Debashis Das
E-mail: [email protected]
Male | DOB: 20 June 1989 |
Phone: + 9 1–6371622993
Current Location: Mumbai, Maharashtra
EDUCATION BACKGROUND
Degree Year of Institution, University Percentage/ CGPA
Passing
MBA(BM) 2015 Xavier Institute of Management, Bhubaneswar 5.50/8
B. Tech (Electrical) 2011 National Institute of Technology, Rourkela 7.95/10
XII (C.H.S.E.) 2006 BJB Junior College, Bhubaneswar 95.11%
X (C.B.S.E) 2004 DAV Public School, Bhubaneswar 91.20%
Work Experience
Organization: ICRA Limited Jun 2022- Till Date
Designation Senior Group Manager Business Unit: Financial Sector
• Working in the business development segment for the Financial Sector handling financial sector
clients for West
• Clientele includes primarily Banks, NBFCs, DFIs, Insurance, Mutual fund, Securities and other
financial entities.
• Handling the Commercial aspect of credit ratings for money market instruments as well as bank lines
• Role entails handling end to end servicing of existing clients, sourcing of new clients, anchoring price
negotiations for the clientele
• Driving revenue growth through Credit ratings and Credit research
• Engagement with Senior Management of Mutual Funds, Insurances, Debt Capital Market (DCM)
and other market intermediaries for increasing ICRA’s market presence
• Working knowledge on the Rating Methodology for financial entities, regulatory guidelines on the
credit ratings and other knowledge relevant to the business development role in a credit rating agency
Achievements` • Winner of I-Strive award at ICRA for Outstanding Performance in FY’23
Organization: ICICI Bank Dec 2018- Jun 2022
Designation Chief Manager-I (Assistant Relationship Manager) Business Unit: Wholesale Banking Group
• Working in the Corporate banking segment handling the entire eco-system of large multinational
corporates (MNCs) based in Mumbai
• Portfolio Management: Handling an asset book of INR 3,000.0 million, liability book of INR 2,000.0
million with a net portfolio income of INR 300.0 million
• Loan Origination and Credit Risk Assessment: Sourcing of new clients, preparation of credit
appraisal note, liasoning with various support groups including risk and legal for clearance, committee
presentation for approval, documentation and disbursement
• Skilled in Lease Rental Discounting, Working capital Finance, Derivatives, Trade Finance,
Dealer/Vendor Financing
Responsibilities: • Working Knowledge in Risk Rating, Basel Guidelines, Pricing & Capital Allocation
State Bank of India Nov 2016-Dec 2018
Organization: Assistant Manager
• Sourcing/processing of SME advances and retail segment advances (exposure to entire process
flow from sourcing to disbursement)
• Brick and mortar banking like opening and maintenance of CASA, managing government business
accounts, processing of term deposits, clearing of cheques and miscellaneous banking operations
• Cross selling of products including LC & BG, corporate and retail internet banking products,
Responsibilities: knowledge transfer of newly launched SBI apps with staff and its promotion
• Felicitated by CGM, Bhubaneswar Circle for securing 1st position in Annual Essay Challenge-2017,
2018 by SBI
Achievements • Felicitated by SBLC Noida for securing 1st position in Risk Awareness Quiz
Debashis Das
E-mail: [email protected]
Male | DOB: 20 June 1989 |
Phone: + 9 1–6371622993
Current Location: Mumbai, Maharashtra
June 2015 – May 2016
Organization: Axis Bank (12 months)
Business
Designation Deputy Manager (Credit Analyst) Unit: Credit Division (SME)
• Worked in the Credit Division of the SME (Small and Medium Enterprise) Department with
exposure upto Rs. 35 Crores and managed a portfolio of around Rs. 100 Crores
• Credit Risk Assessment: Effectively assessing credit risk by analyzing financial statements,
preparation of credit notes & risk rating
• Liasoning with internal and external stakeholders: Involved in the Post Sanction process for
completion of documentation and disbursement of credit facilities
PRE-PGDM EXPERIENCE
Jul 2011 – May 2013
Organization: National Mineral Development Corporation (Asst. Manager) (22 months)
• On Field Responsibility: Catered to the Running, Preventive & Shutdown Maintenance of heavy electrical
machineries & other equipments with the prime focus of sustainable mining & energy optimization
• Root Cause Analysis: This was done for all failures and record was maintained in MIS for management
updation and future reference
Responsibilities • Internal Training: Provided training to other staff about the intricacies in the operation of equipment
: • Shift-in-Charge & Quality Circle: Key member of the Quality Circle and managed a team of around 15
• Awarded by NMDC for innovative thinking on account of the suggestion titled “Installation of
automatic vehicle washing system in auto-shop to wash and clean departmental vehicles”.
Achievements • Topped among all the executive trainees of the batch 2011-12 posted at Bacheli complex, NMDC.
ACADEMIC ACHIEVEMENTS/PROJECTS
• Cleared JAIIB & CAIIB conducted by IIBF
• Successfully completed “NISM-Series VIII Equity Derivatives Certificate Examination”
• Cleared the Flip National Challenge 2013 in “Finance & Banking Fundamentals”.
• Certificate of participation in immersion courses of “Fixed Income Markets, Securities & Trading”, “Credit
Ratings”
• Live Project: Successfully completed a live project by FEDCO, Bhubaneswar on “Energy Auditing & Loss
Reduction in CESU, a case study of Tulasipur (DTR-12)”
• Certificate of appreciation at National Level competitions like Green Olympiad, Science Olympiad, NSTSE,
OSTSE
EXTRACURRICULAR ACHIEVEMENTS/POSITIONS OF RESPONSIBILITY
• Received Training on “Front Line Supervisors” conducted by Institute of Miners’ and Metalworkers’ Education
from April 4, 2013- April 16, 2013
• Took up assignment of a Social Mobilizer under the European Commission Project i.e. “Community Governance in
Infrastructure Services” implemented in urban slums of BMC by “Indian Institute of Education & Care”
• Participated in the MDP & EDP by ASCI, Hyderabad during July 2- July 7, 2012 & December 12, 2011 –January 6,
2012
• Coordinator of electrical departmental events during technical fest at NIT Rourkela., Active member of Aeronautics
committee (UDAAN) and Entrepreneurship Cell at NIT Rourkela, Member of IEEE Chapter NIT Rourkela
during 2008-11
