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Cheque Mate Game Current (Tran Code 11) (Tran Code 29) Saving (Tran Code 10) HNI (Tran Code 31)

This document outlines discrepancies that may occur with cheque processing and the appropriate actions for different transaction types. It provides rules for issues like missing or invalid dates, payee names, signatures, amounts, and encoding or presenting bank errors. For each issue, it specifies whether the current, saving, or HNI transaction should be referred, rejected, or passed based on the discrepancy. The goal is to provide guidance on handling different business rules for discrepancies consistently across transaction codes.

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Nandini Jagan
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© © All Rights Reserved
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137 views1 page

Cheque Mate Game Current (Tran Code 11) (Tran Code 29) Saving (Tran Code 10) HNI (Tran Code 31)

This document outlines discrepancies that may occur with cheque processing and the appropriate actions for different transaction types. It provides rules for issues like missing or invalid dates, payee names, signatures, amounts, and encoding or presenting bank errors. For each issue, it specifies whether the current, saving, or HNI transaction should be referred, rejected, or passed based on the discrepancy. The goal is to provide guidance on handling different business rules for discrepancies consistently across transaction codes.

Uploaded by

Nandini Jagan
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLS, PDF, TXT or read online on Scribd
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CHEQUE MATE GAME

Current
(Tran code
11) ( tran Saving ( Tran HNI( Tran
Sr nDiscrepency code 29) code 10) code 31) DD PO
1 Date Missing Refer Reject Refer Not Possibl Not Possible
Post Dated Refer Reject Refer Not Possibl Not Possible
Out of Date Refer Reject Refer Reject Reject
Invalid Date Refer Reject Refer Not Possibl Not Possible
Alteratiion on Date not
signed Refer Reject Refer Reject Reject
Correction Sign and Main
Sign Differ
Refer Reject Refer Refer Refer
2 Payee Name missing Refer Reject Refer Not possibl Not possible

Favouring Self Instrument Refer Reject Refer Not possibl Not possible
Favouring yourself
Instrument Refer Reject Refer Not possibl Not possible
Alteration Not signed Refer Reject Refer Reject Reject
Correction Sign and main
sign differ Refer Reject Refer Refer Refer
Amount in words & figure
3 differ Refer Reject Refer Not Possibl Not Possible
Alteration Not Signed Refer Reject Refer Reject Reject
Correction Sign and main
sign differ Refer Reject Refer Refer Refer
Siganture Missing (for
4 cheques) Refer Reject Refer - -
Below 25K (For DD and
PO) - - - Refer Refer
25K and above (Second
Signature missing for DD
and PO) - - - Refer Refer

5 Encoding Error Reject Reject Reject reject reject


Area of code differ (For
Tran code 10, 11, DD and
PO received for payment
in other than the location
6 mentioned) Reject Reject Pass Reject Reject

7 Area of Stamp Reject Reject Reject Reject Reject


Presenting bank differ Reject Reject Reject Reject Reject

Amount over condition


8 Limit Refer Reject Refer Not Possibl Not Possible

9 Not Drawn on us reject Reject reject Reject Reject

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