FNI Blueprint

MeridianLink® Consumer is a powerful, cloud-based lending platform designed to unify and accelerate loan origination across every channel. It seamlessly connects with core and digital banking systems as well as hundreds of trusted third-party providers, including AI, fraud protection, eSignature, insurance, and settlement tools, to deliver a fully integrated experience. The platform automates underwriting and pricing for a broad spectrum of loan products, from credit cards and personal loans to HELOCs, auto, business, and indirect lending. Financial institutions can effortlessly import deposit account and customer data, configure workflows to eliminate friction, and boost revenue with intelligent cross-sell capabilities—all while driving efficiency, reducing risk, and enhancing the borrower experience from start to finish. Our integrated digital platform supports the entire consumer financial journey while connecting with hundreds of trusted vendor partner solutions.

Upgrade your retail loan origination process by implementing a flexible and responsive consumer lending application, built on AI-first low-code platform. Enable digital experience, automated underwriting, instant decisioning, and efficient exception management. Ensure a straight-through, simplified loan disbursement for all products, including credit cards and personal loans, without any manual intervention. Leverage digital collaboration for high-touch loans—HELOC, home equity loans, etc.—for a faster turnaround time. Utilize real-time dashboard for tracking processes, pipelines, and productivity. Transformed consumer loan origination with end-to-end automation of loan requests, underwriting, loan decisions, closing, and booking processes in a paperless environment. A lending platform with straight-through processing for quicker loan approval and disbursements from financial institutions.