Cholamandalam MS General Insurance Co. Ltd.
Servicing Office : 2nd Floor, E-52, Chitranjan Marg, C-Scheme, JAIPUR, RAJASTHAN (State Code:08) -302001
Motor Private Car Package Policy UIN --IRDAN123RP0001V03100001
Certificate Cum Policy Schedule (FORM 51 OF THE CENTRAL MOTOR VEHICLE RULES, 1989)
PAN :AABCC6633K GSTIN: 08AABCC6633K7ZD CIN :U66030TN2001PLC047977 IRDAI Reg:123
Policy No: 3311/01918749/000/00 Proposal No. & Date: HIIB13959509, 14-FEB-2025
Policy Issued On: 14-FEB-2025 15:03 HRS Previous Policy No.: 223000312240160167121
Insured Name: MR. SUKHPAL SINGH BHARI Previous Insurer: United India Insurance Company Limited.
Period of Own Damage : 17-FEB-2025 (00:00) To 16-FEB-2026 (1 YEAR)
S/O. SH. PURAN SINGH. R/O. 04. BALAJI AVENUE NEAR VARDHA
Period of Liability Cover: 17-FEB-2025 (00:00) To 16-FEB-2026 (1 YEAR)
Insured Address: ASHARAM, , SRI GANGANAGAR , RAJASTHAN (State Code:08) -
335001 GSTIN - Period of Compulsory 17-FEB-2025 (00:00) To 16-FEB-2026 (1 YEAR)
Personal Accident Cover:
Customer Type PAN GSTIN Name Age (Yr.) Relation
Customer Details Nominee Details
INDIVIDUAL XXXXX9201Q MRS AMANDEEP KAUR 32 SPOUSE
Vehicle Details
Make Model Variant Cubic Capacity Manufacturing Year Seating capacity
HYUNDAI VERNA 1.6 CRDI AUTO SX(O) 1582 2018 5
Body Type Registration No. RTO Hypothecation/Lease* Fuel Type VIN/Chassis No.
SALOON RJ 13 CC 6949 SRI GANGANAGAR NO DIESEL MALC841DMJM112856
Vehicle IDV Electrical Accessories Non-Electrical Accessories BI Fuel Kit Total IDV Engine No
700,000 0 0 0 700,000 D4FBJM722783
Own Damage Premium (A) Amount(INR) Liability Premium (B) Amount(INR)
Basic Own Damage Premium Basic Third Party Liability Premium 7,897
Vehicle 9,828 Bi-Fuel Kit 0
Non-Elec. Accessories (IMT-24) 0 Geographical Area Extension (IMT-1) 0
Elec. Accessories (IMT-24) 0 Sub Total (Third Party Liability) 7,897
Bi-Fuel Kit (IMT-25) 0 Personal Accident (PA) Cover
Geographical Area Extension (IMT-1) 0 Compulsory PA Cover for Owner Driver Rs 1500000 (IMT-15) 450
IMT 23 Premium 0 PA Cover for 0 Unnamed Passengers Rs 0 Each (IMT-16) 0
Sub Total (Basic Premium) 9,828 PA cover for Paid Driver of Rs 2 Lac (IMT-17) 0
Discount/Deductibles Sub Total PA Cover 450
Voluntary Deductibles (0) (IMT-22A) 0 Legal Liability
Anti Theft Device (IMT-10) 246 Paid Driver (IMT-28) 0
AA Membership (IMT-8) 0 Employees (for 0 persons) (IMT-29) 0
No Claim Bonus (50%) 4,791 Sub Total (Legal Liability) 0
Handicapped Discount (IMT-12) 0 Net Liability Premium (B) 8,347
Sub Total (Deductibles) 5,037 Total Premium (A+B) 25,546
Total Own Damage Premium 4,791 SGST(9%) 2,300
Add On Coverages ( ZD,KP,PB ) 12408 CGST(9%) 2300
Net Own Damage Premium (A) 17,199 Gross Premium Paid 30,146
Add-on Cover Opted in the Policy: Waiver of depreciation(IRDAN123RP0001V01200203/A0003V02200910), Loss of Key Cover(IRDAN123RP0001V01200203/A0006V01201617), Loss of Laptop
and Mobile phone(IRDAN123RP0001V02100001/A0008V01202021)
Notes: 1. Consolidated Stamp Duty Paid Vide G.O. Rt No.157,Commercial Taxes and Registration (j1) Department, Tamil Nadu dated 28/04/2021
[Link] policy has been issued upon declaration by the Insured that a valid Pollution Under Control (PUC) Certificate is held on the date of
commencement of the Policy. The insured undertakes to renew and maintain a valid and effective PUC and/or fitness Certificate, as applicable, [Link] Area Ext. extended to (IMT-1): NA
during the subsistence of the Policy.
[Link] policy is subject to compulsory deductible of INR 2,000 (IMT-
4. Policy issuance is subject to realization of cheque if premium is paid by cheque 22) & Voluntary Deductible of INR 0 .
6. This policy is to be read in conjunction with the Policy /Add-on wordings T&C available on the insurer website
[Link]
*Hypothecation Details: Payment Mode: Online
Limitations as to use:The policy covers use of the vehicle for any purpose other than (1) Hire or Reward (2) Carriage of goods (other than samples or personal luggage) (3) Organized racing (4) Pace
making (5) Speed testing (6) Reliability trials (7) Any purpose in connection with motor trade.
Driver's Clause: Any person including the insured: Provided that the person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such
license. Provided also that the person holding an effective learners license may also drive the vehicle & that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicle Rules, 1989.
Limits of Liability Clause: Under Section II-1(i) of the policy-Death of or bodily injury: Such amount as is necessary to meet the requirements of the Motor Vehicle Act [Link] Section II-1 (ii) of
the policy-Damage to third party property is INR 7.5 Lakhs, PA Cover Under Section III for Owner-Driver is INR 15 Lakhs.
No Claim Bonus: The insured is entitled for a No Claim Bonus (NCB) on the own damage section of the policy, if no claim is made or pending during the preceding year(s) - 20%, preceding
two consecutive years - 25%, preceding three consecutive years - 35%, preceding four consecutive years - 45%, preceding five consecutive years - 50% of NCB on OD Premium.
NCB is allowed provided the policy is renewed within 90 days of the expiry date of the previous policy.
Declaration on Tax Invoice We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4)
of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule.
Important Notice: The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with the schedule. Any payment made by the company by reasons of wider terms
appearing in the certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS & RIGHT
OF RECOVERY" For legal interruption, English version will hold good.
Grievance Clause: For resolution of any query or grievance, Insured may check Grievance redressal policy at [Link] or connect with the respective servicing
office of insurance company. In the event of unsatisfactory response,he/she may approach the insurance ombudsman for the redressal of grievance at [Link] or on website of General Insurance
Council: [Link]
HSN/SAC : 997134, Description of Service : Motor Vehicle Insurance Services, Place of Supply : RAJASTHAN(State Code : 08), Insurer Invoice Number : HY00995224
I/we hereby certify that the policy to which this certificate relates as well as this certificate of insurance are issued in accordance with the provisions of Chapter X and XI of Motor Vehicle Act, 1988.
Insurance Broker Name : Hyundai India Insurance Broking Pvt. Ltd. For & On Behalf of
Corporate Office:16th Floor, Building No. 9A, DLF Cybercity, Phase III, Gurugram, Scan for Renewal Cholamandalam MS General Insurance Co. Ltd.
Haryana 122001 (Valid from 90 Days Prior to
Expiry)
Broker Code: 822 (Valid UPTO:30/05/2025) MISP NAME-PARASAVNATH MOTORS
CIN No.: U67200HR2021PTC098982 PRIVATE LIMITED
GST: 06AAGCH0310P1ZP MISP CODE-HIIB-MHY-0366
Email ID: connect@[Link] DP NAME-RAHUL RAI NARULA
Contact No: 0124-6833000
Authorized Signatory
For Claims, Policy Servicing & Renewal, Kindly contact (PARASAVNATH MOTORS PRIVATE LIMITED) at +91-9549504444