A Study of Investment pattern in working women - To make them more competent.
Abstract As in the todays scenario women are as equal as men. They are not only managing household work but are equally contributing to improve the lifestyle and to distribute the household expenses. But still there are lot of women who are not managing their finances for themselves and this part of their life is taking care by their husbands, their father or their brother etc. the thing is why the women, who is taking so much pain to earn bread butter is not competent enough to manage their finances. In my study I am trying to make those women comfortable with the available investment options, their implacability, technicalities, loopholes, applicability, terminologies last but not the least understanding. Before choosing any investment option we must also know the associated risk with option. Thats why I am also going to focus on various risks which must be taken into consideration before making a portfolio. With the help of this study women will be able to understand the investment world available for them. The study will be divided as follows: 1. Introduction a. Changing role of women in the society. b. About Indian Investment industry. 2. Investment Options a. Savings Bank Account b. Money Market Funds c. Banks fixed deposits d. Post office savings schemes e. Public Provident funds
f. Company fixed deposit g. Bonds and debentures h. Mutual funds i. Life insurance policies j. Equity shares k. Gold l. Real Estate m. New Pension Scheme n. Rajiv Gandhi equity funds 3. Investment Risk a. Personal risk i. Time risk ii. Tenure risk b. Company risk i. Management risk c. Market Risks i. Market risk ii. Liquidity risk iii. Interest risk iv. Inflation risk v. Exchange rate risk vi. Reinvestment risk d. National and international risks i. Economic risk ii. Industrial risk iii. Tax risk iv. Political risk 4. How to manage risk a. Construction of portfolio i. Portfolio theory ii. Basics of portfolios iii. Management of portfolios 5. How to judge the returns on the investments a. Return on assets/ investments i. Savings Bank Account
ii. Money Market Funds iii. Banks fixed deposits iv. Post office savings schemes v. Public Provident funds vi. Company fixed deposit vii. Bonds and debentures viii. Mutual funds ix. Life insurance policies x. Equity shares xi. Gold xii. Real Estate xiii. New Pension Scheme xiv. Rajiv Gandhi equity funds 6. Research Methodology a. Research design b. Objectives of the studies c. Sample size d. Research Area e. Research Method i. Interview ii. Survey iii. Questionnaire 7. Facts and findings 8. Analysis of facts and findings 9. Conclusions 10. Recommendations