At the scale of a digital payment economy, speed alone is not enough. The real differentiator is intelligent infrastructure. Every transaction relies on real-time orchestration across authentication, routing, risk evaluation and banking networks — engineered to operate with resilience, precision and scale within milliseconds. As the digital payment evolves, the next phase of innovation will be driven by adaptive, AI-ready infrastructure powering seamless financial experiences for billions. NPCI continues to shape the technology backbone enabling that transformation. #NPCI #NPCIAlwaysForward #DigitalPayment #DeepTech #AIInfrastructure
National Payments Corporation Of India (NPCI)
Financial Services
Mumbai, Maharashtra 459,333 followers
Driving India’s digital payments innovation with our products like UPI, Rupay, BHIM, etc to keep you Always Forward.
About us
NPCI is an umbrella organisation for all retail payment systems in India. It was set up with the support & guidance from Reserve Bank of India (RBI) & Indian Banks Association (IBA). A registered company under Section 8 of the Companies Act, 2013. Watch the NPCI Corporate AV - https://youtu.be/RGl9YQ6CB20 Products & Services Unified Payments Interface Unique payment solution which empowers a recipient to initiate the payment request from a smartphone. It facilitates 'virtual payment address' as a payment identifier for sending & collecting money & works on single click 2 factor authentication. Immediate Payment Service A 24X7, real time, cost effective, independent channel, retail payment service, introduced by NPCI, empowering customers to transfer money instantly with banks & RBI authorised PPIs across India. RuPay Robust card scheme designed to offer payment products with superior features & processes specifically designed to cater to diverse consumer needs. *99# USSD based mobile banking platform that makes banking services accessible to all the bank account holders on their mobile phones. National Automated Clearing House Centralised payment system developed with an aim to consolidate multiple ECS systems running across the country & provide a framework for the removal of local barriers/inhibitors. Aadhaar Enabled Payment System Bank led model which allows online financial inclusion transactions at micro-ATMs through the business correspondent of any bank using the Aadhaar authentication. e-KYC Electronic way of conducting authentic & real time KYC of a customer using Aadhaar authentication. Cheque Truncation System Electronic image of the cheque is transmitted to the drawee bank by the clearing house, along with relevant information. National Financial Switch Facilitates routing of ATM transactions through inter-connectivity between its member institutions thereby enabling the citizens of the country to utilise any ATM of a connected entity.
- Website
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http://www.npci.org.in
External link for National Payments Corporation Of India (NPCI)
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- Mumbai, Maharashtra
- Type
- Nonprofit
- Founded
- 2005
- Specialties
- Payments, Technology, Innovation, and Finance
Locations
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Primary
Get directions
The Capital, B Wing, 10th Floor,
Bandra Kurla Complex,
Mumbai, Maharashtra 400051, IN
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Unit nos. 201, 301 & 302, 2nd & 3rd Floor,
Raheja Titanium, Western Express Highway,
Goregaon(E), Mumbai,, Maharashtra 400063, IN
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8th Level, VBC Solitaire,
47 & 49 Bazullah Road, T. Nagar,
Chennai, Tamil Nadu 600 017, IN
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2nd Floor, Gulab Bhawan 6,
Bhadurshah Zafar Marg, ITO
New Delhi, New Delhi 110 002, IN
Employees at National Payments Corporation Of India (NPCI)
Updates
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#NewEpisodeAlert In this episode of NPCI’s Innovators Playground Podcast, Dilip Asbe sits down with Sridhar Vembu, Co-founder and Chief Scientist, Zoho, to unpack what it will take for India to build world class #AI technology that is self-reliant and designed for the next billion users. Here is what the episode dives into: ✅ What it takes to build deep technology from India ✅ Why India needs a different approach compared to West in AI innovation ✅ How rural India can become a global talent hub ✅ How India can create affordable AI for the masses ✅ What the next generation of software will look like 🎧 A must listen for students, engineers, founders, and anyone thinking deeply about India’s technology future in an AI led world. Watch the full video here - https://lnkd.in/d7CQbPFw #NPCI #InnovatorsPlayground #SridharVembu #Zoho #IndiaTech #DeepTech #DigitalIndia
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AI is moving payments beyond speed. The next shift is intelligence at infrastructure scale. From adaptive fraud prevention and context-aware transaction systems to autonomous financial experiences powered by real-time decisioning — AI is redefining how digital payment ecosystems operate, secure, and scale. We asked Jemima Joy Thangaraj, Incharge - AI Enterprise Architecture (AI Tech) at NPCI, what the future of AI-led payments could look like — and the capabilities the ecosystem must start preparing for today. #NPCI #NPCIAlwaysForward #AI #DigitalPayments #Fintech
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NPCI, in collaboration with the Department of Public Enterprises (DPE), organized a workshop on “Adoption of RuPay Commercial Credit Cards by Central Public Sector Enterprises” on 19th May at India Habitat Centre, New Delhi. The workshop witnessed participation from 70+ senior officials representing 30+ Central Public Sector Enterprises across sectors, enabling insightful discussions around RuPay Commercial Credit Cards and UPI-based enterprise payment solutions. The session was graced by Ms. Sohini Rajola, ED – Growth, NPCI, and Shri Kailash Bhandari, Joint Director, Department of Public Enterprises. Department of Public Enterprises _DPE #NPCI #NPCIAlwaysForward
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For queries related to digital payments, UPI Mandates or transactions visit DigiSaathi Head to the link in Bio! UPI Chalega #NPCI #NPCIAlwaysForward #UPI #UPIHELP #UPIMandates
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Ownership is evolving from static holding to intelligent, programmable infrastructure. As digital ecosystems mature, tokenization can unlock greater accessibility, faster value exchange, and interoperable asset networks at scale. NPCI continues to explore future-ready digital infrastructure shaping the next era of the digital economy. #NPCI #NPCIAlwaysForward #DigitalAssets #Fintech #Blockchain
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#NewEpisodeLoading To someone who says you need to leave India to build something global. Sridhar Vembu proved otherwise!! In the upcoming episode of NPCI’s Innovators Playground, Dilip Asbe speaks with Sridhar Vembu, Co-founder and Chief Scientist of Zoho, about the blueprint for building a global tech-giant from the heartland of India and much more. Coming soon….. #NPCI #NPCIAlwaysForward #InnovatorsPlayground #DeepTech
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From fraud intelligence and real-time risk detection to smarter transaction experiences and resilient payment infrastructure. Watch Jemima Joy Joseph, Incharge - AI Enterprise Architecture (AI Tech) at NPCI, share her perspective on how AI is redefining the future of payments in India and enabling the next era of intelligent digital infrastructure. #NPCI #NPCIAlwaysForward #AI #DigitalPayments #Fintech
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NPCI is delighted to announce the successful completion of the Data Security Council of India Accredited Data Privacy Champions program, a strategic step in our journey towards DPDPA readiness. This program, has empowered our cross-functional cohort with the knowledge and tools to: • Operationalise the Digital Personal Data Protection Act • Embed privacy-by-design across systems and processes • Drive accountability for personal data within their teams As custodians of India's digital payments infrastructure, we recognise that privacy is foundational to the trust millions place in us every day. This initiative reaffirms our commitment to going beyond compliance and building a workplace where every employee is a steward of data privacy. Pravin Kumar | Mohit Shah | Vidhi Panchal | Vasudha Gupta #NPCI #DPDPA #DataPrivacy #DSCI #PrivacyChampions #DigitalIndia #DataProtection
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National Payments Corporation Of India (NPCI) reposted this
Some stories don’t ask to be told. They deserve to be discovered. Billion Stories of Bharat, powered by Bharat Connect. Episode 1: The story of Raja Kumar Yadav, a Spice Money Adhikari, building trust, enabling digital bill payments, and empowering his village, one transaction at a time. This is more than convenience. This is financial inclusion, reaching the heart of Bharat. #BillionStoriesOfBharat #BharatConnect #SpiceMoney #DigitalIndia #FinancialInclusion #BharatkiAwaaz