BUSINESS eBANKING SYSTEM ADDENDUM

On completion of the Master Treasury Management Services Agreement and Master Authorization Form (“Master Agreement”), a DOS Form
indicating Business eBanking System (“System”), this Addendum and any associated Forms, Exhibits or Schedules as may be required from time
to time, and the acceptance of same by Bank, Customer will be provided access to Bank’s System.

Bank may use a Service Provider to complete certain of Bank’s duties under this Addendum. Any Service Provider used by Bank is subject to the
same standards of performance, including the safeguarding of Confidential Information, as Bank itself.

Customer acknowledges that Bank may, from time to time, change the terms under which this System is offered by notifying Customer. Continued
use of this System after such notification constitutes acceptance by Customer of such changes to the Master Agreement and/or this Addendum and
associated Forms, Exhibits or Schedules.

1. General Description. Bank will make available balance information and/or itemized debit and credit information for Accounts on a
daily basis via the System and will provide access instructions, including Credentials, to Customer. The System is for Customer’s internal use to
enable Customer to obtain balance and other Account information and to direct payments from Account(s) to third-parties (collectively, “Payees”,
and each individually, a “Payee” when using the bill payment module; collectively “Beneficiaries”, and each individually a “Beneficiary” when
accessing Wire Transfers; and collectively “Receivers”, and each individually a “Receiver” when using the ACH network). The System may be
used to:

Transfer funds between Customer’s Accounts;

Obtain balance and transaction information on Accounts;

View front and back images of checks and deposits posted to Accounts;

Order bill payments from Customer’s checking Account to Payees;

Order Bank to stop payment of checks drawn on Customer’s checking Account(s);

Request eStatements, as described below, for electronic delivery and access of monthly statements for eligible Accounts; and

Obtain other online services as may be made available by Bank from time to time
2. Services.
(a) Internal Funds Transfer Service. The internal funds transfer service may be used to transfer funds on a same-day basis between
Customer’s Accounts with Bank. With this service, Customer may:

Transfer funds between Customer’s Accounts on a specified date in the future or on a recurring basis (e.g., weekly, bi-weekly, monthly,
etc.); and
Transfer funds on a same day basis from Customer’s Account(s) to make a payment on a loan or line of credit Customer has with Bank.

Transactions posted to Customer’s account as of a certain Business Day may not be reflected in account balances provided by the System
until the next Business Day based on the timing of the transactions and applicable processing schedules.

(b) Bill Payment Service. The bill payment service may be used to schedule the payment of funds from Customer’s checking and money
market Accounts to Payees that have been selected to receive payment using the service. The service allows bill payments in several ways:

An immediate payment is a single transfer of funds to a Payee to be initiated as soon as possible after the transfer request is
submitted.

A recurring payment is one of a series of transfers of a fixed amount of funds to a Payee on a regular, periodic basis.
A future-dated payment is a single transfer of funds to a Payee to be made on a date Customer specifies up to 364 days in advance.
A payment that is made following the receipt of an electronic bill (“e-bill”).

Bill payments made through the System require sufficient time for the Payee to credit Customer’s account properly. To avoid the assessment
of late charges by the Payee, Customer should make the payment at least five (5) Business Days before the due date of the payment. Payment
requests submitted on a Business Day before 7:30 p.m. (Eastern Time) Monday through Thursday and 10:30 p.m. (Eastern Time) on Friday
are initiated on that Business Day, provided a sufficient Available Balance. Transactions conducted after those times on a Business Day or at
any time on a non-Business Day are initiated on the next Business Day, subject to a sufficient Available Balance in the Account from which
the payment is being made.

Bank cannot guarantee prompt receipt and processing of payments by Payees and will not be responsible for any charges imposed or other
action taken by a Payee because of a late payment, including but not limited to finance charges and late fees. BANK MAY TERMINATE
ACCESS TO THE BILL PAY SERVICE AFTER SIX (6) CONSECUTIVE MONTHS OF INACTIVITY.

| Business eBanking System Addendum 05/2018

 (c) eStatements. Bank will provide Customer with the option to utilize the eStatements service, which allows Customer to access Account
statements through the System. Upon acceptance of the applicable terms and disclosures, the eStatements feature may be used to receive
electronic delivery of Account statements through the System. The ability to sign up for and retrieve eStatements is assigned by the
Administrator. Enrollment in eStatements will terminate paper delivery of statements from Bank to Customer or any third party designations.
In order to receive paper statements after electing to utilize the eStatements service, Customer must notify Bank at the applicable address or
phone number set forth in Part I, Section 1.19(c)

(d) Other Services. Enrollment in the System is necessary for using the Positive Pay and ACH Positive Pay Services and offers additional
options for the Wire Transfer Service and ACH Service, each of which is addressed in separate Addenda. The System may also be accessed
via a mobile device upon completion and acceptance of the BeB Mobile System Addendum.

3. Mobile Access Option. Customer may request, via a DOS Form, that certain System capabilities be made available via an approved
mobile device such as a tablet or smartphone. To utilize Mobile Access, Customer will need a compatible and supported mobile device with a
connection to the Internet. Customer also must have Bank’s mobile banking application (“Mobile Banking App”), which Bank may change from
time to time. Customer is responsible for the selection, installation, maintenance, and operation of Customer’s Mobile Device, software, and other
equipment required for Mobile Access. Bank is not responsible for advising Customer of the existence or potential effect of malicious code that
may exist on Customer’s Mobile Device, and Customer’s use of Mobile Access is at Customer’s own risk. Bank does not guarantee the functionality
or availability of the Mobile Banking App on all Mobile Devices. Bank assumes no responsibility for the defects or incompatibility of any devices,
computers or software that Customer uses for Mobile Access, even if such devices, computers or software were previously approved for use.

(a) Customer is solely responsible for the mobile device and any associated fees and charges related to data.

(b) Bank reserves the right to charge an additional fee for Mobile Access, the amount and the basis of which (per device, per user, etc.) may
change at Bank’s sole discretion.

(c) Not all features of the System will be available via Mobile Access.

4. Service Availability. The ability of Bank to provide access to the System via internet or Mobile Access is conditioned upon the
continued operation and availability of the computers which house the System and of the telecommunications network connecting Customer's
Mobile Device to the System. Bank does not and cannot control the flow of data to or from Bank’s network and other portions of the Internet.
Accordingly, Bank disclaims any and all liability resulting from or related to delays or interruptions in data delivery and in no event will Bank be
liable for any damages (whether in contract, tort, by operation of Law, or otherwise) that are attributable to the public Internet infrastructure,
Customer’s ability to connect to the Internet, or Bank’s ability to connect to the Internet. In the event access to the computer or network is suspended
or terminated for any reason, Customer agrees that Bank will not be responsible for Customer's lack of access.

5. Other Terms. All other terms and conditions associated with the System are contained in the Master Agreement.

| Business eBanking System Addendum 05/2018

 TREASURY MANAGEMENT SERVICES
DESIGNATION OF SERVICES FORM

Customer Name Date

Street Address City State Zip

Employer Identification Number Customer Email Address

Customer Contact Name Customer Phone Number Alternate Contact Number

SERVICES REQUESTED Original Application Add/Modify Services Delete Service

The following services are covered under the Treasury Management Master Services Agreement. Check all that apply and
attach associated Addenda, Forms, Schedules, and/or Exhibits:
Online Services Other Commercial Services
Business eBanking Services (BeB) Remote Deposit Capture Service (RDC)
Bill Payment (requires additional approval)
Positive Pay – fees apply Zero Balance Account Services
Payee Positive Pay – fees apply Daily Investment (Repurchase)
ACH Positive Pay Services – fees apply Loan Sweep Services
Business Mobile Deposit Lockbox
Wire Transfer Services
Online Origination
Direct Communication with Wire Room
(requires Authorized Rep Profile Form)

ACH Origination Services – fees apply (requires additional approval and documentation)
Same Day ACH Services – additional fees apply

ACH Origination Services Third Party – fees apply (requires additional approval and documentation)
REQUESTED ACCOUNTS (check all services that apply) Billing Account:
Bill Pos ACH
Account Number Account Name BeB ACH Wire RDC
Pay Pay Pos Pay

ZBA Instructions
Master Account Number Subsidiary Account Number(s) Target Balance

Loan Auto-Paydown Instructions

From Account Loan Number Target Balance

Loan Auto-Borrow Instructions

Loan Number To Account Target Balance

Daily Investment Instructions

Account Number Target Balance

1 | Treasury Management Designation of Services Form 0

 TREASURY MANAGEMENT SERVICES
DESIGNATION OF SERVICES FORM

Customer Name:
BUSINESS EBANKING (BEB) - DESIGNATION OF CUSTOMER ADMINISTRATOR
The following person is hereby authorized to act as the Administrator of Customer’s System and Services. The Administrator's powers
are detailed in the Master Treasury Management Services Agreement and include but are not limited to establishing "user rights" for
using United Bank's System and other Services. Customer Users can be authorized by the Customer Administrator for any of the
features requested for use by Customer.
Name Phone Number Alternate Number Email Address

RESOLUTION/AUTHORIZATION
TREASURY MANAGEMENT SERVICES
AUTHORIZATION:
The individual signing below is a designated Agent of Customer, and as such, is authorized to act on Customer’s behalf pursuant to the
Master Treasury Management Services Agreement and the Treasury Services Master Authorization Form currently in effect with Bank.
This authorization is in addition to any other authorizations in effect and will remain in force until Bank receives written notice of its
revocation at the address and in the manner designated by Bank.

Certification and Agreement:

I/We certify that (1) the foregoing Authorization is complete and correct; (2) the signatures and titles of the persons signing this form
and attachments (if applicable) are the genuine signatures and titles of the persons indicated; and (3) no other person's signature or
authorization is required to bind Customer with respect to the agreements or authorizations mentioned herein. Bank is entitled to rely
upon this certification until written notice of its revocation is delivered to Bank.
SIGNATURES
Signature Date

Printed Name:
Title:
Signature Date

Printed Name:
Title:

BANK USE ONLY - The officer signing below has verified that the Company Name as indicated on page one is consistent with the
ownership of the accounts listed and the Authorized Agent(s) signing above has been verified with the Business Checking Signature
Card and is authorized to execute this form.
Date Received:
Accepted By:
Approving Officer Name:
Approving Officer Signature Date

Please email completed form to treasurymanagement@[Link] or mail to:

United Bank
14048 Parkeast Circle, Suite 100
Chantilly, VA 20151

2 | Treasury Management Designation of Services Form 0