A STUDY ON INVESTOR’S ATTITUDE AND
KNOWLEDGE TOWARDS INVESTMENT OPTIONS
AVAILABLE IN INDIA WITH SPECIAL REFERENCE TO
NRI'S OF THALASSERY TALUK
A PROJECT REPORT
Submitted by
FATHIMA M (NM16BBAR06)
FATHIMA NIZMI V P (NM16BBAR07)
FAHAD K (NM16BBAR21)
FARZEEN P K (NM16BBAR22)
Under the supervision of
Miss. VISMAYA
Asst. Professor, Dept. of Management Studies
In partial fulfillment for the award of degree in
BACHELOR OF BUSINESS ADMINISTRATION OF KANNUR
UNIVERSITY
NAM COLLEGE, KALLIKANDY
JANUARY 2019
CONTENTS
CHAPTER – I
INTRODUCTION
CHAPTER – II
REVIEW OF LITERATURE
CHAPTER – III
THEORETICAL FRAMEWORK
CHAPTER – IV
DATA ANALYSIS AND INTERPRETATION
CHAPTER – V
FINDINGS, SUGGESTIONS & CONCLUSION
BIBLIOGRAPHY
• Avadhani V. A., Investment Management, Mumbai; Himalaya Publishing House, 1996.
• Bhalla V. K., Investment Management, New Delhi; S Chand and Company Ltd., 2001.
• Gangadhar V. and Rameshbabu G., Investment Management, New Delhi; Anmol
Publications Pvt. Ltd., 2006.
• Kevin S., Portfolio Management, New Delhi; Prentice – Hall of India Pvt. Ltd., 2005.
• Websites
APPENDIX
QUESTIONNAIRE
A STUDY ON INVESTMENT BEHAVIOUR OF NRIs WITH SPECIAL
REFERENCES TO AYANCHERY AND VILLIAPPALLY PANCHAYATH
1. Name:
2. Age:
3. Gender: Male Female
4. What is your employment status?
Salaried Professional
Business Others
5. What is your estimated monthly income?
Below 10000 10000-50000
50000-100000 Above 100000
6. Which among is your purpose for saving?
Children's education Retirement plan
Health care expenses Home purchase
Others
7. Which among your investment portfolio objective?
Income and capital preservation Growth and income
Long term growth Aggressive growth
8. How frequently do you invest in India?
Monthly Quarterly
Half yearly Annually
9. Do you consult a financial advisor?
Yes No
10. If yes, with whose financial advice did you start your investment?
Friend/Relatives Financial consultant
Investment institution Portfolio department in bank
11. Which among the following asset do you currently have in your investment portfolio?
Bank deposit Post office
Share/ Bond/Debenture Mutual fund
Life Insurance Real estate
Gold
12. If you have invested in share, which of the below sector of investment avenue would be
your preference?
IT sector Textile sector
Engineering sector Auto sector
FMCG sector Chemical sector
Pharmacy sector Banking sectors
Oil sector
13. Rank the below investment according to your priority?
Bank deposit Post office
Shares Mutual fund
Life insurance Real estate
Gold
14. Are you aware of the investment avenues as a NRI; please mark those products you are
aware of?
Bank deposit
Shares/ convertible debentures/ non convertible debentures
Mutual fund
Bond-invested out of NRE/FCNR/NRO
Immovable property
Proprietary/ partnership concern in India
Deposits in Indian companies through NRO accounts
15. Which of the following options best describes your satisfaction level on the investment
made?
Highly satisfactory Satisfactory
Unsatisfactory
16. What best describes your investment experience?
Beginner (no investment experience)
Moderately experienced investor (mutual fund and bank deposit)
Knowledgeable investor (has bought or sold individual shares
of stock or bond)
Experienced investor (has traded stock options, exercised stock
right or stock warrants)
17. What would be the extent of risk composition you would like to have in your investment?
Low risk Medium risk
High risk
18. Do you agree, disagree or strongly disagree with the following statement- “I ‘am
comfortable with investment that may frequently experience large declines in value if there
is a potential for higher returns?
Agree Disagree
Strongly disagree
19. Rank the below factors which influence your investment decision?
Safety Liquidity
Regular income Capital appreciation
High return
20. Approximately, when do you plan to make your first withdrawal from your investment
account?
3-5 years 5-9 years
10 years or more
