2024

BENEFITS GUIDE

This publication contains important information

about your employee benefit program.

Please read thoroughly.

Table of Contents
Welcome to 2024 Benefits Enrollment . . . . . . . . . . . . . . 3 Life and Disability. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Medical and Prescription Drug Plans . . . . . . . . . . . . . . . 4 Voluntary Accident and Critical Illness . . . . . . . . . . . . . 13

Kaiser Permanente—California Medical LifeLock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14

Coverage Option. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
401(k). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
HMSA Medical Plan—Hawaii Medical Coverage Option.9
Employee Assistance Program (EAP). . . . . . . . . . . . . . . 15
Telemedicine . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
New for 2024: Pet Insurance. . . . . . . . . . . . . . . . . . . . . .15
Dental. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
Flexible Spending Program. . . . . . . . . . . . . . . . . . . . . . . 16
Vision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Employee Communication Resources. . . . . . . . . . . . . . 17

2
 2024
BENEFITS GUIDE

Welcome to 2024 Benefits Enrollment

AHEAD is committed to providing you access to quality and affordable healthcare now and for years to come.
We work diligently every year to provide you and your family the best benefits for the best cost. Please take
time to review this summary and make any benefits changes necessary for 2024. Benefits will be effective
January 1, 2024, until December 31, 2024.

2024 Open Enrollment Who is Eligible

Summary „ All full-time employees working a minimum of 30 hours or
more per week

Medical „ Dependents are covered until age 26

„ Your major medical plan remains with Blue Cross Blue „ If you wish to elect or change voluntary life elections,
Shield of Illinois (BCBSIL) you are required to complete an additional enrollment
form and also submit evidence of insurability to Lincoln
„ We will continue to offer two regional plans through
Financial Group (“Health Statement”)
Kaiser Permanente for those who reside in Northern and
Southern California
„ Telemedicine will continue to be offered through First Stop
Things to Know Before
Health at no cost to you; more details on page 8 of this
guide
You Enroll
„ This year we will be hosting a PASSIVE enrollment, 2023
„ Through our partnership with BCBSIL, you will continue to
benefit elections will rollover for 2024 unless you change
have access to Hinge & Livongo; see details on page 7
them in the Open Enrollment module. Please note that

Dental and Vision

you must re-elect the FSA benefit if you wish to have
an FSA for 2024—that election will not rollover.
„ Your dental coverage is offered through Delta Dental
„ If you want to add or drop coverage for yourself or a
„ Your vision coverage is offered through VSP dependent for the new plan year, you must do so during
„ There are no plan design changes to your dental or vision this open enrollment period; The only time you can make
plans. coverage changes outside of the open enrollment period
is if you experience a qualifying life event

Life and Disability „ You must provide the Social Security number and date
of birth for any spouse and/or dependent you enroll; If
„ Your life and disability carrier remains as Lincoln Financial
you have not received the Social Security number for
Group; life, short-term disability, and long-term disability is
a newborn, contact Human Resources to update upon
covered at 100% by AHEAD
receipt

Voluntary Benefits „ If you are electing or changing any of the voluntary life/
AD&D plans, be sure to enter the beneficiary name and
„ Accident and critical illness is offered through Lincoln
date of birth if you have not already
Financial Group; identity theft continues through LifeLock
„ New for 2024, Pet Insurance is offered through Metlife at a
discounted rate.

Flexible Spending Accounts

(FSA)/Transportation
„ Your FSA/transportation will remain with Employee
Benefits Corporation (EBC)

3
Medical and Prescription Drug Plans
AHEAD continues to offer health insurance through BCBSIL. The PPO plan provides employees access to a
national network of healthcare providers who meet stringent credentialing standards.

The HSA plan uses the same network as the PPO plan, but the plan does not pay for services until you satisfy
your deductible. When you are enrolled in the HSA, you can open a health savings account to help you pay
for qualified medical expenses. If you are interested in opening or contributing to an HSA, please speak to
Human Resources.

Your BCBS-IL Health Plan

PPO HSA
Medical Benefits
In-Network Out-of-Network In-Network Out-of-Network
Annual Deductible
Per Person $1,000 $2,000 $2,500 $5,000
Family Maximum $3,000 $6,000 $5,000 $10,000
Coinsurance 90% 70% 90% 70%
Maximum Out-of-Pocket (includes deductible)
Per Person $2,000 $4,000 $4,000 $8,000
Family Maximum $6,000 $12,000 $8,000 $16,000
Lifetime Maximum Unlimited Unlimited
AHEAD HSA Contributions*
Individual N/A $1,000
Non-Single N/A $2,000
Prescriptions
Retail $15/$30/$50** Copays + 25% 90% after deductible 70% after deductible
Mail Order 2x retail** Not covered 2x retail Not covered
Other Covered Services
Physician Services $20 copay 70% after deductible 90% after deductible 70% after deductible
Specialist Services $40 copay 70% after deductible 90% after deductible 70% after deductible
Annual Physical Exams 100% 70% after deductible 100% 70% after deductible
Well-Child Care 100% 70% after deductible 100% 70% after deductible
Hospital Services 90% after deductible 70% after deductible 90% after deductible 70% after deductible
Admission Deductible $0 $300 $0 $300
Outpatient Surgery 90% after deductible 70% after deductible 90% after deductible 70% after deductible
Emergency Care
$150 90% after deductible
(waived if admitted)
* HSA Contributions are paid in quarterly installments.
** Separate Rx OOP max applies ($1,000 per person; $3,000 family) to the PPO plan.

Embedded vs. Non-Embedded

The PPO plan has an embedded deductible. If you The HSA plan has a non-embedded deductible. If
have other family members on the plan, each family you have other family members on the plan, the
member must meet their own individual deductible overall family deductible must be met before the
($1,000) until the total amount of deductible plan begins to pay. Any combination of family
expenses paid by all family members meets the member expenses go toward the $5,000 deductible.
overall family deductible of $3,000.
4
 2024
BENEFITS GUIDE
If you elect the medical plan through BCBS, you have
2024 Per Pay Period access to a variety of tools as a member:
Medical Contributions— „ Blue Access Mobile App
BCBS-IL Plans „ Health and Wellness Resources
Contribution Plan by Tier PPO HSA „ Valuable Member Programs
Employee Only $64.47 $25.79
Employee and Spouse $165.93 $118.57 You can search for participating providers on the
Employee and Child(ren) $131.76 $101.66
website. Remember that by receiving services from
Family $240.17 $171.44
an in-network provider, you incur lower out-of-
pocket costs.
High Deductible
Participants Blue365 Discount
AHEAD partners with Optum Bank HSA. If you enroll Programs
in the High Deductible health plan during open
As a member, you have access to additional special
enrollment, we will open an Optum Bank account for
program discounts. Additional details can be
you on 1/1/2024. Your Optum HSA is integrated into
accessed at [Link].
your Empower Retirement profile, giving you a one
stop shop for your retirement AND Health Savings To register, visit [Link], click
accounts investments. register, and enter your personal information. You
will receive emails offering savings delivered to
AHEAD provides annual contributions of $1,000 for
your email inbox, or you may visit the site to view
employee only and $2,000 for family. This annual
available deals.
contribution is deposited in your account on a
quarterly basis. The HSA contribution limits for 2024 Discounts may be available at the following retailers:
are $4,150 for self-only coverage and $8,300 for
„ Davis Vision „ Seattle „ Life Time
family coverage. Keep in mind that this is inclusive of Sutton’s
„ Oral B Fitness
the AHEAD employer contribution. Retrofit
„ Crest „
„ Handstand
„ Beltone „ Reebok Kids
Online Tools Available „ Jenny Craig „ Skechers „ Nutrisystem
at [Link]/
member
On this website, you can log on as a member and
access claim history, print temporary ID cards,
contact member services for assistance, and much
more.

To register, go to [Link]/member and fill

out the information necessary to get signed up. With
your account, you are able to view medical costs,
deductible balance, and plan design in greater detail. 5
Blue Cross Blue Shield at a Glance—Value, Added
Benefits
„ For your medical benefit questions, claims Maternity Care Program:
information, or any other Blue Cross Blue Shield
888.421.7781
benefit related inquiry contact:
„ Personalized support through online
PPO: 800.541.2767 educational articles, pregnancy calendar, and
[Link] videos
Ovia Health app is available for all employees
Benefit Value Advisors „
enrolled in BCBSIL. Ovia offers support for
„ Help compare costs at different providers reproductive health, starting a family, having a
near you health pregnancy, balancing life as a parent and
„ Help you schedule your appointment managing menopause.
„ Help with pre-certification BlueAccess for Members:
„ Tell you about online educational tools [Link]
Liveon Health and Wellness „ A secure member website that gives you
Portal immediate access to healthcare benefit
information and easy-to-use tools:
„ Access health and wellness resources that
„ Check claim status, confirm coverage for you
can help you manage your health; resources
and your dependents, use Provider Finder® to
include:
locate a contracting doctor or hospital, access
Health risk assessments interactive tutorials
Online health encyclopedia „ Hospital comparison tools
Web-based clinical tracking „ Treatment cost advisor™
Ask a nurse, trainer, dietitian, life coach
Mail Order Prescriptions:
Life points program 877.357.7463
Self-directed courses „ Through BCBS and Prime Therapeutics, you
may be able to save time and get more for your
24/7 Nurseline: 800.299.0274 money by getting your prescriptions through
„ General health information and guidance for mail order
specific conditions from fevers to bee stings;
Coaching on appropriate treatment paths

6
 2024
BENEFITS GUIDE

Programs Offered through BCBSIL

Hinge Health—Musculoskeletal Livongo
Solution „ Diabetes management solution for type 1 and
type 2 diabetes
Hinge Health provides a digital, coach-led program
based on proven non-surgical care guidelines. In- „ Hypertension solution with blood pressure
management
home exercise therapy is designed to relieve pain
from: „ Includes
Glucometer and BP monitor
„ Knee „ Shoulder
„ Hip „ Neck Unlimited strips and lancets

„ Low back Personalized Insights

One-on-one coaching
Through this program you will receive:
Guidance on healthy habits
„ A tablet computer and wearable sensors
Meter can send data directly to your doctor
„ Unlimited one-on-one health coaching
„ Personalized exercise therapy

7
Kaiser Permanente—California
Medical Coverage Option
AHEAD offers a choice of two national medical insurance plans through Blue Cross Blue Shield of Illinois,
or regional plan options through Kaiser Permanente for employees that reside in Southern and Northern
California.

When you’re a Kaiser Permanente member, many people work together to help you stay healthy. Your doctor,
specialists, and health plan are all part of one connected team—coordinating your care seamlessly so you
don’t have to. If you decide to enroll in a Kaiser Plan, you will be connected with a doctor who best suits you.
You can select one doctor for your whole family or a different doctor for each family member. With Kaiser,
you can select the benefits you and your family really need.

The following is a snapshot of the benefits offered along with the per pay period rates.

Annual Deductible
Kaiser HMO Kaiser HSA
2024 Per Pay Period
Individual None $2,000 Medical Contributions—
Family None $4,000
Annual Maximums
Kaiser Plans
Out-of-Pocket: Individual $1,500 $3,500 Kaiser HMO Kaiser HSA
Out-of-Pocket: Family $3,000 $7,000 Employee $81.99 $53.81
Office Visits Employee + Spouse/
$262.08 $129.50
Physician $30/visit $30/visit Domestic Partner
Specialist $30/visit $50/visit Employee + Child(ren) $258.56 $100.02
Preventive Care Allowance Family $439.54 $207.02
Routine physicals, 0% 0%
immunizations, pap smears,
mammograms, prostate
screenings, etc. Frequency
limitations apply.
Emergency Care
Emergency Room (waived if $100 $100
admitted)
Urgent Care $30 $30
Maternity Care
Prenatal Visit No charge No charge
Postnatal Visits/Delivery No charge No charge
Kaiser Permanente Prescription Drugs
Tier 1 $15 $10
Tier 2 $30 $20
Tier 3 $35 $30
Tier 4 $70 $60

8
 2024
BENEFITS GUIDE

HMSA Medical Plan—Hawaii Medical

Coverage Option
AHEAD offers a regional medical plan for those who reside in Hawaii through HMSA.

Comprehensive Medical (730)

PPO Network
Member Cost
Annual Deductible $0
Single: $2,500
Maximum Out-of-Pocket
Family: $7,500
Urgent Care $14 copay
Emergency Room 20% coinsurance
Ambulance (ground or interisland air) 20% coinsurance
Other Covered Services
Physician Office Visit $14 copay
Specialist Office Visit $14 copay

Prescription Drugs
Member Cost
Single: $3,600
Maximum Out-of-Pocket
Family: $4,200
1-30-Day Supply From Pharmacies
Tier 1: Mostly Generic Drugs $7 copay
Tier 2: Mostly Preferred Formulary Drugs $30 copay
$30 copay
Tier 3: Mostly Non-Preferred Formulary Drugs
plus $45 tier 3 cost share
Tier 4: Mostly Preferred Formulary Specialty Drugs $100 copay
Tier 5: Mostly Non-Preferred Formulary Specialty Drugs $200 copay

2024 Per Pay Period

Medical Contributions—
Hawaii HMSA
Employee Employer
Employee $10.66 $394.48
Employee + Spouse/
$159.91 $645.27
Domestic Partner
Employee + Child(ren) $159.91 $645.27
Family $253.23 $951.99

9
 Telemedicine
Offered Through First
Stop Health
You have access to doctors via phone or video with
telemedicine. These services are provided to eligible
employees and their eligible family members at no
cost!

„ Talk to a doctor 24/7—get treatment within

minutes for minor injuries, illnesses, and
prescriptions.
Cough and sore throat
Infection (sinus, ear, UTI, etc.)
Skin rash
Muscle/joint pain
Medical refill

Access care through the First

Stop Health app—available
on the Apple App Store and
Google Play.

10
 2024
BENEFITS GUIDE

Dental
Delta Dental Plan 2024 Per Pay Period
AHEAD offers dental insurance through Delta Dental Contributions
Dental. The Delta Dental dental program provides
employees easy access to a national network of Tier Base PPO Buy-Up PPO

dental providers consisting of general and specialty Employee Only $4.91 $10.36
dentists who meet well-established credentialing Employee and Spouse $11.02 $22.76
standards. To help protect your dental health, the Employee and Child(ren) $12.62 $26.06
plan is offered with preventive services covered at Family $20.57 $41.34
100%.
With Delta Dental, AHEAD members have access
Base PPO Buy-Up PPO to a broader provider network than ever before! To
Dental Benefits In-Network/ In-Network/
Out-of-Network* Out-of-Network*
view a listing of providers, covered services, status
Annual Deductible
of a claim, deductible balance, and oral health and
Individual $50 $25 wellness information, go to [Link].
Family $75 $75
Calendar Year
Maximum
Per Covered $1,500 $2,000
Person
Coinsurance
Preventive 100% 100%
80% after 80% after
Basic
deductible deductible
50% after 50% after
Major
deductible deductible
Orthodontia
Orthodontia 50% after 50% after
Coverage deductible deductible
Orthodontia
$1,000 $1,500
Maximum
Orthodontia Adults and
Children < 19 only
Restrictions children

* If you visit an out-of-network doctor, you are responsible for charges

above the Usual and Customary (U&C) amount allowed by the plan.

11
Vision
VSP Vision Plan
AHEAD offers vision coverage through VSP. Please visit [Link] for a complete listing of participating
providers.

VSP
Vision Benefits
In-Network Out-of-Network*
Copays
Exams $20 copay Up to $45
Materials $20 copay Varies
Frequency
Exam Frequency 12 months
Lens Frequency 12 months
Frame Frequency 24 months
Allowance
Frame Allowance $130 Up to $70
Contacts Allowance (in lieu of frames) $130 Up to $105

* After copayment

Perks with VSP!

„ Extra $20 savings on Featured Frame Brands
„ Save up to 60% on brand-name hearing aids
„ VSP Member Exclusive deals on glasses,
contacts and Lasik eye surgery

2024 Per Pay Period

Vision Contributions
Contribution Tier by Plan You Pay
Employee Only $1.76
Employee and Spouse $2.97
Employee and Child(ren) $3.02
Family $4.78

12
 2024
BENEFITS GUIDE

Life and Disability Voluntary Accident

AHEAD provides the following benefits through
Lincoln Financial Group.
and Critical Illness
Voluntary Programs (100%
Basic Life & Accidental
Employee-Paid Benefits)
Death and Dismemberment
Voluntary accident and critical illness insurance is
„ 1× annual salary to $200,000. Benefit paid 100%
offered through Lincoln Financial Group. This coverage
by AHEAD.
supplements medical and disability income insurance
for you and your family with a lump sum benefit paid
Short Term Disability when you need it most.
„ 60% of weekly earnings up to $2,500/week.
Benefit calculation is based on base salary „ Accident coverage provides a lump sum payment
amount and will include a 24 month average when an accident occurs, such as children’s sports
of commissions and bonuses earned. Benefits injuries, emergency dental work or calling an
begin on the 1st day for injury or on the 8th day ambulance.
for sickness and can continue until you are no „ Critical illness provides a $100 per day hospital
longer disabled or up to a maximum of 13 weeks, admission benefit for each day you are
whichever comes first. Benefit paid for 100% by hospitalized for up to 10 days. Other covered
AHEAD. medical conditions include: heart attack, bypass
surgery, kidney failure, stroke, cancer, organ
Long Term Disability transplant.
„ 60% of monthly earnings up to a maximum of „ Critical illness employee coverage: Available in a
$15,000/month. Benefit calculation is based on lump sum benefit of $10K, $20K, and $30K.
base salary amount and will include a 24 month „ Critical illness spouse coverage: Available lump
average of commissions and bonuses earned. sum of $5K, $10K, and $15K.
Benefit begins after 91 days of disability and can
„ Critical illness child coverage: Available lump sum
continue up to age 65. Benefit paid for 100% by
of $5K, $10K, and $15K.
AHEAD.

Voluntary Life and AD&D

„ Supplemental coverage for yourself is available in
$10,000 increments up to $500,000.
„ You may purchase coverage for your spouse, up
to 50% of employee election to a maximum of
$250,000; you may purchase up to $10,000 of
coverage for your children.
„ Guarantee issue amount of $150,000 for
employee and $50,000 for spouse.
„ Benefit paid for 100% by employee as a post
tax-payroll deduction.
13
 LifeLock
Voluntary Program (100%
Employee-Paid Benefits)
LifeLock offers comprehensive identity theft
protection to help safeguard your finances, credit
and good name. This coverage helps stop identity
fraud before the damage can be done.

We are now offering enhanced plans through

LifeLock, at a discounted price!

The new plans now include:

„ Norton Device Security for PCs, Mac & mobile

devices
„ Secure VPN
„ Norton Family Parental Controls
„ Password Manager
„ You will still have the option between two
plan offerings; the new Benefits Essential Plan
aligns with the legacy Elite plan, and the Benefit
Premier aligns with the legacy Ultimate Plus
plan
„ LifeLock Benefits Essential: searches over
a trillion data points every day for potential
threats to your identity.
„ LifeLock Benefit Premier: provides peace
of mind knowing you have the most
comprehensive identity theft protection
available. Enhanced services include bank
account application and takeover alerts, 401(k)
and investment activity alerts, monthly credit
score tracking, and more.

14
 2024
BENEFITS GUIDE

401(k) New for 2024: Pet

AHEAD offers a discretionary Employer match,
providing for dollar-for-dollar matching up to
Insurance
your first $4,500 contributed. Employees are Starting in 2024, you will have the ability to sign up
auto-enrolled to contribute 3% of their annual for discounted Pet Insurance through Metlife. Help
earnings to their 401(k). You may choose between make sure your furry family members are protected
a 401(k) before tax or a Roth after-tax contribution. against unplanned vet expenses for covered
Enrollment and contribution changes can be made accidents or illnesses with True Pet insurance
at any time online. The 2024 contribution limit is through Metlife. Sign up and get your pet’s
$23,000, and $7,500 for catch-up contributions. personalized quote at [Link]/getpetquote
Please see Human Resources for additional details.

Employee
Assistance
Program (EAP)
Carrier: Lincoln Financial Group
Website: [Link]
User Name: LFGSupport
Password: LFGSupport1
Phone: 888.628.4824

EmployeeConnect EAP (offered through Lincoln

Financial Group) offers professional, confidential
services to help you and your loved ones improve
your quality of life.

„ In-person guidance
„ Unlimited 24/7 assistance
„ Online resources
Articles and tutorials
Videos
Interactive tools

15
Flexible Spending Program
Flexible spending accounts provide reduced tax liability on certain eligible expenses. Each year at open
enrollment, employees are asked to make FSA elections for the upcoming year. Elections for healthcare
expenses and dependent care expenses are offered. The amounts directed into the FSA reduce the
employee’s state, federal and Social Security taxes. The employee elections are taken out of each paycheck
on a pretax basis in equal installments throughout the year. If you had an FSA contribution last year,
that amount will not be assumed for this year. You must re-elect your FSA amount(s). The FSA/
transportation benefit provider is Employee Benefits Corporation.

Program Details
Healthcare and Dependent Care
Contribution Limit: $3,050 (Healthcare); $5,000 (Dependent Care)

Healthcare FSA Dependent Care FSA

The annual maximum contribution to the healthcare Employees may use pretax deductions to pay for
FSA is $3,200 AHEAD allows employees to roll over care for their dependent(s) that allows them to
$640 of your healthcare FSA balance to the next plan work. Your dependent care FSA plan year ends on
year. Employees are able to elect FSA contributions 12/31/23, however your plan includes a grace period
for the full 2024 calendar plan year during this open extension. From 1/1/24 through 3/15/24, you can
enrollment. incur expenses and use the funds remaining in your
FSA from your prior election. Any funds remaining
AHEAD also allows employees to roll their after 3/15/23 will be forfeited.
healthcare FSA funds into a limited FSA. Limited
FSAs can be used in conjunction with health Program Details
savings accounts (HSAs) and can pay for expenses Annual election limit is $5,000
Depending on eligibility, an employee may not be able to
outside of the medical plan such as vision or dental
elect the full $5,000 allowance
services. Healthcare FSAs and HSAs cannot be used Employees may only make changes to their election if
in conjunction with one another. Employees may something related to the cost of their dependent care changes
choose to utilize an HSA or a healthcare FSA, but not
both. If you’re interested in rolling over funds to a
limited FSA, please contact Human Resources. Transportation Spending
Examples of Eligible Expenses Account
Deductibles, Coinsurance, and Copayments Not Covered
Under the Medical and Dental plans Program Details
Vision Services (Including Contact Lenses, Eye Examinations, You can pay for qualified parking, transit, and vanpooling
and Eyeglasses) expenses using money you’ve set aside pre-taxes
Prescription Copayments IRS limits for these accounts are $315/month for Transit Passes
Laser Eye Surgery and vanpooling (combined) and $315/month for parking
You can pay for these expenses with the Benny Card, or you
can pay out-of-pocket and be reimbursed
You can login to their website to keep track of your account
and funds
16
 2024
BENEFITS GUIDE

Employee Communication Resources

AHEAD HUMAN VSP
RESOURCES 800.877.7195
[Link]
humanresources@[Link]
LINCOLN FINANCIAL
BCBSIL MEDICAL PLAN GROUP
Customer Service 888.865.1372
800.541.2767 [Link]
[Link]
EMPLOYEE BENEFITS
KAISER PERMANENTE
CORPORATION
800.464.4000
800.346.2126
[Link]/support
[Link]

DELTA DENTAL
HMSA—HAWAII MEDICAL
800.323.1743 PLAN
[Link]
HMSA
808.948.6372
METLIFE
[Link]
[Link]/getpetquote

All changes must be made by November 17!

This Benefit Enrollment Guide is only intended to highlight some of the major benefit provisions of the Company plan and should
not be relied upon as a complete detailed representation of the plan. Please refer to the plan’s Summary Plan Descriptions for further
detail. Should this guide differ from the Summary Plan Descriptions, the Summary Plan Descriptions prevail.

17
This benefit guide is only intended to highlight some of the major benefit provisions of the company plan and should not be relied
upon as a complete detailed representation of the plan. Please refer to the plan’s summary plan descriptions for further detail. Should
this guide differ from the summary plan descriptions, the summary plan descriptions prevail.

© 2023 Lockton, Inc. All rights reserved.

[Rev 11/10/23] AHEAD 24BG [Link]