Statement Period 08/01/24 TO 08/31/24
SIMPLY RIGHT CHECKING
If you have questions about your statement,
contact the Customer Service Center at 877-768-2265.
Hearing- and speech-impaired customers may use 7-1-1.
[Link]
VICTOR HUGO MORENO PRIETO 0000
130 QUERY ST APT 1E 7 7 31
NEW BEDFORD MA 02745
SIMPLY RIGHT CHECKING Statement Period 08/01/24 - 08/31/24
VICTOR HUGO MORENO PRIETO Account # 8946122749
Balances
Beginning Balance $51.58 Current Balance $143.50
Deposits/Credits +$2,879.26 Average Daily Balance $56.15
Withdrawals/Debits -$2,787.34
Account Activity
Date Description Additions Subtractions Balance
08-01 Beginning Balance $51.58
08-01 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $20.00 $71.58
08-01 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $10.00 $81.58
08-01 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $12.28 $69.30
08-02 STAPLES 00107284 FAIRHAVEN /MA US CARD PURCHASE $42.00 $27.30
08-05 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $475.00 $502.30
08-05 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $50.00 $552.30
08-05 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $20.00 $572.30
08-05 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $10.00 $582.30
08-05 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $1.00 $583.30
08-05 LA FRUTA LOCA NEW BEDFORD /MA US CARD PURCHASE $14.47 $568.83
08-05 PAYPAL *MORENO VXCTOR 4029357733 /CA US CARD PURCHASE $12.00 $556.83
08-05 MARKET BASKET NEW BEDFORD /MA US CARD PURCHASE $50.00 $506.83
08-05 Zelle Transfer to LUZ HINCAPIE 877-726-5640-421600D0JATY $1.00 $505.83
08-05 COSTA GAS & MIN NEW BEDFORD /MA US CARD PURCHASE $4.00 $501.83
08-05 CENTRO DE LIBERACION PROVIDENCE /RI US CARD PURCHASE $475.00 $26.83
08-05 MUJERES ESPADAS PROVIDENCE /RI US CARD PURCHASE $1.00 $25.83
08-05 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $4.80 $21.03
08-05 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $4.80 $16.23
08-05 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $10.73 $5.50
08-06 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $20.00 $25.50
08-06 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $10.00 $35.50
08-06 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $5.00 $40.50
08-06 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $4.80 $35.70
08-06 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $11.61 $24.09
08-08 Zelle Transfer from BLANCA RODRIGUEZ 877-726-5640-422100E0BMCT $42.00 $66.09
08-08 Zelle Transfer from SONIA PLEITEZ 877-726-5640-422100B00A7G $30.00 $96.09
08-08 MAIDSTONE MARKET AND D EastHampton /NY US CARD PURCHASE $5.50 $90.59
08-08 INTERNET TRANSFER TO ACCT *2730 - SIMPLY RIGHT CHECKING $70.00 $20.59
08-09 GOOGLE *Google Mountain Vie/CA US CARD PURCHASE $2.16 $18.43
08-09 [Link] MIAMI /FL US CARD PURCHASE $6.99 $11.44
08-09 FINHABITS* AUG 2024 NEW YORK /NY US CARD PURCHASE $10.00 $1.44
08-12 Zelle Transfer from BLANCA RODRIGUEZ 877-726-5640-422400L0G71S $43.00 $44.44
08-12 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $13.00 $57.44
08-12 FACEBOOK INC BB5LWKLK7X RMR*IK*FACEBOOK PAYO $9.57 $67.01
08-12 MCDONALD'S F22853 NEW BEDFORD /MA US CARD PURCHASE $12.83 $54.18
08-14 AFTERPAY SAN FRANCISCO /CA US CARD PURCHASE $9.56 $44.62
08-15 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $170.00 $214.62
Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2018 Santander
Bank, N.A. All rights reserved. Santander, Santander Bank, and the Flame Logo are trademarks of Banco Santander,
Page 1 of 4 S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their 8946122749
respective owners.
Account Activity (Cont. for Acct# 8946122749)
Date Description Additions Subtractions Balance
08-15 ATM DEPOSIT D736 New Bedford /MA $130.00 $344.62
08-15 CASH APP*VICTOR SAN FRANCISC/CA US CARD PURCHASE REFUND $49.12 $393.74
08-15 INTERNET TRANSFER TO ACCT *2730 - SIMPLY RIGHT CHECKING $90.00 $303.74
08-15 PNM * United Au Santa Clara /CA US CARD PURCHASE $303.03 $0.71
08-16 ATM DEPOSIT N530 New Bedford /MA $730.00 $730.71
08-16 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $160.00 $890.71
08-16 CASH APP*VICTOR SAN FRANCISC/CA US CARD PURCHASE REFUND $68.78 $959.49
08-16 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $30.00 $989.49
08-16 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $10.00 $999.49
08-16 BP#2093100NEW B NEW BEDFORD /MA US CARD PURCHASE $45.00 $954.49
08-16 INTERNET TRANSFER TO ACCT *2730 - SIMPLY RIGHT CHECKING $500.00 $454.49
08-16 MARKET BASKET NEW BEDFORD /MA US CARD PURCHASE $196.54 $257.95
08-19 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $220.00 $477.95
08-19 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $50.00 $527.95
08-19 PAYPAL *MORENO VXCTOR 4029357733 /CA US CARD PURCHASE $12.00 $515.95
08-19 PAYPAL *APPLE.C 8882211161 /CA US CARD PURCHASE $13.04 $502.91
08-19 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $6.81 $496.10
08-19 TABLE 8 RESTAURANT INC NEW BEDFORD /MA US CARD PURCHASE $24.45 $471.65
08-19 MUJERES ESPADAS PROVIDENCE /RI US CARD PURCHASE $3.25 $468.40
08-19 WAL-MART #2157 N. DARTMOUTH/MA US CARD PURCHASE $9.95 $458.45
08-19 [Link]*RU9L SEATTLE /WA US CARD PURCHASE $208.85 $249.60
08-19 BRISTOL WEST INS EFT PYMT 240816 *************20 $228.64 $20.96
08-21 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $15.00 $35.96
08-21 MUJERES ESPADAS PROVIDENCE /RI US CARD PURCHASE $3.25 $32.71
08-21 [Link]/BILL 866-712-7753 /CA US CARD PURCHASE $16.99 $15.72
08-22 PAYPAL *APPLE.C 8882211161 /CA US CARD PURCHASE $10.61 $5.11
08-22 PAYPAL *GOOGLE 8882211161 /CA US CARD PURCHASE $4.99 $0.12
08-23 FACEBOOK INC B427BTZT8H RMR*IK*FACEBOOK PAYO $7.05 $7.17
08-27 ATM DEPOSIT D524 New Bedford /MA $190.00 $197.17
08-27 ATM DEPOSIT D524 New Bedford /MA $100.00 $297.17
08-27 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $45.00 $342.17
08-27 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $40.00 $382.17
08-27 Zelle Transfer to ROSA MUNIZ 877-726-5640-424000A0H4FU $160.00 $222.17
08-27 INTERNET TRANSFER TO ACCT *2730 - SIMPLY RIGHT CHECKING $80.00 $142.17
08-27 INTERNET TRANSFER TO ACCT *2730 - SIMPLY RIGHT CHECKING $80.00 $62.17
08-28 CASH APP*VICTOR SAN FRANCISC/CA US CARD PURCHASE REFUND $14.74 $76.91
08-28 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $6.00 $82.91
08-28 SQ *SHISKA'S LEMONADE New Bedford /MA US CARD PURCHASE $6.00 $76.91
08-28 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $2.79 $74.12
08-29 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $15.00 $89.12
08-29 MCDONALD'S F8068 NEW BEDFORD /MA US CARD PURCHASE $12.83 $76.29
08-29 CUMBERLAND FARM NEW BEDFORD /MA US CARD PURCHASE $2.79 $73.50
08-30 INTERNET TRANSFER FROM ACCT *2730 - SIMPLY RIGHT CHECKING $70.00 $143.50
08-31 Ending Balance $143.50
Page 2 of 4 8946122749
W hat You Need to Know About Overdrafts and Overdraft Fees
Overview
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your
overdrafts in two different ways:
1. We have standard overdraft practices that come with your account.
2. We also offer an overdraft protection plan, which allows you to link other deposit accounts, such as a savings account, to cover
overdrafts in your checking account. This plan may be less expensive than our standard overdraft practices. To learn more, ask us
about this plan.
This notice explains our standard overdraft practices.
W hat are the standard overdraft practices that come with my account?
We do authorize and pay overdrafts for the following types of transactions:
∙ Checks and other transactions made using your checking account ∙ Recurring Debit Card transactions
number
∙ Automatic bill payments ∙ Online Banking payments and transfers
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
∙ ATM transactions
∙ One-time Debit Card purchases
W e pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of
transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
W hat fees will I be charged if Santander pays an overdraft?
Under our standard overdraft practices:
∙ We will charge you a fee of up to $15 each time we pay an overdraft (maximum of three(3) per Business Day).
∙ We will only charge you an overdraft fee if the balance on your account is overdrawn by more than $100.
∙ An additional one-time fee of $15 applies to accounts overdrawn by any amount (negative balance) for five (5) consecutive Business
Days when the overdrawn balance at the end of the first day is more than $100, and is assessed to the account on the sixth (6th)
Business Day. This charge generally applies to checking, savings, and money market savings accounts. See the Fee Schedule for details.
W hat if I want Santander to authorize and pay overdrafts on my ATM and one-time Debit Card transactions?
If you want us to authorize and pay overdrafts on ATM and one-time Debit Card transactions, visit a Santander branch or call our Customer
Service Center at 877-768-2265. You can also make this change in Santander Online or Mobile Banking.
Can I change my mind later?
If you tell us that we are permitted to pay any overdrafts caused by ATM or one-time debit transactions, you can always change your mind and
tell us you no longer want us to do this.
You can visit any Santander branch or call us at 877-768-2265 to tell us you no longer want us to pay these types of overdrafts.
You can also make this change in Santander Online or Mobile Banking.
Page 3 of 4 8946122749
In Case of Errors or Questions About Your Electronic Transfers Telephone us at the Customer Service Center phone
number shown on the top of your statement or write us at the address listed below as soon as you can, if you think
your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt.
FOR DEBIT CARD ISSUES: FOR ALL OTHER ELECTRONIC TRANSFER ISSUES:
Santander Bank Santander Bank
Attn: Card Disputes Team Attn: Client Relations
MAI MB3 02 05 10-421-CR1
P.O. Box 831002 P.O. Box 12646
Boston, MA 02283-1002 Reading, PA 19612-2646
We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
(1) Tell us your name and account number (if any).
(2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why
you need more information.
(3) Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will
credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to
complete our investigation.
IN CASE OF ERRORS OR QUESTIONS ABOUT OTHER TRANSACTIONS ON YOUR STATEMENT
You must contact us within thirty (30) days after you receive your statement if you think a transaction, other than an electronic transfer, shown
on your statement is wrong or if you need more information about the transaction.
You may contact your nearest branch or our Customer Contact Center at 1-877-768-2265. Hearing and speech impaired customers may use
7-1-1 or their preferred relay service. We will investigate your dispute and tell you the results of that investigation.
Page 4 of 4 8946122749
