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Credit Analyst Resume of Manoj Kumar

Manoj Kumar is a Credit Analyst with experience in credit validation, financial statement review, and customer relations, currently working at Axis Bank since May 2022. He holds an MBA in Finance and IT and has previously worked as a Sales Executive in retail banking. His skills include compliance assessments, credit risk analysis, and proficiency in financial software, alongside various computer application qualifications.

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Manoj Karnawat
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53 views2 pages

Credit Analyst Resume of Manoj Kumar

Manoj Kumar is a Credit Analyst with experience in credit validation, financial statement review, and customer relations, currently working at Axis Bank since May 2022. He holds an MBA in Finance and IT and has previously worked as a Sales Executive in retail banking. His skills include compliance assessments, credit risk analysis, and proficiency in financial software, alongside various computer application qualifications.

Uploaded by

Manoj Karnawat
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Resume

Manoj Kumar
Contact No: + 8650840908
Email:-Manojsep19@[Link]

Career Objective
I aspire to work in challenging environment where I can implement my skills. I do the job with great
Sense of responsibility and always expect to make a positive contribution and prove myself and
Asset to the organization, which employs me.
Core Skills

 Credit validations
 Financial statement review
 Collateral risk
 Customer Relations
 Loan recommendations
 Compliance assessments
 Financial statements expertise
 Experienced with Fin one and LMS software
 Credit risk
Currently working with Axis bank Ltd– From May 2022 to Sep 2023

Designation: Credit Analyst in Working Capital and Lap OD

Summary of skills & Experience:


 Generated reports examining degrees of risk, and presented to credit officers and managers.
 Completed loan request summaries and credit analyses as part of the loan application to submit the
Information to approval committees.
 Evaluated client information to propose a payback schedule based on payment history, earning,
savings, and purchase activity.
 Maintaining of MIS regarding disbursement/payments &PDD.
 Handling payments of customer/dealer and Vendors.
 Check, verify and process the branch and vendor expenses bill.
Working Experience with Utkarsh small finance bank – From Feb 2021 to Aug 2021

Designation: Sales Executive in retail banking

Summary of skills & Experience:

 Product CASA, FD, RD General Insurance, Health Insurance and Life insurance.
 Achievement highest deposit of Fixed Deposit on Holi celebration
 Maintaining DRS according the customer visit.
 Generate new Lead and Work on existing case also
Professional Qualification

 I have Completed MBA (Finance and IT) from Dr. A.P.J Abdul Kalam Technical University 2024.

Academic Qualifications
 [Link]. (PCM) from DBRAU in the year 2015.
 12th from UP Board in the year 2011.
 10th from UP Board in the year 2009.


Extra-curricular activities

Finance Modelling and Valuation from Wall Street 2024.


 Diploma in Computer Application (MS Word, MS Excel and MS Power point)
Photoshop .
 Completed Post Graduation Program in SOFTWARE ENGINEERING (JAVA
Specialization) from NIIT in 2019.
 Advance Diploma in Computer Application from Excel net Computer Education Centre,
Agra 2015
 I have Completed CCC computer Course 2018.

Personal Details
Date of Birth: 19-Sep-1993
Father Name: Ved Prakash Singh
Marital Status: Married
Languages Known: English, Hindi
Present Address: Agra

I hereby declare that the above mention particulars are true in every respect and nothing has been concealed
or withheld by me.

Date:- Signature :

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