DILLI KUMAR C Statement Period: Apr 1, 2016 to Apr 30, 2016
Your Citibank Account Statement as on May 1, 2016
Page 1 of 7
Branch Address: Branch Phone No : 08067739333
CITIBANK N.A IFSC : CITI0000004
NO. 5 MG ROAD, MICR code : 560037002
BENGALURU - 560001
A summary of your relationship/s with us:
Net Relationship Value for APR-16 (INR) = 161535.96
Relationship Type Currency Assets Liabilities Important Information
Current Account(s) - - Enjoy Citi Priority benefits by maintaining a
Savings Account(s) INR 94185.86 - Net Relationship Value (NRV) of Rs. 15 Lakh
for Savings and Current Account Holders; and
USD Checking A/C(s) - - Citigold benefits by maintaining an NRV of Rs.
Deposits Account(s) - - 50 Lakh for Savings and Current Account
Holders. For details and terms please visit
Investments INR 49669.89 - [Link]
Overdrafts - -
Loans : Principal O/S INR - 209183.00
Cards : Latest Bills INR - 7025.00
Insurance - -
Share Trading A/C(s) - -
TOTAL (INR) 143855.75 216208.00
HOLDERS
1. DILLI KUMAR C
Nominee Details for the following Accounts/Deposits
1. 57XX9XXX06 NOMINEE NOT REGISTERED
Did you know that this statement also contains details on
DILLI KUMAR C Statement Period: Apr 1, 2016 to Apr 30, 2016
Your Citibank Account Statement as on May 1, 2016
Page 2 of 7
Savings Account Details for Account Number:
-
5-7XX9XX-X06 In INR Home
Opening Balance: 314768.92
Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)
02Apr16 LOAN REPAYMENT 14402.00 300366.92
-LOAN MONTHLY PAYMENT-APR/2016
07Apr16 IMPS OUTWARD ORG 10000.00
IMPSTO 000901061003 CTB REF NO:-609815293975 disal
07Apr16 PURCHASE 21636.12
Card no.: 5081XXXXXXXX4007 07APR AMEX CARD-BILLDE
Ref: 609871456961
07Apr16 PURCHASE 31652.00
Card no.: 5081XXXXXXXX4007 07APR AMEX CARD-BILLDE
Ref: 609871457143
07Apr16 Payment for Credit Card No. 4386 XXXX XXXX 7608 185314.00 51764.80
22Apr16 ATM WITHDRAWAL 5000.00
Card no.: 5081XXXXXXXX4007 Ref: 94 +KUMARAN BUS
TER CHENNAI TNIN
22Apr16 ATM WITHDRAWAL 5000.00 41764.80
Card no.: 5081XXXXXXXX4007 Ref: 95 +KUMARAN BUS
TER CHENNAI TNIN
29Apr16 NEFT INWARD 92421.06
NEFT IN UTR CITIN16639983224 FROM IBM INDIA PVT LTD-
160428378GN04799TXN REF IBM INDIA PVT LTD-PAYR
29Apr16 IMPS OUTWARD ORG 40000.00 94185.86
IMPSTO 000901061003 CTB REF NO:-612019824418 DISA
CLOSING BALANCE 313004.12 92421.06 94185.86
DILLI KUMAR C Statement Period: Apr 1, 2016 to Apr 30, 2016
Your Citibank Account Statement as on May 1, 2016
Page 3 of 7
Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)
FUNDS ON EARMARKING / HOLD 0.00
CLOSING AVAILABLE BALANCE 94185.86
Mutual Fund Details -
Home
Mutual Fund Account: 3-7XX9XX-X54 In INR
This statement provides for a consolidated view of the customer's holdings across his Insurance and Investments held with the Bank. Kindly refer to the below for
more details.
Fund Name Current Holdings NAV Current Value
(Units)
UTI OPPORTUNITY FUND DIV REIN 2342.4890 16.75 39243.72
BIRLA SUN LIFE TAX RELIEF 96 DIV PAY 81.6650 127.67 10426.17
TOTAL 49669.89
The Bank recommends that all Customers should avail of nomination facility. We have noted that you have not registered a nominee for any of your
investments. We urge you to contact your nearest Citibank Branch to avail of the nomination facility for your Investments.
DILLI KUMAR C Statement Period: Apr 1, 2016 to Apr 30, 2016
Your Citibank Account Statement as on May 1, 2016
Page 4 of 7
-
Mutual Fund Details for Account number: 3-7XX9XX-X54 In INR Home
Portfolio Tracker, as of April 30, 2016
Based on your profiling done on December 27, 2010, your Investor Rating is IP2 - Conservative.
The current asset allocation of your portfolio based on NAVs as on April 30, 2016 is as follows
Asset Class Current Portfolio (INR) Current Portfolio (%)
1. Liquid Funds 0.00
2. Bonds & Bond Funds 0.00
3. Equity Funds 100.00
BIRLA SUN LIFE TAX RELIEF 96 DIV PAY 10426.17 20.99
UTI OPPORTUNITY FUND DIV REIN 39243.72 79.01
DILLI KUMAR C Statement Period: Apr 1, 2016 to Apr 30, 2016
Your Citibank Account Statement as on May 1, 2016
Page 5 of 7
Citibank N.A. provides investment services as a distributor of third party Investment products (shortly referred as 'investment products'). Citibank N.A. does
NOT provide investment advisory services in any manner or [Link] products do not pertain to [Link] Products(i) are not bank deposits or
obligations of or guaranteed by Citibank, [Link], Inc or any of its affiliates or subsidiaries; (ii) are not insured by any governmental agency and (iii) are
subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices/invested sum
is subject to market risks which may result in appreciation or depreciation. The ownership of any investment decision(s) shall exclusively vest with the Investor
after analyzing all possible risk factors and by exercise of his/her/its independent discretion and Citibank N.A shall not beliable or held liable for any
consequences thereof.
Investment products are not available to US persons, Residents of Canada and may not be available in all jurisdictions. By making any investment, you confirm
your deemed acceptance to the conditions mentioned herein.
Investment products are distributed by Citibank N.A. on a non -discretionary and non participation basis. The final investment decision shall at all times
exclusively remain with the investor.
Investor investing in investment products acknowledge that: (i) the third party product provider may invest in products denominated in non-local currency; (ii)
there could be risk of exchange rate fluctuations, which may result in loss of principal or erosion of value of investment . This document does not constitute the
distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any
person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Please exercise diligence by reading & understanding the
Key Information Memorandum(s) /Scheme Investment Document(s) & Statement of Additional Information/Term Sheet/Prospectus carefully before investing and
no claim whatsoever shall be made against Citibank N.A. any of its affiliates or subsidiaries and / or employees claiming any influence / recommendation/ advice/
responsibility / liability as against your decision to invest in any investment product.
Investor should ensure to understand, accept the identities of different parties and the roles that they play in relation to the various Investment
Product(s).Investor acknowledges that, there may be various actual or potential conflicts of interest between Citibank N.A. India , Citigroup Capital Markets Ltd.,
Citigroup Inc. or their affiliates or subsidiaries (collectively "Connected Persons") and that of an investor itself, as a result of the various investment and /or
commercial businesses and / or activities of the Connected Persons. You are deemed to accept, on purchasing/subscribing/ investing to a particular
Investment Product(s), that any such conflict may exist and may be prejudicial to an investment in the Investment Product(s).
The investment made in Market Linked Debentures ("MLD") / Bonds will be shown in the investment services account at the purchase price applicable at the
time of making these investments and is not reflective of the current market value of such investments, unlike what is reflected in a DMAT account. Hence, the
Bank should be promptly informed by the client, about any investment transaction (sale/purchase) effected in the MLD/Bonds portfolio , so that , the revised value
in respect of the revised portfolio could be reflected in the investment services account statement. All Structured Notes issued post January 2012 will have
their latest and historical valuation available at [Link]
DILLI KUMAR C Statement Period: Apr 1, 2016 to Apr 30, 2016
Your Citibank Account Statement as on May 1, 2016
Page 6 of 7
Loan Details for Account Number: L1GSTC7337870
- In INR Home
Starting Date Maturity Date Amount No. of Principal No. of Principal Next installment
Disbursed (INR) installments Repaid (INR) installments Outstanding due on
received due (INR)
July 30, 2015 September 1, 300000.00 9 90817.00 16 209183.00 01 Jun 16
2017
Credit Card Details: - Home
CARDS (INR) CARD NUMBER BILL DATE MINIMUM DUE BILL AMOUNT
REWARDS CARD of DILLI KUMAR C 4386 XXXX XXXX 7608 25Apr16 351.25 7025.00
TOTAL 351.25 7025.00
DILLI KUMAR C Statement Period: Apr 1, 2016 to Apr 30, 2016
Your Citibank Account Statement as on May 1, 2016
Page 7 of 7
Banking Reward Points for the A/C : 5-7XX9XX-X06
- Home
Card No Available Points
5081XXXXXXXX4007 374
Net Relationship Value (NRV) is an aggregate of the average value of certain relationships you hold with us, calculated on a monthly basis. It not only considers the
savings balance in your account but also includes your fixed deposits (FD's), investments & insurance policies taken through Citibank, outstanding principal on
Citibank Home Loans and a part of the holdings in your Citibank Demat Account.
For example, if you have subscribed to investments worth Rs. 1.5 lakhs through your Citibank account and have Rs. 50,000 in an FD, then your NRV is Rs. 2 lakhs,
even if the balance in the savings account is nil.
Below is a working example of how the NRV is calculated:
Holdings Rs. Description
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
a) Current/Savings Account 25,000 Average for the Month,Calculated based on total of daily end of day balance/total number of days.
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
b) Fixed Deposit 25,000 Daily end of day balances Principal amount/total number of days.
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
c) Mutual Funds 40,000 Daily end of day balances/total number of days
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
d) Loans against securities 25,000 Daily end of day balances/total number of days
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
e) Demat Holdings 1,00,000 25% of the demat average [Link] average balance=Sum (non pledged shares x Market rate)
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
f) Insurance Premium 10,000 Sum of total premium paid**
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
g) Mortgage/Home Loan 5,00,000 Outstanding principal amount
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________
Average Monthly Relationship Value 6,50,000 a+b+c+d+25%xe+f+g
**Towards active indivdual life insurance policies with the account holder as proposer.
W.e.f. 1st April 2015, you will get an additional one month to build up your Net Relationship Value (NRV) in case it falls below the required threshold. Further, we
have revised the NRV non-maintenance charges to only 1% of the NRV shortfall or Rs. 600, whichever is lower, applicable only if you are not able to maintain the
NRV by the end of the next month. The shortfall will be calculated on the higher NRV maintained across the two consecutive months.
For Example: Account with monthly NRV threshold = Rs. 1 lakh;
Scenario 1: Your monthly NRV is Rs. 80,000 and hence, shortfall = Rs. 20,000 -> Charge levied on your account @ 1% of Rs. 20,000 or Rs. 600, whichever is lower;
therefore, charge = Rs. 200
Scenario 2: Your monthly NRV is Rs. 30,000 and hence, shortfall = Rs. 70,000 -> Charge levied on your account @ 1% of Rs. 70,000 or Rs. 600, whichever is lower;
therefore charge = Rs. 600
Please note that the above example is for illustration purpose [Link] for the account varies basis the type of account held with the bank.
To know more on how to build up your NRV and to help you understand the above changes better, please visit [Link]/[Link].
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