Best Payment Processing Software of 2026

QuickFee

QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service.

2 Ratings

Starting Price: $0

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Square POS

Block

Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform.

764,978 Ratings

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RetailEdge

High Meadow Business Solutions

RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support.

199 Ratings

Starting Price: $495.00/one-time

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EBizCharge

EBizCharge is the leader in integrated B2B payment processing, powering secure payment acceptance for over 400,000 users across the US and Canada. Our payment platform allows businesses to securely accept transactions anywhere, anytime, inside 50+ ERP, CRM, and accounting solutions. EBizCharge transforms payment operations by increasing processing efficiency, eliminating double entry, reducing errors, and improving security. Our suite provides online and mobile credit card processing, ACH payments, multi-currency support, real-time processing, secure encryption and tokenization, email payment links, customer portals, and comprehensive transaction reporting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, ensuring all payment data is secured. EBizCharge integrates with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more.

195 Ratings

Starting Price: $25/month

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The Card Association

Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions.

16 Ratings

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Autodeals

Autodeals Inc

Autodeals, Inc. is a cloud based dealer management solution provider. Our comprehensive solutions include Dealer Management, Accounting & AutoCollections, Electronic Signatures, Payment Processing, LenderHawk, Messaging & CRM, Websites & Leads, Service Center, and Wholesale Dealers. The primary solutions are augmented by inventory management, forms management, BHPH, Payment Solutions, regulatory compliance, vehicle valuations, vehicle history reports, vehicle specifications, credit reporting, Reynolds & Reynolds Law Contracts and more. Compare us to any platform for ease of use, speed, security, and reliability. Single and multi-location dealerships. Start managing your Dealership for a lifetime of success. Available contracts, forms, taxes and fees in 50 US States.

1 Rating

Starting Price: $149/month

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ALX Wallet

ALX wallet is a platform for global business and payments. Anyone with the ALX wallet mobile app can get started sending payments, promoting their business, and selling their goods & services in under a minute to anyone in the world. ALX wallet helps buyers, sellers, friends, and family connect globally, send money, and grow their business. As a Peer to Peer platform, ALX wallet does not act as a bank, charges zero fees to merchants, or people sending money, and settlements are near instant. No fees, no chargebacks, no waiting for your money. Global business is open to everyone. Start selling and sending payments today. Available now for iOS & Android. Supporting Dogecoin, Digibyte, Bitcoin, and all major credit & debit cards via Stripe. Features: Mobile Point of Sale Mobile Invoicing & Payments Mobile Transaction Records Embeddable Widget Creator for Accepting Crypto Currency on Websites Profiles for accepting payments and selling your goods & services.

1 Rating

Starting Price: Free

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HelmBot

Appointment scheduling, point-of-sale, staff management, marketing automation, and a whole lot more. HelmBot makes it easy for business owners to stay on top of all the complicated parts of their business in one place. HelmBot is designed to save you time and bring in extra appointments, every single day.

25 Ratings

Starting Price: $95 per month

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HoneyBook

HoneyBook helps creative entrepreneurs and freelancers book more clients, manage projects and get paid all in one place. With their business management software, you can automate your busy work and stay on top of all your to-dos, saving time and money so you can grow your business. Its like your own personal assistant. This all-in-one management platform streamlines business processes, from first inquiry to final payment, so business owners can spend less time on administrative work and more time focusing on what got them passionate about their business in the first place. With their proposals, invoices, contracts, payments, and scheduling at your fingertips, HoneyBook gives you everything you need to give clients an unforgettable experience.

16 Ratings

Starting Price: $19 monthly ($16 annually)

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Floral Frog

Floral Frog is a comprehensive, yet easy to use florist management system with EPOS designed for managing the business side of floristry. It relieves the burden of managing paperwork commonly seen in flower shops and saves hours of administration. No more order pads - you can manage orders centrally and find them with a few clicks including their payment and delivery status. Do you have a website? We support a number of website integrations, so why not manage all of your orders with ease in one place (check our website for integrations). Spending too much time working out delivery routes? Our software works out the most optimal route for you with just a few clicks. Losing track of money owed? Our invoicing and payments module keeps track of outstanding payments and can automatically invoice your account customers. No more spreadsheets - all sales and expenses are automatically accounted for in the software and you can easily export to CSV or PDF.

4 Ratings

Starting Price: $60.00/month

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Clearly Payments

Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com

4 Ratings

Starting Price: $10.00/month

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SpotOn

SpotOn is one of the most comprehensive, integrated POS systems on the market. From cloud-based POS to commission-free online ordering and reservations to labor management software, it offers everything the modern restaurateur needs -- with none of the headaches that you get with other big POS companies, like long-term contracts, surprise fees and rate hikes, and impersonal service. SpotOn excels in serving full-service restaurants, bars, and nightlife venues by providing a single, integrated system to run their business. Designed with speed in mind, the SpotOn Restaurant point-of-sale includes easy-to-read table layouts, the ability to quickly add items to an order, and make menu changes on the fly. The platform includes email marketing, review management, and the industry’s best reporting and analytics - all in a single, integrated dashboard that’s available anywhere your business takes you.

1 Rating

Starting Price: $0/month

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PaySimple

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide. PaySimple builds long-term partnerships with companies to drive growth providing flexible payment and billing solutions and personalized customer service to suit their distinct business needs. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications.

1 Rating

Starting Price: $59.95/month

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iQmetrix

iQmetrix is the premier provider of retail management software solutions for the wireless industry. Focusing on service, innovation, and agility, iQmetrix's powerful and intuitive retail management software, RQ, enables organizations of any size to efficiently manage and streamline the core functions of their businesses, including point of sale (POS), inventory management, customer relationship management (CRM), human resource (HR), and accounting. RQ Retail Management Software by iQmetrix also offers a rannge of powerful tools to improve business productivity and profitability, such as service automation, marketing, and advanced reporting and analytics.

1 Rating

Starting Price: $99.00/month

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GoDaddy Poynt

GoDaddy

GoDaddy Poynt is a leading open commerce platform designed to help resellers grow revenue by offering smart terminal solutions for merchants. The platform features easy installation, automated onboarding, and remote device management through Mission Control, enabling efficient estate management. Resellers can create custom-tailored merchant solutions by launching configurable apps and services like eCommerce and gift cards. The platform supports integration with popular peripherals such as printers, cash drawers, and scanners to streamline business operations. GoDaddy Poynt provides 24/7 advanced technical support and dedicated account managers for personalized assistance. This platform empowers resellers and developers to deliver fully integrated, scalable commerce solutions.

1 Rating

Starting Price: 2.3% flat processing fee

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EzPay America

Empowering Businesses Through Intelligent, Modern Payment Technology In a marketplace where efficiency, automation, and customer experience define success, business owners need more than just payment processing—they need smart, integrated software solutions that work seamlessly with every aspect of their operation. EzPay America stands at the intersection of payment technology and business innovation. With more than a decade of trusted service in the merchant services industry, we have evolved into a comprehensive resource for companies seeking guidance on the right software tools to power their growth. From POS systems and ACH platforms to AI-driven automation, inventory management, and digital invoicing, EzPay America provides clear, experience-backed advice to help business owners choose the right technology—without the confusion, sales hype, or hidden costs that dominate the industry. We bring: Expert insight into industry-leading software systems Customized recom

1 Rating

Starting Price: $49.00

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Flutterwave

The easiest way to make and accept payments from customers anywhere in the world. One platform that lets you sell wherever your customers are — online, in‑person, anywhere in the world, and everywhere in‑between. Sell online with an ecommerce website, Mobile App and more. Sell in-person at your store locations, pop-ups, concerts. With little to no effort, remove the boundaries to scaling your business and reach more customers with just one platform. Create cards for your team, add spending limits, make them site-specific and so much more. Using the Flutterwave API, you can instantly create and manage virtual cards. Cards can be used instantly through mobile wallets and global websites. With just a few lines of Issuing API code, the possibilities for your new FinTech business(es) are endless. At Flutterwave, we take security seriously so every payment made on our platform is 100% secure, even exceeding industry standard.

1 Rating

Starting Price: 2.9% fee

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Sticky.io

We make sure your online business runs smoothly beyond the buy button, so you can captivate consumers with next-level experiences. Sell how your customers want to buy with infinite order and checkout flexibility and provide ultimate control with self-service capabilities. Integrate disparate systems together to one single source of truth to create seamless customer experiences and manage your business at any volume. Put the power of consumer insights to work for real-time decision-making and turn one-time shoppers into forever fans. Launch new landing pages, sales funnels, products and promotions at lightning speed and combat fraud and churn to boost your bottom line.

1 Rating

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Computop Paygate

Computop

Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.

Starting Price: $29 per month

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Paytia

Take secure & compliant payments over the phone and get real-time authorisation. With Paytia your customers use their keypad to communicate card data securely. They're protected, trust in your business is increased — plus it's no longer exposed to fines and charges for breaking payment-security rules. Paytia’s PCI-DSS certified phone-payment solutions give your customers the same protection they expect which shopping in-store or online, which means you no longer need to hear or store their card data.

Starting Price: From $11.10

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Shopify Payments

Shopify

Accept credit cards and other popular payment methods with a payment provider that’s ready to go when you are. Skip lengthy third-party activations and go from setup to selling in one click. Shopify Payments comes with your account, all you need to do is turn it on. Boost conversions when you make shopping simple. Enable popular payment methods and local currencies for smooth checkout experiences. Have a complete view of your finances. Only with Shopify Payments can you track your orders and payments all in one place. Browse articles and learn how to accept credit card payments with Shopify.

Starting Price: $19/month

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SimplyPayMe

SimplyPayMe enables seamless payments, invoicing and simple business management solutions, all through your smartphone. 100% cloud-based, with low transaction rates and free subscription plans available, our aim is to make your working life simpler. SimplyPayMe works on all Apple and Android devices, as well as on web browsers, meaning you can use it nearly anywhere to take payments. No other hardware needed. You can still use the app without an internet connection*, as all changes will automatically sync up as soon as you’re back online. Get paid in minutes using only your mobile. No card reader required. Free subscription plan and no obligation. Take payments anywhere, anytime with SimplyPayMe’s flexible, low-fee payment options. With straightforward status tracking and paperless receipts, SimplyPayMe manages your payments from quotes to completion. With your smartphone or tablet and a 3G connection, you can process card payments as well as any bricks and mortar retailer.

Starting Price: £10 per month

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MONEI

Microapps sl

MONEI makes everything easy MONEI is a payment gateway that allows you to accept payments either online and offline. MONEI can be integrated directly into your website or online store with just one simple line of code (or not even that). MONEI protects you against fraud, can issue refunds and helps your business succeed. It’s the simplest and cheapest way to start making money on your site. Moving money with ease Move your money online transparently and securely — no paperwork or compliance when accepting payments to start a business. Integrating MONEI as your payment gateway will help you boost your conversion rates. Our features and capabilities are hard to beat. Insanely Simple We designed MONEI in a way that anyone can use it. Today you, tomorrow your six years old child on their way to conquer the business world. Few clicks here and there, and that's all there is to it.

Starting Price: $0

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Mollie

Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.

Starting Price: €0.25 per transaction

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paysley

Paysley allows you to send secure payment requests to your customers using text messaging, picture messaging, and email. Your customers can also access any custom payment page on their mobile devices by scanning a unique QR code that you can display anywhere. Your customers do not need to download an app or register to make a payment. Paysley offers the most straightforward and convenient way to make payments. No card readers or special devices required. Cardholders make payments from their own mobile devices. No customer app download, no account registration, and no password, or login. No redirect to a service provider website. Paysley is a direct, tokenized payment option. You never have to ask for a customer’s card information again. Paysley is secure and your business is automatically PCI compliant. Upload and manage your customer information directly on your Paysley Portal. Your customer database isn’t limited to just contact information.

Starting Price: $15 per month

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Tazapay

Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.

Starting Price: $2 per month

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Pay.

Pay.'s all-in-one payment solution provides online and in-store payment convenience. Launch a successful omnichannel payment strategy, and your company continues to grow. Transactions conveniently come together on the Pay. platform. You can track financial information and payment insights anytime on the dashboard and in the app. Offer any online payment method your e-commerce customers need with Pay. For an optimal user experience and higher conversion, you can choose from over 50 local and international payment methods, including a wide range of Buy Now, Pay Later (BNPL) methods. Installed in your webshop in no time with Pay.'s ready-to-use plugins. Offer your customers in-store payments over debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and the app provide detailed real-time insights into all in-store payments, you know exactly where you stand at all times.

Starting Price: €25 per month

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Partoo

Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale! Automatically distribute information about your establishments on major directories, GPS, search engines, social networks, and review sites. Centralize the reviews left on your establishments whether they come from Google, Facebook, or TripAdvisor. Get regular reports, analyze them and respond to them from a single interface. Encourage your satisfied customers to leave you positive reviews on Google Business Profile. Optimize your website with a store locator and customizable pages per location. Make your point of sales stand out on the queries associated with your activity. Centralize messages received on Google Business Profile and easily reply to them centrally or locally. Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale!

Starting Price: Free

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Durango Merchant Services

When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low-risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. It’s important to note that while these industries are generally considered low-risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low-risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves. Merchants can process payments, manage transactions, and generate reports on all payment processing activity from a single account. Give your merchants valuable insights into customer behavior with a single view of data across channels.

Starting Price: $5 to $60/month

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eMerchantGateway

Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.

Starting Price: Free

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Best Payment Processing Software

Compare the Top Payment Processing Software as of January 2026

What is Payment Processing Software?

QuickFee

Square POS

RetailEdge

EBizCharge

The Card Association

Autodeals

ALX Wallet

HelmBot

HoneyBook

Floral Frog

Clearly Payments

SpotOn

PaySimple

iQmetrix

GoDaddy Poynt

EzPay America

Flutterwave

Sticky.io

Computop Paygate

Paytia

Shopify Payments

SimplyPayMe

MONEI

Mollie

paysley

Tazapay

Pay.

Partoo

Durango Merchant Services

eMerchantGateway

Best Payment Processing Software

Compare the Top Payment Processing Software as of January 2026

What is Payment Processing Software?

QuickFee

Square POS

RetailEdge

EBizCharge

The Card Association

Autodeals

ALX Wallet

HelmBot

HoneyBook

Floral Frog

Clearly Payments

SpotOn

PaySimple

iQmetrix

GoDaddy Poynt

EzPay America

Flutterwave

Sticky.io

Computop Paygate

Paytia

Shopify Payments

SimplyPayMe

MONEI

Mollie

paysley

Tazapay

Pay.

Partoo

Durango Merchant Services

eMerchantGateway

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