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Paystack Terminal helps modern teams in Africa build custom, delightful in-person payments experiences that keep customers coming back.
Paystack Terminal is a collection of in-person payment tools, for businesses in Africa with a physical footprint.
A simple way to accept in-person payments at scale, with ZERO hardware costs. Delight customers by allowing frontline staff and sales agents confirm bank transfers, instantly.
Your POS should work harder for you. Boost sales with this full-featured, point-of-sale device that lets you create unique branded experiences.
Build any custom, in-person payment experiences you can imagine, with Terminal. Developers and technical teams can quickly collaborate on custom apps within teams, as well as across the entire Paystack merchant network.
Delight customers by allowing frontline staff and sales agents confirm bank transfers, instantly.
With Virtual Terminal, frontline staff can quickly confirm the success of bank transfer payments via WhatsApp alerts, without accessing other sensitive information, like bank balance.
WhatsApp payment confirmations can also be sent to multiple phone numbers at the same time.
Say goodbye to the logistical headache of managing several hardware devices, including replacing damaged devices, managing receipt paper rolls, and other distractions.
Spin up a sales force with dozens - even hundreds - of Virtual Terminal accounts, in literally seconds.
Accept payments through global payment channels such as Apple Pay, and accept international card schemes such as American Express, Visa, and Mastercard.
More than a POS. Your point-of-sale device should work harder for you.
Most POS devices accept only card payments. Paystack Terminal provides several channels through which customers can pay.
Card (Visa, Mastercard, Verve)
USSD (Multiple banks)
Bank Transfers
See individual Terminal payments in real time on the Paystack Dashboard (and not as one lump-sum) and save countless hours during reconciliation.
Quickly reconcile multiple POS devices across multiple stores
Reconcile both online and offline payments on the same Dashboard
Monitor payments in real time via the Paystack mobile app
Tired of your point-of-sale systems failing due to poor connectivity? Terminal devices have both wifi connectivity as well as a global SIM card, which allows your Terminal automatically switch to the data signal with the strongest network connection.
For companies with different lines of business, Paystack Terminal allows you to take one payment, and automatically pay different amounts into separate bank accounts.
For example, a school might want to accept a single card payment, and automatically pay a fraction of the payment to the Admissions team, a fraction to the Textbooks team, and a fraction to the Canteen.
Integrate seamlessly with all of your existing POS systems.
Charger
Morefun
POS Guide
Receipt Paper
“We wanted an exceptional payments partner because we promise our customers that we'll deliver them great flame-grilled burgers, and they can pay, their way. Paystack helped us to implement a self-serve “build your own burger” experience using Terminal which has been a huge success.”
“Terminal prints out receipts really quickly. Other POS readers take about 5 to 6 seconds for the printouts to come out, which can be frustrating if the customer is waiting. Transactions are also processed much faster than any other POS we use. That's really important because you can collect more money from more customers in a shorter amount of time.”
“We've worked with Paystack for a long time and when they introduced us to Terminal it was a no-brainer. We depend on the device across our stores in Nigeria and we will continue to use them as we expand to more stores.”
Build any custom, in-person payment experiences you can imagine.
Paystack Terminal is completely programmable. This means that developers can build custom apps to create unique branded experiences.
What kinds of app experiences can you build?
A boutique can display a post-purchase experience that upsells the customer on signing up for their loyalty program
A restaurant can allow customers build their own burger with a few taps, and then self-checkout
A grocery store can allow customers round up the order amount at checkout, and donate the extra to charity
Customizable receipts
Programmatically update the design of receipts to reinforce your brand. For example, request for feedback with a link customised to the customer.
Build loyalty programs
Incentivize repeat sales with deals and discounts customised for each customer.
Monitor changed purchase patterns
Has a VIP customer not shown up in-store in a while? Build an automation that alerts your customer success team to re-engage them.
There are several ways that ambitious teams can leverage Terminal to drive growth. Here are a few examples
00:01 Delight customers with self-checkout
00:23 Reinforce your brand with customized receipts
00:52 Turn the screen into an upsell opportunity
01:18 Do business while on the go
01:38 Experiment with brand new business models
00:01 Create personalised experiences
00:52 Experiment with discounting strategies
01:27 Reduce churn with automation
00:01 Win the sale with roving checkout
00:32 Make POS your customer success secret weapon
01:24 Incentivize sales teams with commissions
01:41 Out of stock? No problem
Custom pricing available for companies with large payment volumes or large hardware orders.
Morefun
NGN 86,000
Card
0.5% Capped at 1000
USSD (Nigeria)
1.5% + NGN 100 Capped at NGN 2,000. NGN 100 waived for transactions under NGN 2,500
Bank Transfer (Nigeria)
Local - 1.5% + NGN 100Capped at NGN 2,000. NGN 100 waived for transactions under NGN 2,500
Virtual Terminal
Free
Transfer (Nigeria)
1% Capped at NGN 300
USSD (Nigeria)
1.5% + NGN 100 Capped at NGN 2,000. NGN 100 waived for transactions under NGN 2,500
Cards (Nigeria)
1.5% + NGN 100 Local - 1.5% + NGN 100 capped at NGN 2,000. NGN 100 waived for transactions under NGN 2,500. International - 3.9% + NGN 100
Cards, USSD & Mobile Money (Ghana)
1.95%
Cards, M-PESA & Apple Pay (Kenya)
2.9% Local KES cards - 2.9%. International and USD cards - 3.8%. M-PESA - 1.5%. Apple Pay - 3.8%
Cards, Scan to Pay & EFT (South Africa)
2.9% + ZAR 1 Local cards, Scan to Pay and Snapscan - 2.9% + ZAR 1. International cards - 3.1% + ZAR 1. EFT - 2% with no flat fee. Fees exclude VAT
Cards & Mobile Money (Côte d’Ivoire)
3.2% Local cards - 3.2%. International cards - 3.8%. Mobile Money - 1.95%. Fees exclude VAT
Custom pricing available for companies with large payment volumes or large hardware orders
Virtual Terminal is available for businesses in all Paystack markets: Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire. Physical Terminal is currently only available for businesses in Nigeria.
Virtual Terminal supports the following payment channels in Nigeria: Local and International Bank Cards, Bank Transfer, USSD, and Apple Pay.
In Ghana, Virtual Terminal supports Local and International Bank Cards, USSD, and Mobile Money.
In Kenya, Virtual Terminal supports Local and International Bank Cards, M-PESA, and Apple Pay.
In South Africa, Virtual Terminal supports Local and International Bank Cards, Scan to Pay, Snapscan, and EFT.
In Côte d’Ivoire, Virtual Terminal supports Local and International Bank Cards and Mobile Money.
Physical Terminal is only available in Nigeria, and supports Local Bank Cards, USSD, and Bank Transfer.
Yes, custom pricing is available for companies with large payment volumes or large hardware orders. Contact the Sales team here.
No. You don’t need a developer to set up or use Terminal. The Physical Terminal User Guide provides simple instructions on how to get started, while for Virtual Terminal, following the on-screen instructions on the Paystack Dashboard should be sufficient. If you want to build complex automation, however, you may require the services of a software developer.
You can create as many Virtual Terminal units as your business needs, for free.
You’ll receive one Morefun MF960 device, charger, roll of receipt paper, and POS guide.
You’ll receive your Physical Terminal within 4 - 7 business days after your purchase request is approved. Virtual Terminal is available to use instantly.
Your Physical Terminal will come with receipt paper. After this, you'll receive free receipt paper delivered to your location once a month. If you happen to run out of receipt paper before this monthly refill, you can purchase receipt paper from any large supermarket.
Kindly send us a message at [email protected]; we're happy to help!
Build magical, in-person experiences that keep customers coming back.
Delight your customers with custom, branded in-person payment experiences. Your POS should work harder for you. Let's show you how, with Terminal.
