JAN 2024-JAN 2025

HDB Financial Services – An Overview

Expanding Horizons. Empowering Lives.

Overview
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Range of Offerings
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Category Product Offering

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Total Branches - 1682

Digital
HDBFS has implemented automated loan application processes to facilitate informed credit decisions
right from the initial stage with the help of tools such as CRM, Rule Engine and Bureau Integration. This
approach has increased productivity, reduced overhead costs and expedited processes, ensuring a
smooth journey for the customers.

Strategic Pillars
for Digital
Life Insurance, General Insurance
Transformation
and Innovation
Collections services, Back Office and Sales Support

Enabling
Delivering
real-time
integrated Collaborating
underwriting
digital solutions with partners to
decisions
tailored for provide innovative
through self-
commercial and solutions
service
retail sectors
platforms

Prioritising Leveraging
seamless data analytics
and hassle- to derive
free customer actionable
experience insights
Financial Overview
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TOTAL REVENUE (` in Crore) PROFIT BEFORE TAX (` in Crore)

10,756 10,944 11,306 12,403 14,171 1,464 501 1,348 2,627 3,305

FY FY FY FY FY FY FY FY FY FY
2019-20 2020-21 2021-22 2022-23 2023-24 2019-20 2020-21 2021-22 2022-23 2023-24

PROFIT AFTER TAX (` in Crore) ASSETS UNDER MANAGEMENT (` in Crore)

1,005 391 1,011 1,959 2,461 58,833 61,561 61,444 70,084 90,235

FY FY FY FY FY FY FY FY FY FY
2019-20 2020-21 2021-22 2022-23 2023-24 2019-20 2020-21 2021-22 2022-23 2023-24

EARNINGS PER SHARE (` ) BOOK VALUE PER SHARE (` )

12.78 4.97 12.81 24.78 31.08 101.80 107.02 120.69 144.52 173.28

FY FY FY FY FY FY FY FY FY FY
2019-20 2020-21 2021-22 2022-23 2023-24 2019-20 2020-21 2021-22 2022-23 2023-24
 Robust Asset Quality
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