BLK. BIRLA PUBLIC SCHOOL, KALYAN Annual Examination March ‘2023 Subject: FM ‘Std: 1X Marks: 50 Date: 2.3.2023 Time: 2 Hrs. General Instructions: 1. Please read the instructions carefully. 2. This Question Paper consists of 21 questions in two sections ~ Section A & Section B. 3, Section A has Objective type questions whereas Section 6 contains Subjective type questions. 4, Out of the given (5 + 16 =) 21 questions, a candidate has to answer (5 + 10 =) 15 questions in ‘the allotted (maximum) time of 2 hours. 5. All questions of a particular section must be attempted in the correct order. 6. SECTION A - OBJECTIVE TYPE QUESTIONS (24 MARKS): i. This section has 05 questions. i. Marks allotted are mentioned against each question/part. iii, There is no negative marking. iv. Do as per the instructions given. ‘7. SECTION B ~ SUBJECTIVE TYPE QUESTIONS (26 MARKS): _ This section has 16 questions. li. A candidate has to do 10 questions. ili. Do as per the instructions given. iv. Marks allotted are mentioned against each question/part. Q. 1 Answer any 4 out of the given 6 questions on employability skills (1x4= 4) 1. Which of these is a positive (good) facial expression? {a) Frowning while concentrating -{b) Maintaining eye contact (c) Smiling continuously (d) Rolling up your eyes Page 1 of 4or show? 2, What does an upright (straight) body posture convey (a) Pride (b) Professionalism *(c) Confidence (d) Humility tcarth ? 3. Which ofthese is NOT an appropriate non-verbal communication at work? *(a) Keeping hands in pockets while talking (b) Talking at moderate speed (c) Sitting straight (d) Tilting head a bit to listen, 4. Which of these are examples of positive feedback? *(a) Excellent, your work has improved. (b) Inoticed your dedication towards the project. (c) You are always doing it the wrong way. {d) All of the above. 5. Which of these are examples of negative feedback? «(a) | hate to tell you this but your drawing skills are poor. (b) You can surely improve your drawing. {c) This is a good drawing but you can do better, (d) None of the above 6. Which of the following are effective components of a good feedback? {a) Detailed and time consuming +(b) Direct and honest (c) Specific Q.2 Answer any 5 out of the given 6 questions, (1x5=5) 1, Savings is the activity of setting aside a part of for further use. « a) cash/kind, b)life C) investment. 2. Short term goals are dependent of long term Boals.(T/F) 3. Expand SMART. Page 2 0f44. As per Rule of 72, when a yearly compounded investment of %500 becomes & 1000 in 6 years, the rate of return is %. ~ 5, Pay yourself first” means savings after spending.(T/F) 6. Compounding interest will give more earnings for the depositor than the simple interest. (T/F) Q.3 match the following (1x5=5) 1, Electronic banking & a. Cash deposit 2. ATM é b, Internet banking 3. Recurring deposit « C. Written mandate to make payments 4 Cheque ‘ d. Cash withdrawal 5. Pay-in slip o Investment at periodic interval Q.4 Answer any 5 out of the given 6 questions. (1x5=5) 1. “A farmer may exchange a bushel of wheat for a pair of shoes from a shoemaker” Name the trading system involved in this case . 2. Give an example of fixed expense . 3. Write full form of EMI 4. Who issue currency in India? . 5. ____ is the amount paid by the borrower to the bank for availing the loan. 6. Which of the following is a essentials or Basics of life? .a.Needs b.Wants c. Gold Qs Answer any 5 out of the given 6 questions. (1x5=5) ie helps us to use our money for our needs and wants, and achieve our goals. Page 3 of 420009 RO s yo Eee ra 2. Commodity can not be saved for the future. {True/False} 3. The more we save, the more money we have, to meet our goals in life. y +4, Define budget. 5. is a simple trick to grow our money and become wealthy. 6. Write the name of any two-public sector bank of India. SECTION B: SUBJECTIVE TYPE QUESTIONS Answer any 3 out of the 5 questions given on Employability Skills. (2x3 =6) Q.6. Name four main categories of communication styles ? Q.7. Explain reasons behind promotion of self-management ? Q.8. Write down the seven factors affecting perspectives in communication. Q.9.Explain the factors that helps in building self confidence? Q.10. What is ICT ? Answer any 4 out of the given 6 questions in 20 - 30 words each. (2x4=8) Q.11. Give full form of BC & AD Q.12 what is commodity money? Q.13 What is meant by medium of exchange? Q.14 Why should money be divisible into usable quantities? Q.15Why goals are to be realistic? Q.16 Who benefits from financial planning? Answer any 3 out of the given 5 questions in 50-80 wordseach. (4x3=12) Q. 17Describe about cash management and draw a budget table for a month, household income and expenditure. 4 Q.18 What are the documents we receive after opening of bank account? Explain. /Q,19 How do taxes and other deduction affect an Individual Income? Explain with example. @- ® Explain the term doubling period with an illustration? £Q.24 Compare between Saving and Investment on the following basis: a.Meaning b. Purpose c. Time Period d. Return Page 4 of 4