Bill Paying - CHECKLIST

Both BCC and GCC average booking collection Oct-20

Category Payment Features Amount Surcharge Surcharge Total

Credit card $ 16,500.00 1% $ 165.00
Debit Card $ 16,500.00 2.50% $ 412.50
Rupay - - -
UPI - - -
Axis Payment
Gateway Net Banking - - -
Payzapp/Wallet/Cashcards - - -
14 Multibank EMI - - -
American Express/Amex EMI - - -
$ 33,000.00 Total $ 577.50
Credit card $ 3,300.00 0.90% $ 29.70
Debit Card $ 3,300.00 1.95% $ 64.35
Rupay $ 6,600.00 0% $ -
UPI $ 19,800.00 0% $ -
CCAvenue Payment Net Banking - 1.80% -
Gateway Payzapp - 1.99% -
Wallet/Cashcards - 1.90%
14 Multibank EMI - 1.95% -
American Express/Amex EMI - 3.80%
$ 33,000.00 Total $ 94.05

Page 1 of 7
 Bill Paying - CHECKLIST

Both BCC and GCC average booking collection

Oct-20 Nov-20

Category Payment Features Provision Amount Surcharge

Credit card Yes $ 16,500.00 1%
Debit Card Yes $ 16,500.00 2.50%
Rupay No - -
UPI No - -
Axis Payment
Gateway Net Banking No - -
Payzapp/Wallet/Cashcards No - -
14 Multibank EMI No - -
American Express/Amex EMI No - -
$ 577.50 $ 33,000.00 Total
Credit card Yes $ 3,300.00 0.90%
Debit Card Yes $ 3,300.00 1.95%
Rupay Yes $ 6,600.00 0%
UPI Yes $ 19,800.00 0%
CCAvenue Payment Net Banking Yes - 1.80%
Gateway Payzapp Yes - 1.99%
Wallet/Cashcards Yes - 1.90%
14 Multibank EMI Yes - 1.95%
American Express/Amex EMI Yes - 3.80%
$ 29,700.00 Total

Page 2 of 7
 Bill Paying - CHECKLIST

Both BCC and GCC average booking collection Nov-20 D

Category Payment Features Surcharge Total Provision Amount

Credit card $ 165.00 Yes $ 16,500.00
Debit Card $ 412.50 Yes $ 16,500.00
Rupay - No -
UPI - No -
Axis Payment
Gateway Net Banking - No -
Payzapp/Wallet/Cashcards - No -
14 Multibank EMI - No -
American Express/Amex EMI - No -
$ 577.50 $ 33,000.00
Credit card $ 29.70 Yes $ 3,300.00
Debit Card $ 64.35 Yes $ 3,300.00
Rupay - Yes $ 6,600.00
UPI - Yes $ 19,800.00
CCAvenue Payment Net Banking - Yes -
Gateway Payzapp - Yes -
Wallet/Cashcards Yes -
14 Multibank EMI - Yes -
American Express/Amex EMI Yes -
$ 94.05 $ 29,700.00

Page 3 of 7
 Remarks
Bill Paying - CHECKLIST

Both BCC and GCC average booking collection Dec-20

Category Payment Features Surcharge Surcharge Total Provision

Credit card 1% $ 165.00 Yes

Debit Card 2.50% $ 412.50 Yes

Rupay - - No

UPI - - No
Axis Payment
Gateway Net Banking - - No

Payzapp/Wallet/Cashcards - - No

14 Multibank EMI - - No

American Express/Amex EMI - - No

Total $ 577.50
Credit card 0.90% $ 29.70 Yes

Debit Card 1.95% $ 64.35 Yes

Rupay 0% - Yes

UPI 0% - Yes

CCAvenue Payment Net Banking 1.80% - Yes

Gateway Payzapp 1.99% - Yes

Wallet/Cashcards 1.90% Yes

14 Multibank EMI 1.95% - Yes

American Express/Amex EMI 3.80% Yes

Total $ 94.05

Page 4 of 7
Providers CCAvenue Axis Bank (current Provider)
Setup Cost -One time 30,000/- 25,000/-
Maintenance Fee - Anually 3,600/- 12,000/-
Time to setup everything 2-4 Days
Debit Cards 0.90% 1.00%
Credit Cards 1.95% 2.50%
Rupay 0% NA
UPI 0% NA
Transaction Fee 14 MultimBank EMI 1.95% NA
Net Banking 1.80% NA
HDFC PayZapp Wallet 1.99% NA
Cash Cards & wallet 1.90% NA
American Express/Amex EMI 3.80% NA
Payment Options Credit/Debit/UPI/Wallet/NetBanking
Snapdeal, MakemyTrip,AirAsia, Yatra, Credit/Debit/Netbanking
Top Clients GoAir, Jabong, Mynthra
Settlement period T+2 T+2
24x7 Priority Support No Information
After Sale Support Online Activation within 2 hours NA
Pre-assigned Key Account Manager NA
 CCAvenue Advantages
Sl No Advantages
1  Instant Payment confirmation

Accepts all types of payment methods like

Debit/Credit/Rupay/UPI/EMI/Wallets as cash
2 cards/American Express and Amex EMI
T+2 Settlement and later it can be converted
to T+1 once our average transaction crossed
3 30 Lakhs also surcharges will be reduced
24*7 technical support for any queries
4 regarding payment
 Dedicated Account Manager will be provided
5 from CCAvenue side

If there are any issues during the payment

time, if our reps are unable to resolve then
CCAvenue team will assist our client for the
6 payment.
TDR is less than the current provider (AXIS
7 Bank) so here we can save money
8 Payment method is simpler and user friendly.
Help marketing team deliver confirmations
9 immediately as payment clearance is quick
10 Can be integrated with LSQ
Annual Maintenance charge for Axis is 12000+ tax where as CCAvenue is charging
3600+tax. Here we can save 8400 Rs per year. Apart from this, average surcharge we
are paying 577 $ where as in CCAvenue 94$. Here we can save up to 483 $ per
month.

*** Can be implemented across all processes as a single payment gateway vendor