Patricia Ann B.
Aseron
BSN 4
NCM 107 B
ROAD ACCIDENTS
Four common types of accident claims:
1. Accident at work claims
- Your employer has a duty of care to ensure you are working in a safe environment without the risk of
injury. They must ensure you have received full health and safety training and given you the
appropriate tools to complete your job safely. If this is not the case and you are injured while carrying
out the duties of your work, you are entitled to make a claim for compensation against the employer.
Injuries from lack of training
Injuries from faulty equipment
Injuries from lack of equipment
Injuries from unsafe practices
Injuries from lifting
Industrial Disease
Repetitive Strain Injuries
2. Road accident claims
- Your claim will be made against the driver who has caused the accident, and will allow you to recover
your losses for the damage to the car, plus for any injury and subsequent pain you are suffering.
Injuries as driver or passenger
Injuries as motorcyclist
Injuries as cyclist
Injuries as a pedestrian
Injuries as a bus passenger
3. Medical negligence claims
- Medical staff have a duty of care to ensure you are kept safe during your time in hospital, meaning a
legal obligation to perform their duties to the desired result. If this does not happen and you are left with
an injury or condition as a result of a medical procedure or medication been given to you, you will be
entitled to make a claim for compensation.
4. Slip or trip accident claims
- These are one of the most commonly claimed-for accidents due to the sheer number of hazards that
we face just by stepping outside the door every day. Whether its tripping over an uneven pavement, or
slipping over on a wet floor in the local supermarket, you need to consider whether someone else is
liable for the injuries they have caused you.
Injuries from uneven or broken paving
Injuries from roads in disrepair
Injuries from spillages
Injuries from repairs in progress
Injuries from defective flooring
General causes of accidents:
Falls (persons and objects)
Vehicles
Hazardous atmosphere
Aggression and extreme muscular exertion
Machines and handheld tools
Other forms of contact with objects
Hazardous substances, fire, explosions
Definition:
A road accident refers to any accident involving at least one road vehicle, occurring on a road open to public
circulation, and in which at least one person is injured or killed. Intentional acts (murder, suicide) and natural
disasters are excluded. A traffic accident involving vehicles, pedestrians or cyclists.
Causes of Road accidents:
1. Struck by moving vehicle
Accidents that involve the victim being on a location with moving vehicles while working as a pedestrian.
Included is the work on company premises, in warehouses, on loading bays or work along public roads for
example road maintenance, garbage collectors, mechanics repair services cars that work along the road to
repair or retrieve, policemen, etc.
2. In or on moving vehicle with loss of control
Accidents where the victim is working in or on moving vehicles, such as cars, trucks, buses, military vehicles,
forklifts, pallet trucks, bicycles, lifts, cranes, agricultural and earthmoving machinery, vehicles on rails
(monorails, trains), etc. These are activities that take place on company premises, in warehouses, during
loading - and unloading or they are special activities related to the performance of the work on the public
highway, such as pursuits with police cars, being on the back of the garbage truck as a garbage collector etc.
Prevention:
1. Planning for accidents
No one can predict what accidents will occur or when, but you can plan ahead for the most likely risks.
Here are some simple, effective avoidance and response strategies:
Having specific plans for various types of accidents
Developing emergency response procedures
Conducting regular employee training on those
plans and response procedures
Providing safe-driver training
Keeping emergency kits in all vehicles
2. An attitude of safety
The best accident is the one that's avoided. Here are some strategies:
Make sure your policies and procedures reflect that safety is a priority in your organization.
Safety training not only builds skills, but communicates that you're serious about safety.
Allowing your Safety Committee to alter unsafe conditions is direct action that communicates
that you're serious about safety.
3. The right supplies
First aid kits and other emergency supplies can help keep minor accidents from turning into major
ones.
Designate a member of your Safety Committee to regularly monitor and maintain your first aid
kits, emergency car kits, and other emergency supplies.
Your accident preparation and response training should include:
Training on the proper use of emergency equipment. You should also consider first aid and
CPR.
4. Emergency contacts and communications
Your accident preparation plans and response training must address communications.
Every employee and volunteer should be trained on who to contact and how in case of an
accident.
Post emergency contact lists in prominent locations in your facilities and keep a copy in agency
vehicles.
Field trips should include a cell phone, especially if a vulnerable population is involved.
REFERENCES:
http://www.independent.co.uk/life-style/four-common-types-of-accident-claims-8425165.html
http://www.rivm.nl/en/Documents_and_publications/Common_and_Present/Publications/Environment_and_Saf
ety/Storybuilder_Fact_sheets/Factsheets_Storybuilder_Causes_per_type_of_accident/Factsheets_Storybuilde
r_Causes_per_type_of_accident_vehicles
http://injuria.co.uk/TypesofAccident.htm
