"name":"peerreview_statement","label":"Peer Review Statement"},{"value":"https:\/\/2.zoppoz.workers.dev:443\/http\/www.tandfonline.com\/action\/journalInformation?show=aimsScope&journalCode=ctas20","URL":"https:\/\/2.zoppoz.workers.dev:443\/http\/www.tandfonline.com\/action\/journalInformation?show=aimsScope&journalCode=ctas20","order":2,"name":"aims_and_scope_url","label":"Aim & Scope"},{"value":"2021-11-29","order":0,"name":"received","label":"Received","group":{"name":"publication_history","label":"Publication History"}},{"value":"2022-10-31","order":1,"name":"revised","label":"Revised","group":{"name":"publication_history","label":"Publication History"}},{"value":"2022-11-02","order":2,"name":"accepted","label":"Accepted","group":{"name":"publication_history","label":"Publication History"}},{"value":"2022-11-11","order":3,"name":"published","label":"Published","group":{"name":"publication_history","label":"Publication History"}}]}}