CBSE | DEPARTMENT OF SKILL EDUCATION

INTRODUCTION TO FINANCIAL MARKETS (SUBJECT CODE -405)

Blue-print for Sample Question Paper for Class IX (Session 2022-2023)
Max. Time: 2 Hours Max. Marks: 50

PART A - EMPLOYABILITY SKILLS (10 MARKS):

OBJECTIVE TYPE SHORT ANSWER

UNIT TOTAL
NAME OF THE UNIT QUESTIONS TYPE QUESTIONS
NO. QUESTIONS
1 MARK EACH 2 MARKS EACH
1 Communication Skills – I 1 1 2
2 Self-Management Skills – I 2 1 3
3 ICT Skills – I 1 1 2
4 Entrepreneurial Skills – I 1 1 2
5 Green Skills - I 1 1 2
TOTAL QUESTIONS 6 5 11
NO. OF QUESTIONS TO BE ANSWERED Any 4 Any 3 07
TOTAL MARKS 1x4=4 2x3=6 10 MARKS

PART B - SUBJECT SPECIFIC SKILLS (40 MARKS):

OBJECTIVE SHORT DESCRIPTIVE/

UNIT TYPE ANSWER TYPE LONG ANS. TYPE TOTAL
NAME OF THE UNIT
NO. QUESTIONS QUESTIONS QUESTIONS QUESTIONS
1 MARK EACH 2 MARKS EACH 4 MARKS EACH
1 Money – What it is 2 1 1 4
Money Exchange
2 1 1 - 2
Systems
Key Characteristics of
3 2 - - 2
Money
What is Financial
4 4 1 1 6
Planning
5 What is income 2 - - 2
6 What is Expenses 2 - - 2
7 What is Bank? 4 1 1 6
8 Why Save 3 3
9 Setting Goals 3 - - 3
Systematic Saving and
10 1 1 1 3
investments
11 Making a Budget - 1 1 2
TOTAL QUESTIONS 24 6 5 35
NO. OF QUESTIONS
20 Any 4 Any 3 27
TO BE ANSWERED
TOTAL MARKS 1 x 20 = 20 2x4=8 4 x 3 = 12 40 MARKS

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CBSE | DEPARTMENT OF SKILL EDUCATION
INTRODUCTION TO FINANCIAL MARKETS (SUBJECT CODE -405)

Sample Question Paper for Class IX (Session 2022-2023)

Max. Time: 2 Hours Max. Marks: 50

General Instructions:
1. Please read the instructions carefully.
2. This Question Paper consists of 21 questions in two sections: Section A & Section B.
3. Section A has Objective type questions whereas Section B contains Subjective type questions.
4. Out of the given (5 + 16 =) 21 questions, a candidate has to answer (5 + 10 =) 15 questions in
the allotted (maximum) time of 2 hours.
5. All questions of a particular section must be attempted in the correct order.
6. SECTION A - OBJECTIVE TYPE QUESTIONS (24 MARKS):
i. This section has 05 questions.
ii. Marks allotted are mentioned against each question/part.
iii. There is no negative marking.
iv. Do as per the instructions given.
7. SECTION B – SUBJECTIVE TYPE QUESTIONS (26 MARKS):
i. This section has 16 questions.
ii. A candidate has to do 10 questions.
iii. Do as per the instructions given.
iv. Marks allotted are mentioned against each question/part.

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 SECTION A: OBJECTIVE TYPE QUESTIONS

Q. 1 Answer any 4 out of the given 6 questions on Employability Skills (1 x 4 = 4 marks)

i. 1

This picture depicts the __________ of a person.

a. Self confidence
b. Weakness
c. Rely on others
d. social physique anxiety

ii. Which unit of computer is called the brain of the computer? 1

iii. 1

These are the icons of _____

a. Chatting Sites
b.HTML
c. Applications
d. Web Browsers
iv. “Sanjeev Bikhchandani, the founder of Naukri.com, believes that 1
entrepreneurship is all about taking action to convert creative ideas into a
business plan and then into a successful business. Though, action is not the
only thing that one needs to be an entrepreneur. The need to deal with
failure, stay persistent and handle uncertainty is the difficult part in
entrepreneurship “.
Sanjeev Bikhchandani business is based on which sector:
a. Primary Sector
b. Secondary Sector
c. Tertiary sector
d. Public Sector
v. It may be concluded that both _____ and environment are interdependent 1
and cannot exist in isolation.
a. Society
b. Overexploitation of Resources
c. Deforestation
d. Soil Erosion
vi. Identify the following as hardware or software: 1
Monitor
MS Word

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Q.2 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)
i. 1

.
Name the symbolic currency .

ii. 2. The common factor which you need for any of your personal spending is 1
____

a) Parents
b) Friends
c) Money
d) Relatives

iii. Complete the following equation 1

Disposable income = spending + _________
iv. 1
“Deposits can be made in a particular bank .”

Name the slip which is used for depositing cheques as well as cash into the
bank account.
v. Give an example of Long Term goal. 1

vi. Winning from lotteries, card games etc. , Gain on sale of a house property will 1
be considered as________
a) Savings
b) Investment
c) Income Expense
d) Disposable income

Q.3 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)

i. The most important criterion for anything to serve as money is______ 1
a) it should be readily available
b) it must be readily acceptable
c) it should be a coin
d) Easily reproducible by people.
ii. Financial planning is ______ 1
a) a static process
b) an ongoing process
c) a finished process
d) a product

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 iii. Correct the following statement : 1
“A goal statement consist of 3 key elements.”
iv. The person who gets a loan from a bank can be termed as 1
a) Lender
b) Borrower
c) Depositor
d) Broker
v. Calculate Simple Interest if Rs.100 was deposited for 5 year at a 10% interest 1
rate per year.
vi. Indirect tax is the tax imposed by the government on one person and paid by 1
_______
a) The same person
b) Another person
c) The government
d) Office

Q.4 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)

i. “Values are simply the beliefs and practices in your life that are 1
very important to you. Lots of things may influence your values,
such as your family, your friends or your teachers.”

Write an example of one such value in your life .

ii. Give an example of fixed expense . 1
iii. Write the full form of SIP . 1
iv. After opening a bank account, the bank allots a unique number to the 1
account holder.
a) account
b) ledger
c) folio
d) Card
v. What is a goal ? 1
vi. 1
“A farmer may exchange a bushel of wheat for a pair of shoes from a
shoemaker. “
Name the trading system involved in this case .

Q.5 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)

i. Which of the following is one of the characteristics of money? 1
a) Easily reproducible by people.
b) Unlimited value
c) Divisible into usable quantities.
d) Not acceptable
ii. “ Financial planning is the plan for handling all aspects of your money, 1
including spending, saving, and investing.”

Do you agree with this statement ?

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 iii. How many years for Rs. 100 to become Rs. 200 at a compound interest of 8%? 1
iv. _______ can be deposited in ATM. 1
a) Only cash.
b) Only Cheque.
c) Both cash and cheque
d) Only Cards
v. Correct the following statement 1
“ Expense is extremely important to meet our goals.”
vi. The Sanskrit word ‘Rupyakam’ means coins of _____ 1
a. Silver
b. Copper
c. Gold
d.Iron

SECTION B: SUBJECTIVE TYPE QUESTIONS

Answer any 3 out of the given 5 questions on Employability Skills (2 x 3 = 6 marks)

Answer each question in 20 – 30 words.
Q.6 Name the communication style : 2
a.

b.

a.
Q.7 Give any two after Effects of Cyber Addiction. 2
Q.8 Suggest few practices that we can adopt in our daily life to conserve energy. 2
Q.9 Name any two rewards of Entrepreneurship. 2
Q.10 Arrange in increasing order of storage capacity. 2
TB, MB, GB, KB

Answer any 4 out of the given 6 questions in 20 – 30 words each (2 x 4 = 8 marks)

Q.11 Give any two disadvantages of the commodity money . 2
Q.12 Differentiate between Needs and Wants. ( any two points ) 2
Q.13 Give any 2 examples of Financial Assets. 2
Q.14 What is the use of having a household budget? 2
Q.15 What is the origin of banking ? 2
Q.16 (a.)_______ is the first bank to issue printed money in the year (b)_____ . 2

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Answer any 3 out of the given 5 questions in 50– 80 words each (4 x 3 = 12 marks)
Q.17 Compare between Saving and Investment on the following basis: 4
a.Meaning
b. Purpose
c. Time Period
d. Return
Q.18 Name the commodities which were used as currency by the people of : 4
a. America
b. Norway
c. Paraguay
d. Aztecs
Q.19 “One of the critical activities to achieve the financial goal is to prepare a budget as 4
to how you propose to allocate your earnings. Good financial planning begins with a
basic household budget.
Making budget is a simple task but adhering to the budget is the most difficult task.
Creating a budget helps you understand where your money is going each month and
also allows you to develop a plan for saving.
While you don’t require any specific skill to prepare budget, you need extraordinary
discipline to adhere to the budget you-have prepared.”
Suggest any four tips for Preparing a Household Budget?
Q.20 Describe the “SMART” way of defining goals. 4
Q.21 “A strong banking sector can be termed as lifeline of an economy. Therefore it is 4
not wrong to say that present and future of an economy entirely depends upon
the success and development of banking industry of that economy.
In today’s era of information and technology an economy cannot achieve the
target of sustainable development by following traditional banking method.
So it has become mandatory for developing country like India to increase
electronic banking in banking industry. “
a.What is electronic banking?
b.What are its uses?

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