Optional Overdraft Coverage Confirmation
An overdraft occurs when you do not have enough money in your account to cover a transaction, however, with
Overdraft Coverage we may pay it anyway. We can cover your overdraft in three ways:
• We have standard Overdraft Coverage that comes with your account.
• We have optional Overdraft Coverage for ATM and one-time debit transactions.
• We also offer Overdraft Protection that links your Fifth Third savings, checking, credit card, or line of credit
to cover overdrafts. This option helps improve the likelihood that your items will be paid and may be less
expensive than standard Overdraft Coverage. Ask us about these plans.
As part of our standard Overdraft Coverage service, we do authorize and pay overdrafts for the following types of
transactions at our discretion:
• Checks and other transactions made using your checking account number
• Automatic bill payments
As part of our optional Overdraft Coverage, we do not authorize and pay overdrafts for the following types of
transactions unless you instruct us to do so by opting in:
• ATM transactions
• Everyday (one-time) Debit Card transactions
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any
type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
Optional Overdraft Coverage Pricing
For Fifth Third Momentum® Checking, Essential®, Enhanced®, and Preferred Checking:
• If Overdraft Coverage is used, the fee for each item we pay is $371.
• There is no per-item Overdraft Coverage fee when your account is overdrawn by $5 or less at the end of
our business day.
• You will not be charged for more than three (3) items per day.
• You will not be charged for individual items $5 or less.
If you want us to authorize and pay overdrafts for ATM and Debit Card transactions, call 800-972-3030 or
adjust your account settings online at [Link] or through our mobile app.
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New Fifth Third Momentum® Checking and Fifth Third Preferred Checking® accounts will not be assessed overdraft fees for transactions
posted in the first 90 days after account opening. Please note that overdraft payments are discretionary, and we reserve the right not to pay.
LIDN 2270
Fifth Third Bank, National Association. Member FDIC. Equal Housing Lender. Fifth Third and Fifth Third Bank are registered service marks
of Fifth Third Bancorp.
REV- 11/8/23
