PART I (Marks 45)

English
Answer any ten (15) questions out of twenty (20)
Please () Tick the correct answer

1. Frugal means
A. economical B. preventable C. beneficial D. disastrous

2. I base my conclusions ___________ market research.

A. In B. at C. on D. from

3. _____ you ever _____ to the Sunder bans?

A. Did … go B. Have … go C. Have … gone D. Shall … go

4. They hardly know the networking jargon of CISCO.

A. scarcely B. cleverly C. only D. with difficulty

5. He is devoid ____ commonsense.

A. of B. off C. in D. by

6. It ______ raining since last week.

A. was B. is C. has been D. were

7. Heart : Pump
A. Head : Ache B. Lung : Collapse
C. Stomach: Digest D. Eyes: Sleep

8. Everyone should remember that their work is ____ important than their games.
A. very B. too C. most D. more

9. This is another tool _____ your English language skills.

A. For you to improving B. to help you improve
C. for you to improving D. to helping you improve

10. Business should be run with integrity and foresight, otherwise the ruin is __________.
A. inevitable. B. preventable C. beneficial D. disastrous

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Select the best alternative that replaced the underlined word/idioms of sentences. (11-
15)

11. I prefer to talk to people face to face rather than to talk on the phone.
A. Looking at them B. Facing them C. Watching them D.In person

12. I can’t understand why she did that, it really does not add up.
A. Does not make sense B. is not mathematics
C. does not calculate D. makes the wrong addition

13. He quickly looked at his watch.

A. Searched B. glanced C. reached D. raced.

14. The waiter put mango juice into my glass.

A. Splash B. throw C. tossed D. poured

15. Do you know to type?

A. Typing B. how to type C. to type D. how to typing

16. A new factory ________ at the corner of the highway

a. been built b. has build c. is being built d. is built

17. Obscure means

a. unclear b. explain c. enlarge d. lost

18. The train ________ from the capital of Slovenia.

a. Already arrive b. has already arrived c. already has arrive
d. arriving
19. Money ________ to a political campaign should be used for political purpose and nothing
else.
A. used b. forwarded c. contributed d. spent

20. It is an old ______ that “Cut your cloth according to your cloth”
a. credence b. adage c. person d. perception

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 2. Mathematics
Answer any ten (15) questions out of twenty (20)
Please () Tick the correct answer

1.Six consecutive whole numbers are given; the sum of first three numbers is 27. What is the
number of last three numbers?
A. 37 B. 30 C. 36 D. 33

2.If X is an integer then which of the following must be odd?

A. 13X B. X C. 2X D. 2X+3

3.A number is selected at random from 40 to 50 inclusive. What is the probability that the
number is prime number?
A. 3/11 B. 3/10 C. 2/11 D. 1/5

4.If x + y = 4 and x – y = 3, then x + 2y =?

A. 4.5 B. 0.5 C. 3.5 D. 4

5.If the average of 5,6,7 and W is 8, then W is-

A. 12 B. 14 C. 16 D. 24

6.If 3 apples cost 19 cents then how many apples can be purchased for $1.52?
B. 14 B. 12 C. 20 D. 24

7.A Staple Pin producer finds that 0.4% of his production is flawed. How many of 1000 product
is flawed?
A. 40 B. 4 C.400 D. 4000

8.All 120 Students can play cricket or football or both, 75 play cricket, 60 play football. How
many can play both?
A. 5 B. 25 C.15 D. 35

9.A boatman must complete a 180 mile trip in 4 hours. If his average speed is 50 miles per
hour for the first 3 hours, then how fast must he travel for the final hour?
A. 30 B. 35 C. 45 D. 50

10. If a car drive 25 Km on two liters of octane, how many liters will be needed for a trip of 150
km?
A. 16 B. 8 C. 10 D. 12

11. Which one of the following is the largest?

B. 1/2 B. 126/250 C. 49/100 D. 7/15

12. What is the volume of a cube whose total surface area of 54?
A. 27 B. 9 C. 54 D. 18

13. A number is multiplied by 4 and then the product is divided by 100. The same result can be
obtain if the original number is divided by.
B. 4 B. 25 C.400 D. 0.25

14. Auvik bought equal number of 50 paisha and 75 paisha stamps. If the total cost of the
stamps was tk. 50.00, what was the total number of stamps bought?
A. 50 B. 20 C. 40 D. 80

15. If an integer y is subtracted from x and the result is greater than x then y must be ?
B. Equal to x B. Less than X C. less than 0 D. 0

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16. If an object is sold for Tk. 250, the seller makes 25% profit. What is the cost price of the
object?
A. 180 B. 200 C. 220 D. 100

17. If M = 2N = 3 O then the arithmetic mean of M, N, O is :

A. 33 B. 22 C. 18 D. 12

18. If the product of 3 consecutive integers is 120, then the sum of integers is:
A. 9 B. 15 C. 12 D. 14

19. If A = 0.5 , B = .75 and C = 8 then 4(A+B)+ ½ C = ?

A. 8 B. 9 C. 10 D D. 12

20. Fill up the blanks in the series : 000, 001, 011, ____
A. 111 B. 110 C. 010 D. 000

3. General Knowledge
Answer any ten (15) questions out of twenty (20)
Please () Tick the correct answer

1.IBRD is also known as?

A. IMF B. UNICEF C. World Bank D. ADB

2.Devaluation of taka in Bangladesh is likely to increase which of the following?

A. Export B. Import C. Local Business D. Tax

3.CAMEL Rating is a system that –

A. Ranking of Camel according to quality
B. Ranking camels according to price
C. Assigns banks to operate in developing country
D. Assigns numerical rating to banks

4.Today, Bangladesh standard time (BST) = GMT ____ hours

A. +8 B. +7 C. +5 D. +6

5.How many kilobits are there in a Megabyte?

A. 1024 B. 1000 C. 8 D. 256

6.Some Countries recently experienced global depression, adopted

A. Protection policy
B. Contraction policy
C. Discriminatory policy
D. Expansionary policy

7.How many continents (mohashagor) are there in the world

A. 6 B. 5 C. 4 D. 7

8.ADB Headquarter is located-

A. Manila B. Geneva C. Thimpu D.Sweden

9.Which one of the following is used to produce nuclear energy?

A. Platinum B. Urenium C. Titanium D. Zirconium

10. University of Dhaka is established in

A. 1905 B. 1921 C. 1971 D. 1947

11. Bangladesh maintains no trade relations with

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 B. Pakistan B. Israel C. Palestine D. Burma

12. When was the Second World War started?

A. 1st February 1947 B. 4th June 1940
st
C. 1 September 1914 D. 1st September 1939

13. Who is the founder of classical economics?

A. J. M. Kaynes B. Adam Smith C. Ross D. Samuelson

14. Greenland belongs to which country?

A. Denmark B. USA C. England D.Canada

15. Which one of the following is database software?

A. MS word B. MS excel C. MS PowerPoint D. MS Access

16. Bangladesh Bank is a

a. Central Bank
b. Non Bank Financial Institution
c. Commercial bank
d. Specialized Bank

17. Which of the following is a State owned Commercial Bank?

a. Sonali Bank Ltd. b. BRAC Bank Ltd. c. Prime Bank Ltd. d. Dhaka Bank Ltd.

18. The Government of Bangladesh earns its highest revenue from

a. Value-added tax b. income tax c. tax on land d. import tax

19. Sonali Bank Limited is a,

A. Private Limited company B. Public Limited Company C. Proprietorships firm D. None

20. BACH stands for?

A. Bangladesh automation credit house.
B. Bangladesh automated clearing house
C. Branch audit and credit house
D. Basic automation and clearing house

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 PART I (Marks 45)
English

Answer any Fifteen (15) questions out of Twenty (20)

Please () Tick on the correct answer.

Fill up the Blanks (Questions 1 to 5)

21._____________ all the recruited officers, Auvik is the best.

B. With B. Of C. Between D. Among

22.We need to protect _____________ from pollution.

B. The environment B. Whole environment
C. Environment D. Some environment

23.The young executive was chosen for the project _____________ his lack of
qualifications.
B. Although B. Therefore C. Despite D. Hence

24.They _____________ know the networking jargon of CISCO.

B. Hardly B. Cleverly C. Only D. Scarcely

25.Business should be run with integrity and foresight, otherwise the ruin is
_____________.
A. Inevitable. B. Preventable C. beneficial D. disastrous

Word Meanings (Questions 6 to 10)

26.We had to put up with the convenience.

B. Remove B. Create C. Enjoy D. Endure
27.What is the meaning of Archipelago?
B. Group of Islands B. An ancient language
C. Top of the hill D. Coral reef

28.In comparison of the history of the earth, human era is very transient.
B. Meaningless B. Poignant C. Short-lived D. Arbitrary

29.You can reach your goal, only when you aspire.

A. Attempt B. Aim C. Try D. Struggle

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30.The speaker quickly looked at his wristwatch.
B. Searched B. Glanced C. Reached D. Raced.

Analogies (Questions 11 to 12)

31.Flock : Birds
B. Pool : Water B. Zoo : Animals C. Novel : Book D. Pack : Wolves

32.Bird : Feather
A. Hand : Finger B. Fish : Scales C. Bone : Rib D. Branch : Fruit

Appropriate English Usage (Questions 13 to 15)

33.Crossing the street, a car almost struck us.

B. Crossing the street, a car almost struck us.
C. As we crossed the street, a car almost struck us.
D. A car almost strikes us when crossing the street.
E. A car almost struck us.

34.A new factory has build at the corner of the highway.

A. A new factory has build at the corner of the highway.
B. A new factory is build at the corner of the highway.
C. A new factory is built at the corner of the highway.
D. A new factory is being built at the corner of the highway.
35. It is very late night.
A. It is very late night.
B. It is too late night.
C. It is deep late night.
D. Here it is very late night.

Appropriate prepositions (Questions 16 to 20)

36.I still remember the day _____________ harry potter came to Hogwarts.

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 A. For B. When C. Of D. That.

37.The view _____________ the open window is very pretty.

A. At B. By C. Through D. To.

38.The Padma is _____________ the south of Dhaka City.

A. To B. In C. At D. Around.

19. I made _____________ my mind to go there

A. Into B. Up C. Out D. In.

20. He agreed _____________ the agreement.

A. At B. With C. For D. To.

Mathematics

Answer any Fifteen (15) questions out of Twenty (20)

Please () Tick on the correct answer.

21.What will be the next number in the series: 1,2,4,7,11 ?

B. 18 B. 14 C. 12 D. 16

22.All 120 Students can play cricket or football or both, 75 play cricket, 60 play
football. How many can play both?
C. 5 B. 25 C.15 D. 35

23.Fill up the blanks in the series : 000, 008, 088, ____

A. 888 B. 880 C. 080 D. 000

24.If x + y = 40 and x – y = 20, then x + 2y =?

a. 50 B. 45 C. 30 D. 20

25.The hands of clock 6 p.m. What is the angel between two hands?
C. 30 B. 160 C. 180 D. 120

26.If 3 apples cost 19 cents then how many apples can be purchased for $1.52?
C. 14 B. 12 C. 20 D. 24

27.What is the product of X, Y & Z?

C. XYZ B. 0 C. Undefined D. X/YZ

28.1 Million / 0 =?

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 A. 0 B. ∞ C.1 D. 1 Million

29.A boatman must complete a 180 mile trip in 4 hours. If his average speed is
50 miles per hour for the first 3 hours, then how fast must he travel for the
final hour?
B. 30 B. 35 C. 45 D. 50

30.If a car drive 12 Km on one liters of octane, how many liters will be needed
for a trip of 240 km?
B. 16 B. 20 C. 10 D. 12

31.Which one of the following is the largest?

A. 1/3 B. 305/900 C. 30/100 D. 6/15

32.What is the area of a square whose one hand is 8?

B. 64 B. 8 C. 80 D. 16

33.If x = 6, then X4 =?
A. 24 B. 6 C. 36 D. 1296

34.If X = 1/X, then what is the value of X?

B. 1 or -1 B. 0 C. 2X D. 1

35.If an integer y is subtracted from x and the result is greater than x then y
must be ?
A. Equal to x B. Less than X C. less than 0 D. 0

36.If an object is sold for Tk. 250, the seller makes 25% profit. What is the cost
price of the object?
A. 180 B. 200 C. 220 D. 100

37.If M = 2N = 3 O then the arithmetic mean of M, N, O is :

A. 33 B. 22 C. 18 D. 12

38.If the product of 3 consecutive integers is 60, then the sum of integers is:
A. 9 B. 15 C. 12 D. 14

39.How many spokes are there in a wheel if the angel between two spokes is 30
degree?
A. 8 B. 12 C. 10 D D. 30

40.If 8x + 8y = 64, then what is the average of x and y?

A. 2 B. 8 C. 64 D. 4

General Knowledge

Answer any Fifteen (15) questions out of Twenty (20)

Please () Tick on the correct answer.

9
16.Which of the following item has the largest contribution on export sector of
Bangladesh?
B. Garments B. Shrimp C. Leather D. Tea

17.Who is the inventor of steam engine?

B. Niles Bore B. Charles Darwin C. James Watt D. Einstein

18.CAMEL Rating is a system that –

E. Ranking of Camel according to quality
F. Ranking camels according to price
G. Assigns banks to operate in developing country
H. Assigns numerical rating to banks

19.A Sonnet consists of how many lines?

B. 15 B. 16 C. 14 D. 12

20.How many Meters make a Mile?

B. 1024 B. 1000 C. 1760 D. 256

21.Which color absorbs more heat?

E. White color B. Silver Color C. Red Color D. Black Color

22.Which is the largest Ocean of the world?

B. Pacific Ocean B. Atlantic Ocean C. Indian Ocean D. Arctic Ocean

23.Which is not a function of commercial Bank?

B. Receiving deposits B. Issuing money C. Giving loan D. Collect bills

24.What is the name of the Central Bank of India?

C. Central Bank of India B. Reserve Bank of India
C. Federal reserve Bank of India D. Bank of India

25.What is the content of a 2B pencil?

B. Zinc B. Graphite C. Carbon D. Lead

26.Which one is not issued by Commercial Bank?

D. L/C B. DD C. PO D. B/L

27.The duration of First World War was

B. 1939 – 1947 B. 1947 - 1952
C. 1914 - 1918 D. 1918 - 1927

28.What is the hottest place of the world?

B. El Azizia, Libya B. Afghanistan C. Saudi Arabia D. Egypt

29.The purchase price of Alaska by USA was

E. $7.2 Million B. $72 Million C. $8.2 Million D.$722 Million

30.Which one of the following is database software?

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 B. MS word B. MS excel C. MS PowerPoint D. MS Access

16. Android is a
e. Operating system by Google
f. Mobile phone
g. Robot
h. A specialized software

17. According to HDI 2010, Bangladesh placed in

A. Very High HDI B. High HDI C. Medium HDI D. Low HDI

18. BACH stands for?

A. Bangladesh automation credit house.
F. Bangladesh automated clearing house
G. Branch audit and credit house
H. Basic automation and clearing house

19. How many satellites do Mars have?

A. 1 B. 2 C. 3 D. 4
20. Per Capita income (US Dollar) of Bangladesh is
A. 690 B. 370 C. 1090 D. 190

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1. English
Answer any Ten (10) questions out of Twenty (20).
Please () Tick the correct answer.

1. The relief for the earthquake victims has not arrived yet, and I wonder when ______?

a. it comes b. it has come c. it was coming d. it will come

2. Take this road and you will ______ at the airport in five minutes.

a. arrive b. come c. reach d. find

3. “In a Nutshell” means _____?

a. elaborately b. in details c. briefly d. richly

4. Water boils _____ you heat it to 100ºC?

a. if b. until c. unless d. although

5. “Fish out of water” means _____?

a. Fish which can live without water b. Dead fish c. Fish at Fishing boat
d. Uncomfortable situation

6. No one can ______ that he is clever?

a. Defy b. Admire c. Deny d. Denounce

7. A new planetarium ______ at the corner of the science museum?

a. been built b. is being built c. is built d. is building

8. What is the noun of the verb “Depart”?

a. Departed b. Departure c. Department d. Depotation

9. The role of ______ the development of our country is undeniable.

a. In b. With c. By d. Through

10. Now it ten o’clock ____ my watch.

a. By b. From c. at d. of

11. Identify the correct passive form of “Open the door”

a. The door be opened

b. The door must be opened
c. You should open the door
d. Let the door be opened

12. Today, this is a totally different world than we have seen in the last decade?

12
 a. Since we have seen
b. From what we have seen
c. From what we have seen
d. Than what we seen

13. Computer has revolutionized banking procedures more than any machine of modern
time. (Check for best alternative)

a. has any machine

b. has any other machine
c. any other machine
d. any other machine has

14. It was a gift ____ with glitter paper.

a. at b. by c. in d. on

15. If we eat low sodium food, our general health _____ better.

a. is b. be c. will be d. would be

16. I lost their bags ______ the railway station.

a. in b. on c. next d. of

17. When he goes to the dentist, he prefers to go ______.

a. lonely b. lone c. alone d. solitery

18. All the vehicles that cross the bridge must pay a _______.

a. levy b. toll c. tax d. tariff

19. The word “Utopia” means

a. a perfect socio-politico-legal system b. imbalance of the law and order

c. a democratic government d. alien invasion

20. The antonym of “Terminate” is

a. begin b. end c. destruct d. depart

2. Mathematics
Answer any Ten (10) questions out of Twenty (20).
Please () Tick the correct answer.

1. What is 33% of 300?

a. 100 b. 30 c. 66 d. 99

2. Which of the following is the smallest?

a. 55/255 b. 30/130 c. 1/5 d. 78/300

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3. A carpet measures by 5 ft. by 9 ft covers 75% of the floor. What is the area of the
floor?

a. 100 b. 60 c. 80 d. 90

4. How many tiles, each a square tile of 2 inch sides, are needed to cover a rectangle
floor of 4 ft. by 6 ft.?

a. 24 b. 128 c. 96 d. 864

5. (x + 3y) = 15 and x = -1.5y, then x =?

a. -15 b. 15 c. 10 d. -10

6. 0.1 is how many time greater than 0.001?

a. 1 b. 10 c. 100 d. 1000

7. If 5(3x-7) =20, then what is the value of (3x-8)?

a. 11/3 b. 3 c. 30 d. 4/3

8. Ratio of two numbers is 9:15, if the former is 36, what is the next number?

a. 90 b. 120 c. 360 d. 60

9. If the diameter of a circle is double the area will be

a. Four times b. Two times c. π Times d. Three Times

10. A car travels 15 meters in one second. What is the speed of the car per hour in
kilometer?

a. 48 b. 36 c. 54 d. 118

11. The price of a loaf of bread was increased by 20%. How many loaves can be
purchased now by the amount of money used to buy 3000 loaves at the earlier price?

a. 200 b. 250 c. 260 d. 300

12. A class of 20 girls and 30 boys arranged a picnic. However, only 30% of the girls and
40% of the boys attended the picnic. What percent of the class attend the picnic?

a. 36 b. 35 c. 34 d. 33

13. Jamal has half the marbles that Malek has. Arif has 3 times as many as Jamal.
Together they have 72. How many marbles does Jamal have?

a. 10 b. 12 c. 15 d. 18

14. What the simple interest rate will Sumon need to secure to make the 2500 in interest
on a tk 10000 principal over years?

a. 2.5% b. 3% c. 10% d. 5%

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15. Of the following fraction, which one is less than 2/3?

a. 3/5 b. 3/4 c. 5/6 d. 5/7

16. A company increase every year salary of an officer by 20% .His salary in the year
2010 was Tk.26, 640. What was his salary in 2008?

a. 20,150 b. 17,300 c. 18,500 d. 22,200

17. If N and P are odd numbers then which of the following must be even number

a. 2N+P b. N+P c. N/P d. 2(N+P)/2N

18. The sum of two Numbers is 23 and difference 21. What is the smaller of the two
numbers?

a. 2 b. 3 c. 4 d. 5

19. What is the percentage to simple interest if the capital of 100 is double 5 years?

a. 25% b. 20% c. 15% d. 30%

20. If it takes 4 days for 3 Machines to do a certain job, it will take two machines to do the
same job in—

a. 6days b. 4 days c. 5 days d. 2 days

3. General Knowledge
Answer any Ten (10) questions out of Twenty (20).
Please () Tick the correct answer.

1. Number of International Airport in Bangladesh?

a. Three b. Two c. One d. Four

2. Wi-Max is related to?

a. Robotics b. Nano-Tech c. Internet d. TV Broadcasting

3. Which of the following is a land locked country?

a. Afghanistan b. Hong Kong c. Pakistan d. Nigeria

4. In which medium the velocity of sound is the highest?

a. Vacuum b. Iron c. Water d. Air

5. Ibn Sina was ______?

a. Tourist b. Philosopher c. Warrior d. Physician

6. The main raw material of making glass is _____?

a. Sand b. Zip sum c. Aluminum d. Coal

7. Which country was the host of FIFA WORLD CUP 2010?

15
a. South Africa b. UK c. Brazil d. France

8. Bangladesh is not a member country of?

a. IMF b. ILO c. OIC d. OPEC

9. The biggest island of the world is?

a. Australia b. Island c. Greenland d. West Indies

10. Who discovered Oxygen?

a. Nile Bore b. Newton c. Josef Priestly d. Tomas alva Edison

11. INTERPOLE is the name of ______

a. Aid agency b. International policing agency c. Space agency d. None

12. What is Ecosystem?

a. economical environment b. space environment

c. political environment d. biological environment

13. Spirogyra is a kind of

a. fungus b. Plant c. Algae d. Moss

14. Ipil Ipil is a

a. Medicine Plant b. One kind of animal c. A virus d. a drink

15. What is Nilotica?

a. Name of a Ship b. Space Craft c. A Virus d. One kind of fish

16. Google is a

a. a IT product b. Search engine c. Antivirus d. Operating sytem

17. How many pure chemical substance available until today?

a. 118 b. 92 c. 135 d. 102

18. What is the name of the first computer?

a. Eniac b. IBM c. Microsoft d. HP

19. New York is popularly known as a city of

a. Skyscraper b. Light c. Crime d. Cyclne

20. Which of the following is not a banking software?

a. T-24 b. Flexcube c. T-2 d. Avaya

PART IB (Marks 45)

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4. Banking
Answer any Forty Five (45) questions out of Sixty (60).
Please () Tick the correct answer.

1. Banks are involved in transferring funds from savers to ________.

a. Lenders.
b. Investors
c. Government.
d. Money making machines.

2. A crossed cheque cannot be paid in cash at the counter

TRUE FALSE

3. A Bearer cheque can be transferred by

Endorsement and Delivery Delivery None of these

4. The basic balance sheet identity is: Asset = Liability + ______________.

a. Lender’s Equity.
b. Investment
c. Owner’s Equity
d. Payment Due.

5. CAMELS is

e. An investment policy on camel firm.

f. A banking rating system.
g. An instrument.
h. A negotiable instrument.

6. The opening of crossing can be done by

a. Only the bearer.

b. Only the drawer.
c. The GB incharge.
d. The Manager of the branch.
7. The primary relationship between a banker and a customer is

a. Debtor and Creditor

b. Principal and Agent
c. Buyer and Seller
d. Trader and Manufacturer

8. A huge amount of foreign exchange is dragged by the export of our country and this
is done by the exporters by,

Over invoicing Under Invoicing

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9. A ______ is a bill of exchange drawn on a specified bankers and expressed to be
payable on demand.

a. Cheque
b. Time deposits.
c. Fixed liabilities.
d. Demand Draft.

10. What does BACH stands for?

a. Bangladesh Automated Clearing House b. Bangladesh Auto Clearing House.

c. Bangladesh Automated Cheque Holding. d. Bangladesh Automatic Cheque Honour.

11. A person who is incapable of understanding the effects of a contract on his interest at
the time of making it, called

a. Illiterate b. incapable c. Indulgence d. lunatic

12. SLR means ____.

a. Credit right regulation.

b. Statutory liquidity Ratio.
c. Critical and restrictive rights.
d. An instrument.

13. What is opening of crossing?

a. Honouring a crossing.
b. Opening the crossing of cheque.
c. Pay to the bearer.
d. Cancellation of crossing of cheque.

14. The first bank of the world at Venice Italy was established at the year

a. 1208
b. 1157
c. 1133
d. 1257

15. A banking company can advance money against its own share.

TRUE FALSE

16. Which is not an Anti Money Laundering Act process

a. Selling b. Placement
c. layering d. Integration

17. The word ‘Bank’ has been derived from the word “BANC”, which means a joint stock
firm, is a _________

a. German word b. French Word

c. Spanish word d. Malay word

18. As commercial banks are offering a wide array of financial services today, these are
considered as

18
a. Financial institution b. Trading Institution
c. Financial Supermarket d. Manufacturing Concern

19. A contract of guarantee will be invalid if the principal debtor happens to be a minor.

TRUE FALSE

20. DBL VISA Dual Currency credit card offers both local and International usage in one
single plastic.

TRUE FALSE

21. Capital Market is a market where capital funds like _______ are traded.

a. Money b. Currency
c. debts and equity d. BO

22. Soiled notes must not be kept apart from those fit for re-issue.

TRUE FALSE

23. What is KYC stands for.

a. Know your customer b. Know your credibility

c. Know your commander d. None

24. Short term deposit account is as active as current account, which can be operated
like current account.

TRUE FALSE

25. At the time of opening L/C you are required to prepare liability vouchers where you
will debit

Bankers Liability in L/C Customers Liability in L/C None

26. Of the three instruments mentioned inside the boxes below, two are non-negotiable
instrument and one is negotiable instrument. Which one is negotiable instrument?

Demand Draft Fixed Deposit Receipt Security Deposit

27. Mudaraba Principal in Islamic Banking is a partnership of labor and capital where one
partner provides full capital and the other one manage the business.

TRUE FALSE

28. When the endorser does not mention the name of the person to whom or to whose
order an instrument is to be paid, called-

19
 Full Endorsement Blank Endorsement Sans Recourse Endorsement

29. When a promissory Note or Bill of exchange has been dishonored by non payment
the holder may within reasonable time, cause such dishonor to be noted by a Notary Public.
Such act is called

Noting Protesting None of these

30. Formulation of monetary policy is not the core function of Central Bank

TRUE FALSE

31. In case of joint account all account holders should sign in Account opening
form/specimen signature card.

TRUE FALSE
32. The pledge of documents of title to the goods constitutes the pledge of goods
covered by the document.

TRUE FALSE

33. Which one is used for distinguish product for import goods.

a. Harmonized System Codes b. Import Goods serial no.

c. SH Codes d. None.

34. A joint account, can be opened by the banker on receipt of application signed by

a. Majority of the joint account holder

b. All joint account holder
c. Any joint account holder
d. All joint account holder and all nominees

35. Which organization regulated the charge of DSE and CSE?

a. Security and exchange commission

b. Bangladesh bank
c. Investment corporation of Bangladesh
d. Dhaka Stock exchange.

36. In CAMELS, what does S stand for?

a. Security b. Sincerity
c. Service d. Serenity

37. An illiterate person can open an account with the bank.

TRUE FALSE

20
38. One of the Pillar of BASEL II, is

Export Import Capital Adequacy

39. After creation of LIM, the import documents should be delivered to the importer for
clearance of the imported goods.

TRUE FALSE

40. What does LIBOR stands for?

a. Language in Bay of Russia b. London international box office return

c. London Interbank offer Rate. d. None of these

41. In cash department of a branch any excess in cash balance must be credited to
Sundry Deposit account under advice to regional office/ Head office / Feeding Branch .

TRUE FALSE

42. At present how many AD branch is available at Dhaka Bank Limited?

a. 14 b. 12 c. 10 d. 20

43. What does TP in the KYC form refers to?

a. Trade Payment b. Transfer payment

c. Transfer profile d. Transaction Profile

44. At present Dhaka Bank Limited provides various retail banking services, like,

Corporate Finance SME Banking Card Services

45. Personal Loan is one of the Corporate-banking products of Dhaka Bank Limited.

TRUE FALSE

46. The term Negotiable instrument literally means a written document which creates a right
in favor of some person and which is freely transferable.

TRUE FALSE

47. Drawer is the person on whom the cheque has been drawn.

TRUE FALSE

21
48. In case of parties to a promissory note, Payee is the person to whom the amount of the
note is payable.

TRUE FALSE

49. Maker is the person who is ______

a. Debtor b. Holder
c. Creditor d. Payee

50. The trading of securities shall be opened on all days except bank holidays as declared
under the negotiable instruments acts 1881.

TRUE FALSE

51. The Securities and Exchange Commission Act was promulgated on

a. 1993 b. 2005
c. 1994 d. 2001

52. The trading of securities shall be opened on all days including bank holidays as declared
under the negotiable instruments acts 1881.

TRUE FALSE

53. Which device is used for document scanning?

a. ScanJET b. Laser Printer

c. Scanner d. LCD Monitor

54. Which device is related to network connectivity of computer?

a. Lan Cable b. CPU

c. Printer d. CD ROM Drive

55. The extension of Microsoft office word 2007 is

a. XLS b. DOCX
c. DOC d. EXE

56. What is MICR?

a. Magnetic Ink Character Recognizer.

b. Marginal interest charge rate.
c. Micro investment circular return.
d. None

57. What is the meaning of BO?

a. Back office
b. Business office
c. Blocked object
d. Business object

22
58. Which Banking Software is used in Dhaka Bank Limited?

e. Flexcube
f. T-24
g. MS OFFICE
h. Windows Server 2003

59. Which one is not an input device?

a. Keyboard
b. DVD Rom Drive.
c. Printer
d. Mouse

60. Which one of the following is an operating system?

a. Visual Basic.
b. Open office.
c. Linux.
d. Microsoft word.

23
 PART 1B (Total Marks 70)
(Banking, Finance and Information Technology)
Answer any ten (10) questions out of fifteen (15). Please () Tick the correct
answer
1. The primary relationship between a banker and a customer is
e. Debtor and Creditor
f. Principal and Agent
g. Buyer and Seller
h. Trader and Manufacturer

2. Promissory note is ________.

e. A promise of negotiation.
f. An instrument of negotiation.
g. A written promise to pay.
h. Verbal promise to pay.

3. One of the advantages of branch banking is ______.

e. Concentration of economic power.
f. Red tapism.
g. Lower cash reserve.
h. Higher cash reserve.

4. Fixed deposit accounts are ____.

a. Fixed cash deposit.
b. Time deposits.
c. Fixed liabilities.
d. Very high volume deposits.

5. Crossing can be ____.

a. Written.
b. Printed.
c. Stamped.
d. All of them.

6. Which one is written in restrictive crossing?

i. A/C payee
j. &Co
k. Not negotiable
l. ABC Bank

7. What is opening of crossing?

e. Honouring a crossing.
f. Opening the crossing of cheque.
g. Pay to the bearer.
h. Cancellation of crossing of cheque.

8. The opening of crossing can be done by

e. Only the bearer.
f. Only the drawer.

24
 g. The GB incharge.
h. The Manager of the branch.

9. The promissory note requires acceptance?

TRUE FALSE
10. CRR means ____.
e. Credit right regulation.
f. Cash reserve ratio.
g. Critical and restrictive rights.
h. An instrument.

11. “Pari passu charge” over the asset of the borrower means that of lenders are
entitled to have equal right over the assets as per the agreed share.

TRUE FALSE

12. CAMELS is
e. An investment policy on camel firm.
f. A banking rating system.
g. An instrument.
h. A negotiable instrument.

13. A banking company cannot advance money against its own share.

TRUE FALSE

14. In which case of endorsement, the person signs on the back of the N.I his
name only?
a. Blank or general endorsement.
b. Full Endorsement.
c. Partial Endorsement.
d. Special Endorsement.

15. Negotiable instrument is a written document, which is totally

nontransferable.

TRUE FALSE

16. The loan rate charged by Central Bank is known as Bank rate by which
banks can borrow from Central Bank.

TRUE FALSE

25
17. Which of the following is not a function of commercial bank?

a. Accepting deposits
b. Lending of money
c. Agency service.
d. Real-Estate Business.

18. Who is the Maker of a cheque?

a. The drawer b. The creditor

c. The Payee d. The Cash officer.

19. In which case of endorsement, the person signs on the back of the N.I his
name only?
a. Blank or general endorsement.
b. Full Endorsement.
c. Partial Endorsement.
d. Special Endorsement.

20. Negotiable instrument is a written document which is totally

nontransferable.

TRUE FALSE

21. A person who is incapable of understanding the effects of a contract on his

interest at the time of making it, called
a. Illiterate b. incapable c. Indulgenced. lunatic

22. A personal account of a partner can be attached for payment of a firm’s

debt.

TRUE FALSE

26
23. Paid half yearly interest so SB A/C No. 1500 of Mr. Kamal Tk. 1300 only.
What will be the journal entries?

Dr. Expenditure A/C Dr. SB A/C No 1500 Dr. Expenditure

Cr. SB A/C No 1500 Cr. Income A/C A/C
Cr. Cash

24. Dhaka Bank Limited Agrabad branch received a cheque for taka 50000
drawn on Janata Bank Dhanmondi Branch and sent the same to Dhaka Bank
Limited Local Office for collection. From the drawee branch at the time of sending
the same to clearing house, Local office will put stamp on the back of the cheque
with the words.

Payee’s A/C will be Our branch endorsement None of these

credited on realization confirmed

25. Dhaka Bank Limited Jubilee Road branch received a cheque for taka 50000
drawn on Sonali Bank Dhanmondi Branch and sent the same to Dhaka Bank
Limited Local Office for collection. From the drawee branch at the time of sending
the same to clearing house, Jubilee Road branch will put stamp on the back of
the cheque with the words.

Payee’s A/C will be Our branch None of these

credited on realization endorsement confirmed

26. Where the indorser does not want the indorser or any subsequent holder
of the instrument, to incur any expense on his account on the instrument, the
indorser is ____.
a. sans frais
b. sans recourse.
c. facultive.
d. restrictive.

27. Open market operation and variable reserve ratio are the monetary policy
instruments of
a. Central Bank b. Specialized Bank
c. IDLC d. commercial Bank

28. A Cheque is a bill of exchange drawn on a specified bankers and expressed to be

payable on demand.
TRUE FALSE

27
29. Cost of the project and means of finance relates to?
a. Technical feasibility.
b. Economic appraisal.
c. Financial apprisal.
d. None of these.

30.The word ‘Bank’ has been derived from the German word “BANC”, which
means a joint stock firm.

TRUE FALSE
31.As an organized banking institution, it was founded in Italy in 1157 as the first
banking institution.
a. Bank of Venice b. Bank of England
c. Bank of Baroda d. Bank of Edinburgh

32.As commercial banks are offering a wide array of financial services today,
these are considered as
a. Financial institution b. Trading Institution
c. Financial Supermarket d. Manufacturing Concern

33. At present 52 scheduled banks are operating in Bangladesh excluding

Bangladesh Bank. (Central Bank)

TRUE FALSE

34. The basic balance sheet identity is: Assets = Liabilities + owner’s equity.

TRUE FALSE
35. Which of the following is not a scheduled commercial bank
a. Agrani Bank b. Krishi Bank
c. IDLC Finance Ltd. D.Commercial bank of ceylone
36. A huge amount of foreign exchange is dragged by the export of our country and this
is done by the exporters by,
Under Invoicing Over invoicing
37. At the time of lodgment of PAD (import) you are required to reverse a contra
liability voucher where you can debit

Banker’s Liability in L/C Customers liability in L/C

38.The Bank, which purchases the bill of beneficiary/seller/exporter is called.

a. Issuing Bank b. Reimbursing bank

c. Negotiating Bank

28
39. In cash department of a branch any excess in cash balance must be credited
to Sundry Deposit account under advice to regional office/ Head office / Feeding
Branch.

TRUE FALSE

40. Whenever a forged note is detected, particulars of such notes should not
be immediately recorded in the forged note register.

TRUE FALSE
41. Fixed deposits are demand deposits.

TRUE
FALSE
42. Cash credit is never allowed against hypothecation or pledge of good.

TRUE FALSE

43. LIBOR stands for London Interbank offer Rate.

TRUE FALSE

44. Which skill involves to see on visualize the organization As a whole?

a. Organizational skill
b. Behavioral skill
c. Conceptual skill
d. Charismatic skill

45. Pledge is the bailment of good as security for payment of a debt or

performance of promise.
TRUE FALSE

46. An order instrument can be made payable to the bearer by making full
endorsement.

TRUE FALSE

47. After creation of LIM, the import documents should be delivered to the
importer for clearance of the imported goods.

TRUE FALSE
48. One of the Pillar of BASEL II, is

Export Import Capital Adequacy

29
49. Money laundering prevention act was passed in Parliament on

a. February 24, 2001

b. February 24, 1999
c. February 24, 2010
d. February 24, 2009

50. An illiterate person can open an account with the bank.

TRUE FALSE

51. In CAMELS, what does A stand for?

b. Asset quality b. Ability of content

c. Acknowledgement d. adequacy of capital

52. Particular lien is attached to some specific goods.

TRUE FALSE
53. Which organization regulated the charge of DSE and CSE?
e. Security and exchange commission
f. Bangladesh bank
g. Investment corporation of Bangladesh
h. Dhaka Stock exchange.
54. A joint account, can be opened by the banker on receipt of application signed
by
e. Majority of the joint account holder
f. All joint account holder
g. Any joint account holder
h. All joint account holder and all nominees
55. Which one of the following is the term deposit.
a. Cash credit
b. Secured over-draft
c. Fixed deposit
d. Saving bank deposit
56. The deposit account becomes dormant in Dhaka Bank Limited?
a. after 6 month b. after 18 months c. after 18 months d. None.

57. Mudaraba principal in Islamic Banking is a partnership of labor and capital

where one partner provides full capital and other one manages the business.
TRUE FALSE

58. The financial action task force of G7 had to develop steps to combat money
laundering. They have suggested,
a. 50 recommendations
b. 40 recommendations
c. 30 recommendations

30
 d. 60 recommendations

59. The pledge of documents of title to the goods constitutes the pledge of goods
covered by the document.
TRUE FALSE

60. Bank function do not include.

a. Giving loan b. Trading c. Accepting deposits d. Transfer of fund

61. In case of joint account all account holders should sign in Account opening
form/specimen signature card.

TRUE FALSE
62. Formulation of monetary policy is not the core function of Central Bank
TRUE FALSE
63. Credit card is one of the Retail Banking products of Dhaka Bank Limited.

TRUE FALSE
64. Money Laundering Prevention Act was promulgated on -February 24. 2001.
TRUE FALSE

65. Fixed deposit receipt is a negotiable instrument.

TRUE FALSE

66. Bill of Exchange is a non-negotiable Instrument.

TRUE
FALSE
67. Loans & Advances comprise the most important asset as well as primary
source of earning for the banking institution.
TRUE FALSE

68. Insurance limit of cash-in safe, cash- in-counter, and cash in transit should
not be exceeded at any time.

TRUE FALSE

69. When a promissory Note or Bill of Exchange has been dishonored by non
payment the holder may within reasonable time, because such dishonor to be
noted by a Notary Public. Such act is called

Noting Protesting None of these

31
70. When the endorser does not mention the name of the person to whom or to
whose order an instrument is to be paid, called-

Full Endorsement Blank Endorsement Sans Recourse Endorsement

71. The Uniform Custom and Practice for documentary credits, 2007 revision
publication number 600 are binding on all parties related to letter of credit.

TRUE FALSE

72. Mudaraba Principal in Islamic Banking is a partnership of labor and capital

where one partner provides full capital and the other one manage the business.
TRUE FALSE

73. Market risk does not measure the risk of loss due to adverse movement of
the product price, interest or foreign exchange rate.

TRUE FALSE

74. Of the three instruments mentioned inside the boxes below, two are non-
negotiable instrument and one is negotiable instrument. Which one is negotiable
instrument?

Demand Draft Fixed Deposit Receipt Security Deposit

75. At the time of opening L/C you are required to prepare liability vouchers
where you will debit

Bankers Liability in L/C Customers Liability in L/C None

76. “Payment in due course” means payment in accordance with the apparent
tenor of the instrument in good faith and without negligence to any person in
possession thereof.
TRUE FALSE

77. Short term deposit account is as active as current account, which can be
operated like current account.

TRUE FALSE
78. In case of advance allowed to a limited company, you are to create charge on
fixed and floating assets of the company-favoring bank with Register of Joint
Stock Company by submitting.
Form XXVII Form XVIII Form XII

32
79. In case of money laundering the physical disposal of the initial proceeds
derived from illegal activity is called.

Placement Layering Integration

80. The banking company act was promulgated in the year,

A. 1991 b. 1992 c.2003 d. 2001

81. Soiled notes must not be kept apart from those fit for re-issue.

TRUE FALSE

82. The Securities and Exchange Commission Act 1993 was promulgated for the
purpose of protection of interest of investors in security-business.

TRUE FALSE

83. Capital Market is a market where capital funds i.e debts and equity is traded.

TRUE FALSE
84. The Dhaka Stock Exchange (Member’s Margin Regulation) act was enacted
in the year
a. 2002 b. 2004 c. 2006 d. 2000

85. Dhaka Stock Exchange Automated trading regulations, 1999 was applicable
for the members of Dhaka Stock Exchange Members.

TRUE FALSE
86. The trading of securities shall be opened on all days except bank holidays as
declared under the negotiable instruments acts 1881.
TRUE FALSE

87. In Exercise of the powers conferred by section 33 of the securities exchange

ordinance 1969, the Securities and Exchange Commission rules was enacted in
the year,
a. 1989 b. 1987 c. 1990 d.1995

88. In FOB Contract the Bill of Lading should be marked

a. Freight to be paid b. freight paid
c. Insurance Paid d. None
89. Which one of the following is networking equipment?
a. Switch b. CPU c. Printer d. LCD Monitor

90. At present Dhaka Bank Limited provides various retail banking services, like,

Corporate Finance SME Banking Card Services

33
91. Personal Loan is one of the retail-banking products of Dhaka Bank Limited.

TRUE FALSE

92. Smart Plant and Excel account are,

Retail Banking Product Corporate Banking Product None of these

93. Maximum Limit of Car loan at Dhaka Bank Limited is

Tk. 10,00,00 Tk. 15,00,00 Tk. 20,00,000

94. DBL VISA Dual Currency credit card offers both local and International usage
in one single plastic.

TRUE FALSE

95. A contract of guarantee will be invalid if the principal debtor happens to be a

minor.

TRUE FALSE

96. The guarantee given by an undercharged insolvent is an enforceable

TRUE FALSE

97. A guarantee given for one particular transaction is known as

a. specific guarantee. B. fixed guarantee. C. Continuing guarantee D.
None

98. A Bearer cheque can be transferred by

Delivery Endorsement and Delivery None of these

99. A crossed cheque can be paid in cash at the counter

TRUE FALSE

100. Which one of the following is an operating system?

a. MAC OS b. MS Office c. Lotus suit d. Explorer

101. To support remotely from distant locations which software can be used?
a. IE 5.5 b. MSXML c. JAVA d. VNC

102. Which software help PC from outward threats.

a. Operating system
b. Drivers
c. Remote administrator
d. Antivirus software

34
103. Which media is the fastest?
a. CAT 6 cable b. fiber cable c. Radio link d. All of them

104. Which one is not email client software?

a. Eudora b. Outlook c. Thunderbird d. MacAfee

105. Which is not banking software?

a. T-24 b. Flex-cube c. PC bank d. office suite

106. MICR stands for

a. Magnetic Ink Character Recognition.
b. Manageable Interbank Credit Restriction
c. Migrated Individual Citizen Resolutions.
d. Minimum international cash return.

107. RAM is.

a. is a module for faster operation
b. is a form of computer data storage
c. is a module of networking.
d. is a non-volatile storage device for digital data.

108. Which one is used for making any changes to the existing document and to
save with the different name and with the different location?
a. Save command b. Save as command c. Copy d. Paste

109. Which one is NOT an input device?

a. Keyboard b. Mouse c. Monitor d. Scanner

110. A web portal, also known as a links page, presents information from
diverse sources in a unified way.

TRUE FALSE
Component of CRG
1. Financial Risk
2. Business / Industrial al risk
3. Relationship risk
4. Security risk

Core Risk Management

1. Assets liability management risk
2. Credit risk
3. Foreign exchange risk
4. International control and compliance risk
5. Money laundering risk
6. International communication and telecommunication risk

35