Securing an SKR (Safe Keeping Receipt) from banks for a Ruby
rough stone involves providing a comprehensive set of
documentation to verify the authenticity, value, and ownership
of the asset. Below is a detailed list of the necessary
documents:
### 1. **Ownership Documentation**
- **Proof of Ownership**: This includes documents
establishing that you own the Ruby rough stone. This can be:
- Purchase invoices or receipts.
- Transfer of title or ownership documents if the stone was
inherited or gifted.
- Any previous certificates of appraisal that mention your
name as the owner.
### 2. **Identification Documents**
- **Identity Proof**: Personal identification such as:
- Government-issued ID (passport, driver's license, or
national ID card).
- Tax identification number (if applicable).
### 3. **Valuation Certificates**
- **Gemological Appraisal Report**: A certificate from a
recognized gemological laboratory detailing:
- Carat weight of the Ruby rough stone.
- Quality characteristics (color, clarity, cut, carat).
- Geological origin or provenance of the stone.
- It’s essential that the lab is reputable, such as GIA
(Gemological Institute of America) or AGL (American
Gemological Laboratories), to ensure credibility in the
assessment.
### 4. **Inventory Details**
- **Detailed Inventory Statement**: A written statement or
inventory list that includes:
- Description of the Ruby rough stone (size, weight, shape).
- Any unique identifiers (e.g., photographs, serial numbers if
applicable).
- The inventory should be signed and dated.
### 5. **Insurance Documentation**
- **Insurance Policy**: Documents proving that the Ruby
rough stone is insured against theft, damage, or loss.
- A copy of the insurance policy specifically mentioning the
Ruby rough stone, the coverage amount, and the policy’s
effective dates.
### 6. **Storage Proof**
- **Proof of Safe Storage**: Documentation or records
indicating where the Ruby rough stone is stored.
- A receipt or agreement from a secure vault or storage
facility, if applicable.
- Protocols or a custodian's agreement stating how the stone
is safeguarded.
### 7. **Legal Compliance Documents**
- **Import/Export Documentation**: If the Ruby rough stone
was imported or exported, documentation verifying compliance
with local laws and international regulations:
- Import/export permits.
- Customs declarations if applicable.
- **Environmental Compliance**: Certificates ensuring that
the stone has been sourced legally and sustainably in
accordance with United Nations regulations or local laws.
### 8. **Bank Application Forms**
- **Application Form for SKR**: Complete the specific
application form required by the bank for issuing an SKR. This
usually includes details regarding the intended use of the SKR.
### 9. **Business Documents (if applicable)**
- **Business Registration Documents**: If the entity securing
the SKR is a business, include:
- Certificate of incorporation.
- Articles of association.
- Any relevant licenses or permits.
### Conclusion
It's important to consult directly with the bank you intend to
work with, as their specific requirements and checklist for
issuing an SKR can vary. Preparing these documents
meticulously will facilitate the process and ensure a smooth
transaction. Maintaining clarity in all documentation will
reassure the bank of the legitimacy of the Ruby rough stone
and its value as collateral.
