BIBLIOGRAPHY
BIBLIOGRAPHY
Agarwal, Manish (2002) “Analysis of Mergers in India”, M Phil Dissertation
submitted to the Delhi School of Economics.
Agarwal, R. N. (2003), “Capital Market Development, Corporate Financing
Pattern and Economic Growth in India”, Asian Economic Review, Volume
45, Issue 1, pp. 23- 34.
Aman Deep, (1993), Profits and Profitability in Commercial Banks, Deep &
Deep Publications, New Delhi, p.97.
Ahuwalia S Montek (2002), “Economic Reforms in India since 1991: Has
Gradualism Worked”, “Journal of Economics perspectives, Volume 16, Issue
3, pp.67-88.
Andre, P., M. Kooli and J. L’Her (2004), “The Long-Run Performance of
Mergers and Acquisitions: Evidence from the Canadian Stock Market”,
Financial Management, Volume 33, Issue 4, pp. .27-43.
Arora P.N., Sumeet Arora and Mrs. S. Arora, (2005), Comprehensive
Statistical Methods, S. Chand & Company Ltd., New Delhi, pp.10.8-1.11.
Bhattacharya, (1987), an Inter Regional Study of Bank Deposits and Bank
Branch Expansion (Mimeo), National Institute of Bank Management, Pane.
Beckant, B.H. (1967), Banking System, the Times of India Press, Bombay.
Bilgrami, S.A.R. (1982), Growth of Public Sector Banks - A Regional Growth
Analysis, Deep & Deep Publications, New Delhi. Bradford. W.E, Bank
Productivity in Canada, the World of Banking, NovDec-1982, pp. 6-5.
Chawla, A.S. (1987), Nationalisation and Growth of Indian Banking, Deep &
Deep Publications, New Delhi.
217
BIBLIOGRAPHY
Cooke.C.N., (1863), Rise, Progress and Present Conditions of Banking in
India p. 11.
Farhat Husain, (1986), Public Sector Commercial Banking in India, Deep &
Deep Publications, New Delhi.
Garg, S.C. (1989), Indian Banking Cost and Profitability, Anmol Publications,
New Delhi.
Gupta, R.K. (1978), Analysis of Financial Statement, Prentice Hall, New
Delhi.
Gupta, R.K. (1989), Profitability, Financial Structure and Liquidity, Printwell
Publishers, Jaipur.
Gurusamy.S., (2007), Banking Theory Law and Practice, Vijay Nicole
Imprints Private Limited, Chennai.
Guthmann H.G., (1976), Analysis of Financial Statements, Prentice Hall of
India, New Delhi, p.63. Hendrickson,
Eldom.S (1982), Accounting Theory, Richard [Link], Inc., Illinois, p.236.
Herbet Mayo, (1968), Basic Finance - An Introduction to Money and
Financial Management, McGraw Hill, New York, p.202.
Jaswant Singh, (1993), Indian Banking Industry - Growth and Trends in
Productivity, Deep & Deep publications. New Delhi. Keiso, Donald, E. and
Jerry.J. Weygandt (1998), Intermediate Accounting, John Wiley & Sons, Inc.
New York, 9* Edition.
Kulkami, P.V. (1990), Financial Management, Himalaya Publishing House,
Bombay.
Maheshwari.S.N and Maheswari.S.K, (2006), Modern Banking Theory,
Kalyani Publishers, New Delhi.
218
BIBLIOGRAPHY
Mathur, O.P. (1986), Public Sector Banks in India's Economy, Sterling
Publishing (P) Ltd., New Delhi.
Meenakshi Soodan, (1992.), Regional Disparities of Commercial Banking in
India, Kanishka Publishing House, New Delhi,
Mohan.S., (1997), Financial Management of Co-operative Spinning Mills,
Chaitanya Publishing House, Allahabad.
Myrdal G., (1958), Economic Theory and Underdeveloped Regions, Vohra &
CO., Bombay, p28.
Natrajan, S. and Parameswaran, R. (2004), Indian Banking, S. Chand &
Company Ltd., New Delhi.
Nayan, Kamal, (1982), Performance Evaluation of Commercial Banks:
Development of an Evaluation Model, Unpublished Ph.D. Thesis, Himachal
Pradesh University, Shimla,
Parameswaran.R, Natarajan.S, (2001) Indian Banking (Theory), [Link] &
Company Ltd., Ram Nagar, New Delhi. Prashanta Athma, Performance of
Public Sector Commercial Banks - A Case Study of State Bank of Hyderabad.
Rudder Dutt Sundaram, K.P.M. (1987), Indian Economy Sultan Chand &
Sons., New Delhi.
Sathya Swaroop Debasish and Bishnupriya Misra, (2005), Indian Banking
System-Development Performance and Success, Mahamaya Publishing
House, New Delhi, p 1& 7. Sayers, R..S.(1951), Modern Banking, Oxford
University Press, London. Srivastava, P.K. (2000), Banking Theory and
Practice, Himalaya Publishing House, Mumbai.
Sharma.H.L., (2003) Commercial Banking Development (A Study), Rajat
Publications, New Delhi, First Edition, pp.53-54.
219
BIBLIOGRAPHY
Shashi [Link] and Sharma. R.K, (2008), Management Accounting, Kalyani
Publishers, New Delhi.
Subramanian.K, (1997), Banking Reforms in India, Tata McGraw Hill
Publishing Limited, New Delhi.
Sundaram.K.P.M and Varshney P.N., (2000), Banking Theory, Law and
Practice, Sultan Chand & Sons, New Delhi, p. 1-118.
Uppal. K., (2007), Banking Sector Reforms and E-Banking in India, Ebanking
in India - Challenges and Opportunities, New Century Pubhcations, New
Delhi, p. 17.
Vasnat Desai, (1979), Indian Banking, Nature and Problems, Himalaya
Publishing House, Bombay.
Vashist. A.K., (1991), Public sector Banks in India, H.K. Publishers and
Distributors, New Delhi.
Verma, H.L. and Malhotra, A.K. (1993), Funds Management in Commercial
Banks, Deep & Deep Publications, New Delhi.
Vipin Shah, (1987), Cost and Efficiency in Banking, Printwell Publishers,
Jaipur.
Walker and Boughn, (1974), Financial Planning Policy, Harper International,
p.151.
Articles:
Adhivaragan. V, (2000), "Reduction of NPA - Whether an Instrumentable
Task", IBA Bulletin, November, p.9.
Amandeep Walia, (2003), "Fund Management in Central Co-operative Banks
- A Study on the Jalandhar Central Co-operative Bank Ltd.,, Co-operative
perspective, Jan-Mar., p.44.
220
BIBLIOGRAPHY
Ambiga Devi .P, (1996), "Regional Disparities in Banking Development in
Tamil Nadu - 1991", The Indian Economic Journal, Vol. 44, No. 2, October -
December, pp. 143-46.
Arindam Bandyopadhyay, (2005-06), "Basel II Preparedness in Indian Banks:
Need for Developing Appropriate Credit Risk Models", Vinimaya, [Link],
pp.5-14.
Bodla. B. S. and Richa Verma, (2006), "Evaluating Performance of Banks
through CAMEL Model: A Case Study of SBI and ICICI", the ICFAIJournal
of Bank Management, Vol. V, No.3.
Barr. R.L. Seiford and T. Seims (1996), "Forecasting Bank Failure: A
Nonparametric Frontier Estimation Approach", Recherches Economiques de
Louvain, Vol.60, pp.417-429
Barter .E. (1993), "The Timing of Assets Sales and Earnings Manipulations",
The Accounting Review, 68, pp.840-855.
Bagchi.S.K., (2006), "Multi Tier Bank Capital under Risk Management: How
Effective in Indian Banking systems", The Indian Banker,'^ov., p.31.
Behara. K.C, (2006), "Human Resources in Balance Sheet", The Indian
Banker, Jan., p.35.
Berger AN N And S M Davies, (1994) "The Information Content of Bank
Examinations". Journal of Financial Services Research, 14, pp. 117-144.
Bhaba .C.H, (1956), Better Climate for Expansion of Indian Banking Needs,
Commerce, Annual Number, December, p.50.
Cheeema. C.S. and Monika Aggarwal, (2002), "Productivity in Commercial
Banks: A DEA Approach", The Business Review, Vol.8 No. 1&2, pp.43. Cole
R A and
Gunther, J W, (1998), "A Composition of, On-and Off Site Monitoring
Systems", Journal of Financial Services Research, 13, pp. 103-17. Dan Galai,
Eyal Sulgonika,
Zvi weiner, (2003), "Accounting values versus market values and earnings
management in banks", July, 2003, p.2. David C. Whelock and Paul W
Wilson,(2000), "Determinants of US Bank Failures and Acquisitions", pp.2-6.
Desai,
Chandrasinghji J, (1983), "Analysing Productivity in Banking: Concept and
Methodology", Prajnan, July - Sep , pp 185-193.
221
BIBLIOGRAPHY
Dharmarajan.S, "Asset-Liability Management Model for Managing Liquidity
and Interest Rate Risk in Cooperative Banks", Institute of Cooperative
Management
Schweitzer. S.A., (1972), "Economics of Scale in Holding Company
Affiliation in Banking", Southern Economic Journal, Oct., pp.258-66. Shah,
S.G., "Bank Profitability: The Real Issues". The Journal of the Indian Institute
of Bankers, July-Sept., pp. 130-44.
Sheepa Kapil and K.N. Kapil, (2005), "GAEL Ratings and its Correlation to
Pricing Stocks - An Analysis of Indian Banks", The ICFAI Journal of Bank
Management, Feb, pp.64-78.
Sherman [Link], (1984), "Improving the Productivity of Service Business",
Sloan Management Review, , p. 11.
Shivamaggi. H.B, (1997), "Banking Infrastructure for Rural Sector",
Economic and Political Weekly, Vol. XXXII, No. 43, October 25-31, pp.
2782-84.
Singh Prakash, (2003), "Banks Look Before You Leap", Asian Economic
Review, Vol.45. No.2. pp. 237-246.
Sinha. R.K, (2005-06), "Essentials of Liquidity Risk Management",
Vinimaya, [Link], No.3, pp.27-31.
Sinkey, Joseph, F, Jr, .( 1977), "Identifying Large Problem /Failed Banks. The
Case of Framklin National Bank of New York", Journal of Financial and
Quantitative Analysis, 12, p.779-800.
Sinkey, Joseph, F, Jr, (1975), "A Multivariate Statistical Analysis of the
Characteristics of Problem Banks", Journal of Finance, 30, pp. 21-36.
Sooraj B. Swami & Ganti Subrahmanyam, (1993), "Comparative Performance
of Public Sector Banks in India", Prajanan, Vol. XXII, No. 2, July-
September, pp. 185-195.
Sreedharom.M ., (1996), "The Indian Banking Industry's Dilemma", Express
Investment Week, Vol. 6, No. 51, December 16-22, pp. 10-13.
Srivastava, R.B, (1981), "Profitability and Work Measurement in Banks",
State Bank of India, Monthly Economic Review, Dec, pp.491- 501.
Subbaroa. P and Indrani Banergee, (2006), "Global Best Practices in Indian
Banking", The Indian Banker, Sep., pp.41-45.
222
BIBLIOGRAPHY
Subramaniyam, Ganti, (1984), "An Approach to Inter-bank Productivity
Comparisons," Prq/na«, Oct-Dec, pp-381-92.
Sudhakar. V. K., (1998), "Policies and Perspective of NPA Reduction in
Banks", IBA Bulletin, November, p.9.
Uppal R. K. and Rimpi Kaur, (2006), "Indian Banking: Managing
Transformation through Human Resource Management", Finance India,
[Link] No.2, June, pp.531-543.
Usha Arora and Richa Verma, (2006) "An analysis of Operational and
Productivity Efficiency of Public sector banks in India", Finance India,
[Link], No. 1, March,.
Varde.V.S. (1988), "Effectiveness, Efficiency and Customer Service in
Banks", Paper presented at 'National Conference on Banking Development'
organized by RBI 12 November.
Varde V.S. and S.P. Singh , (1979), "Profitability of Commercial Banks",
Management Accountant, Aug.. pp 778-788
Veni P (2004), "Capital Adequacy Requirement of Commercial Banks: A
Study in Indian Context", GITAM Journal of Management, Vol.2, pp. 99-107
Verghese, S.K., (1983), "Profits and Profitability of Indian Commercial Banks
in the Services", National Institute of Bank Management, Bombay, p. 19.
YaduRoa, (2006), " Monitoring Capital Adequacy in Public Sector Banks,"
Reader Shelf, June 6, Vol. 2, Issue No.5, pp.20-22.
Yanbo Jin and Philippe Jorion, (2006 ), "Firm Value and Hedging: Evidence
from U.S. Oil and Gas Producers", the Journal of Finance, [Link], No.2,
April.
Zacharias Thomas, (2000), "Performance Effectiveness of Nationalised
Banks: A Case Study of Syndicate Bank", Finance India,
[Link].l,Mar.,pp.l87-192
Reports
A profile of banks - Annual report by RBI ,2006.-2013
Banking statistics - Annual publication by RBI, 2007-2013
Handbook of statistics on the Indian economy - RBI publication, 2006-2013
223
BIBLIOGRAPHY
Reserve banks of India's instructions for banks and banking operations,
Taxman, Oct 2002
Report of the Banking Commission, 1972..
Report on currency and finance (2001-02), RBI publication.
Report of Narashimham committee .1991.
Report of Padmanabhan working group. 1995.
Report on trend and progress of banking in India (2005, 2006 & 2007)
Report on, "Productivity, Efficiency and Profitability in Commercial Banks",
Reserve Bank of India, Bombay, submitted by J.C. Luther Committee (1977).
Report on promoting productivity in banks by IBM financial services - Report
presented at BECON 2002, Bangalore organized by cooperative bank, RBI,
and top executives of Govt, of India
Websites
[Link]
[Link]/html/[Link]
[Link]/atm/atm/html.
[Link]
[Link]/Content
[Link]/small-business-portal/tv-banking,-intemet-banking
Www. domain-b. Com [Link] [Link]/wiki/ Smart card
[Link]
[Link]
Www. federalbank. Co. in/Content
[Link]
224
