QUIZ - OFFICERS

1. Within what period Construction on plot purchased under housing loan should be done
from the date of purchase?
a) 3 years b) 2 years c) 1 year d) 6 months

2. Under Housing Loan, principal applicant must be employed (in case of employee) for
last-
a) 1 year b) 2 years c) 3 years d) 18 months

3. What is Maximum repayment period in Home Loan scheme?

a) 15 years b) 20 years c) 25 years d) 30 years

4. What is Maximum loan limit under Baroda Home Loan?

a) Rs.100 lac b) Rs.300 lac c) Rs.150 lac d) Rs.75 lac

5. What is the Margin for second hand car loan?

a) 30% b) 25% c) 50% d) 40%

6. What is the Maximum repayment period for new car?

a) 6 years b) 5 years c) 7 years d) 3 years

7. One can avail Baroda Mortgage Loan if his minimum gross annual income is -
a) Rs.50000/- b) Rs.60000/- c) Rs.70000/- d) Rs80000/-

8. Margin for Baroda Mortgage Loan is,

a) 40% of the market value or the distress sale value of immoveable property
b) 50% of the market value or the distress sale value of immoveable property
c) 60% of the market value or the distress sale value of immoveable property
d) 75% of the market value or the distress sale value of immoveable property

9. How much concession in rate of interest on auto loan is allowed to existing home loan
borrowers with good track record?
a) 0.20% b) 0.15% c) 0.25% d) No such provision

10. Maximum repayment period allowed in Baroda Mortgage Loan is-

a) 60 EMI b) 72 EMI c) 84 EMI d) 120 EMI

11. Baroda e-Gateway is :

a) Access to e-banking
b) ATM access control
c) Payment & settlement system for online transactions (e-Commerce)
d) All of the above

12. Baroda e-Gateway is required for which type of business?

a) Web-based b) Cheque/DD c) ATMs d) None

13. VBV stands for:

a) Verified by Visa b) Verified by Master Card c) Verified by Bank d) None

14. Baroda e-Gateway payment can be done by :

a) BOB STAFF b) BOB A/c holder c) Any VISA/Master Card holder d) None

15. Pre-requisite for merchant enrolment in Baroda e-Gateway is :

 a) Should have Website b) Product/ Services should be saleable thru’ Website
c) Should be A/c holder of BOB d) All the above

16. Total no of Debit Card variants launched by our bank are:

a) 2 b) 3 c) 4 d) 6

17. Per day ATM Cash withdrawal limit in Visa Classic/ Electron Debit Card is:
a) Rs 10,000 b) Rs 15,000 c) Rs 20,000 d) Rs 25,000

18. Which variant of BOB Debit Cards have PIN authentication at POS?
a) VISA Classic b) VISA Platinum c) MASTER Combi Gold d) Maestro

19. Per day ATM Cash withdrawal limit by MasterCard ‘Combi’ Gold is:
a) Rs 50,000 b) Rs 25,000 c) Rs 20,000 d) Rs 15,000

20. Per day limit at POS by VISA Platinum Debit Card is:
a) Rs 50,000 b) Rs 1, 00,000 c) Rs 2, 00,000 d) No limit

21. हहहिंदद कक भभारत कक रभाष्ट भभाषभा कब बनभायभा गयभा

a) 15 अगस्त 1947 bbbbbbbbbbbbbbbbbbbbbbbbbbbB b) 02 अक्ततबर 1950 c) 26 जहिंनवरद 1950 d)
14 ससितहिंबर 1949

22. रभाजभभाषभा कभायभार्यान्वयन कक वगर्गीकरण कक अननसिभार ककतनक ककत हह

a) bBbbbbbbbbbbbbbbbbbbbb06 ककत b) 04 ककत c) 03 ककत ddddd) 05 ककत
23. “ क” ककत मक ककौन सिक पभाहिंत आतक हह
a a) aa हहहिंदद भभाषष पदक श b) हहहिंददतर भभाषष पदक श c) अरर्या हहहिंददभभाषष पभाहिंत d) ककद्रशभाससित ककत

24. रभाजभभाषभा कभायभार्यांवयन कक रभारभा 3(3) मक आनक वभालक वभालक दस्तभावकज ककतनक हह
a) 14 b) 12 c c) 17 d) 11

QUIZ - CLERICAL

1. Age of building under Baroda Mortgage Loan should not be more than-
a) 15 years b) 20 years c) 25 years d) 30 years

2. What is the Maximum loan limit for Two Wheeler?

a) 750000/ or 5 times of monthly emolument whichever is less
b) 100000/ or 5 times of monthly emolument whichever is less
c) 150000/ or 5 times of monthly emolument whichever is less
d) 200000/ or 5 times of monthly emolument whichever is less

3. What is the Margin for Two Wheeler?

a) 10% of cost excluding cost of accessories, insurance and taxes.
b) 15% of cost excluding cost of accessories, insurance and taxes.
c) 20% of cost excluding cost of accessories, insurance and taxes.
d) None

4. What is the Repayment period for Two Wheeler Loan?

a) 48 EMI b) 60 EMI c) 84 EMI d)36 EMI

5. Maximum repayment period allowed under Baroda Traders Loan is 7 years

 Yes b) No

6. Important selling points of Baroda housing loan are-

a) Sanction within 6 working days.
b) Maximum repayment up to 25 years
c) Free property and personal accident insurance
d) All of the above.

7. No penalty for prepayment of Housing loan if borrower--

a) Deposit by taking loan from other financial institutions
b) Pays entire amount in cash
c) Borrow from close friend and relatives
d) Repay partly or fully from own sources
e) Now No Penalty is there

8. Property mortgage in case of Baroda Traders must be in the name of-

a) Borrower
b) Proprietor, partners, Director
c) Close relatives of borrower who will stand as guarantor
d) All above

9. Margin for Baroda Traders against immovable property -

a) 50% b) 40% c) 60% d) a or b e) none

10. Minimum amount in Baroda Traders loan is-

a) 50000/- b) 10000/- c) 25000/- d) 100000/- e) None

11. How many accounts can be linked to a single Debit Card?

a) Two b) Five c) Nine d) No limit

12. What is the per day limit for Fund Transfer in self linked accounts by Debit Card?
a) 25,000 b) 50,000 c) 1 lac d) No limit

13. Pin change, Balance inquiry and mini-statement facilities are available on all other Bank’s
ATM?
a) Yes b) No c) PIN change cannot be done d) At SBI ATM only

14. Per day ATM Cash Withdrawal limit by MasterCard “Combi” Gold is:
a) 50,000 b) 25,000 c) 20,000 d) 15,000

15. What should a Customer do in case his/her Debit Card is lost :

a) Inform to Visa/Master b) Inform to nearest Police Station
c) Inform at Bank’s Toll Free No/ d) Any one
Contact Center/Branch

16. What type of tax payment through our ATM is possible?

a) Sales tax b) Direct tax c) VAT d) None

17. First time debit card activation can be done at:

a) Our Bank’s ATM b) Other Banks ATM c)POS d) a or b

18. Complaint for failed ATM transactions can be logged through :

a) Base branch b) Any BOB branch c) Both d) Respective Bank whose ATM was
used
19. As per RBI guidelines failed ATM transaction complaint to be resolved in:
a) Within 7 days from date of transaction
b) Within 7 working days from date of lodgment of complaint
c) Within 12 working days from date of lodgment of complaint if transaction is on
other Bank’s ATM
d) b & c both

20. W.E.F. 01/07/11 five transactions are free for using other Bank’s ATM in a month for the
following type of transactions:
a) SB – five financial transactions
b) CA & OD - five non-financial transactions
c) Only SB- five financial & non-financial transactions
d) a & c

21. 31 मभारर्या 2012 तक हमभारद स्वदक शष शभाखभाएहिं ककतनष थषहिं

a) 4000 b b) 4200 c) 3904 d d) 3171

22. हमभारक बहक कक स्थभापनभा ककसि वषर्या मक हनई

a a) 1908 b) 1925 c) 1947 d) 1910

अरषनस्थ कमर्यारभाररयक कक सलयक ररटक ल कक्वज़ पततयकगगतभा

1. स्कतलद सशकभा कक सलयक हदयक जभानक वभालक ऋण यकजनभा कभा नभाम क्यभा हह
a) बडकौदभा स्कभालर b) बडकौदभा ग्यभान c) बडकौदभा ववद्यभा d) बडकौदभा कररयर डकवलकपमक ट

2. यहद पनरभानष कभार कक ऋण हदयभा जभातभा हह तक कभार ककतनष पनरभानष हक सिकतष हह

a a) अगरकतम दक वषर्या b b) अगरक्तम तषन वषर्या c) अगरक्तम रभार वषर्या d) अगरक्तम पभाहिंर वषर्या

3. पक शनर कक लकन दक नक कक सलयक वह उसि शभाखभा सिक कम सिक कम ककतनक मभाह सिक लगभातभार पक शन लकतक हनए हकनभा
रभाहहयक
aa a a) 1 मभाह b) 1 वषर्या c) 3 महदनक d) 6 महदनक

4. बडकौदभा जषवन सिनरकभा मक अगरक्तम ककतनष रभासश कभा बषमभा सलयभा जभा सिकतभा हह
a) 100000 bb) 50000 c) c500000 d d) इनमक सिक ककई नहद

5. हभाउससिहिंग लकन मक अगरक्तम रदपकमकट पषरदय़य़ड ककतनभा हह .

a a) 20 वषर्या b) 30 वषर्या c c) 15 वषर्या d d) 25 वषर्या

6. ररकररहिंग डडपभाससिट कक सलयक अगरक्तम पषरदयड ककतनभा हह

aaa a) 120 मभाह b b) 60 मभाह c) 36 मभाह d d) ककई नहद

7. परन भानक मकभान कक खरददनक कक सलयक मकभान अगरक्तम ककतनभा परन भानभा हकनभा रभाहहयक
a) 10 सिभाल b b) b15 सिभाल c) c20 सिभाल d) d25 सिभाल

8. सशकभा ऋण कक सलयक ववद्यभाथर्गी कक उम कम सिक कम ककतनष हकनष रभाहहयक

aaa a) a18 वषर्या b b) 21 वषर्या c c) ककई सिषमभा नह d d) 16 वषर्या

9. हभाल हद मक बहक नक ककौनसिभा नयभा कभाडर्या जभारद ककयभा हह

a a) ए टद एम कभाडर्या b) ककडडट कभाडर्या c) गगफ्ट कभाडर्या d) डकबबट कभाडर्या
10. बहक कक टह क्सि कलकक्शन पर पतत रभालभान ककतनभा कमषशन समलतभा हह
a) र 45 b b) र 50 c) र 10 d) र 55

11. ए टद एम सिक ककतनष रभासश एक बभार मक तनकलवभायष जभा सिकतष हह

a a) 10000 b b) 15000 c) 20000 d) d25000

12. तनम्न लकन दक नक कक सलयक एसि एम एसि अलटर कक पभानक कक सलयक क्यभा मकबभाइल नहिं कभा हकनभा ज़रूरद हह .
a a) नकदद आहरण b) पष ओसि c) ई कभामसिर्या d) सिभष

13. हमभारक बहक एटदएम कक मभाध्यम सिक ककसि पकभार कक टह क्सि कभा भनगतभान ककयभा जभा सिकतभा हह
a a) सिकल्सि टह क्सि b) डभाय्ररक क्ट टह क्सि c) वहट d ) ककई नहद

14. एक डकबबट कभाडर्या सिक ककतनक खभातक जडन क हक सिकतक हह ंहिं

a a) aa ककई नहद b) b पभाहिंर c) नकौ ddd d ) 12 d

15. हमभारक सिभष एटदएम ककद्र कनकक्टक ड हह

aa a) डभाय़बकल्ड कस्वर b) कनकक्ट 24 कस्वर c) बकसि 24 कस्वर d) ककई नहदहिं

16. क्यभा 15 वषर्या कक लडकक कक डकबबट कभाडर्या जभारद ककयभा जभा सिकतभा हह
a aa a) हभाहिं b) नहदहिं c) ककई नहदहिं d) सिनपर सिकववहिंग खभातक मक जभारद ककयभा जभा सिकतभा हह

17. टद एम क़क क्यभा हह
a) टभाइम महनकजमक ट ककट b b) टसमर्यानल मभास्टर कक c c) मभास्टर कक d d) टसमर्यानल मभास्टक कक

18. बडकौदभा ई गकटवक कभा भनगतभान ककसि मभाध्यम सिक ककयभा जभा सिकतभा हह
a a) बभाब स्टभाफ b) बभाब खभातकदभार c c) ककई भष ववसिभा कभाडर्या / मभास्टर कभाडर्या हकल्डर d d) ककई नहदहिं

19. भभारतषय ररज़वर्या बहक कक गवनर्यार ककौन हह

a a a) डष सिनब्बभारभाव b) वभाय एसि रक ड्डष c c) ववमल जभालभान d) ममोंटकक ससिहिंह अहलतवभासलयभा

20. हमभारक बहक कक पहलद शभाखभा कहभाहिं खनलद थष

a) अहमदभाबभाद b) मभाहिंडवष c) भडकौर d) बडकौदभा