Bank Mandiri Persero Tbk PT (BMRI)

Currency in IDR
3,990
-10(-0.25%)
Delayed Data·
High dividend Yield
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Fair Value
Day's Range
3,9804,040
52 wk Range
3,6505,375
Key Statistics
Bid/Ask
3,990.00 / 4,000.00
Prev. Close
4,000
Open
3,990
Day's Range
3,980-4,040
52 wk Range
3,650-5,375
Volume
19.27M
Average Volume (3m)
219.17M
1-Year Change
-20.597%
Fair Value
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Fair Value Upside
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BMRI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
5,568
Upside
+39.54%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 5 consecutive years
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

17 Buy
5 Hold
2 Sell
Ratings:
24 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 5,568
(+39.54% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Hold5,080.00+25.74%5,450.00MaintainMar 25, 2026
Macquarie
Buy6,240.00+54.46%5,330.00MaintainFeb 10, 2026
Citi
Hold5,150.00+27.48%5,400.00DowngradeJan 09, 2026
CLSA
Buy6,000.00+48.51%5,000.00MaintainDec 19, 2025
Citi
Buy5,400.00+33.66%6,300.00MaintainOct 29, 2025

Bank Mandiri Persero Tbk PT Earnings Call Summary for Q4/2025

  • Bank Mandiri reported Q4 2025 net profit of IDR 18.6 trillion, up 39.8% QoQ and 35% YoY, with stock price rising 1% following the announcement.
  • Loan portfolio expanded 13.4% YoY to IDR 1,895 trillion, while CASA deposits grew 12.6% YoY to IDR 1,431 trillion, with digital platforms handling 80% of transactions.
  • The bank posted strong profitability metrics with Return on Equity at 20.3%, Return on Assets at 2.14%, and Net Interest Margin at 4.89% for full-year 2025.
  • Management provided 2026 guidance projecting 7.9% loan growth, NIM of 4.6-4.8%, cost of credit between 60-80 basis points, and dividend payout ratio of 65-70%.
  • Executives highlighted digital transformation as the bank's 'operational backbone' while maintaining commitment to strong loan coverage despite potential margin pressure from interest rate cuts.
Last Updated: 05/02/2026, 11:56
Read Full Transcript

Earnings

Latest Release
Apr 21, 2026
EPS / Forecast
164.98 / 164.81
Revenue / Forecast
36.67T / 41.27T
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 626.82%
Dividend Yield
12.01%
Industry Median 6.57%
Annualised payout
476.96
Paid annually
5-Years Growth
+26.23%
Growth Streak

BMRI Income Statement

Compare BMRI to Peers and Sector

Metrics to compare
BMRI
Peers
Sector
Relationship
P/E Ratio
6.4x8.2x9.9x
PEG Ratio
1.610.410.03
Price/Book
1.2x1.3x1.0x
Price / LTM Sales
2.6x3.5x2.9x
Upside (Analyst Target)
44.1%30.9%15.4%
Fair Value Upside
Unlock7.3%2.8%Unlock

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Malaysia, Hong Kong, Timor Leste, Shanghai, England, and the Cayman Islands. It offers savings and current accounts, multicurrency, payroll, NOW, and foreign currency savings accounts; personal, mortgage, micro enterprise, small and medium enterprises, working capital, and investment loans; corporate, credit, and debit cards; and e-banking services. The company also provides life, health, and accident insurance products, as well as investment products; cash management, bill collection, payment, trade finance, money transfer, remittance, and wealth management services; and treasury services, including cash transaction, hedging, and investment products. It operates branch offices, sub-branch offices, and overseas branch offices; and ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.

Sector
Financial
Employees
38777
Market
Indonesia

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
14.67B15.73%58.23T
Other Institutional Investors
55.77B59.81%221.41T
Public Companies & Retail Investors
22.80B24.46%90.53T
Total
93.24B100.00%370.17T

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
PT Danantara Asset Management (Persero)51.53%48,048,000,001190,750,560,004
Indonesia Investment Authority8.01%7,466,666,66629,642,666,664

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FAQ

What Is the Bank Mandiri Persero (BMRI) Stock Price Today?

The Bank Mandiri Persero stock price today is 3,990 IDR.

What Stock Exchange Does Bank Mandiri Persero Trade On?

Bank Mandiri Persero is listed and trades on the Jakarta Stock Exchange.

What Is the Stock Symbol for Bank Mandiri Persero?

The stock symbol for Bank Mandiri Persero is "BMRI."

What Is the Bank Mandiri Persero Market Cap?

As of today, Bank Mandiri Persero market cap is 373.9T IDR.

What Is Bank Mandiri Persero's Earnings Per Share (TTM)?

The Bank Mandiri Persero EPS (TTM) is 627.

When Is the Next Bank Mandiri Persero Earnings Date?

Bank Mandiri Persero will release its next earnings report on Jul 23, 2026.

From a Technical Analysis Perspective, Is BMRI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Bank Mandiri Persero Stock Split?

Bank Mandiri Persero has split 3 times.

How Many Employees Does Bank Mandiri Persero Have?

Bank Mandiri Persero has 38777 employees.

What is the current trading status of Bank Mandiri Persero (BMRI)?

As of Jun 26, 2026, Bank Mandiri Persero (BMRI) is trading at a price of 3,990 IDR, with a previous close of 4,000 IDR. The stock has fluctuated within a day range of 3,980 IDR to 4,040 IDR, while its 52-week range spans from 3,650 IDR to 5,375 IDR.

What Is Bank Mandiri Persero (BMRI) Price Target According to Analysts?

The average 12-month price target for Bank Mandiri Persero is 5,568 IDR, with a high estimate of 6800 IDR and a low estimate of 3593 IDR. 17 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Buy. The stock has an +39.54% Upside potential.
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