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Commercial Bank Design Principles

1. The document discusses the traditional architectural style of Tuguegarao City in the Philippines, which incorporates elements reflecting the region's history, climate, and culture. 2. It then explains that transitional architecture blends elements from different styles and periods, giving architects more flexibility to incorporate new technologies and sustainable features without strict adherence to historical styles. 3. Transitional floor plans combine traditional and contemporary design philosophies to efficiently use space, including flexible interior spaces that can adapt to changing needs.

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ERIC NACHURA
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0% found this document useful (0 votes)
133 views25 pages

Commercial Bank Design Principles

1. The document discusses the traditional architectural style of Tuguegarao City in the Philippines, which incorporates elements reflecting the region's history, climate, and culture. 2. It then explains that transitional architecture blends elements from different styles and periods, giving architects more flexibility to incorporate new technologies and sustainable features without strict adherence to historical styles. 3. Transitional floor plans combine traditional and contemporary design philosophies to efficiently use space, including flexible interior spaces that can adapt to changing needs.

Uploaded by

ERIC NACHURA
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd

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A commercial bank is a type of financial organization that gives people, companies,
and governments access to a variety of financial services. By enabling numerous financial
transactions, providing a broad range of banking products and services, and acting as a
middleman between depositors and borrowers, these banks play a significant role in the
economy.
The simplicity of the layout where each space serves as function for an easy
transaction that will conform to the layout of the building along with the transparency and
hospitality are the principles that the intervention wants to emphasize by identifying the
specific requirements of the bank, including the number of staff members, customer traffic
volume, air space, types of services offered, and security considerations.
Organizing according to the process of banking, the space in which the bank
operates is the starting point to create a new way to be noticeable to the policy and
guidelines of the establishment, along with the design of the layout to facilitate smooth and
logical customer flow, ensuring that customers can easily find the services they need without
confusion together, with when it comes to customer satisfaction, even small details can
make a big difference. That's why creating welcoming waiting areas that offer comfortable
seating, engaging magazines, and interactive digital displays can elevate the customer
experience. By providing these amenities, you can help customers feel more relaxed and
engaged while they wait, leading to a more positive overall impression of your business.
Distinguishing the level of privacy that certain spaces demand is an important part
of designing a successful and comfortable space. Separating spaces based on public, semi-
public, and private designations inform the design by grouping spaces with similar demands.
Dividing the floor plan into different zones based on functionality, such as customer service,
waiting areas, private offices, teller stations, and back-office operations.
In addition, to create a better interior environment, the goal is to enhance the well-
being and efficiency of the employees by offering ergonomic workstations. This includes
ensuring their seating is comfortable, there is sufficient lighting, and their equipment is
arranged to meet their individual needs.
To bolster security measures, it is recommended to establish secure entrances that
are equipped with advanced security systems, such as biometric scanners, to prevent
unauthorized access. Additionally, ensuring transactional privacy is crucial, which can be
achieved through encryption and secure communication protocols. Finally, controlling
access to sensitive areas is of utmost importance, and can be achieved through the use of
access control systems, security personnel, and limiting access to only authorized
personnel.
It would be advantageous for businesses to establish private areas where
individuals can conduct confidential financial consultations without the risk of eavesdropping
or other privacy infringements. This would provide a safe and secure environment for clients
to discuss sensitive financial matters, and it would uphold the ethical standards of the
company. Such an initiative would also instill confidence in clients and strengthen the trust
between them and the business.
The bank is committed to providing customers with the highest level of convenience
and privacy during transactions. To achieve this, teller stations are strategically placed
throughout the branches to reduce wait times and maintain confidentiality. This thoughtful
placement ensures a seamless and efficient experience for all customers who trust the bank
with their financial needs. Also providing a plan versatile space that can be easily adapted

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for different uses as the bank's needs evolve over time. As well as using modular furniture
and flexible partitions that can be reconfigured easily to accommodate changing needs.
It is important to ensure that the design adheres to accessibility standards so that
individuals with disabilities can use it with ease. Taking such measures will help to create an
inclusive and user-friendly experience for all.
When planning the layout for the upcoming project, it's crucial to keep in mind the
potential for future expansion. Therefore, it's important to design the layout with scalability in
mind to ensure that the project can accommodate growth and changes in the future without
requiring significant redesign or reconstruction. This proactive approach will save time,
money, and resources down the road and ensure a successful and sustainable project in the
long run.
In summary When it comes to the success of a commercial bank, the floor plan can
make all the difference. By carefully considering factors such as efficiency and functionality,
a well-designed layout can help ensure overall success. From the placement of teller
stations to the flow of foot traffic, every detail plays a role in creating a space that is both
practical and effective. For any bank looking to maximize its potential, a thoughtful floor plan
is an essential investment.
These considerations have been derived from dhk’s holistic architectural approach
considers both the exterior and interior to optimize corporate expenditure, internal flow and
sustainability - demonstrating that commercial offices can be innovative and cost-effective
while driving operational efficiencies.

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I. BACKGROUND OF THE STUDY

The traditional building style of Tuguegarao City, located in the Philippines, is


influenced by various architectural elements that reflect the region's history, climate, and
cultural heritage. Tuguegarao City is the capital of the Cagayan province and is known for its
warm climate, which has likely played a role in shaping its architectural style.
Dave Kosco “This transitional approach just opens up really a Pandora’s Box of
things that you can do to the house. You can incorporate a lot of sustainable features, which
instead of turning the house into an albatross, all become cool design elements.” In
connection in recent years, modern construction techniques and materials have been
integrated with traditional design elements to create buildings that are both functional and
culturally relevant. It's important to note that while these features describe the traditional
building style of Tuguegarao City, contemporary commercial buildings might also incorporate
a mix of architectural influences to meet modern standards and functional needs.
Dave Kosco‘’Because transitional architecture isn’t as defined as other styles and
doesn’t have to conform to requirements of a design playbook, it is more adaptable to
technology and sustainable elements’’. Transitional architecture refers to a style that blends
elements from various architectural styles and periods. It doesn't strictly adhere to the
characteristics of a single style but rather combines elements from different styles to create a
unique and balanced design. Unlike some architectural styles that have strict rules and
guidelines, transitional architecture doesn't have rigid definitions or a specific playbook to
follow. This gives architects more creative freedom to experiment and incorporate diverse
design elements. Many architectural styles come with established conventions and
guidelines that architects are expected to adhere to. These guidelines can limit the flexibility
of design, especially when new technologies or sustainable practices emerge. Transitional
architecture, on the other hand, isn't bound by these rigid rules, allowing architects to
explore innovative approaches. Technology is constantly evolving, and it often plays a
significant role in modern architecture. Transitional architecture's flexibility allows architects
to seamlessly integrate new technologies into their designs. For instance, they can
incorporate smart building systems, energy-efficient technologies, and automation without
being restricted by traditional design norms. Sustainability is a critical consideration in
modern architecture. New sustainable materials, construction techniques, and energy-
efficient systems are continually being developed. Transitional architecture's open-ended
nature enables architects to incorporate these sustainable elements effectively, without
being limited by a specific architectural style's pre-defined characteristics.
In architecture, a transitional plan refers to a floor plan or layout of a building that
combines elements of different architectural styles or design philosophies. It's a blend of
traditional and contemporary features, often seeking to create a harmonious balance
between the two. The statement mentions that transitional plans can be configured in
various ways. This means that architects and builders have the flexibility to adjust and
modify the layout to suit the specific characteristics of a given space, such as smaller lots or
unusual shapes of land. Traditional floor plans might not efficiently use smaller or irregularly
shaped lots of land. However, transitional plans are versatile and adaptable, allowing

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architects to maximize the utility of such spaces. They can create layouts that fit well within
these constraints without compromising on functionality or aesthetics. The interiors of homes
designed with transitional plans include more options for flexible spaces. This means that the
layout includes rooms or areas that can be repurposed or adapted based on changing needs
or preferences. For instance, a room designed as a home office might later be transformed
into a nursery as the family's lifestyle evolves. With reference to Dave Kosco” additionally,
since transitional plans can be configured in a number of ways, they allow builders to make
best use of smaller lots and unusual shapes. Interiors include more options for flexible
spaces, which can change and adapt as lifestyles change’’.

II. DEFINITION OF TERMS


1.Entrance
The primary point of access for customers and visitors to enter the bank. It often
features prominent signage, security measures, and may lead to the lobby area.

2. Security post
inspections are vital for any security business to ensure that their clients' needs are
met and their guards are well-equipped for their job. While many businesses conduct these
inspections to catch guards slacking off, there is an opportunity to use them to improve
service offerings. By focusing solely on catching guards sleeping, supervisors may miss out
on valuable information about process enhancements, necessary tools, or on-site issues that
need attention.
3. Lobbies
are spaces that great and guide tenants and guests, manage access, and provide
exit routes from buildings. They include foyers, entry halls, and security screening sections
located at or near building entrances.

4.Writing desk
at a bank serves as a dedicated area for customers and employees to fill out forms
and perform other paperwork tasks. These desks are commonly found in customer service
areas, bank offices, or other locations where financial transactions take place.

5.waiting area
is a designated space within a bank where customers can sit comfortably while they
wait for their turn to receive services or attend appointments. This is a common feature in
most bank branches and serves several important purposes. Waiting rooms are designed to
be accessible to individuals with varying mobility needs, ensuring that everyone can wait
comfortably for their turn.

6. Reception or information counter


A designated area within a bank where customers can seek assistance,
information, and guidance on various financial services and transactions is commonly
referred to as the reception or information counter. This counter is usually located near the
entrance or at the center of the bank branch, allowing customers easy access upon entering
the building.
7. Teller’s booth
A teller's booth is a special workstation in a bank where bank tellers interact with
clients directly and perform various operations. These activities include depositing and
withdrawing money, cashing checks, and transferring funds, among others. The primary
feature of a teller's booth is a counter or window with a glass partition that separates the

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customer area from the teller's workspace. This barrier allows customers to communicate
with the teller while also providing a level of privacy for sensitive transactions.

8. New Accounts
is a small, enclosed space where bank tellers carry out various financial
transactions with customers. The booth is specifically designed to provide a secure and well-
organized working environment for tellers while they manage tasks such as deposits,
withdrawals, and account inquiries. The design of the booth ensures that customer
interactions are kept private and confidential, preventing others from overhearing sensitive
financial conversations.

9. Loan officers
When a customer begins a new banking arrangement, they are opening a new
account at the bank. This account can be a checking account, savings account, credit card
account, or other specialized account offered by the bank. The customer expresses their
desire to open a new account either in person at a bank branch, over the phone, or online.

10. Collection Department


The task of managing and pursuing past-due accounts, defaulted loans, and unpaid
debts falls under the responsibility of a bank's collection division. This department is crucial
in maintaining the financial stability of the bank by ensuring that unpaid debts are collected
and the loan portfolio remains profitable. Collection agents work with clients to come up with
repayment plans, settlements, or other arrangements that can help them catch up on
payments while considering their financial condition.
A. Contact officer
A contact officer in a bank is frequently a point of contact who assists customers
with questions, problems, or requests. This position ensures that customers can get in touch
with a dedicated person for personalized service. A contact officer may have different
responsibilities and a different title depending on the bank.
B. Installment
In the context of banking, an installment is a regular and preset payment made by a
borrower to pay back a loan or debt over a predetermined period of time. Installment
payments are a common method of loan repayment for loans like personal loans, auto loans,
mortgages, and other consumer loans.
C. Commercial loan
A particular type of loan that banks and other financial institutions give to
businesses to support their operations, expansion, acquisitions, or other purposes is known
as a commercial loan. Due to the fact that they are created specifically to meet the unique
financial needs of businesses, these loans differ from personal loans. When applying for a
commercial loan, you must provide financial records, business strategies, and other relevant
data. The bank decides the loan's terms and conditions based on this information.
11. Vault
Commercial banks use vaults, which are highly secure, reinforced storage areas, to
safeguard valuable items like cash, important documents, and other priceless goods. The
vault's main purpose is to safeguard the bank's assets from theft, damage, and unauthorized
access. It is a crucial component of the security architecture of a bank. When building vaults,

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security is given top priority. They are frequently constructed of reinforced materials like thick
steel and concrete to provide resistance against physical attacks and natural disasters.
A. Cash vault for bank
The cash vault at a bank is a highly secure area designed to hold and protect large
sums of cash, coins, and other valuables. Because they provide a secure location to store
actual cash on hand, ensure liquidity for client transactions, and guard it against theft and
unauthorized access, cash vaults are crucial to a bank's operations.

12. CR for staff


Customers and guests to the bank branch are welcome to use the restroom or
comfort room, also known as the customer restroom or the public restroom. In addition to
being regularly kept clean and stocked with other necessities, banks' restrooms frequently
have toilet paper, soap, hand towels, and hand sanitizers. Bathrooms in banks are designed
to be usable by people with various mobility needs. They frequently provide conveniences
like wider entryways, grab bars, and stalls with access for people with disabilities.
13. General Service
A. Kitchenette with dumbwaiter
A kitchenette with a dumbwaiter is a particular area of a bank's property that
includes a small cooking area outfitted with basic appliances and a dumbwaiter for
transporting food, documents, or other items up and down the bank's various floors. This
system is designed to make handling tasks related to food service, refueling, and document
transportation inside the bank simple and efficient.
B.Employees Canteen
A designated dining area on the bank's premises where staff members are allowed
to eat meals, snacks, and drinks is known as a staff canteen. It is meant to provide
employees with a useful and warm space where they can unwind, socialize, and refuel
throughout the course of the working day.
C.Mechanical room
is a designated space where various mechanical systems and equipment are kept
to support the functions of the building. A mechanical room in the context of a bank could
have numerous uses. The major parts of security-related systems like alarms, access
control systems, and surveillance cameras may occasionally be kept in the mechanical
room.
D. Maintenance room
A maintenance room in a bank is a designated space where various maintenance
activities are conducted to ensure the proper functioning, safety, and cleanliness of the
bank's facilities. This room is typically equipped with tools, equipment, and supplies
necessary for performing routine maintenance tasks and addressing any issues that may
arise within the bank's premises.
14. Garage for armored vehicle
is a specialized building created to house and maintain armored vehicles, including
military tanks, armored personnel carriers, or cash-in-transit vehicles used by banks and

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security firms. Due to their special size, weight, and security requirements, these garages
are set up to protect, maintain, and service these vehicles.
15. Service entrance
An area or door designated as a service entrance allows authorized staff, service
providers, and deliveries to enter a bank without using the main entrance for the public. This
entry is primarily used for operational and logistical requirements rather than for consumer
access. It maintains security, separates consumer traffic from background activity, and
keeps operations running smoothly.
16. Driveway
The formal vehicular access route from the bank's main structure or facilities to the
street or road is known as the driveway. The configuration and layout of the driveway has a
significant impact on the usability, security, and aesthetics of the bank's property. Thanks to
the design, vehicles entering and leaving the property, as well as any drop-off or pick-up
operations, ought to all be able to move through the area without difficulty.

A.Mezzanine floor
1. Stairs
A bank's staircases are a crucial structural and functional component that allow for
vertical movement between the various levels of the structure. Stairs are necessary for
efficiently moving people between floors and can contribute to the interior design of the
bank's overall aesthetic appeal.
2. Lounge or waiting area
Customers can wait comfortably for services, consultations, or appointments in a
bank's designated waiting area, also known as a lounge. Customers' overall experience
while they wait will be improved by the welcoming atmosphere provided by this area.
3. Cr for public
This is a bathroom or restroom area reserved specifically for bank clients. Providing
customers with clean, well-maintained restrooms is a crucial part of ensuring a positive
customer experience.
4. Cr for staff
All workers, including those with disabilities, should have access to the staff
restroom. Assure adherence to accessibility guidelines and offer features required for
workers with various needs.
5. Book keeping department
In order to manage financial transactions, keep accurate records, and guarantee
adherence to accounting standards and regulations, a bank's bookkeeping department is
essential. All of the bank's financial activities, including customer deposits, withdrawals,
loans, investments, and other transactions, must be recorded and tracked by this division.
6. Proof department
In a bank, a specialized division known as the Proof Department is in charge of
checking, balancing, and processing various financial transactions, primarily checks and

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related paperwork. Before transactions are posted to customer accounts, the Proof
Department verifies their accuracy, assisting in the prevention of mistakes and
discrepancies.
7. Data processing area
In a bank, a designated area where different financial and operational data are
gathered, processed, and managed using specialized computer systems and software is
referred to as a data processing area. The bank's digital transactions, customer data,
financial records, and other data-related operations are handled by this department.

B.Second floor
1. Stairs
People can move between the different levels of a bank's building by using the
vertical circulation system, which includes stairs on the second floor of the bank.
2. Lounge or waiting area
Customers can unwind, wait for appointments, or hold informal meetings in a lounge or
waiting area that has been set up on the second floor of a bank.
3. Office of the manager with Cr and Restroom
The manager's office in a bank is designed with a private restroom (CR), giving
them a convenient workspace while maintaining their privacy.
4.Board member office with Cr and secretary’s desk
The task of designing a board member's office that includes a private restroom (CR)
and a secretary's desk entails making a practical and expert workspace that meets the
requirements of both the board member and their secretary.
5. Conference room with Cr
Designing a conference room (CR) with a private restroom (PL) ensures that
participants have a private, comfortable space for use during meetings.
6. PRO Office
For bank employees, designing a professional office means making their
workspaces practical, cozy, and effective. Managers of banks, executives, or other
professionals who need a dedicated workspace might use this office.
7. Data processing department
Building a practical, safe, and effective workspace where financial data and
transactions are processed, managed, and maintained is necessary for the design of a data
processing department on the second floor of a bank.
8. Legal Department
Creating a professional, private, and effective work environment for legal experts
who handle legal matters, compliance, and regulatory issues is a key component of
designing a legal department within a bank.
9.Kitchenette with dumbwaiter

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Designing a kitchenette with a dumbwaiter in a bank involves creating a small,
functional, and convenient space for staff to prepare refreshments and meals, and utilizing a
dumbwaiter for efficient transportation of items between different floors.
10. Fire escape
The safety of occupants in the event of a fire or other emergency depends on the
design of the fire escape on the second floor of a bank. People have a designated path to
leave the building quickly and safely thanks to fire escapes.

C.Third floor
1. Stairs
Creating a safe, practical, and aesthetically pleasing vertical circulation system that
enables people to move between different levels of the building is required when designing
stairs on the third floor of a bank.
2. Lounge or Waiting area
Creating a lounge or waiting area on the third floor of a bank gives clients,
customers, and staff a welcoming and relaxing area to unwind, wait, or have casual
conversations.
3. Cr for men and women
Designing gender-specific restrooms for men and women on the third floor of a
bank entails making spaces that are welcoming, easily accessible, and well-kept.
4. Meeting room or all-purpose room
On the third floor of a bank, designing a multifunctional meeting room or all-purpose
room entails making a flexible area that can accommodate various types of meetings,
presentations, training sessions, and other activities.
5. Stage
Building a stage for presentations, performances, events, and other activities that
need a focal point on the third floor of a bank entails designing a flexible platform.
6. Storage space
Building organized and effective spaces for storing a range of items, such as
paperwork, supplies, equipment, and more, is part of designing storage space on a bank's
third floor.
7. Projection room
In order to manage audiovisual equipment for presentations, training sessions,
video conferences, and other multimedia activities, a projection room must be designed for a
bank.
8. Kitchenette with dumbwaiter
In order to design a kitchenette with a dumbwaiter for the third floor of a bank, it is
necessary to make a functional and convenient area for staff to prepare snacks and meals
as well as to make use of a dumbwaiter system to move goods quickly between floors.

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9. Fire Escape
In order to ensure the safety of occupants in the event of emergencies, such as
fires or other hazardous situations, the third floor of a bank must be designed with a fire
escape.

III. Design concept


Transitional architecture style in commercial bank buildings refers to a design
approach that blends elements of two or more architectural styles from different periods.
This approach can create a harmonious and balanced aesthetic that bridges the gap
between traditional and contemporary design elements. Here are some key features and
considerations when incorporating transitional architecture style into commercial bank
buildings:

1. Blend of Styles: Transitional architecture often combines elements from styles such
as classical, neoclassical, modern, and contemporary. The goal is to create a
seamless transition between traditional and modern aesthetics.
2. Materials: Choose materials that can bridge the gap between classic and modern,
such as a mix of traditional stone or brick with glass and steel. The materials should
complement each other and create a cohesive appearance.
3. Facade: Incorporate architectural details from different styles, such as classical
columns alongside clean lines and geometric shapes. This can add depth and visual
interest to the building's facade.
4. Roof Design: The roof design can be a great area to showcase transitional
elements. Consider combining traditional roof forms like gables or mansard roofs with
modern materials and sleek lines.
5. Windows and Doors: Windows and doors can play a significant role in achieving a
transitional look. Large, modern windows can coexist with traditional moldings and
trim, creating a balanced composition.
6. Color Palette: Use a neutral color palette with subtle contrasts. The colors should
work well with both traditional and contemporary elements, creating a harmonious
overall appearance.
7. Interior Design: Carry the transitional theme into the interior design. Blend classic
architectural features like ornate ceilings or decorative molding with modern furniture
and fixtures.
8. Functionality: Since it's a commercial bank building, ensure that the design meets
the functional needs of a bank while still reflecting the transitional style. Incorporate
efficient layout designs for customer service areas, private offices, and transaction
spaces.
9. Sustainability: Consider integrating sustainable design elements into the building,
such as energy-efficient lighting, HVAC systems, and materials. This aligns with
modern architectural practices and values.
10. Landscaping: Extend the transitional style to the surrounding landscape.
Incorporate a mix of traditional and modern landscaping elements that complement
the building's design.

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11. Local Context: Take into account the local architectural context and the surrounding
buildings. The transitional design should harmonize with the existing environment
while still standing out.
12. Architectural Details: Pay attention to details like lighting fixtures, signage, and
entryways. These elements can further reinforce the transitional style and create a
cohesive overall appearance.

IV. Design Guidelines/Illustration


Symmetry and Balance
symmetrical facades and layouts can imbue a building with a sense of formality and
elegance. This can be especially appropriate for institutions, government buildings, and
structures that want to convey a sense of importance and respectability.
Many historic architectural styles, such as Neoclassical and Georgian, emphasize
symmetry and balance. Incorporating these elements can evoke a sense of tradition and
timelessness. In some cultures, symmetry is associated with ideals of harmony and
equilibrium. Incorporating symmetrical design elements can resonate with cultural values
and symbolism.
Modern Interpretation
The use symmetry and balance in creative ways to create a blend of tradition and
modern aesthetics. These designs can have a distinctive character that's both classic and
innovative.
Distinctive Entrance Design
The entrance is the first point of contact for customers. It's designed to be inviting
and accessible, with automatic doors for easy entry. The reception area features a central
desk where bank staff greet and direct customers. Comfortable seating and informational
brochures enhance the customer experience while they wait. Ensure that the entrance is
easily accessible and has a clear, well-maintained pathway leading to it.
Choose colors that evoke positive emotions and a sense of warmth. Neutral tones
combined with a pop of a brighter color can create an inviting atmosphere.
Transparency and views
Incorporate elements like glass doors or windows to provide transparency and a
glimpse of the interior. This not only adds an element of curiosity but also helps visitors feel
more connected to the space.
Inviting Colors
Choose colors that evoke positive emotions and a sense of warmth. Neutral tones
combined with a pop of a brighter color can create an inviting atmosphere.

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Interactive Displays or Information
Depending on the type of building, you could have interactive displays, digital
screens, or informational kiosks that engage visitors and provide useful information about
the building or its offerings.

V. Laws
National Laws

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