CONSUMER CIR
CONSUMER: MRS BIBHARANI CHANDA B DATE: 06-05-2024
MEMBER ID: HF63439999_CIRC2CNPE TIME: 14:49:33
MEMBER REFERENCE NUMBER: 304092532 CONTROL NUMBER: 7,52,43,12,485
CONSUMER INFORMATION:
NAME: MRS BIBHARANI CHANDA B
DATE OF BIRTH: 16-05-1983 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CIBILTUSC3 1: PRESENCE OF DELINQUENCY IN THE RECENT PAST
602 2: PRESENCE OF DELINQUENCY IN THE RECENT PAST
3 PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
4 PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
5 LOW CREDIT AGE
POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 3.0
Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 36 months is required.In case of error in scoring a value of '0' is returned.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) ATRPC3571C
VOTER ID BLY1418979
UID XXXXXXXXXXXX
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 919732448608
MOBILE 919732448608
MOBILE 7001511592
EMAIL CONTACT(S):
EMAIL ADDRESS
ADDRESS(ES):
ADDRESS: PURBA NARMA WEST BENGAL 721166
CATEGORY: RESIDENCE RESIDENCE CODE: DATE REPORTED: 28-02-2023
ADDRESS: SARGERIA NARMA NARAYANGAR PASCHIM MEDINIPUR PACHIM MEDINIPUR WEST BENGAL 721166
CATEGORY: RESIDENCE RESIDENCE CODE: DATE REPORTED: 30-11-2022
ADDRESS: SARGERIA,SARGERYA,PASCHIM MEDINIPUR, NARMA MIDNAPORE WEST BENGAL WEST BENGAL 721166
CATEGORY: NOT CLASSIFIED RESIDENCE CODE: DATE REPORTED: 31-08-2016
PERSONAL / ENQUIRY DISPUTE(S):
PERSONAL / ENQUIRY INFORMATION UNDER DISPUTE:
CIBIL REMARKS:
DATE ENTERED:
© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 1 of 3
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: MRS BIBHARANI CHANDA B DATE: 06-05-2024
MEMBER ID: HF63439999_CIRC2CNPE TIME: 14:49:33
MEMBER REFERENCE NUMBER: 304092532 CONTROL NUMBER: 7,52,43,12,485
EMPLOYMENT INFORMATION :
NET / GROSS INCOME MONTHLY / ANNUAL INCOME
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INDICATOR
PROPERTY LOAN 31-03-2021 SELF EMPLOYED 53289 NET INCOME MONTHLY
SUMMARY:
ACCOUNT(S):
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 4 HIGH CR/SANC. AMT: 21,41,893 CURRENT: 14,04,235 RECENT: 31-03-2021
OVERDUE: 1 OVERDUE: 7,787 OLDEST: 23-08-2016
ZERO-BALANCE: 2
ENQUIRIES:
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 6 2 3 1 03-05-2024
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 23-08-2016 SANCTIONED: 1,34,200
ACCOUNT NUMBER: NOT DISCLOSED CURRENT BALANCE: 1,41,987
LAST PAYMENT: 30-09-2021
OVERDUE: 7,787
TYPE: BUSINESS LOAN - PRIORITY
REPORTED AND CERTIFIED:
SECTOR - AGRICULTURE
OWNERSHIP: INDIVIDUAL 31-03-2024
COLLATERAL VALUE: 1,22,000 PMT HIST START: 01-03-2024
COLLATERAL TYPE: SAVING
PMT HIST END: 01-04-2021
ACCOUNT AND FIXED DEPOSIT
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
900 900 900 DBT 900 900 900 900 900 900 001 900 900 900 900 900 900 900
03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22
001 900 900 900 900 001 SUB SUB SUB SUB SUB SUB STD STD STD STD STD STD
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 31-03-2021 SANCTIONED: 15,00,000
ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 06-03-2024 CURRENT BALANCE: 12,62,248
TYPE: 50 REPORTED AND CERTIFIED: EMI: 24,200
OWNERSHIP: JOIN 31-03-2024
COLLATERAL VALUE: 37,16,985 PMT HIST START: 01-03-2024 PMT FREQ: MONTHLY
COLLATERAL TYPE: PROPERTY PMT HIST END: 01-04-2021 REPAYMENT TENURE: 120
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 XXX
03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22
XXX XXX XXX XXX XXX 000 000 000 000 000 000 000 000 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 01-09-2020 SANCTIONED: 7,693
ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 30-09-2021
CURRENT BALANCE: 0
CLOSED: 30-09-2021
TYPE: BUSINESS LOAN - GENERAL REPORTED AND CERTIFIED:
© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 2 of 3
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: MRS BIBHARANI CHANDA B DATE: 06-05-2024
MEMBER ID: HF63439999_CIRC2CNPE TIME: 14:49:33
MEMBER REFERENCE NUMBER: 304092532 CONTROL NUMBER: 7,52,43,12,485
OWNERSHIP: INDIVIDUAL 30-09-2021
PMT HIST START: 01-09-2021
PMT HIST END: 01-09-2020
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 153 122 000 000 000 000 STD 000 000 000 000 000
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 23-11-2017 SANCTIONED: 5,00,000
ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 17-03-2021
CURRENT BALANCE: 0
CLOSED: 17-03-2021
TYPE: PROPERTY LOAN REPORTED AND CERTIFIED: EMI: 14,384
OWNERSHIP: JOIN 31-03-2021
COLLATERAL VALUE: 16,18,400 PMT HIST START: 01-03-2021
REPAYMENT TENURE: 60
COLLATERAL TYPE: PROPERTY PMT HIST END: 01-01-2020
INTEREST RATE: 24.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 XXX 000 XXX XXX 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
BUSINESS LOAN - PRIORITY SECTOR -
NOT DISCLOSED 03-05-2024 27,00,000
AGRICULTURE
BUSINESS LOAN - PRIORITY SECTOR -
NOT DISCLOSED 22-04-2024 27,00,000
AGRICULTURE
NOT DISCLOSED 28-02-2024 BUSINESS LOAN - GENERAL 10,00,000
NOT DISCLOSED 09-02-2024 BUSINESS LOAN - GENERAL 5,00,000
NOT DISCLOSED 25-09-2023 CREDIT CARD 10,000
NOT DISCLOSED 21-02-2023 CREDIT CARD 10,000
END OF REPORT ON MRS BIBHARANI CHANDA B
All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members
("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current
and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is
governed by the terms and conditions of the Operating Rules for CIBIL and its Members.
© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 3 of 3
TransUnion CIBIL CIN : U72300MH2000PLC128359
