PROJECT REPORT Party Name i= KAJOL MANHAS Addu i= GAGLA KASTIGARH DoDA[Link] 10. ah Particulars Introduction for Project Cost & Means of Finance Introduction for Cash Flow Statement & Balance Sheet Assumption for Profitability statement Project Cost Projected Balance Sheet Projected Profitability Statement Cash Flow Statement Key ratio’s Depreciation chart Interest on Bank LoanPROJECT COST AND MEANS OF FINANCE PROJECT COST The cost of the project has been worked out at Rs. 11.57Lakhs. The break-up of the above cost various heads is given below. [Link]. PARTICULARS AMT. IN LAKHS 1 Plant & Machinery- 11.57 TOTAL 11.57 The detail of expenditure to be incurred is given below:- PLANT & MACHINERY- (R: 37Lakhs} The detail & cost of plant & machinery to be installed is given in Project Report, The cost of proposed fixed assets is given in the Project Report. MEANS OF FINANCE ‘The means of financing the cost of the project is as follows:~ [Link]. PARTICULARS [Link] LAKHS 1 Own Contribution 0.60 2 Bank Loan 10.97 TOTAL 11.57 The promoters are required to raise capital of Rs. 0.60 Lakhs from own sourcesSH FLOW STATAMENT AND BALANCE SHEET ‘The cash flow statement of the unit is given in the Project Report On the basis of cash flow statement, the projected Balance sheet has drawn for the first 5 years of operation and is given in the Project Report. It may be seen there from the unit will have comfortable cash position throughout the first 5 Years of the operation as also the reserve and surplus position will have a steadily growth during these years. ASSUMPTION FOR PROFITABILTY STATEMENT 1. Repair & Maintenance of Fixed assets is charged @ 1.15% on the fixed Assets for the first year and 1.12% on the fixed assets for the next years 2. Interest on Bank Loan is charged @ 10.50.00 % per annum on reducing balance method. 3. Depreciation on Plant & Machinery is charged on the basis of WDV method.KAJOL MANHAS GAGLA KASTIGARH DODA COST OF THE PROJECT Rs. InLacs Pant & Machinery-Tractor with Trolly 1157 Total Project Cost 1157 MEANS OF FINANCE Rs. In Lacs Promoters Contribution 0.60 Bank Term Loan 10.97 Total 1157 Govt Subsidy 35% 4.05 LOAN REQUIREMENT Term Loan 1087 TOTAL LOAN REQUIREMENT 1097 Detail of Fixed Aseets ([Link] Lacs TOTAL Plant & Machinery. Tractor with Wolly 1157 Total Fixed Assets 157HAIOLMANHAS {GAGUAKASTIARH DOD Number a Dayson Road Fer Meath 2 26 26 26 26 omer Run Per Month sasooo 596000 611000 625200 637000 ‘ometes Run Per Annum (—Tozonq0 7176000 7332000 7550800 7644000 Fairpertlometer (Aeeunt__ i aoa" 230024002500 2500 Recipe rH ot 1680760 Frey perating/ Running Carte Fue Conse Per Anum/iters (@——-7gon00 797133 ocean 2803s ul Cnt er ters o s200 9292 ous 9520 Total Fue Cos o Tae 78 7a 780 "a6 tess other Cost of Operating story om oat t08 aa Insurance om ais oss o1s Repair Maintenance 00 = aas, ss 005 Mis expenses 0m = acs, 08 uw w EC 1 Totloperatng cost co se ek ne NetPro tobe eto Balance Sheet a a 6mKAJOL MANHAS (GAGLA KASTIGARH DODA PROJECTED BALANCE SHEETS PARTICULARS vonazans 2amsa0ne 2ae2OR oR ToeR_07w-702 ABILITIES PROP. CAPITAL p Capit 4m 8a 03 ‘Ad. Dug the Year ‘A: PAL during the year 585 67 Total Capital eas 1228 7682 Less Drawings 300415 47 Toa Balance Capita oD 7213 ‘SECURED & UNSECURED LOANS. Tarr Lean am eee i) 219 (CURRENT LIABILITIES & PROVISIONS. TOTAL aw ao aw ae ae ASSETS FIKED ASSETS a 693 509 (CURRENT ASSETS. Cash & Bank Balances or ka 410 4a LOAN & ADVANCES: (ther Curent Assets om 1.00 120 130 10 TOTAL [ET as msDetal of Fixed Assets (Depreciation Chart) KAJOL MANKAS GAGLA KASTIGARH DODA AsstaVoar Dep Rate zaneans 20052026 20062027 2027-2078 2078-2028, Pant & Machinery 1187 1128 980 a aa8 Adsions . Depreciation 15% 029 169 1 12 108 ‘Closing Balance 128 989 es 693849 Closing Balance N28 989 es 6s sa9 Net iced Ascets Fx Assos ns7 1128 rr) 415693. otal Depreciation 029 169 18 im __108 Net Fixed Assets 128 38 ets CTT)TERM LOAN YEARS Ast 2nd 3rd ath sth KAJOL MANHAS GAGLA KASTIGARH DODA Amount in Lakhs > OPENING BAL. 10.97 878 658 4.39 2.19 REPAY. 2.19 219 2.19 2.19 2.19 ‘Schedule of Repayment and Interest on Term Loan 40.97 RATE > 10.60% CLOSING BAL. 878 6.58 439 2.19 Total RATE 10.50% 10.50% 10.50% 10.50% 10.50% INTEREST 1.18 0.92 0.69 0.48 0.23 346KAJOL MANHAS GAGLA KASTIGARH DODA CASH FLOW STATEMENT (ears) Particular Aseeeeees 2d ORE 5p ee ES A. Sources Of Funds Promoters Equity 0.60 Bank Loan 1097 Profit / Loss before Int. & after Dep. 557 633 654 702,702 Deperication on F. Assets 029° «169 1441.22.08 TOTAL TAs 802 506 Particulars, Ist 2nd 3rd 4th Sth Application of Funds B Capital Expenditure 1137 Int. on Bank Loan 115092068 0460.23 Increase in Curren Assets 08s 01S 020.10 0.10 Repayment of Term Loan 219° 21921924929 Drawing forthe Year T00§ Fe 300m tise as] e179 TOTAL 1o7 6a 7a 73 ‘Opening Balance 06724237 4.10 Net Surplus 067175075093 O78 Closing Balance OG 2a a7 40a LAT )Ratios for the Next Five Yea Key Ratios Net Profit Ratio Particulars /Vears [Net Surplus for the year (A) Gross Revenue For the year ( B ) Net Profit Ratio (A/B* 100) Interest Coverage Ratio Particulars /Years Surplus for the year (A) Inerest on Bank Loan / WC (B) Inverest Coverage Ratio (A/B) Debt Service Coverage Ratio articulars/ ears Surplus for the year (A) Interest & Installment on TL (B) Debt Service Coverage Ratio (4/B) Debt Equity Ra Particulars /Vears Debt. (A) Equity (B) Debt Equity Ratio (A/B) Average Ratio KAJOL MANHAS GAGLA KASTIGARH DODA Ist 442 laos 3150 5.86 Lis 509 5.86 335 878 402 28 2nd Sal 1650 32.76 2nd 8o2 09, 8.70 2nd 237 2nd 638 643 102 0.66 (Years) 3rd th 585 656 1760 18.88 326477 3337 3rd th 798 825 069 046 13s 17.90 1565 3rd th 798 825 289 265 277 3 21 3rd 4th 439219 8131013 ost 022 (Lakhs) sth 67 Io 3554 806 023 35.00 806 242 3.33) sth 0.00 3 0.00