@opiumcarder
Payroll Method
Tools needed:
- A webmail that can change identities.
- A bank open up.
In this tutorial, we're going to learn how to redirect someone's salary to your
own bank account.
er
To accomplish this, we will need to identify two key factors:
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- The person responsible for managing payroll in an organization.
- A staff to impersonate.
ca
We need to get in touch with the payroll manager at the school to assist us in
updating the direct deposit account. We will say the reason for this is that the
account will be closed on (specific date), as it was recently subject to hacking.
m
How I find victims:
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I like targeting schools especially universities because they have a large list of
employees and it’s very possible that the HR or payroll department don’t know
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some people personally.
I google: “.edu directories location : United States”
@
@opiumcarder
This way, you go
straight to the
directory pages
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instead of searching
the entire school
site.
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ca
m
iu
A bunch of schools will pop out.
You search their directory for the payroll officer
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In this case
Miss Margaret
@
happens to be
the payroll
manager for
the school so
we will save
her E-mail.
@opiumcarder
Next we will look for a staff. Any staff position works, just steer clear of
security, cleaning, and food catering, as these roles are often outsourced to
external companies in charge of handling their payments.
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Here I looked
for an English
teacher and
got his email.
ca
m
iu
op
@
@opiumcarder

When you get the info you spoof the victims email and send
below message to the payroll officer.
Subject: Urgent: Change of Direct Deposit Account
Dear [Payroll Officer's Name],
I hope this email finds you well. I am writing to inform you of a pressing matter regarding my
direct deposit account.
Unfortunately, my bank has notified me that my account has been compromised and hacked. As
a security precaution, they have advised me to change the direct deposit account on file
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immediately.
Please assist me in updating my direct deposit information to ensure that my salary is directed to
the new account. I have attached the necessary documentation you may require and i’ll be happy
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to provide any other upon request.
Your prompt attention to this matter is greatly appreciated, as it involves the security of my
financial information. If you require any further information or documentation, please do not
hesitate to reach out to me. ca
Thank you for your understanding and support in resolving this issue.
m
Best regards,
[Your Name]
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I have uploaded how to use webmail to send this email
op
[ CLICK HERE TO REDIRECT TO WEBMAIL TUTORIAL ]
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- Void check ( your bank open up should have one when you click “set up direct deposit” on
the mobile app or website)
- W9
- Previous banks statement. (Not important but this really really helps)
@opiumcarder
One thing I do that really helps the success rate is I actually call the payroll
officer and tell them
“ Hey Davis, it's Jen. Could you please take a look at your email? I'm kind of in a
difficult situation here. I have a class to teach right now.”
If you have an accent try look for a foreign staff. Any foreign one will work trust
me.
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Both ways the call isn’t compulsory but it increases your success rate.
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They will respond giving you a
Direct deposit authorization form.
ca
To fill your new payment info in.
m
iu
op
@
@opiumcarder
Tips:
- Send the email around 9 - 11 am ( you may miss the first Fridays pay but the
next Friday is sure)
- If you don’t know how to sound professional use chat gpt to re-word your
replies. (Contact channel admin where you’re stuck)
- You can’t get everyone, in fact you need to try a lot to see results.
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Admin Telegram - @VaultKeeperAdmin
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ca
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iu
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@
DeadCarti
Disclaimer: Opium is committed to promoting ethical practices and does not support or endorse any form of illegal activity. All
information provided on our channel is intended for educational purposes only. We strongly advise against using the knowledge
gained for any unauthorized or unlawful purposes.
