1090956 11-30-22 STEPHEN M GOULD STMT

COPY

ALASKA USA FEDERAL CREDIT UNION STATEMENT OF ACCOUNT

PO Box 196613 Anchorage, Alaska 99519-6613 ACCOUNT 1090956
www.alaskausa.org STATEMENT PERIOD
FROM 11-01-22
THROUGH 11-30-22
PAGE 1

STEPHEN M GOULD
SUSAN M GOULD
3651 SPINNAKER DR
ANCHORAGE AK 99516

ACCOUNT SUMMARY

SHARE ACCOUNTS DIVIDENDS WITHHOLDING PREVIOUS NEW

YEAR-TO-DATE YEAR-TO-DATE BALANCE BALANCE
10 SHARE SAV 9.61 0.00 24,791.38 26,923.38

SHARE SAV - 10

Effective Posted TRANSACTION DESCRIPTION AMOUNT BALANCE EXPANDED TRANSACTION DESCRIPTION

PREVIOUS BALANCE 24791.38
11-03 11-03 DEPOSIT BILL PAY - VANCO 1300.00 26091.38
11-16 11-15 DEPOSIT ACH SSA TREAS 310 3139.00 29230.38 TYPE: XXSOC SEC CO: SSA TREAS 310
11-28 11-28 WITHDRAWAL TRANSFER 2307.00 - 26923.38 TO GOULD,CAITLIN M 1282983 SHARE 70
NEW BALANCE 26923.38

DIVIDEND YEAR TO DATE 9.61

END OF STATEMENT

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1090956 11-30-22 STEPHEN M GOULD STMT

ALASKA USA FEDERAL CREDIT UNION

PLEASE USE ALASKA USA'S ULTRABRANCH SERVICE
TO CONFIRM AUTOMATIC TRANSFERS AND DEPOSITS
alaskausa.org * (888) 258-7228 or (907) 258-7228
FOR OTHER QUESTIONS, CALL THE MEMBER SERVICE CENTER
(800) 525-9094 or (907) 563-4567 * TTY/Hearing Impaired (800) 742-7084
24 hours a day, 7 days a week
TO PROVIDE WRITTEN NOTICE REGARDING ERRORS OR QUESTIONS, SEND INQUIRIES TO:
Alaska USA Federal Credit Union
P.O. Box 196613
Anchorage, Alaska 99519-6613
INCLUDE: 1. Your name and account number.
2. The transaction involved, including the date and check number, if applicable.
3. The dollar amount of the check, transaction, or suspected error.
4. A detailed description of the question, error, or other problem.
* In Case of Errors or Questions About Your Share Accounts:Call us at the above number or write us at the above
address as soon as you can if you think your statement is wrong or if you need more information about a transaction
on the statement. You must notify Alaska USA of errors or other problems IN WRITING no later than sixty (60) days
after the FIRST statement of account containing an error or problem is made available to you. However, if the error
or problem involves more than one unauthorized signature or alteration by the same individual, you must notify
Alaska USA IN WRITING no later than thirty (30) days after the FIRST statement containing the FIRST unauthorized
transaction is made available to you. If you do not notify the credit union IN WRITING within these established time
frames, you will have waived your right to assert any claim against Alaska USA for errors, unauthorized transactions
or signatures, alterations or other problems; and Alaska USA shall not be liable for these or any related payments
or charges made from or to your account.
* In Case of Errors or Questions About Your Electronic Transfers:Call us at the above number or write us at the above
address as soon as you can if you think your statement or receipt is wrong or if you need more information about a
transfer on the statement or receipt.
Consumer Accounts Non-Consumer (Business) Accounts
No later than sixty (60) days after the FIRST No later than one (1) business day after
We must hear from you: statement on which the error or problem the effective date of the transaction.
occurred is made available to you.
We will investigate your complaint and will correct any error promptly. If we take more than ten (10) business days
to do this, we will credit your account for the amount you think is in error so that you will have the use of the
funds during the time it takes us to complete our investigation. (Business days are Monday through Friday, excluding
Federal holidays.)
* In Case of Errors or Questions About Your Credit Line Loan Bill and Statement:If you think your bill and statement
is wrong, or if you need more information about a transaction on your bill and statement, WRITE us on a separate
sheet at the above address as soon as possible. We must hear from you no later than sixty (60) days after the FIRST
bill and statement on which the error or problem appeared is made available to you. You may call us, but doing so
will not preserve your rights.
You do not have to pay any amount in question while we are investigating your claim, but you are still obligated to
pay the parts of your bill that are not in question. During the investigation, we cannot report you as delinquent or
take any action to collect the amount in question.

IMPORTANT INFORMATION REGARDING CREDIT LINE LOAN BILL AND STATEMENT

* Outstanding Loan Balance: The outstanding loan balance is the unpaid loan balance at the close of each calendar
day after all payments and advances for the day have been posted to the account.
* Finance Charges: Finance charges are calculated whenever any change in the outstanding loan balance occurs by
multiplying the outstanding loan balance by the annual percentage rate (calculated as daily factor) times the number
of days the loan balance was outstanding since the last computation of finance charges. Finance charges are collected
upon receipt of payments.
* Late Fees: Loans in default seven (7) days or more will be assessed a late fee of 20% of the interest due upon
receipt of payment with a minimum of five (5) cents and a maximum of $25.00. There is no maximum late fee on
loans in default three (3) payments or more.
* Minimum Payment:
* Unsecured credit line loans: A minimum scheduled payment is due each billing cycle, whether or not the loan was
paid ahead or the balance increased during the cycle. This minimum payment shall be $10.00 or 3% of the
outstanding balance, whichever is greater, plus any amount in excess of the authorized credit limit at the time of
billing.
* Secured credit line loans: A minimum scheduled payment is due each billing cycle, whether or not the loan was
paid ahead or the balance increased during the cycle. The minimum payment shall be $25.00 or 1.5% of the
outstanding balance, whichever is greater, plus any amount in excess of the authorized credit limit at the time of
billing.
* Prepayments: Credit line loans may be paid in full or prepaid in any amount at any time.

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