A CASE STUDY ON PROFIT PLANNING OF LAXMI BANK

LIMITED, KATHMANDU

A project work report

By

Bhimraj Adhikari

T.U Regd. No. : 7-2-403-113-2014

Symbol No. : 4030012

Janajyoti Multiple Campus

Submitted to:

The Faculty of Management

Tribhuvan University

Kathmandu, Nepal

In the partial fulfillment of the requirement of the degree of

BACHELOR OF BUSINESS STUDIES (B.B.S.)

Chandrapur, Rautahat

May ,2018

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 Declaration

I hereby declare that the project work entitled “A CASE STUDY ON PROFIT PLANNING
OF LAXMI BANK LIMITED, KATHMANDU” submitted to the Faculty of Management,
Tribhuvan University, Kathmandu is an original piece of work under the supervision of
Mr.Laxman koirala , faculty member, Janjyoti Multiple Campus, Chandrapur,Rautahat, and is
submitted in partial fulfillment of the requirements for the degree of Bachelor of Business
Studies (BBS). This project work report has not been submitted to any other university or
institution for the award of any degree or diploma.

Signature:
Name of Student: Bhimraj Adhikari
Date:

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 SUPERVISOR'S RECOMMENDATION

The project work report entitled “A CASE STUDY ON PROFIT PLANNING OF LAXMI
BANK LIMITED, KATHMANDU ”submitted by Bhimraj Adhikari of Janjyoti Multiple
Campus, Chandrapur, Rautahat is prepared under my supervision as per the procedure and
format requirements laid by the faculty of management, Tribhuvan University, as partial
fulfillment of the requirements for the award of the degree of Bachelor of Business Studies
(BBS). I, therefore, recommend the project work report for evaluation.

…………………………..

Laxman Koirala

Supervisor

Date................

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 ENDORSEMENT

We hereby endorse the project work report entitled “A CASE STUDY ON PROFIT
PLANNING OF LAXMI BANK LIMITED, KATHMANDU”. Submitted" by Bhimraj
Adhikari of Janjyoti Multiple Campus, Chandrapur, Rautahat in partial fulfillment of the
requirements for award of the Bachelor of Business Studies (BBS) for external evaluation.

…………............……….… ……………………………….

Balram gautam Ganesh Paudel

Chairman, Research Committee Assit. Campus Chief

Date................... Date..........................

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 Acknowledgements

This report “A CASE STUDY ON PROFIT PLANNING OF LAXMI BANK LIMITED,

KATHMANDU ”is prepared for gaining practical knowledge. In any course of study, only
theoretical knowledge is not sufficient, we should also practice in the field to get clear practical
knowledge. While preparing this Project Management report, many people have assisted in
different applications.

Therefore, I would like to extend my gratitude to all those who helped me directly or indirectly
to prepare this report. I would like to gratitude especially Supervisor Laxman Koirala for his
admirable guidelines and precious suggestion and also thanks to Durga Prasad Dahal Campus
Chief of Janjyoti Multiple Campus for his continuous support to my study.

Bhimraj Adhikari

Janajyoti Multiple Campus

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 TABLE OF CONTENTS

Title Page … … … …… … … … … … … … … … … … … … … … … … … … … i
Declaration … … … … … … … …...… … … …… … … … … … … … …. … … … ii
Supervisor’s Recommendation … … … … … …… … … … … … … ….... … … … iii
Endorsement … … … … … … … … … … … … … … … … … … … ...… … .... .. iv
Acknowledgements … … … … … … … … …… … … … … … … … … … … … .. .v
Table of Contents… … … … … … … … … … … … … … … … … … … … .… … vi
List of Tables … … … … … … … … … … … … … … … … … … … ....….. … …vii
List of Figures… … … … … … … … … … … … … … … … … . … … … … …. viii
Abbreviations … … … … … … … … … … … … … … … … … … … … … … … i x

CHAPTER – I INTRODUCTION ..........................................................................1

Background 1
Profile of org./ place/ events, etc 2
Objectives 3
Rationale 3
Review 4
Methods 6
Limitations 9

CHAPTER II: RESULTS AND ANALYSIS 10

Data presentation 10

Analysis of results 24

Findings 27
CHPTER III: SUMMARY AND CONCLUSION 30
Summary 30

Conclusion 31

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BIBLIOGRAPHY 33
APPENDICES 34

List of Tables: page no.

Budgeted and Actual Investment 11

Budgeted and Actual Deposit 12
Types of Deposit 13
Actual Investment and Actual Deposit 14
Investment pattern of LBL 15
Operational Profit and Net Profit 16
Total Expenditure of LBL 19
Revenue & Cost 21
Revenue & Profit 22
Deposit Liabilities and Interest Expenses 23
Return on Total Assets Ratio 25

Return on Total Deposit Ratio 25

Total Interest Expenses to Total Interest Income Ratio 26

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List of figures: page no.

Budgeted and Actual Investment 11

Budgeted and Actual Deposit 12

Operational Profit and Net Profit 17

Trends of Total Revenue 18

Trend of Total Expenditure 20

Trend of Total Revenue & Total Cost 21

Total Revenue & Profit 22

Trend of Total Deposit Liabilities and Interest Expenses 24

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ABBREVIATIONS
ABBS : Any Where Branch Banking Service

ADB : Asian Development Service

ATM : Automated Teller Machine

BEP : Break Even Point

CAMEL : Capital, Assets, Management, Earning, Liquidity

CC : Cash Credit

CCAR : Core Capital Adequacy Ratio

CRR : Cash Reserve Ratio

DL : Doubtful Loan

EPS : Earning Per Share

FCY : Foreign Currency

FD : Fixed Deposit

FI : Financial Institution

FY : Fiscal Year

GBP : Great Britain Pound

LBL : Laxmi Bank Limited

LC : Letter OF Credit

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