Opening an account 开户

I would like to open an account 我要开户

What kind of account do you want? 你要开什么样的账户

A current account 活期存款账户

A checking account 活期存款账户

A deposit account 存款账户

How much interest will I get with this account? 我可以得到多少利息？

Which account gives the highest interest rate? 哪样的账户得到最高的

利息

What fees will I be charged? 怎么收费？

There is a maintenance fee of $100 per annum 账户年费 100 元

Please give us proof of address 请提供住址证明

Transfering money 汇钱
 I would like to transfer money back to 我要汇一笔钱到中国
China

Would you like a wire transfer? 你要汇钱吗

I want to send it by banker's draft 我要用银行本票发的

There will be a fee of 10 pounds 你得付 10 英镑费用

Which account shall we send it to? 转进什么账号？

What is their account number 他的账号号码是什么？

My parents said they wired me some 我父母汇了一笔钱到我的账号，是不是已经转进去了吗？

money, has it reached my account?

Cards 卡

Do I get a debit card with this 这个账号有欠款单事项吗？

account?

No, you have to pay an extra 30 不不不，你得付 30 元每年费为这个账号

dollars a year for one

I want a credit card 我要一张信用卡

If you pay us back within the month, 一个月之内还款，不用付利息

we don't charge interest

If you do not settle your bill at the end 要是一个月之内未还款，你得付利息

of the month, then we'll charge interest

APR 年利率

Pin number 密码

You can change your PIN at an ATM 你可以在自动柜员机更改你的密码

 Balance transfer 余额结转

Credit limit 信用额度

Do not tell your pin number to 包括银行员，你千万别给其他人你的密码，

anyone, even bank staff

There is an annual fee of £20 你得付 20 英镑每费

Issuing bank 发卡银行

With a credit card, you can shop first 用信用卡的话，你可以先购物后付款

and pay later

Problems 特殊情况

I want to report a stolen credit card 我要报信用卡失窃

Okay, we'll cancel it right away 我们马上消除您的信用卡

We will send you a new one in the 我们将会寄给你新的卡

post

When the card arrives, ring 0855 555 如果您收到新卡，请拨打电话 0855 555 开卡
to activate it

The cash machine didn't give me my 机器没出钱

money

Sorry, there was an error, we've 对不起，机器出了点故障，我们已经退还您的钱

already refunded the money

The transaction was declined 交易受拒

Getting a loan 贷款

I would like to borrow $5000 dollars 我想要借款 5000 元。

 What's the interest rate? 利息率是多少

What collateral do you have? 你有什么担保品？

If you don't have any collataral, we can't 如果没有担保品，我们不会给您借款

give you a loan

If you don't have any collataral, we will 没有担保品，我们得升高您的利息

have to charge extra interest

Mortgage 房贷

Credit check 核对信用度

Credit rating 信用平等

Sorry, we've just run a credit check, 对不起，我们已经查过您的信用度，很抱歉我们不能给您提供贷

and unfortunately, we cannot offer you
a loan

How long is it for? 多久？

Minimum monthly payment 最低的每月偿还债务

Will there be any penalty for early 提前还款有罚金吗？

repayment?

Early repayment fee 提前还款有罚金

Exit fee 提前还款有罚金

Depositing money 存款

Hi, I would like to deposit some 我要存款

money

Please fill in this slip 请填写存款表

 Paying-in slip 存款表

Please print the amount 请用大写字母写

You need to put all coins in bags 你需要把所有硬币放入袋子里

Sorry, we only accept American 我们只接受美元

dollars

Cheques (英） 支票

Check （美） 支票

I'ld like to cash a check, please 我要存款一张支票

Chequebook 支票书

Withdrawing money 提钱

I'ld like to withdraw $6000 我要提 6000 元

I'm sorry, but the maximum you can 非常抱歉，一天内的最高提款额是 2000。

withdraw on one day is $2000

Please fill out this slip 请填写好这张纸条

Do you have ID? 你有身份证吗？

How would you like it? 你想兑换多大面额的？

I would like it in twenties 请给我 20 元面值的

Foreign exchange 外币兑换

What currency would you like to 请问您换哪种外币？

change?
 I would like to exchange RMB for US 我想用人民币换美元
dollars

I would like to exchange Chinese Yuan 我想用人民币换英镑

for British pounds

What is the current exchange rate? 最近的汇率是多少？

See the sign 请看标牌（汇率表）

We are currently buying at 6 yuan to 我们买的比价是 6：1

the dollar

We sell at 6.5 yuan to the dollar 我们卖的比价是 6.5：1

Bureau De Change 外币兑换柜台

Forex 外币兑换

Foreign Exchange counter 外币兑换柜台

Chinese Yuan 人民币

NTD 台币

Hong Kong dollar 港币

Australian dollar 澳元

British pound 英镑

Euro 欧元

American dollar 美元

Canadian dollar 加元

Swiss Franc 瑞士法郎

 Japanese Yen 日元

Swedish Kroner 瑞典币

Overdrafts 透支

You are overdrawn 你透支的了

There is a £40, fee if you become 如果你透支，会被扣掉 40 英镑。

overdrawn

This account has an interest-free 这个账号可以透支 2000 英镑且没有利息费用

overdraft of £2000

How much can I go overdrawn without 我能免费透支多少钱？

a fee

How much interest will I be charged if 透支的话，我得付多少利息？

I go overdrawn?

If you want to raise your overdraft 如果你想要提高你的透支额度，您得银行管理人提出申请。

limit, speak to the bank manager

Other

Bank statement 月结单

Bankrupt 破产的

ATM 自动取款机

Cash machine 自动取款机

Branch 分行/支行

Bank manager 银行管理人

Bank teller (美） 银行出纳员

 Bank Cashier 银行出纳员

Loan officer 贷款员

Safe deposit box 保险箱

Online banking 网络银行服务/网银