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Student Loan Account Overview and Payment Guide

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0% found this document useful (0 votes)
25 views5 pages

Student Loan Account Overview and Payment Guide

Uploaded by

REINALDO
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

I

ln to Your [Link] Account


With your online account you have 2417 access to:
. View your account summary

@etnet
YOUR SIUDENT LOAN SERVICER
U.S. Dcpil'tnlcnt of Educatlon
lilurn{rlon{boul rour ltd(r{l {udctrr lNr!
. Make a payment
. Sign up for auto debit payments
. Explore options to lower or postpone your payments
Pq 8d 82s6r l!hoh. NE ssot2$l

Get Ready to Repay


lf your payment pause recently ended, vlslt [Link]/ready for guldance
based on your sltuatlon, and DIY vldeos wlth tools and tlps to help you prepare
0{)0046tJ1 00t739 005205 t/3 100000 6654134 1042t-10426
for repayment,

'l l
l
llll'lt,l,ltllrllllllrglhllllll,lllll'lt' lll1,rr, l l,l' 1,,1!
LIEN NORDELO SAVE Plan
r,[ITTiEI 3707 IRMA AVE N Flnd tools and resources to make the best repayment decislon for you. Most
FidH# LEHTGH AoRES FL3ss71-1487 borrowers can lower thelr payments by enrolllng ln the new SAVE Plan or other
Ed{f}E
Ll-g
income drlven plans. Vlslt [Link]/restart.

Special Payment lnstructions


You have the optlon to dlrect your payments (lncludlng partlal payments) to
indlvldual loans or loan groups, as a one-tlme or recurring special payment
instruction, Please refer to the Special Payment lnstructions sectlon on the back
of the payment coupon for more detalls.
Your Student Loan Account Details for This Month's Billing Cycle
,- *-
-.+
-V - The simple way to pay
Account E65O922462 Slgn up to make automatlc monthly payments from your bank account. Log in

Statement Date gt2ot2o23 to [Link] to slgn up,

Current Balance $29,045.35

Regular Monthly Payment Amount $336.51

Amount Already Paid for This Month - $0,00

Past Due Amount (if applicable) + $0.00

Current Amount Due $336.s1

While not required, you may continue making monthly payments even lf no payment is due, as interest continues to
accrue, Eliglbllity for certain benefits mayalso require monthly payments. Othemise,your next payment ls due on
10t12t2023.

v
Current Statement Due Date 10112/2023

Please detach and send the bottom portion with your payment.
MAKE CHECKS PAYABLE (IN U.S. DOLLARS) TO: U.S. DEPARTMENT OF EDUCATION
Payments returned due to non-sufficient funds may be re-attempted. your chcck or money order. DO NOT SEND CASH,
Please write your account number on

f-] che(k thls box for change of contact lnformatlon or lf you have speciEl payment
U
Amount Enclosed $__,___. [Link].

New address or phone number? Log ln to [Link] to update your lnformatlon.

Account E650922462

current statement Due Date 10/12/2023

Current Amount Due $335.51


LIEN NORDELO
3707 IRMA AVE N
LEHIGH ACRES FL 33971-1487

illthI,tilr,ilIil,rlIur1I1,1,II1thr,lrrlr,tr,ililrIIill
U.S. Department of Education
P.O. Box 2837
Portland, OR 97208-2837

s330h5uleeqbE I [ru33h51 3
You can view your account onllne at N€[Link]

Account Snapshot: Group Ac Group AD

Loan lype orrircr FLiii DIRECT PLUS


Original Principal Amount $1 6,500,00 $1 1,838.00
First Disbursement Date 7t4t2019 2t3t2021
Lender Name DEPT OF ED DEPT OF ED
lnterest Rate 7.080% 5.300%
Daily lnterest* $3.20 $1,72
Accrued lnterest on 9/2O/2023 $673.00 $34.35
Estimated lnterest* on 1011212023 $740.17 $70.42
Regular Monthly Payment Amount $206.1 I $130.33
Outstanding Prlnclpal Balance* on 10/1212023 $1 6,500.00 $1 1,838.00
Estlmated Payoff* Through 1 0l 1 21 2023 $17,240,17 $11,908.42
Repayment Plan STANDARD STANDARD
Loan Term (payments remaining) 115 117

Payment Summary:
Principal Paid Through I 12012023 $0,00 $0.00
lnterest Paid Through 912012023 $0,00 $0.00
Amount Paid Throu gh I 12012023 $0,00 $0.00
Total Amount Paid Since Last Statement $0,00 $0.00
Applied to lnterest $0,00 $0,00
Applied to Principal $o,oo $0.00

BillinS Details:
Past Due Amount $0.00 $0.00
Amount Due $206.18 $130.33
Due Date 10112t202s 10112t2027

*This estimated amount is subject to change based on loan status, repayment plan, and other factors,

#,....
Please detach and send the bottom portion wlth your payment.

Payments Update Contact lnformation or Submit Special

Ways to Payl
v Payment lnstructions
Log l, toyour Nelnelcom account to update your contact lnlormatlon onllne.

Auto Deblt and Onllne: Log ln to your [Link] account


Phoner 488,446.4722
checkl Mall your payment using the preprinted address on the front side of this coupon.
You can also use the blank box to let us knowlfyour contact informaion has chanSed, orto submitspecial
payment instructlons. Please provlde specific Sroups or loan numbers when applicable (Example: Group
SpeclEl PEyment lnstructlonsl You have the option to request thatyour payments be allocated differently AA, Loan 1).
than the standard payment allocation method, as a one"time or recurring special payment instruction.

' Direct your payments (includinE partial payments) to an lndavldual loa n or group of loans,

' Request that we not advance your due date by more than one month,

' Request to allocate excess payments across all loan groups ln repayment status, lnstead oftargeting
the loan(s) wlth the highest interest rate. This will keep the due dates for all loan groups aligned,

You may dlrect [Link] payments to individual loan groups by logging in to l$e]oe]*!gmand selecting
Make a Payment, lfyou want to direct future online payments to an indivldual loan instead of directlng to a I certlry that I am the subscriber to the provided cellular or other wlreless number and I
loan group. you may request that your loans be ungrouped by calling us at 888.486.4722. Our (all center ls authorlze the school, the lender, the Suarantor, the department, and their respective agents and
open 8 a,m. to 9 p.m. (Eastern) Monday, I a,m, to 8 p,m, Tuesday and Wednesday, and 8 a,m. to 6 p.m. contractors to contact me regardinE seryicing or repaylng my loan(s) at any current and future
Thursday and Friday, numbers that I provide for my cellular telephone or other wireless device using automatic
diallng systems, artificial or pre"recorded messges, and/or SMS text messages, even if I will be
charged by my seruice provider(s) for recelving such (ommunications,
I
Contact Us: Phone:888.486,4722 Emaili Help@[Link] Web: [Link] Corr€spondenceAddress: Nelnet, P.O. Box 82561 Llncoln, NE 68501-2561

and then prlncipal. Vlsit [Link]/How-Payments-Are'Allocated for more information.


I

I the highest interest rate.

payment coupon.

payment lnstructions on the back of the payment coupon. By selecting this optlon, your due date will only advance a single month, even though you have paid more than the current

amount to be due the next month.

payments.

LOAN PAYOFF. To get a payoff quote for an individual loan, cail 888,486.4722 or email Help@[Link]'

BORROWER BENEFITS. To verify your eligibility, earning progress, or award status for a borrower benefit, log in to your Nelnet,com account or call 888 486,4722,
{

6
e
[Link] review other optlons like consolidation.

forbearance and then to the outstanding principal balance. You may also pay the accrued interest before a deferment or forbearance ends.

REPAYMENT SCHEDULE. Log ln to your N€[Link] account to view your repayment schedule, repayment plan, and other student loan informatlon or call 888,486,4722.

payment, and you wlll not receive your check back from your financlal lnstitutlon. Payments returned due to non-sufficlent funds may be re-attempted a maximum of one time.

and public service employment. To explore options, call 888,486,4722orvis\| [Link]/Additional-Loan-Assistance,

pRlVACy NOTICE. You may review our poliry and practices with respect to your personal information at [Link]/Privacy-and'Security. or call 888.486.4722 for a free copy'

other electronic means.

DELtNeUENCy lMPACT. lfyou don,t pay the current amount due, every loan group may become delinquent, be reported to consumer reporting agencies, and may lose eligibility for
borrower beneflts. We encourate you to pay as much as you can, because interest accrues dally on your outstandlng PrlnciPal balance.

benefits provided by the Department of Educatlon and the Department of Defense. To learn more about these benefits, vlsit us anytlme at [Link]/Military.

[Link]/Feedback-OmbudsmanlDisputes/Prepare. Vlsit for more information,


I

Welcome to Nelnet
A Guide to Your Billing Statement
We designed our billing statement with you in mind,
making it easy to find account information you need.

@
"-[,TSI
| ffi ,*******,$HriY*jni,
LU!A(aount
,.,-,.,,,r-***"*,1 Withyour online arcNn! you have 24, access to:
account sumary A. Online Account
'Visyour
t Explor e opilons ro lows or ponpone your payMB Your online [Link] gives you
{ 'orangeFur auto dsh inforrudof,
24/ 7 access to view your account
summary, make a payment, explore
Get Readyto Repay options to lower or postpone your
{ lf
Fur pryen paur! [Link] €nd.d, U5t Nd.d...'nr'idy for [Link].
e bd.d on FU. [Link], andolYUdaotUthlool. andnPstohelPyou PePrrc paymenl-, and more.

nnd tooL and.e.o!(!e to rukc lhe ben [Link] dednon fo.f!. Mon
B. Loan Account Details
[Link]!
ln(ome ddvetr plrnt. utlt
nEwsAvtPhnorolher Review a summary of your loans here.
Your Student Loan Account Detalls for Month's gillng Cy(le 5SLs4!!Lksk!@
Detailed information by loan group can
Special Payment lnstructions
Ylu hdve S. opuon ro dk d your [Link] payrenG) lo
{ lndudlng [Link] be found beginning on page two of the
lndMdlalloan, orloan troups, aia [Link] orr!(urdng [Link],.nt

statd4t oate 9t212023 lntr!dbn. [Link] [Link].5pe<lil Paymenr [Link] 5edbn on h. ba(k statement (section F).
ofhe panentcoupotr formore dltik.
Cunent Ealance t64,3M,35

La$ Payment (Effedive 8/23/2023) 1206.83 Thanks for Your Payment C. lmportant Timely
You rre [Link] ln ado d.b[ papenrr. Thlr rla@ment15 foryo!.
Rwiar Monthly Paymnt Amunt 1206.83 lnro'maton on t. Thd nlr for maklnE Fu paFenG on dntel lnformation
AmuntAlready Pakl forThis Month - 10.00
We ll display useful updates here.
Pasr D0eAmunt {if applicable) + 10.00
Check this space each month for
curetAmunt D@ $205'83
niy.h!^u! m* E mondrry p@B ee.n I no p@ft h du.. .r leru* odnE i 6
whil. not [Link], you
raluable information.
.(u., fl@rrylretr. nhids dryrlo [Link] Furn(tN@nrk de on

D, Next Payment Due Date


Just above your payment coupon,
Next Auto Debit $205.83 on 912312023 you'll find your next payment due date.
tu! sou^t mry b. drtr [Link] e [Link]!d & llyd ..! prd S.r, ,. [Link] duq or hav. d.@d b pry !n
Auto Debit
ENROLLED lf you're enrolled in auto debit, you'll see
next withdrawal date and amount

1il;ffi;il;'il;;;*;; E. Payment Coupon


;;;i;m; i;;; ; ;;#'
MAK€ CHECKS PAYABLE (IN U.S. DOLUff) TO: U.S, DEPARTMEM OF EDUSTION To mail a payment, detach the bottom
Paymentt rcrurned dueto nonjuffdeil tund5 may be [Link]
portion, or coupon, to include in the
Amount Enclosed envelope with your check or money order.
lf you're enrolled in auto debit, you can
Account
still make additional payments online or by
Current Statement Due Date 9t231?023
mail. To update your contact information
Current Amount Due $206.&l or to allocate your payment differently, see
the reverse side of the coupon (section K)

U.S. Department of Educatlon


P.O. Box 2837
Portland, oR 97208.2837

e t n g t. I:r'"','rf,,ts,
ffi
@ Nelnet.--...
F. Account Snapshot
Yfl.&*[Link]. This is where you can see your progress -
how much you bonowed, how much you've
6Wb Gq& €fr0p^l repaid, and how much you still owe. You'll
iBii;; --rMt-Bins 'i,iniiiiiiiiiti
onrcrumub sirroioursw britarlatt itntoanE n also find your current interest rate and daily
Oilshd PdtrhnlM 6ffi t7,56.N a,ats tt5@.@ 7mm
FhDb&!!runrOe SB/m 9AAm10 Mtnq2 aMat3 wo15 interest accrual,
rIoFIo DTEOFEO DEE OFTD trEGTD fttror6 wSaFEO
dffi 6sffi 65S 5ffi
,1.26 11.29 11.17 tul fi.9 *_a
k.Mdwtemqz2@? G. Payment Summary
E [Link]'t @9nW3 {@ s.@ s.@ ta@ p.@ to@
[Link]@iltut t2281 ,?3,3t t24.a2 t1r.2t QA77
Viorv detailed information on your most recent
madBkhdHfte ,1,0146 ,7,171,26 I7SU,A' g9L)1 tt)71.8
't7.l8 S,6017
E [Link]$gan@, ,zol 16 a7,171.26 t7bTA7 O,9.11 S@37
l*Mow w IBR INCOMENT IMIMO}E N' IA MffE AIT I*fiCO* &I
"311.9 IM NCOHEAW payment, including how it was applied to interesl
tom ,!m lpryEB roddBl
and principal. You'll also see your cLrmulative
principal, interest, and total amount paid.
ktulaalPautuwhqAD2, tzral) t2,1q@ tl,&r0 11.& ab1.70
Wercig&thtdd19@A ,1,nq62 trrz.0l ,61W ' ,[Link] $r.n
MwilPfrItudiWM 421% ili?t.12 2,r29S t?6.6
Iddh6rP#ghc bt5rdrd 'U7,42 H. Billing Details
$.o o.m tq00 rc.o 9@
azal ,B,B il 1.21 t17.14 125,77
View a breakout of the current payment amount
'b&
liIhrDdlL: due for each loan group setuiced by us. lf you're
to@ s.& s.m o00 lom
rurl %.3' [Link] 411,21 47,L ,EN behind on paliments, you'll find your past due
9l8UA *w uw aruM gabB ilBIM
amount for each loan group. lf you're having
[Link] tsff rhMrh il.'I*[Link].@[Link]
ryh trouble rnaking paymenls, see page three of your
statement for more information.

[Link] Space for Timely lnfo


lmportant notices from page one may be
continued here if additional space is needed.

J. Waysto PaylSpecial
Payment lnstructions
Flere we list all of the ways you can make a
payment. lf you need your payment to be
allocated differently than our standard allocation
method, follow the instructions provided here anrl
Update Contact lnformatlon or SubmltSpecial use the corresponding box tosubmit instructions
Payment lnstructlofls
ql, [Link]@iiocb tadru Mffi rdlE
tebory@eui [Link] lnformation/Special
Payment lnstructions Box
@ b *edd.r.d, Provide updated contact information and/or
' tdpre(d4pd9,l6,b&rlerbnr@dtur. special payment instructions within this box.

h Mr*6e@erd,&.Bd @& tudEId rttoasw*d,


rdry&6oD.d@pr)rlt6@& h-s.@Ur@hol@il*d'ry I oi!rytu, 16s.d(erroturddd(Ux derq/.k$nd&rrdr L. Loan Servicing Details
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blqpry,.sdrylshq,@rydc6*0lr2aboudm
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how [Link]-c are allocated, repayment options,
&[Link]: thoil: @s.4722 tDltllrhtiMhrB hb !bht@ @561 h(oh,Nf4501-461 what to do if yorl're having trouble making
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