Compare the Top Free Income Verification Software as of December 2025

What is Free Income Verification Software?

Income verification software is a type of software used by businesses, financial institutions, and property managers to verify the income of individuals or companies. It uses various data sources and algorithms to accurately assess an individual's income. This software is often used in loan applications, credit checks, and rental processes to ensure accuracy and prevent fraud. The results provided by this software are objective and unbiased, making it a reliable tool for verifying income information. With the increasing use of digital platforms for financial transactions, income verification software has become an essential tool for efficient and accurate financial decision-making. Compare and read user reviews of the best Free Income Verification software currently available using the table below. This list is updated regularly.

  • 1
    Plaid

    Plaid

    Plaid

    Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.
    Starting Price: Free
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  • 2
    RentSpree

    RentSpree

    RentSpree

    RentSpree will simplify the rental process and land you better tenants. Collect online rental applications and screen tenants in one step. After selecting the desired reports, enter applicant emails/mobile phones on RentSpree. Each applicant will instantly receive an invitation to apply. Applicants can apply to your property using ApplyLink™. Depending on what reports are selected, applicants will provide the required information to submit. You’ll get back the comprehensive tenant information you need to make an informed decision. Print or save all screening items with the click of a button. Start screening in 60 seconds. Limit your liability and gain access to TransUnion screening reports. Receive an online rental application and/or screening reports. Allow renters to apply where you share your ApplyLink™. Screen applicants more efficiently. You only need an applicant’s email/mobile to receive a completed rental application package.
    Starting Price: $30 per applicant
  • 3
    UpPass

    UpPass

    UpPass

    A single API that unifies verification methods, fraud tech, and trusted financial and identity data in Southeast Asia. Reduce integration and testing time to a matter of a few days. Access to truly local financial and identity data sources digitally. Validate individual or business information and their addresses with local data sources and AML lists to make sure you acquire only legitimate customers. Make suspicious users go through a series of verifications and streamline the process for genuine users with decision workflow. Build a seamless verification flow that fits your risk and compliance requirements. Chat with experts and choose the verifications, fraud services, and local data integration that fit your needs. Orchestrate the fraud decision with rules from various data sources. Set up a single API decision workflow for a personalized experience that can be embedded anywhere in your user journey.
    Starting Price: $0.20 USD per credit
  • 4
    Avail

    Avail

    Avail

    Building a better rental experience for landlords and tenants everywhere. Rent payments, digital leases, and online rental applications all at your fingertips. Coordinate rental applications, sign your lease, pay or track rent and fees, and keep updated on maintenance requests. Post your listing to over a dozen top rental sites all at once. Receive an average of 18 inquiries within 2 weeks and respond easily from one place. We provide credit reports, criminal background checks, and eviction history — everything you need to protect your investment and select the right tenant. A state-specific lease template with all the disclosures and attachments needed to be compliant with local ordinances. Customize for your unit, then sign online. It's not just money transfer, it's automated rent collection with landlord-specific features like receipts, reminder emails, payment tracking, and autopsy your tenants will love.
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