IIBF CCP EXAM RECOLLECTED QUESTIONS 2021 – 2022

1. What is the Break-even point? (Direct question from credit management)

[Link] study on commercial paper (5 marks)

[Link] on Payback period (2 marks)

[Link] calculations on (NPV) Net Present Value, Internal Rate of Return (IRR) (6 marks)

[Link] of DSCR (Debt-Service Coverage Ratio) 5 marks

[Link] capital questions from Nayak method, MPBF (Maximum Permissible Banking Finance) method
1&2

[Link] on Debtor Turnover Creditors Turnover (4 marks)

[Link] on Interest Coverage Ratio (1 mark)

[Link] & theoretical question on Inventory turnover ratio & what does having a high turnover ratio
means?

[Link] is DDA (demand deposit account)?

[Link] are Fair code practices as per MSME? (3 theoretical questions)

[Link] are the characteristics of a Limited Liability Partnership (LLP)?

[Link] is the recent categorization basis done under MSMEs?

[Link] is the eligibility for micro-enterprise?

[Link] concept of Commercial paper & what is the maximum & minimum requirement for the lot size?

[Link] is the Cardinal principle of lending?

[Link] are the characteristics of Credit policy and what are its uses? (2 theory questions)

[Link] are the characteristics of Pledge? (1 theory question)

[Link] is a Letter of Credit? What are the sight and green clauses under the letter of credit (2
questions)

[Link] is the difference between Consortium & syndication? (1 question)

[Link] do you mean by the Priority sector? What is it’s the limit of housing loans in metropolitan
cities?

[Link] do you mean by Collateral?

[Link] is the Cash budget method that is used for seasonal business?

[Link] are the eligibility requirements for the Dimond dollar account and for what purpose this
account is used?

[Link] is Kimberley Process Certification Scheme (KPCS) as notified by RBI?

[Link] is Factoring & forfeiting? What are the basic characteristics of Factoring & forfeiting? (3
questions)

[Link] is the time limit for ROC registration?

[Link] do you mean by Corrective Action Plan (CAP)?

[Link] Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) is set up
under which act?

[Link] is the classification of Special Mention Account-2 (SMA2)?

[Link] is an early warning of distress account?

[Link] is the full form of MUDRA?

[Link] is the age limit and income criteria for Pradhan Mantri Jan Dhan Yojana (PMJDY) OD?

[Link] a resolution plan is Implemented? (2 questions)

[Link] are the functions of the Insolvency and Bankruptcy Code, 2016 (IBC)?

[Link] is Debt-Service Coverage Ratio (DSCR) & how it is calculated?

[Link] do we calculate Break-Even Point?

[Link] is the Internal Rate of Return (IRR) & Average Rate of Return or Accounting Rate of Return
(ARR)?

[Link] is the Turnover Ratio and what does it indicates or shows?

[Link] is IBC (method)?

[Link] is the 1&2 method of Maximum Permissible Bank Finance?

[Link] related to MSME (Ministry of Micro, Small and Medium Enterprises)

[Link] do you mean by Co-acceptance?

[Link] is ICR (interest coverage ratio)?

[Link] is the full form of CRILC?

[Link] are the different types of letters of Credits facility?

[Link] do you mean by Limited Liability Partnership?

[Link] do you mean by MCLR (Marginal Cost of Lending Rate)?

[Link] do you mean by PCFC (Pre-shipment Credit in Foreign Currency)?

CCP: (Most important Topics Exam point of view)

[Link] of Ratios & their meaning.

[Link] is the Interest coverage ratio & what does it indicate?

[Link] do you mean by the Debt equity ratio?

[Link] is Restructuring of MSME?

[Link] is the Payback method?

[Link] is SMA0?

[Link] is the process of Loan disbursement in MSME Rs.25,000 to 5,00,000.00?

[Link] is the Resolution of stressed assets is done?

[Link] with EOQ

[Link] is the Frequency of Letter of Credit opening?

[Link] is an Equitable mortgage?

[Link] concept of a mortgage.

[Link] can we check a loan applicant (due diligence)?

[Link] can we check that the trade receivables are correctly mentioned by borrowers?

Acts such as:

Indian Contract Act.

Transfer of Property Act.

Insolvency Act

Bank can get the right of title to good under:

Hypothecation

Pledge

Lien

Assignment

[Link] are BEP, Interest Coverage Ratio, and Quick Ratios?

[Link] Case studies on IRR, NPV, Project evaluation, etc.

[Link] theoretical case studies on Revitalization of Asset.

[Link] study on Insolvency Proceedings Act

20Case study on NCLT

[Link] is the Time limit for the handling of objection that is raised by the borrower under SARFAESI?

[Link] is the ideal CR under MPBF (Maximum Permissible Banking Finance) method 2?

[Link] passage time is included in education loans that are provided for abroad studies?

[Link] is the Cash margin for a Letter of Credit, where should it be classified in the Balance Sheet?

[Link] is the eligibility criteria for KCC (Kisan Credit Card) loan?

[Link]-Performing Assets that remain as one between 31 to 60 days are classified under which category
of SMA?

[Link] of inventory is given in which form of financial statements, form I, II, III or IV?

[Link] is the margin requirements for Crop loans?

Important Topic:- CCP EXAM 2022: ELIGIBILITY, SYLLABUS, AND STUDY MATERIAL

What does the Balance sheet snapshot shows?

What is the loan period of KCC?

What is back-to-back Letter of Credit?

What are CMA reports?

SARFASAI

What is large exposure norm?

What basis is used for the calculation of the Turnover method? Gross or net sales?

Which method of MPBF (Maximum Permissible Banking Finance) is customer friendly?

Accounting ratios

Classification of Ratios:

Profit & Loss Ratios

Balance Sheet Ratios

Composite or Inter-Statement Ratios

Profitability

Turnover or Activity Ratios

Financial or Solvency Ratios: They may be further classified as Short-Term Ratios or Liquidity Ratios or
Long-Term Ratios