Wire transfer quick reference

guide for customers

To initiate a voice activated wire, call Wells Fargo Wire You may need the following information Incoming wire transfer routing instructions
Transfer Services toll free at 1-888-384-8400.
• Your complete Wells Fargo account number (required). To avoid delays in the processing of your incoming wires,
• To initiate a wire transfer or for a wire transfer investigation, please use the following routing instructions:
• Your PIN (required).
press 1.
• Your wire repetitive number (if applicable). Direct to Wire Routing Transit Number
• To initiate a same day repetitive wire transfer in US Dollars (RTN/ABA) 121000248
only, press 1. • The amount of the funds to be transferred (required).
For International The International SWIFT/BIC code for
• For all foreign currency wires, a repetitive wire with • The currency type for international wire transfers. Transfer only Wells Fargo is: WFBIUS6S
additional information, any other type of wire, or wire • Beneiciary bank routing instructions (required). Bank name Wells Fargo Bank, N.A.
investigations, press 2. • Beneiciary account number, Mexican CLABE #, or Bank address, 420 Montgomery
city & state San Francisco, CA 94104
• To inquire on wire status, press 2. International Bank Account Number (IBAN).
(regardless of where your account is located)
• For wire instructions from a inancial institution within the • Beneiciary name and address (required). BNF/Field 4200 Your complete Wells Fargo account number
United States, press 3. • Any additional information for the receiving bank or Beneiciary acct. # including leading zeros
• For wire instructions from a inancial institution from Beneiciary (i.e., invoice numbers, loan payment, etc.). Beneiciary The name of your account as it appears on
outside the United States, press 4. account name your statement
CHIPS Participant ABA 0509
• To speak with an agent, press 0. Wire transfer daily deadlines
Requests received after deadlines will be processed the next If you have any questions regarding your wire service,
Department hours — Monday – Friday business day. please call your Wells Fargo representative or the number
Same-day wire initiation hours 7:00 a.m. to 4:30 p.m. CT* 12:00 p.m. CT* Same-day wires to Mexico in Pesos and wires to
listed on your statement.
Book/Internal wire initiation hours 7:00 a.m. to 7:00 p.m. CT* Canada in Canadian Dollars
Future dated wire initiation hours 7:00 a.m. to 7:00 p.m. CT* 3:00 p.m. CT* Tax payments You can verify the Federal Reserve routing number
Customer service hours 7:00 a.m. to 8:00 p.m. CT* 3:00 p.m. CT* Outgoing international wire transfers from a of a Beneiciary’s bank by checking with the Federal
consumer account Reserve Bank.
Spanish language hours 7:00 a.m. to 7:00 p.m. CT*
4:30 p.m. CT* Outgoing domestic and international wire transfers
*(Central Time = +1 hour for Eastern Time/ –1 hour Mountain Time/ and outgoing drawdowns
–2 hours Paciic Time/ –3 hours Alaska Time)
5:00 p.m. CT* Bank settlement transfers (correspondent banks only)
5:30 p.m. CT* Incoming wires
7:00 p.m. CT* Same-day wire transfers between two Wells Fargo
accounts (book transfers and internal transfers)

*(Central Time = +1 hour for Eastern Time/ –1 hour Mountain Time/

–2 hours Paciic Time/ –3 hours Alaska Time)

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To avoid delays, additional fees, or loss of IRC number can delay the wire, or the receiving bank may 4. Mexico CLABE Account Number: In addition to the
principal on outgoing wires return the wire when this number is not included in the SWIFT/BIC Mexican banks now require an 18 digit CLABE
payment instructions, and additional fees may be assessed. account number be added to the Beneiciary instructions
• Be sure to provide complete Beneiciary Information
3. International Bank Account Number (IBAN): The IBAN to ensure payment. The CLABE number is required on all
including name and account number.
varies by country/institution. Warning! Only the bank Mexican Peso (MXN) and USD payments sent to Mexico.
• Be sure to provide complete Beneiciary Bank information The CLABE account number must be obtained from the
servicing an account can provide the correct IBAN of that
including name, branch name, address, city, state, country, Beneiciary. If the Beneiciary does not have the CLABE
account and must be obtained from the Beneiciary of the
and ABA/RTN or SWIFT/BIC Code. account number, please have the Beneiciary contact their
wire. Sending a wire to a participating country without the
• For international wires be sure to include the International IBAN can delay the wire, or the receiving bank may return bank. Wells Fargo does not provide or calculate the CLABE.
Routing Code (IRC) and International Bank Account the wire when the IBAN is not included in the payment Sending a wire without a CLABE account number can delay
Number (IBAN) for countries that require it. instructions, and additional fees may be assessed. the wire, or the receiving bank may return the wire if the
• For international wires to Mexican banks be sure to include CLABE is not included in the payment instructions, and
Participating Countries that require an IBAN:
the CLABE account number in the Beneiciary instructions additional fees may be assessed.
to ensure correct payment. Albania Guadeloupe Norway 5. Wells Fargo recommends that if you do not have a
• If you are unsure of the Beneiciary information, please Andorra Guatemala Pakistan SWIFT/BIC, IBAN, IRC, or Mexican CLABE number, that
contact the recipient (Beneiciary) for complete routing Austria Hungary Palestine you contact the beneiciary of the wire. If the Beneiciary
instructions. Azerbaijan Iceland (State of) does not have the needed information, please have the
(Republic of) Poland Beneiciary contact their bank to obtain the appropriate
• When initiating Same-Day Canadian Dollar and Mexican Ireland
information. Sending International wires without the
Peso wires prior to the daily deadline of 12:00 p.m. CT, Bahrain (Republic of) Portugal
required information can cause the wire to be delayed,
please be sure to indicate it is a same-day wire transfer. Belgium Isle of Man Qatar
returned, or assessed additional fees. For International
Bosnia and Israel Reunion Island
outgoing wires only: When sending in foreign currency,
Herzegovina Italy Romania
Information for international wires please ensure the Beneiciary’s account accepts the
Brazil Jordan Saint Barthelemy designated foreign currency. International foreign currency
Wires going to foreign countries require diferent numbers Bulgaria Kazakhstan Saint Martin wires are generally less expensive to send as compared
depending on the receiving foreign country. All wire transfer Channel Islands Kuwait Saint Pierre et with International USD wires (the Wells Fargo wire fee
payments destined for Europe should include the SWIFT/
Costa Rica Latvia Miquelon is always less when the wire is sent in foreign currency
Bank Identiier Code (SWIFT/BIC), International Routing
Croatia Lebanon San Marino and Wells Fargo does not charge a converting fee; we also
Code (IRC) as applicable, and for participating countries the
Cyprus Saudi Arabia ofer competitive exchange rates.) For International wires
beneiciary’s International Bank Account Number (IBAN). Liechtenstein
Czech Republic Serbia
in foreign currency that are equal to or over $100,000
Mexican banks require a CLABE number in addition to the Lithuania
U.S. equivalent, please call your local Foreign Exchange
SWIFT/BIC. Denmark Luxembourg Slovak Republic
Specialist at 800-786-5593, to obtain a contract number.
1. SWIFT Bank Identiier Code (SWIFT/BIC). The 8 or 11 Dominican Macedonia Slovenia
character SWIFT/BIC is a unique series of alpha numeric Republic Spain
Malta
characters that help to identify a speciic inancial institution. Estonia Sweden 6. Purpose of payment (i.e., family remittance, personal
Martinique
The SWIFT/BIC should be obtained from the Beneiciary. Finland remittance, salary remittance, export remittance (in
Mauritania Switzerland
To ensure timely delivery please be sure that international France settlement of an export), etc.) is required for wire transfers
Mauritius Tunisia
outgoing wires include the SWIFT/BIC where applicable. to India, Korea and Bahrain.
French Guiana Turkey
Mayotte • Wires to India and Bahrain require “purpose of payment” in
2. International Routing Code (IRC): Some countries French Polynesia United Arab
Moldova the information for beneiciary ield.
throughout the international banking community have French Southern (Republic of) Emirates
created international routing codes, which are used in Territories United Kingdom • Wires to Korea require “purpose of payment” in the
Monaco
combination with the SWIFT/BIC to aid in routing the Georgia Virgin Islands,
Beneiciary bank information ield.
Montenegro
payment through a main oice to a branch. Each country Germany British • If the “Purpose of payment” information is not provided
has a speciic name for their routing code (i.e., Sort Code Netherlands
Gibraltar Wallis and the inancial institution in India, Korea and Bahrain may
in the United Kingdom, Canadian Payments Association New Caledonia Futuna Islands withhold wired funds which could delay the wire, take a fee
Greece
Routing Numbers in Canada). Your Beneiciary must from the wire prior to crediting the account, or they may
provide the international routing code to facilitate receipt return the funds back to Wells Fargo less fees.
of an international payment. Sending a wire without the

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