Best Payment Processing Software of 2026

BILL

BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.

2,133 Ratings

Starting Price: $45 per user per month

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Convesio

Convesio is a next-generation hosting and payment platform built to help commerce businesses grow faster, smarter, and more securely. Designed for WordPress and WooCommerce, Convesio combines high-performance hosting with an integrated payment ecosystem — ConvesioPay — that streamlines how merchants accept, process, and manage transactions online. With ConvesioPay, businesses get access to fast, secure payment processing that’s deeply connected to their hosting environment. This means lower latency, fewer plugin conflicts, and real-time visibility into revenue performance — all from a single dashboard. Combined with Convesio’s scalable container-based hosting, built-in caching, and advanced uptime management, the result is an optimized foundation for conversion, reliability, and growth. From startups to enterprise-level ecommerce operations, Convesio empowers merchants to focus on selling — not managing servers or chasing integrations.

53 Ratings

Starting Price: $50 per month

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Gr4vy

If you’re looking for a new payment processor, it’s worth knowing there’s a better way to run your payments. Payment processors rely on several third parties to complete each transaction, but a payment orchestration platform handles the entire process in one place while helping you avoid vendor lock-in. You get the tools to negotiate better pricing and route every transaction to the best-performing provider.Gr4vy future-proofs payment stacks with a flexible, scalable, and secure infrastructure designed for global growth.

5 Ratings

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Square Payments

Block

Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on.

9,805 Ratings

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Square POS

Block

Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform.

764,978 Ratings

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Blockonomics

Blockonomics enables online stores to accept bitcoin payments on their website. The payments go directly to your BTC wallet making it completely decentralized. There is no KYC involved and no limitation on the BTC amount that can be received. The entire setup takes less than 5 minutes and you get a beautiful checkout experience with the payment screen that integrates with your website's theme, additionally, there are no redirects to an external page to complete the checkout. Plugins are available for all major website builders and payment API for custom websites. Blockonomics also offer payment buttons that can be embedded on any custom website and payment links that are easily shared online. Additional services include bitcoin invoices and block explorer. There are a variety of tutorials available to get you started plus a 24 X 7 live support. Blockonomics charges a nominal fee of 1% for all transactions with the first 20 transactions free. Download the free plugin now.

34 Ratings

Starting Price: 20 Free Transactions + 1% Fee

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Square Card Reader

Block

Square’s free credit card reader works with the free Square Point of Sale app to let everyone accept payments on their smartphone or tablet. Sign up for Square and we’ll drop your free card reader in the mail—no commitments or long-term contracts. Pay 2.6% + 10¢ per swipe for Visa, Mastercard, Discover, and American Express. Get your money as fast as the next business day. With two versions of Square Reader for magstripe—one for a headset jack, the other a Lightning connector—you’re covered. Just pick the credit card reader that works for you. Take payments at the counter or on the go, remotely through invoices, or by manually entering card numbers. Square Point of Sale is a free, easy-to-use app that gives you everything you need to manage your business. Credit card information is encrypted at the moment of swipe. Square doesn’t store card data on your device after a payment has been processed.

6 Ratings

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Stripe

The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes.

17 Ratings

Starting Price: 2.9% + 30¢ per charge

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Chargebee

Chargebee is a recurring billing and subscription management tool that helps SaaS and SaaS-like businesses streamline Revenue Operations. Chargebee integrates with the leading payment gateways like Stripe, Braintree, PayPal etc. around the world to let you automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS Metrics and customer management. Chargebee handles all your crucial workflows from lead to ledger with power-packed integrations that include Salesforce, Xero, Quickbooks, Avalara, Slack, among others. Deflect cancellations at scale straight from Chargebee with a best-of-breed solution, Chargebee Retention, that provides personalized experiences that get results. Run experiments based on customer and subscription attributes taken straight from Chargebee to ensure you provide a personalized and relevant cancel experience.

4 Ratings

Starting Price: $299/month

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Payrexx

Customers select the desired products, place them in the shopping cart, fill out the predefined form fields with their contact details and proceed to pay - all on one page. Design of every payment tool is fully customizable with corporate logo, colors and fonts, whether it is a Virtual POS, Paylink or One Page Shop. Payrexx payment tools such as One Page Shop, Paylink and Virtual POS automatically adapt to the user's device. Shopping and payment experience will always be convenient for your customers. Use Facebook pixel to track customers on your Payrexx tools. You only need to copy and paste a small amount of code. Create discount coupons with a fixed amount or on percentage basis. During the checkout, your customers can then easily enter the code to apply the discount. Send paylinks to your customers by email either automatically or manually. Decide when you would like to remind your customers to purchase your products or services.

4 Ratings

Starting Price: $9 per user per month

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Clearly Payments

Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com

4 Ratings

Starting Price: $10.00/month

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Cloud9 Payment Gateway

C9PG

Cutting Edge Payment Processing Gateway with Enterprise Features and Real-Time Metrics

4 Ratings

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Sila

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

2 Ratings

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ALFAcoins

ALFAcoins is a secure payment processor and crypto payment gateway for merchants who aim to accept cryptocurrencies. It easily integrates into your website or existing payment flow, with an API, widgets, and e-commerce plugins. • Comprehensive Cryptoprocessing for your Store: Send and receive the most popular cryptocurrencies. • 5 Minute Integration: Drag'n'drop our widget or plug into our feature-rich API. • Accounting Tooling: Export transaction data into your favorite services. • 24/7 Support

1 Rating

Starting Price: 0.99% Fee

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Zoho Checkout

Zoho

Zoho Checkout makes online payment collection easier. Zoho Checkout provides businesses the ability to receive one-time and recurring online payments with no fuss and no hassle. Businesses simply have to create their own payment page without writing code; Customize the page for a more personalized brand experience; and finally collect payments. Payment pages created from Zoho Checkout is designed to fit every screen and device.

1 Rating

Starting Price: $9.00/month

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ALX Wallet

ALX wallet is a platform for global business and payments. Anyone with the ALX wallet mobile app can get started sending payments, promoting their business, and selling their goods & services in under a minute to anyone in the world. ALX wallet helps buyers, sellers, friends, and family connect globally, send money, and grow their business. As a Peer to Peer platform, ALX wallet does not act as a bank, charges zero fees to merchants, or people sending money, and settlements are near instant. No fees, no chargebacks, no waiting for your money. Global business is open to everyone. Start selling and sending payments today. Available now for iOS & Android. Supporting Dogecoin, Digibyte, Bitcoin, and all major credit & debit cards via Stripe. Features: Mobile Point of Sale Mobile Invoicing & Payments Mobile Transaction Records Embeddable Widget Creator for Accepting Crypto Currency on Websites Profiles for accepting payments and selling your goods & services.

1 Rating

Starting Price: Free

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Whalestack

Whalestack LLC

Whalestack is a sophisticated cryptocurrency payment gateway designed for enterprises, offering digital currency checkout solutions that seamlessly convert Bitcoin to your bank account within minutes. It enables the acceptance of cryptocurrencies, facilitating instant conversion to fiat currency, eliminating currency risks, chargebacks, and credit risks. The platform encompasses comprehensive financial reporting, invoicing, taxation, and analytics, making it straightforward to integrate via REST API or a simple checkout button. Whalestack serves online merchants and e-commerce platforms, allowing them to accept and settle payments in various digital currencies in a compliant manner, ensuring satisfaction for accountants and tax authorities alike. It empowers online businesses to denominate and settle sales in their national currency (e.g., EUR, USD), irrespective of the cryptocurrency (Bitcoin, Lightning, USD, EURC, or Stellar) used by customers for payment.

1 Rating

Starting Price: 0.5%

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Diamond Mind Payment Processing

Diamond Mind

Diamond Mind Payment Processing is a payment processing solution for schools that offers convenience of digital payments. Diamond Mind Payment Processing simplifies, streamlines, and accelerates payments across the campus. With Diamond Mind Payment Processing, payment data is securely transmitted for processing. Diamond Mind Payment Processing also features easy management, reconciliation, and reporting of all payments.

1 Rating

Starting Price: $1.00

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CSG Forte

CSG International

Scale your business and get to market faster with a complete, customizable payments platform. CSG Forte integrates with your existing applications so you can simplify your tech stack and increase ROI. Gain insight into every part of the payments experience, including transaction details, dispute management and more. It’s easy to get started with CSG Forte. Most merchants are approved and processing payments in less than 24 hours. Plus, our platform APIs reduce the time it takes to integrate platforms, so you can start making money faster. As your business grows, complexity shouldn’t. With CSG Forte, you receive your payments from all processors in one place, reducing costs and letting you put that money toward continued business growth.

1 Rating

Starting Price: $24.95 per month

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Cash App

Block, Inc.

The Cash App lets you easily send or receive payments to anyone via a simple mobile application. The Cash App also lets you buy Bitcoin, and the Cash App works without a bank account. Send and receive money anytime, anywhere. It’s fast and free, and a $cashtag is all you need to get started. With a Cash App account, you can receive paychecks up to 2 days early. Get 3 free ATM withdrawals per month when you have at least $300 coming in each month. Whether you’re just getting started or already a pro, Cash App makes it easy to invest in stocks and bitcoin. Cash App uses advanced security features to protect millions of people and payments each year. From verification locks to data encryption, we take steps to make sure your money and information are safe.

1 Rating

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Adyen

End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform to help realize your ambitions fast. Easily add more payment methods and grow into new markets with local acquiring. Create superior customer experiences using cross-channel insights. Gain a deeper understanding of your business with all your global payment data in one place. Protect your business by detecting and responding to fraud without impacting real transactions. Optimize your finances and increase automation with our banking infrastructure. Especially valuable for platforms and marketplaces looking to payout users faster in a preferred currency.

1 Rating

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G2A PAY

As experts in local and global payments processing, we as a payment providers know how hard it can be to enter worldwide markets. That's why we've done the hard work for you, from learning about regional payment service preferences to translating our checkout into 20 languages. With the G2A PAY payment gateway for e-business services, you get everything you need for global expansion. Not just support for 200+ trusted payment methods, but effortless integration with our slick API, stylish personalized checkouts, and a level of care and attention that bigger payment processors simply can't match. Shopping online doesn't have to mean juggling numerous different platforms, using a limited number of payment methods, or questioning whether your details are really as safe as they seem. At G2A PAY we push our efforts to the limit to meet high expectations for both small businesses and big corporations.

1 Rating

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Atlantic-Pacific Processing Systems

APPS digital platform delivers high end optimization & real-time data to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. APPS is proud to be Visa’s FINTECH partner. We create the platforms & technology that unite your data into a central command center at your fingertips. Tie the customer’s payment data to your merchant processing platform on a global level with one master login. A true omnichannel experience. APPS is proud to be selected as the North American Acquirer for VISA payment gateways Cybersource and Authorize.net. We provide payment and data-centric acquiring solution platforms throughout North America. APPS digital platform delivers high-end optimization & real-time data. to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy.

1 Rating

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Exactly.com

Exactly

Reliable payment method for your customers – business-oriented payment system designed for user comfort. Make purchases and order services using bankcard payment or other convenient methods without leaving home, worldwide. With Exactly payment system you are able to: - Use a wide range of payment methods and expand your business with unique payment system settings. - Accept payments from all over the world and secure а full conversion by a simple implementation of a payment widget on your website. - Increase your approval rate by reviewing your transaction history and KPI statistics. With your Exactly Digital Wallet account you will be able to manage your flow of funds in one place. Discover new financial opportunities with Exactly payment system. We work to make our partnerships positive for every partner. Our commitment is to seek mutual benefit, respect and value others.

1 Rating

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PlasmaPay

Plasma Alliance

DeFi for The Masses. We make decentralized finance effortless. With easy to use fiat on/off ramps, fast and free transactions, and beautiful, intuitive apps, PlasmaPay is delivering the future of finance today. We are building the financial services and infrastructure for the global digital economy of DeFi and Web 3.0. PlasmaPay Products Servicing 160+ countries with over 100,000 users and businesses since 2018. PlasmaPay Wallet. Mobile Apps. Corporate Account. Fiat on-/off-ramp. Plasma DLT Your Decentralized Bank Is Here Free, Flexible & Global Financial Freedom Powered by DeFi PlasmaPay wallet supports: Non-custodial BTC, ETH wallet, 3000+ ERC-20 tokens, Plasma DLT stablecoins, Crypto-to-crypto exchange, Decentralized financial infrastructure as anew digital economic system. Powered by Plasma DLT. Plasma is a blockchain and application infrastructure with a mission to decentralize the centralized financial services industry (CeFi).

1 Rating

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Worldpay

FIS

Connected consumers are always on. And so are you. From POS systems to integrated card payments to cross-border payments, online or off, it's time for simple and secure solutions that advance your customer experiences and your business. Access the most advanced payments solutions from one global company, eliminating the need for fragmented payment capabilities. Our cloud-based solutions integrate with any enterprise payment system to deliver seamless experiences across multiple channels and platforms. Accept new payment types, convert more sales, reduce costs and proactively respond to customer concerns and industry changes. Simplify payment acceptance, increase your competitive advantage, and improve your bottom line by accepting customer payments anywhere, any time, on any device and across channels.

1 Rating

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Sticky.io

We make sure your online business runs smoothly beyond the buy button, so you can captivate consumers with next-level experiences. Sell how your customers want to buy with infinite order and checkout flexibility and provide ultimate control with self-service capabilities. Integrate disparate systems together to one single source of truth to create seamless customer experiences and manage your business at any volume. Put the power of consumer insights to work for real-time decision-making and turn one-time shoppers into forever fans. Launch new landing pages, sales funnels, products and promotions at lightning speed and combat fraud and churn to boost your bottom line.

1 Rating

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GoCardless

Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.

2 Ratings

Starting Price: $0.01/month/user

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QuickBooks Payments

Intuit

Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.

3 Ratings

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Recurly

Thousands of innovative companies across media and entertainment, consumer goods, software, education, health and wellness, and travel and hostpiatlity industries rely on Recurly for faster, more profitable growth. The partnership and platform of Recurly removes the complexities of automating subscription management and recurring billing at scale, enabling teams to manage and optimize their subscriber lifecycles with ease. Category-defining companies including Sling, Twitch, Bark, FabFitFun, Paramount, Lucid, and Sprout Social have chosen Recurly to manage billions of dollars in recurring revenues, future-proof their recurring billing and revenue management, and recover billions of dollars in lost revenue due to churn. Founded in 2009, Recurly is based in San Francisco, with offices in Boulder and London. Recurly | Keep a good thing growingⓇ

Starting Price: $0.00/month

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Best Payment Processing Software

Compare the Top Payment Processing Software as of January 2026

What is Payment Processing Software?