TD Canada Trust Application for TD® Aeroplan® Visa Infinite* Card Information Box ‘Annual These interest rates are in effect the day your Account is used or activated or your Card is signed Interest | «purchases: 19.99%. Rates + Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques) 22.99%, Interest rates will inerease by 5% to 24.99% on Purchases and 27.99% on Cash Advances if'the Minimum Payment is not received within 30 days of the Payment Due Date and you will also lose the benefit of any promotional rate offer you are participating in and the interest rate of 24.99% on Purchases and 27.99% on Cash Advances will apply. The increased rate(s) will apply starting on the first day of your next statement period after the 30 day period from the missed payment. Interest- | 21 days ‘erio receive payment in full of the Balance on your current statement by the Payment Due Date, There is no interest-free grace period on Cash Advances (including Balance ‘Transfers, Cash-Like Transactions and TD Visa Cheques). Minimum | $10.00 plus any interest and fees (plus any past due amount or any amount that exceeds your Credit Payment | Limit), Foreign 25% Currency || We wil bill you in Canadian dollars for any transaction made on your Account in a foreign currency Conversion | We will convert that transaction by applying our foreign currency conversion rate in effect on the date that the transaction is posted to your Account, which isthe rate established by Visa applicable on the date that the transaction is posted to your Account, plus 2.5%. Annual $120.00 ($50.00 cach Authorized User Card) Fees To be charged on the first statement after the Card is issued (regardless of activation) and annually thereafter in the same month,Information Box Other Fees | To be changed on the day that the transaction is posted to the Account or, up to 2 business days aller the request is made: + Cash Advance transaction: 1% of the amount of the transaction (minimum fee of $3.50 up to a ‘maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque). + Dishonoured Payment: $48.00. + Photocopy (up to 6 copies per request): $10.00 per request. + Rush Card Fee: $25.00 per rush delivery request (fee does not apply to a lost or stolen Card) To be charged on the day that the transaction is posted to the Account: + Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee atthe time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies atthe time the offer is made. ‘This is a Premium Credit Card, Use of this Card may result in higher acceptance costs for merchants Annual interest rates, fees and features are subject to change. Effective as of November 5, 2017 (unless otherwise indicated). Additional Information and Disclosures for TD Aeroplan Cardholders: You acknowledge and consent tothe following additional collection, uses and disclosure of Information about you. You are giving the contact information on your application both to TD (the Bank) and to Aimia Canada Inc. who owns and operates the Aeroplan Program ("Aeroplan"), Your contact information is your name, mailing address(es), email address(es), telephone number(s), language preference, and your Aeroplan membership number (if you have provided it). Aeroplan may use this Information as deseribed in Acroplan’s privacy policy. ‘When you are approved for a TD Acroplan Credit Card Account, TD and Acroplan will share Information with each other, including, but not limited to, information about transactions on your Card (for example the purchase amount, transaction date, merchant name, and whether the transaction was completed by you or another Cardholder on the Account), and your Aeroplan program ansactions and information (for example, your Aeroplan Miles earnings, or redemptions and Aeroplan tier) for the purposes set out in TD's and ‘Acroplan’s privacy policies, administering and supporting the Aeroplan program, enhancing each of TD and Acroplan’s products and services, providing promotional materials and offers, internal reporting and analytics, and improving total customer experience, and for the purposes set out in the Agreement for the Account. You may not withdraw your consent for the sharing of this Information because itis a key benefit and feature of the Card. TTD may also disclose to Aeroplan the following speeific information about the Account: the location of the merchants from which you made purchases on the Account, billing date, the age range and salutation of the Cardholder in whose name the Account is ‘opened, and number of Cardholders on the Account for the purposes set out above ineluding to improve a Cardholder's experience and provide specific promotional materials and offers that may be of interest to the Cardholder. If you do not wish us to disclose tis specific Information please call TD at 1-800-983-8472. Please note that any Information that is provided directly to Aeroplan or that Aeroplan obtains about a Cardholder as a member of the Aeroplan program (including as a potential member) will be governed by Aeroplan's privacy policy and practices and is not the responsibility of TD. Ifyou have any questions or concerns about the collection, use or disclosure of Information by Aeroplan, would rather not be contacted about Aeroplan's products or services, or wish to obtain more information about Aeroplan's privacy policy and practices, simply call Acroplan direetly or visit the Aeroplan program website at [Link]. Alltrade-marks are the property oftheir espective owners. * Trademark of Visa Intemational Service Assocation and used under license (® The TD logo and other trade-marks re the property of The Toronto-Dominion Bank, wn