Schemes in news-2025

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Contents
1 Rural Development Schemes: ................................................................................................... 4
1.1 Deendayal Antyodaya Yojana-National Rural Livelihood Mission (DAY NRLM): ....... 4
1.2 Mahatma Gandhi National Rural Employment Guarantee Scheme .......................... 6
1.3 Pradhan Mantri Grameen Sadak Yojana IV: ................................................................... 7
1.4 Mission Amrit Sarovar ........................................................................................................... 8
1.5 Shyama Prasad Mukherji Rurban Mission (SPMRM) ......................................................... 8
1.6 Pradhan Mantri Awas Yojana- Grameen (PMAY-G) ...................................................... 9
1.7 Jal Jeevan Mission .............................................................................................................. 10
1.8 Swachh Bharat Mission- Gramin II .................................................................................... 11
1.9 Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN) ..................... 13
2 Healthcare Schemes ................................................................................................................ 13
2.1 National Health Mission ..................................................................................................... 13
2.2 Ayushman Bharat Digital Mission (ABDM) ...................................................................... 15
2.3 Ayushman Bharat- Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) ...................... 16
2.4 Pradhan Mantri Ayushman Bharat Health Infrastructure Mission (PM-ABHIM) ......... 16
2.5 Universal Immunisation Programme (UIP) ....................................................................... 17
2.6 Jan Aushadhi scheme ....................................................................................................... 17
2.7 E-Sanjeevani: National Telemedicine Service ............................................................... 18
3 Agriculture and Food Security:................................................................................................ 19
3.1 PM Matsya Sampada Yojana (PMMSY):......................................................................... 19
3.2 Fisheries Infrastructure Development Fund (FIDF).......................................................... 20
3.3 National Livestock Mission ................................................................................................. 20
3.4 Livestock Health and Disease Control Programme: ..................................................... 21
3.5 Animal Husbandry and Infrastructure Development Fund: ......................................... 22
3.6 Agriculture Infrastructure Fund ......................................................................................... 22
3.7 PM- KISAN............................................................................................................................. 23
3.8 PM Fasal Bhima Yojana ..................................................................................................... 24
3.9 Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY) ................................................... 24
3.10 Soil Health Card Scheme .................................................................................................. 26
3.11 National Mission for Edible Oils- Oil Palm ........................................................................ 27
3.12 Kisan Credit Card Scheme:............................................................................................... 27

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3.13 National Programme for Dairy Development: ............................................................... 28
3.14 Rashtriya Gokul Mission: ..................................................................................................... 29
3.15 SUPPORTING DAIRY COOPERATIVES AND FARMER PRODUCER ORGANIZATIONS
ENGAGED IN DAIRY ACTIVITIES ................................................................................................... 30
3.16 DAIRY PROCESSING & INFRASTRUCTURE DEVELOPMENT FUND (DIDF): ...................... 30
3.17 PRADHAN MANTRI KRISHI SINCHAYEE YOJANA (PMKSY) .............................................. 30

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1 Rural Development Schemes:

1.1 Deendayal Antyodaya Yojana-National Rural Livelihood Mission (DAY NRLM):

Type: Centrally Sponsored Scheme

Nodal Ministry: Ministry of Rural Development

Purpose: Poverty alleviation by mobilizing rural poor households into SHGs and enabling
poor households to access gainful self-employment and skilled wage employment
opportunities

Target: By 2023-24, the Mission aims to mobilize all rural poor households

Monitoring: State Rural Livelihood Missions (SPVs)

Objective:

 Building strong institutions such as Self-Help Groups (SHGs) for the poor, particularly
women, and enabling these institutions to access a range of financial services and
livelihoods.
 To facilitate their access to formal credit, access to entitlements and public services
and support for diversification and strengthening of livelihoods.

Current Status: As of 30th June 2024, the Mission has achieved implementation in 7135 blocks
in 742 districts across 28 States and 6 UTs, mobilizing 10.05 crore women into more than 90.86
lakh SHGs.

Salient Features:

 Identification of beneficiaries:
All rural poor households with at least one deprivation, as listed by the Socio-
Economic and Caste Census (SECC) 2011.
Participatory Identification of the Poor (PIP): During village entry, social
mobilizers would carry out participatory rural assessment (PRA) exercises that
included social maps, wealth and wellbeing ranking/grouping, vulnerability
rankings, transect walks to poorest village hamlets etc.
Through this process, a village list of different categories of poor and vulnerable
households was prepared.
The PIP would list the DAY-NRLM target households as poor or poorest of the
poor (POP), as well as by social category. The list so prepared was endorsed
by the Gram Panchayat.
 Social mobilization: One member (preferably a woman) from each rural poor
household would be brought under the SHG network. Women SHG groups would
have bank linkage arrangements.
 Financial inclusions:
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 Revolving Fund (RF) to SHGs of Rs.10,000-15,000 to meet the members’ credit
needs directly and as catalytic capital for leveraging repeat bank finance.
Community Investment Fund (CIF) as Seed Capital to SHG Federations at the
Cluster level to meet the credit needs of the members through the
SHGs/Village Organizations and to meet the working capital needs of the
collective activities at various levels
 Livelihood promotion: Supports the development of skills for rural youth and their
placement, training, and self-employment through rural self-employment institutes
(RSETIs), innovations, market support, etc.
 Implementation: District Mission Management Units (DMMUs) responsible for planning
and execution at the district level.

Key initiatives under DDD-NRLM:

 Aajeevika Skill Development Programme (ASDP): 25% of NRLM Funds are earmarked
for ASDP. It facilitates building the skills of the rural youth and placement in relatively
high wage employment in the growing sectors of economy.
 Mahila Kisan Sashaktikaran Pariyojana (MKSP): MKSP promotes scaling-up successful,
small scale projects that enhance women’s participation and productivity in
agriculture and allied activities.
 National Rural Livelihoods Project (NRLP): $500 million project approved by the World
Bank in 2011.
 National Rural Economic Transformation Project (NRETP): To scale-up initiatives on
digital finance and livelihood interventions. Financed by the World Bank
 SAKSHAM Centres: To provide financial literacy & facilitate delivery of financial
services (savings, credit, insurance, pensions etc.) to SHG members and rural poor
 Aajeevika Grameen Express Yojana (AGEY): To provide connectivity to rural areas
through vehicles operated by SHG members. SHG members are provided interest
free loans by the Community Based Organisations (CBOs) for operating vehicles on
the identified routes based on financial viability.
 “Sangathan Se Samridhhi– Leaving no Rural Woman Behind”: A national campaign
under Azadi Ka Amrit Mahotsav Samaveshi Vikaas, aimed at mobilizing 10 crore
women from eligible rural households.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

 Objectives: Adding diversity to the incomes of rural poor families and cater to the
career aspirations of rural youth.
 Beneficiaries: Rural youth aged of 15 and 35 years from poor families and SC/ST/
Women/ PVTGs/ PWDs/transgenders, etc. upto 45 Yrs
 Benefits: Facilitates demand led skill training at no cost to the rural poor Inclusive
Program

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  Design: Mandatory coverage of socially disadvantaged groups (SC/ST 50%; Minority
15%; Women 33%)

1.2 Mahatma Gandhi National Rural Employment Guarantee Scheme

Launch Year: 2005

Purpose: Making supplementary livelihood in rural areas through unskilled manual work a
legal right

Type: Centrally Sponsored Scheme

Beneficiary: Every adult member (completed 18 years of age) of a registered household

in rural areas

Monitoring: Social Audit has to be done by the Gram Sabha.

Objective: To enhance livelihood security in rural areas by providing at least 100 days of
guaranteed wage employment in a financial year to every household whose adult
member volunteers to do unskilled manual work.

Salient Features:

 Coverage: Entire country with the exception of districts that have hundred per cent
urban populations.
 Fund sharing:
By Centre: 100% funding for unskilled labour cost and 75% for the material cost.
By State: 25% for the material cost
 Guaranteed employment: At least 100 days of unskilled manual work in a financial
year to every household in rural areas as per demand.
 Unemployment allowance: In case employment is not granted within 15 days of
demand.
 Additional employment: Additional 50 days of unskilled wage employment in a
financial year In drought/natural calamity notified rural areas and to every ST
household in a forest area, provided that these households have no other private
property except for the land rights provided under the FRA Act 2006.
 Accident compensation: Provides Ex-Gratia Payments for permanent disability or
death as a result of accident at a work site.
 Women empowerment: At least 1/3rd beneficiaries shall be women.
 Wage determination: Wages are linked to the quality of work and wage rates notified
under section 6(1) of the Act. Wages are calculated according to the Schedule of
Rates fixed by the State Governments for different types of work.
 Wage to material ratio at 60:40 at Gram Panchayat (GP) level. Work execution only
by manual labour without engaging any contractors or machinery (except as
permitted).

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  Job cards to rural household: Any rural household seeking unskilled manual work
could register its family in the GP and obtain a job card.
 Geotagging of assets created: Geotagging through GeoMGNREGA of the MoRD in
association with National Remote Sensing Centre (NRSC), ISRO and National
Informatics Centre.

1.3 Pradhan Mantri Grameen Sadak Yojana IV:

Launch year: 2000

Purpose: Providing rural connectivity

Type: Centrally Sponsored Scheme

Target: The financial assistance is to be provided for the construction of 62,500 Kms road for
providing new connectivity to eligible 25,000 unconnected habitations and
construction/upgradation of bridges on the new connectivity roads.

Tenure: FY 2024-25 to 2028-29

Objective: To provide connectivity, by way of an all-weather road with necessary culverts

and cross-drainage structures to eligible unconnected habitations in rural areas

Outlay: Total outlay of this scheme is Rs. 70,125 crore (Central Share of Rs. 49,087.50 crore
and Sate Share of Rs. 21,037.50 crore).

Current Status: A total of 8,34,716 km road length has been sanctioned under various
ongoing interventions/verticals of Pradhan Mantri Gram Sadak Yojna (PMGSY), out of which
7,71,641 km Road length has already been completed and upgraded as on date.

Salient Features:

 Fund sharing between the Centre and states: 90:10 for 8 North Eastern and 3
Himalayan and 60:40 for other states
 Selection of candidate roads: Based on various parameters including population
served, market, educational and medical facilities, etc.
 Standards of Construction: A Manual on Geometric Standards, Design, Construction
and Maintenance of Rural Roads was published by the Indian Roads Congress (IRC)
 Implementation: PMGSY roads are constructed by the State Governments with a
design life of at least 10 years. The States shall also provide for adequate funds for
maintenance of roads post 5-year construction.
 Electronic Maintenance of Rural Roads under PMGSY (eMARG): It is a GIS-based
Enterprise e-Governance solution for maintenance of Rural Roads constructed under
PMGSY. It is developed by National Rural Infrastructure Development Agency
(NRIDA).

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  Quality Assurance: Through 3-tiered mechanisms. NRIDA engages independent
National Quality Monitors (NQMs) for random inspections of the road works.
 Monitoring:
A modern web based Online Management, Monitoring and Accounting
System (OMMAS).
“Meri Sadak” App integrated into OMMAS for user friendly and transparent
Citizen Feedback and complaint redressal system.
Citizen Information Boards and Work Information Boards are displayed in local
language at prominent locations on PMGSY roads, in the benefited
habitations.

1.4 Mission Amrit Sarovar

 Launch Year: 24th April 2022
 Aim: rejuvenating and constructing 75 Amrit Sarovars in each district, totalling about
50,000 Amrit Sarovars across the country.
 Ministry Involved:
Ministry of Rural Development
Ministry of Jal Shakti
Ministry of Panchayati Raj
Ministry of Environment, Forest & Climate Change
Ministry of Culture
Ministry of Railways
Ministry of Road Transport & Highways
 Technical Partner: Bhaskaracharya National Institute for Space Applications and
Geo-informatics (BISAG-N)
 Minimum Pondage Area: 1 Acre
 Minimum Water Holding Capacity: 10,000 cubic meters
 Completion Target: 15th August 2023 (Successfully achieved)
 Key States Leading in Completion: Uttar Pradesh, Madhya Pradesh, Karnataka,
Maharashtra, Rajasthan
 Significance: Reviving traditional water bodies, reducing water scarcity, promoting
sustainable water use
 Current status: As per Economic Survey 2024-25, 68,843 ponds were constructed

1.5 Shyama Prasad Mukherji Rurban Mission (SPMRM)

Vision: “Development of a cluster of villages that preserve and nurture the essence of rural
community life without compromising with the facilities perceived to be essentially urban in
nature, thus creating a cluster of “Rurban Villages”.

Objectives: To stimulate local economic development, enhance basic services, and

create well planned Rurban clusters.

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Rurban cluster: A cluster of geographically contiguous villages with a population of about
25000 to 50000 in plain and coastal areas and 5000 to 15000 in desert, hilly or tribal areas.

Convergence of schemes: The State Government shall identify existing schemes relevant
for the development of the cluster and converge their implementation in an integrated
and time bound manner.

1.6 Pradhan Mantri Awas Yojana- Grameen (PMAY-G)

 Launch year: 1st April 2016
 Type: Centrally Sponsored Scheme
 Purpose: to provide assistance to 4.95 crore eligible rural households with basic
amenities by March 2029
 Current tenure: FY 2024-25 to FY2028-29
 Beneficiaries: Identified through Socio Economic and Caste Census (SECC), 2011
 Amenities: The minimum size of a house is 25 square meters, including a dedicated
area for hygienic cooking
 Objective: Construction of 4.95 crore pucca houses with all basic amenities by the
year 2029 to all rural houseless households and to those living in kutcha and
dilapidated houses by providing financial subsidy.
 Current Status: As of February 2025, cumulative target of 3.79 crores houses have
been allotted to states and 2.69 crore houses have been completed

Salient Features:

 Beneficiaries: Household Income (Rs. p.a)

Economically weaker section (EWS) - Up to Rs.3 lakh
Low-Income Groups (LIGs) – Rs.3-6 lakh
Middle Income Groups (MIGs) Rs.6-18 lakhs
 Selection of beneficiaries: Through a three-stage validation (Socio Economic Caste
Census 2011, Gram Sabha, and geo-tagging).
 Financial assistance to beneficiaries: Each beneficiary is given 100% grant of Rs.1.20
lakh (in plain areas) and Rs. 1.30 lakh (in Hilly States/North Eastern States/Difficult
areas/UT of J&K and Ladakh/IAP/LWE districts). Beneficiaries can also avail loan upto
Rs. 70,000 from financial institutions. Funds given in 4 installments directly into the bank
account of the beneficiary after verification of various stages of construction through
Geotagged photographs.
 Assistance to beneficiaries for unskilled labour wages: Rs. 90/95 person days under
MGNREGA and assistance of Rs. 12,000 for construction of toilets through Swachh
Bharat Mission- Gramin, or any other dedicated source of funding.
 Convergence with other schemes: For providing basic amenities like LPG connection
under Pradhan Mantri Ujjwala Scheme, Access to safe drinking water under Jal
Jeevan Mission, etc.

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  Grievance redressal mechanism
Grievance redressal within a period of 15 days from the date of receipt of the
grievance / complaint.
Mechanism set up at different levels of administration viz., Gram Panchayat,
Block, District and the State.
Lodging of complaints on the Centralized Public Grievance Redress and
Monitoring System (CPGRAMS) portal ([Link]) by the public.

1.7 Jal Jeevan Mission

 Launch Year: 2019
 Purpose: ‘No one is left out’, thus ensuring tap water supply to every rural home by
2024
 Type: Centrally Sponsored
 Scheme Focus on children: Piped water supply in schools, anganwadi centres and
ashramshalas
 Nodal Ministry: Ministry of Jal Shakti
 Monitoring: Integrated Management Information System (IMIS) and JJM–Dashboard
have been put in place.
 Objective:
To provide Functional Household Tap Connection (FHTC) to every rural
household.
To provide functional tap connection to Schools, Anganwadis, GP buildings,
Health centres, etc.
To promote voluntary ownership among the local community by way of
contribution in cash, kind and/ or labour (shramdaan).
To bring awareness on various aspects and significance of safe drinking water.

Salient Features:

 Decentralized: JJM provides for Village Action Plan (VAP) for long-term drinking water
security.
 VAP focuses on: drinking water sources; grey water reuse; water supply systems;
operation & maintenance.
 Paani Samitis: Paani Samitis or Village Water and Sanitation Committees (VWSCs) is
responsible for the regular operation and maintenance of the village water supply
system Water Quality Monitoring: Promotes regular testing of water samples at source
and delivery points. Public access to water quality testing labs is available at
affordable rates.
 Release of funds: It is contingent upon the utilization of available Central funds and
matching State shares. Performance grant to States/ UTs is provided based on
functionality assessment survey.

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  Key Resource Centres (KRCs): To enhance capacity various governmental and non-
governmental academic institutions, think tanks, and training institutions are involved
as KRCs.
 National WASH Expert: National Centre for Drinking Water, Sanitation, and Quality
empanels and deploys National WASH Experts for on-the-ground verification and
technical assistance to States. NWEs provide star ratings to villages and feedback to
States based on the JJM implementation status.
 Quality Assurance and Monitoring: Under the Jal Jeevan Mission, a robust quality
assurance and monitoring system has been established to ensure safe drinking water
for rural households. A network of 2,162 laboratories has tested 66.32 lakh water
samples, while 24.80 lakh women have been trained to conduct water testing using
Field Testing Kits (FTKs), strengthening community participation. So far, 85.39 lakh
samples have been tested using FTKs, ensuring the early detection of contamination
and improved water quality monitoring across villages.

Progress Under the Mission (as of February 1, 2025)

15.44 crore (79.74 %) of rural households in the country have been provided with tap
water connection.
11 States/UTs, which include, Goa, A &N Islands, Dadra Nagar Haveli & Daman Diu,
Haryana, Telangana, Puducherry, Gujarat, Himachal Pradesh, Punjab, Mizoram, and
Arunachal Pradesh have provided tap water connection to all rural households
(100%) in the respective State/UT.

Key initiatives:

Rural WASH Partners Forum (RWPF): To drive innovation in the WASH sector through
technology, knowledge product development, and information sharing.
Swachh Jal Se Suraksha campaign: To impress upon the States/ UTs to make
concerted efforts towards taking up water quality monitoring and surveillance
activities
Jalmani Programme: Involves the installation of a Stand-Alone Purification System in
rural schools, since 2008.

1.8 Swachh Bharat Mission- Gramin II

 Nodal Ministry: Ministry of Jal Shakti
 Type: Centrally Sponsored Scheme
 Launch Year: October 2nd 2014
 Phase II tenure: 2020-21 to 2024-25
 Purpose: All villages achieve Open Defecation Free Plus (ODF Plus) status at the
earliest

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  Objective: Ensuring safe management of solid and liquid waste in villages,
reinforcing ODF behaviours and ensuring that no one is left behind and everyone
uses a toilet.
 Current Status:
Under Phase II of the Swachh Bharat Mission-Grameen, during April to November
2024, 1.92 lakh villages were incrementally declared ODF Plus under the model
category, taking the total number of ODF Plus villages to 3.64 lakh.
Over 95% (5.61 lakh) of villages in India have been declared ODF Plus as on
December 27th 2024

Salient Features:

 Construction of Individual Household Latrines (IHHLs): Rs.12,000/- for

construction of IHHL and water storage facilities is provided.
 Retrofitting of toilets: States and Districts are asked to take necessary IEC and
IPC interventions to motivate households.
 Construction of Community Sanitary Complexes (CSCs): Financial assistance
to the Gram Panchayats for construction of CMSC at village level.
 GOBAR-dhan: Rs. 50 Lakh per District is provided for establishing community or
cluster-level biogas plants at the village/Block/District level.
 Plastic waste management: Plastic waste management should be a
component of the Block or District plan.
 Works for Liquid waste Management:
On-Site Greywater Management: Using sustainable techniques like soak pit,
leach pit, magic pit, or kitchen garden.
Community level Greywater Management: It should be considered if on-site
management is impractical.
 Faecal Sludge Management (FSM):
Districts must enhance mechanized de-sludging of on-site sanitation systems
and set up treatment units for safe faecal matter disposal.
Rs. 230 per capita is allocated for FSM implementation at the District or Block
level.
Additional funding, if needed, can be sourced from various channels,
including the 15th Finance Commission, MPLAD/MLALAD/CSR funds, and other
State/Central Government schemes
 Role of Panchayati Raj Institutions (PRIs): Planning; Receipt of fund flow; Coordination;
monitoring (organising social audit); implementation through community
mobilization.
 Village Water and Sanitation Committee (VWSC): May be constituted as a sub-
committee of GP for providing support in terms of motivation, preparation of Village
Action Plan, etc.

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  Monitoring: Through Solid Liquid Waste Management (SLWM) Dashboard, ODF-Plus
App, Swachh Gram Darpan App.

1.9 Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN)

Launch Year: 2024

Nodal Ministry: Minstry of Tribal Affairs

Key Features:

 The PM-JANMAN (comprising Central Sector and Centrally Sponsored Schemes) to

focus on 11 critical interventions through 9 Ministries including the Ministry of Tribal
Affairs.
 The scheme aims to provide crucial interventions such as permanent housing, road
connectivity, piped water supply, mobile medical units, hostel construction,
‘Anganwadi’ facilities and skill development centres etc.
 Other than the 11 critical intervention the following intervention of other Ministries will
be part of Mission:
 Ministry of Ayush will set up Ayush Wellness Centre as per existing norms and Ayush
facilities will be extended to PVTG habitations through Mobile Medical Units.
 Ministry of Skill Development and Entrepreneurship will facilitate skill and vocational
training in PVTG habitations, multipurpose centres and hostels as per the suitable skills
of these communities.

2 Healthcare Schemes

2.1 National Health Mission

 Background: The National Rural Health Mission (NRHM) was launched in 2005.
In 2012, the National Urban Health Mission (NUHM) was conceptualized and
the NRHM was rechristened as the National Health Mission (NHM) with the two
Sub Missions viz. the NRHM and the NUHM.
 Type: Centrally Sponsored Scheme
 Purpose: Achievement of universal access to equitable, affordable & quality Health
care services
 Support to states: Financial and technical support is provided to States / Union
Territories (UTs) for improving infrastructure
 Mission Head: Mission Director of the rank of Additional Secretary.
 Beneficiaries: Universal benefit – i.e., covers entire population with a special focus on
the vulnerable section of the society
 Objectives:
Reduction in child and maternal mortality.
Prevention and control of communicable and non-communicable diseases.

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 Access to integrated comprehensive primary health care. Population
stabilisation, gender and demographic balance.
Revitalize local health traditions & mainstream AYUSH
Universal access to public services for food and nutrition, sanitation and
hygiene and universal access to public health care.
Promotion of healthy lifestyles.

National Urban Health Mission (NUHM):

Coverage: all State capitals, district headquarters and cities/towns with a population
of more than 50000.
Decentralised: Need based city specific urban health care system and implemented
in partnership with community and local bodies and NGOs.
External aide: Funding is being provided by the Asian Development Bank (ADB)
based on progress related to certain indicators.
Service Delivery Infrastructure: Urban–Primary Health Centre, Urban-Community
Health Centre (U-CHC) and Referral Hospitals and Outreach services.

National Rural Health Mission

The thrust of the mission is on establishing a fully functional, community owned,

decentralized health delivery system with inter-sectoral convergence at all levels.
The mission will ensure simultaneous action on a wide range of determinants of health
such as water, sanitation, education, nutrition, social and gender equality.
 Key initiatives under NHM:
 Janani Suraksha Yojana: It is also a demand promotion and conditional cash
transfer scheme for promoting institutional delivery.
Type: It is 100% Centrally Sponsored Scheme.
 Janani Shishu Suraksha Karyakram (JSSK)
Objectives: To provide better health facilities for pregnant women and
neonates and mitigate the problem of out-of-pocket expenses.
Facilitates ‘zero expense deliveries’ to pregnant women who access
Government health facilities for their delivery
 Rashtriya Bal Swasthya Karyakram (RBSK)
Aim: Early identification and early intervention for children to cover 4 ‘D’s
viz. Defects at birth, Deficiencies, Diseases, Development delays
including disability.
Intended beneficiary: All children of 0-6 years of age group in rural areas
and urban slums, and children up to 18 years of age enrolled in classes
1st to 12th in Government and Government aided schools.
Child Health Screening and Early Intervention Services envisages to
cover 30 selected health conditions for Screening, early detection and
free management.
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  Rashtriya Kishor Swasthya Karyakram (RKSK)
Beneficiaries: Adolescents, in the age group of 10-19 years
The programme envisions enabling all adolescents in India to realize their
full potential by making informed and responsible decisions related to
their health and well-being.
Students are screened in schools and then referred to health facilities for
early detection of diseases, particularly the non-communicable diseases
(NCDs).
Community-based interventions through peer educators called
Saathiya. Saathiya resource kit to help peer educators, especially in
villages, discuss sensitive issues and answer teenage queries.
 National Adolescent Health Strategy has been developed by the MoHFW in
collaboration with UN Population Fund (UNFPA).
 Menstrual Hygiene Scheme (MHS) provides subsidized sanitary napkins among
adolescent girls residing primarily in rural areas.
 Pradhan Mantri Surakshit Matritva Abhiyan
Aim: To provide assured, comprehensive and quality antenatal care,
free of cost, universally to all pregnant women on the 9th of every month.
PMSMA guarantees a minimum package of antenatal care services to
women in their 2nd / 3rd trimesters of pregnancy at designated
government health facilities.
Provides for engagement with private sector like motivating private
practitioners to volunteer for the campaign; etc.
 Integrated Disease Surveillance Programme (IDSP)
Objective: To strengthen/maintain decentralized laboratory based IT
enabled disease surveillance system for epidemic prone diseases.
It helps to monitor disease trends and to detect and respond to
outbreaks in early rising phase through trained Rapid Response Team
(RRTs).

2.2 Ayushman Bharat Digital Mission (ABDM)

 Launch year: 2020 (in pilot mode), In September 2021, launched nationwide
 Nodal Ministry: Ministry of Health and Family Welfare
 Implementing Agency – National Health Authority
 Type: Central Sector Scheme
 Financial Outlay - ₹1,600 crore for 5 years
 Aim – To develop backbone necessary to support integrated digital health
infrastructure of country and create longitudinal Electronic Health Record(EHR) for
citizen
 Components:

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 ABHA (Ayushman Bharat Health Account) numbers, to which digital health records
can be linked. ABHA number is a 14 digit number (Health ID and ABHA are same)
Healthcare Professionals Registry (HPR) o Health Facility Registry (HFR)
ABHA Mobile App (Personal Health Record-System -PHR) o Unified Health Interface
(UHI)
Microsites Project: cluster of all small and medium scale clinics, nursing homes,
hospitals (preferably)

2.3 Ayushman Bharat- Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
 Launch Year – 2018
 Nodal Ministry- Ministry of Health and Family Welfare
 Implementing Agency – National Health Authority at National Level
 Subsumed – Rashtriya Swasthya Bima Yojana (RSBY) launched in 2008.
 Aim – To cover over 12 crores poor and vulnerable families (approx 55 crore
beneficiaries) i.e., bottom 40% of the Indian population.
 Type: Centrally Sponsored Scheme
 Beneficiaries – Households according to the latest Socio-Economic Caste Census
(SECC) data covering both rural and urban areas on the basis of 6 deprivation and
11 occupational criteria.
 Key Features:
Health coverage of ₹5 lakh per beneficiary family per annum for secondary and
tertiary care irrespective of no. of family members.
Covers up to 3 days of pre-hospitalization and 15 days post-hospitalization.
Benefits can be availed in both public and empanelled private facilities
Children up to 5 years of age avail treatment on the Ayushman Card of their parents
Benefits of the scheme are portable across the country

2.4 Pradhan Mantri Ayushman Bharat Health Infrastructure Mission (PM-ABHIM)

 Launch Year: 2021
 Nodal Ministry: Ministry of Health and Family Welfare
 Aim: To strengthen the critical healthcare network from village to block to the district
to the regional and national level in the next 4-5 years
 Type: Centrally Sponsored Scheme with some Central Sector Components
 Financial Outlay - ₹64,180 crore over 6 years (till FY 25-26)
 Components –
Setting up comprehensive surveillance of infectious diseases
Creation of comprehensive diagnostics and treatment facilities
Comprehensive pandemic research
 Earlier known as Prime Minister Atmanirbhar Swasth Bharat Yojana (PMASBY) Scheme
 Centrally Sponsored Components –
Ayushman Bharat – Health and Wellness Centres (AB-HWCs) in Rural areas

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 Ayushman Bharat – Health and Wellness Centres (AB-HWCs) in Urban areas o Block
Public Health Units (BPHUs)
Integrated Public Health Labs o Critical Care Hospital Blocks
 Central Sector Components –
12 Central Institutions as training and mentoring sites with Critical Care Hospital Blocks
Setting up of a National institution for One Health, 4 New National Institutes for
Virology, a Regional Research Platform for WHO South East Asia Region and 9 Bio-
Safety Level III laboratories

2.5 Universal Immunisation Programme (UIP)

 Launch and Evolution: The UIP was launched in 1985, evolving from the Expanded
Programme of Immunization (EPI) introduced in 1978. It became part of the Child
Survival and Safe Motherhood Programme in 1992 and is now a key component of
the National Health Mission since 2005.
 Coverage: The programme targets to vaccinate 2.6 crore newborns and 3 crore
pregnant women annually. It conducts over 90 lakh immunization sessions each year
with nearly 27,000 cold chain points across the country.
 Vaccines Provided: The UIP provides vaccines against 12 diseases nationally,
including tuberculosis, diphtheria, pertussis (whooping cough), tetanus, poliomyelitis,
measles, hepatitis B, rotaviral gastroenteritis, Japanese encephalitis, rubella,
pneumonia (Haemophilus influenzae type B), and pneumococcal diseases.
 Recent Additions: New vaccines introduced under the UIP include the inactivated
polio vaccine (IPV), rotavirus vaccine (RVV), and the Measles-Rubella vaccine (MR).
An adult vaccine against Japanese encephalitis and the Pneumococcal Conjugate
Vaccine have also been added

2.6 Jan Aushadhi scheme

 The Jan Aushadi Scheme, also known as the Pradhan Mantri Bhartiya Janaushadhi
Pariyojana (PMBJP), is an initiative by the Government of India to provide quality
generic medicines at affordable prices to the masses.
 Current Progress: As of September 2024, there are 13,822 Jan Aushadhi Kendras
(stores) operational across the country.
 Launch Year: The Jan Aushadi Scheme was launched in November 2008.
 Nodal Ministry: The scheme is overseen by the Department of Pharmaceuticals,
which is part of the Ministry of Chemicals and Fertilizers.
 Objective: The primary objective of the scheme is to make quality generic medicines
available at affordable prices to all, thereby reducing out-of-pocket expenditure on
medicines for consumers

Key Features:

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  Affordable Medicines: The scheme aims to reduce out-of-pocket expenditure on
medicines by providing generic medicines at prices 50%-80% lower than branded
medicines.
 Quality Assurance: Medicines are procured only from World Health Organization –
Good Manufacturing Practices (WHO-GMP) certified manufacturers. Each batch is
tested at laboratories accredited by the National Accreditation Board for Testing
and Calibration Laboratories (NABL) to ensure quality.
 Product Range: The scheme offers a wide range of products, including 2,047 drugs
and 300 surgical items.
 Incentives: The scheme provides incentives to entrepreneurs for opening Jan
Aushadhi Kendras, including up to Rs. 20,000 per month based on monthly purchases
and a one-time incentive of Rs. 2 lakh for Kendras opened in specific areas or by
certain groups.
 Sanitary Napkins: Jan Aushadhi Suvidha Oxo-biodegradable Sanitary Napkins are
available at Rs. 1 per pad, ensuring menstrual health services are accessible to all
women.
 Mobile Application: The JanAushadhi Sugam mobile app helps users locate nearby
Jan Aushadhi Kendras, search for generic medicines, and compare prices with
branded medicines

2.7 E-Sanjeevani: National Telemedicine Service

 E-Sanjeevani is India's National Telemedicine Service, aimed at providing healthcare

services to patients in their homes through safe and structured video-based clinical
consultations. Here are some key features of the service:
 Launch and Objective: E-Sanjeevani was launched to bridge the digital health divide
and achieve Universal Health Coverage (UHC). It facilitates quick and easy access
to doctors and medical specialists from smartphones or by visiting the nearest
Ayushman Bharat Health & Wellness Centre.
 Components: The service has two main components:

eSanjeevaniOPD: This caters to citizens in both rural and urban areas, enabling
doctor consultations from the patient's residence regardless of location.
eSanjeevaniAB-HWC: This component operates on a Hub-and-Spoke model,
where Ayushman Bharat Health and Wellness Centres (AB-HWCs) act as spokes
and are mapped with hubs comprising MBBS/Specialty/Super-Specialty
doctors at the zonal level.

 Achievements: The platform has achieved significant milestones, including over 8

crore teleconsultations and the generation of more than 45,000 Ayushman Bharat
Health Account (ABHA) IDs.

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3 Agriculture and Food Security:

3.1 PM Matsya Sampada Yojana (PMMSY):

 Launch Year: 2020
 Nodal Ministry: Ministry of Fisheries and Animal Husbandry
 Purpose: Bring Blue Revolution through sustainable and responsible development of
fisheries sector in India.
 Type: Both Central Sector Scheme and Centrally Sponsored scheme
 Approach: To the extent possible, ‘cluster or area-based approaches’ to be adopted
 Tenure: FY 2020-21 to FY 2024-25

Objective:

 Harnessing of fisheries potential

 Modernizing value chain, post-harvest management and quality improvement
 Enhancing fish production and productivity
 Build robust fisheries management and regulatory framework
 Doubling fishers and fish farmers’ incomes and generation of employment

Targets:

Enhanced fish production to 22 million metric tons.

Increase of contribution of Gross Value Added (GVA) of fisheries sector to agriculture
GVA to 9%.
Double export earnings to about Rs. 1 lakh crore.
Reduction of post-harvest losses to about 10% (currently 25%)
Doubling of incomes of fishers and fish farme

Salient Features:

 42% of the total estimated investment of the PMMSY is earmarked for creation and
upgradation of fisheries infrastructure facilities.
 Swath Sagar plan: Under this, key activities include promotion of Bio-toilets, Insurance
coverage for fishing vessels, Fisheries Management Plans, E-Trading/Marketing,
Fishers and resources survey and creation of National IT-based databases.
 National network of Brood Banks: Establishing Species Specific/Multispecies Brood
Banks in the States/ UTs to primarily source, select, raise and maintain Quality Brood
Fish.
 Integrated Laboratory Network: For addressing diseases, antibiotics and residues
issues, aquatic health management.
 Aquaparks: Developed as hub of fisheries and aquaculture activities as one stop
‘parks’ with assured, affordable, quality inputs under one roof, etc.

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  Funding pattern for Centrally Sponsored Component: Share of fund between Central
and North Eastern & Himalayan States- 90:10 and 60:40 for other states.

Key Initiatives under the scheme:

 Matsya Sampada Jagrukta Abhiyan: Awareness campaign for enhancing outreach

across India and ensuring ‘last mile connectivity’.
 River ranching programme: Launched for augmenting and enhancing the fish
production and productivity through expansion, intensification, diversification and
productive utilization of land and water. National Fisheries Development Board
(NFDB) has been designated as the Nodal Agency.
 National Surveillance Programme for Aquatic Animal Diseases (NSPAAD) Phase-II: For
early detection and managing the spread of aquatic diseases.
 Genetic improvement program of Penaeus indicus (Indian white shrimp)-Phase-I: To
establish a National Genetic Improvement Facility for shrimp breeding

3.2 Fisheries Infrastructure Development Fund (FIDF)

 Launch Year: 2018
 Nodal Ministry: Ministry of Fisheries and Animal Husbandry
 Objective: The FIDF aims to create fisheries infrastructure facilities in both marine and
inland sectors to augment fish production and achieve sustainable growth. The
target is to increase fish production to about 20 million tonnes by 2022-23.
 Implementing Agency: The National Fisheries Development Board (NFDB) is the nodal
implementing agency for the FIDF scheme. The NFDB receives proposals from eligible
entities, scrutinizes them, and places them before the Central Approval & Monitoring
Committee (CAMC) for approval
 Funding: The total fund size is ₹7,522.48 crore. The fund provides concessional finance
to eligible entities, including state governments, union territories, state-owned
corporations, cooperatives, self-help groups, and private companies.
 Interest Subvention: The fund offers an interest subvention of up to 3% per annum for
eligible entities. The interest rate for concessional finance is not lower than 5% per
annum.
 Loan Period: The loan lending period under FIDF is five years, from 2018-19 to 2022-23,
with a maximum repayment period of 12 years, including a moratorium of 2 years on
the repayment of the principal.

3.3 National Livestock Mission

Launch year: 2014-15

Objective: This Mission was formulated with the objectives of sustainable development
of livestock sector, focusing on improving availability of quality feed and fodder, risk
coverage, effective extension, improved flow of credit and organization of livestock
farmers etc

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The scheme is implemented with the following three Sub-Missions:

 Sub-Mission on Breed Development of Livestock & Poultry: Proposes to bring sharp

focus on entrepreneurship development and breed improvement in poultry,
sheep, goat and piggery by providing the incentivization to the individual, FPOs,
SHGs, Section 8 companies for entrepreneurship development and also to the
State Government for breed improvement infrastructure.
 Sub-Mission on Feed and Fodder development: This Sub-Mission aims towards
strengthening of fodder seed chain to improve availability of certified fodder seed
required for fodder production and encouraging entrepreneurs for establishment
of fodder Block/Hey Bailing/Silage Making Units through incentivisation.
 Sub-Mission on Extension and Innovation: The sub-mission aims to incentivize the
Institutes, Universities, Organizations carrying out research and development
related to sheep, goat, pig and feed and fodder sector, extension activities,
livestock insurance and innovation.

Under National Livestock Mission, for the first time, the Central Government is providing
direct 50% subsidies to the Individuals, SHGs, JLGs, FPOs, Section 8 Companies, FCOs to
establish Poultry Farms with Hatcheries and brooder mother units, sheep and goat breed
multiplication farm, piggery farm and feed and fodder units.
The subsidy units for these activities are as under:

Poultry farms activities: up to Rs.25 lakh

Sheep and Goat breed multiplication farm: Rs.50 lakh
Piggery breed multiplication farm: Rs.30 Lakh
Feed and Fodder Unit: Rs.50 lakh

3.4 Livestock Health and Disease Control Programme:

A Centrally Sponsored Scheme “Livestock Health and Disease Control (LH&DC) Scheme” is
being implemented to supplement the efforts of the State/UT Governments towards
prevention, control and containment of animal diseases of economic and zoonotic
importance, by vaccination.
Tenure:
 Now the scheme has been restructured from 2021-22 to 2025-26.
Aim:
 The scheme will be implemented with the aim of reducing risk to animal health by
prophylactic vaccination against diseases of livestock and poultry, capacity building
of Veterinary services, disease surveillance and strengthening veterinary
infrastructure.
Key Features:
 Critical Animal Disease Control Programme (CADCP) for eradication and control of
two major diseases which have hitherto not got focused attention in proportion to
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 their economic significance, namely Peste des Petits Ruminants (PPR) and classical
swine fever (CSF). Funding Pattern is 100% Central assistance
 Establishment and Strengthening of existing Veterinary Hospitals and Dispensaries
(ESVHD)-Mobile Veterinary Units with 100% central assistance.
 Assistance to States for control of other economically important, exotic, emergent
and zoonotic livestock and poultry diseases (ASCAD). Funding pattern is 60:40
between Central and State for the other components as well as for ASCAD, with 90:10
for hilly and NE States and 100% for UTs
 In July 2021, National Animal Disease Control Programme (NADCP) and Livestock
Health and Disease Control (LH&DC) scheme have been merged and called as
Livestock Health and Disease Control Programme.

3.5 Animal Husbandry and Infrastructure Development Fund:

 Launch Year: 2020
 Corpus: 15,000 crores
 Implementing Agency: Department of Animal Husbandry
 Interest Subvention: 3% over a period of 8years maximum up to 10 years of repayment
period provided the beneficiaries are not defaulter.
 Type: Central Sector Scheme
 Credit Guarantee Fund: To provide credit guarantee of 25% of the borrowing to those
projects which are covered under MSME definition
 The Animal Husbandry Infrastructure Development (AHIDF) has been approved for
incentivizing investments by individual entrepreneurs, private companies, MSME,
Farmers Producers Organizations (FPOs) and Section 8 companies to establish
(i) the dairy processing and value addition infrastructure,
(ii) meat processing and value addition infrastructure and
(iii) Animal Feed Plant.
(iv) Breed improvement Technology and Breed Multiplications farms for Cattle/
Buffalo/Sheep/Goat/ Pig and technologically assisted Poultry farms.

3.6 Agriculture Infrastructure Fund

 Launch year: 2020
 Type: Central Sector Scheme
 Implementing Agency: NABARD (National Bank for Agriculture and Rural
Development)
 Tenure: Up to 2032- 33
 Purpose: To address the existing infrastructure gaps and mobilize investment in
agriculture infrastructure.
 Objective- To mobilize a medium to long term debt financing facility for investment
in viable projects for post-harvest management Infrastructure and community
farming assets.

Salient Features:

 Financial assistance:
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 Provision of Rs. 1 Lakh Crore by banks and financial institutions as loans with
interest subvention of 3% per annum and
Credits guarantee coverage under Credit Guarantee Fund Trust for Micro and
Small Enterprises (CGTMSE) for loans up to Rs. 2 Crores.
 Eligible community assets project:
Projects identified for providing supply chain infrastructure for clusters of crops
including export clusters.
Projects promoted by Central/State/Local Governments or their agencies
under PPP. Organic inputs production; Bio stimulant production units;
Infrastructure for smart and precision agriculture
 Management and monitoring:
Through an online Management Information System (MIS) platform. National,
State and District level Monitoring Committees will ensure real-time monitoring
and effective feedback.
 BHARAT campaign:
Banks Heralding Accelerated Rural & Agriculture Transformation (BHARAT)
campaign was launched to:
Provide maximum benefits to the people
Create a competitive spirit among the Banks and lending institutions to
mobilize agriculture infrastructure projects loan at a faster pace.

3.7 PM- KISAN

 Launch Year: 2019
 Nodal Ministry: Ministry of Agriculture and Farmer’s Welfare
 Purpose: To supplement the financial needs of all landholding farmers’ families in
procuring various inputs and also domestic needs
 Type: Central Sector Scheme
 Beneficiaries: All the landholding farmers, subject to certain exclusions
 Benefits: ₹6,000 per year in three equal instalments of ₹ 2,000 each every four months
 Objective: To provide income support to all land-holding eligible farmer families
(families include husband, wife and minor children).

Salient Features:

 Land records mandatory: However, exception for forest dwellers, North-eastern states
and Jharkhand which has separate provisions for land records is made.
 Identification of beneficiary: Responsibility of state/UT government. Self-registration
Mechanism: Through mobile app, PM KISAN portal and Common Service Centers
(CSC).
 Kisan Credit Cards (KCC): To be given to All PM-KISAN beneficiaries to provide them
short-term loans for crop and animal/fish rearing at a maximum interest of
4% on timely repayment.

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  Prevention of diversion of funds: Physical Verification Module (of 5%
beneficiary every year), Aadhar authentication and Income Tax payee
verification.
 Project Management Unit (PMU): Established at the Central level, PMU is responsible
for overall monitoring of the scheme. State Governments may also consider setting
up a dedicated PMU.
 Grievance redressal: Any grievances received by the Grievance Redressal
Committee should be preferably disposed of within two weeks.
 Exclusion: Beneficiaries of higher economic status shall not be eligible.

3.8 PM Fasal Bhima Yojana

 Launch Year– 2016
 Nodal Ministry Ministry of Agriculture and Farmer Welfare
 Objective – Provide financial support to farmers suffering crop loss/damage due to
unforeseen events
 Type: Centrally Sponsored Scheme
 Beneficiaries –
All farmers including sharecroppers and tenant farmers growing notified crops in a
notified area during season who have insurable interest in crop.
Voluntary for all farmers (from Kharif 2020), including loanee farmers (Note: Initially, it
was compulsory for loanee farmers).
 Replaced the National Agricultural Insurance Scheme (NAIS) and Modified NAIS
 Maximum Premium Rate payable by farmer (% of Sum Insured)
2% for Kharif Crops
1.5% for Rabi Crops
5% for commercial and Horticulture crops
 Coverage of Risks and Exclusions:
Basic Cover - Covers risk of loss of yield to standing crop (sowing to harvesting)
Add-On Coverage - State Governments/UTs may choose:
Prevented Sowing/Planting/Germination Risk, Mid-Season Adversity, Localized
Calamities, Add-on coverage for crop loss due to attack by wild animals.
Post-Harvest Losses: Coverage only upto a maximum period of 2 weeks from
harvesting, for crops which are required to be dried in cut and spread / small,
bundled condition in field after harvesting against specific perils of Hailstorm,
Cyclone, Cyclonic rains and Unseasonal rains.
 General Exclusions - Losses arising out of war and nuclear risks, malicious damage
other preventable risks

3.9 Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY)

 Launch – 2019
 Nodal Ministry – Ministry of Agriculture and Farmers' Welfare
 Pension Fund Manager – Life Insurance Corporation of India (LIC)
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  Aim – Meant for old age protection and social security of Small and Marginal Farmers
 Type – Central Sector Scheme
 Eligibility:
Only for Small and Marginal Farmers (SMFs) – farmer who owns cultivable land upto
2 hectare
Age of 18 years and above and upto age of 40 years
Additional Requirement: Aadhaar card, Savings Bank Account / PM- KISAN Account
 Exclusions:
SMFs covered under any other statutory social security schemes
All Institutional Land holders, Former and present holders of constitutional posts
Former and present Ministers, Members of Lok Sabha/Rajya Sabha/ State Legislative
Assemblies etc
All serving or retired officers; Income Tax payee; Professionals like Doctors, Engineers,
Lawyers etc

Key Features:

Voluntary and periodic contribution-based pension system

o Contribution between ₹55 to ₹200 per month till vesting date (age of 60 years)-
depending upon age of entry
o Central Government also contributes equal amount as contributed by eligible
subscriber to pension Fund
o State / UT Governments have option of sharing individual SMF beneficiary’s
contribution
o Co-contributions would not be paid to subscribers in case of pre-mature exits
o Option to pay contributions on quarterly, 4-monthly or half-yearly basis
Option to allow payment of voluntary contribution to Scheme from benefits received
from PM-KISAN Scheme, directly
Assured monthly pension of ₹3000/- to all land holding SMFs, on attaining age of 60
years
In case subscriber exits Scheme within period of less than 10 years from date of
joining- Share of contribution by him only will be returned to him with savings bank
rate of interest
In case subscriber exits Scheme after 10 years from date of joining and before 60
years- Then his share of contribution only shall be returned to him along with
accumulated interest thereon
In case of death of subscriber before vesting date, spouse of subscriber to have
option of continuing scheme by payment of remaining contributions
o Same pension would be payable to spouse
o Provided she/he is not already SMF beneficiary of Scheme
o Upon death of spouse after vesting date, pension corpus transferred back to Pension
Fund
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 o In case of death of subscriber before vesting date if spouse does not exercise option
of continuing- Subscribers’ contributions along with interest earned would be
payable to spouse
If a subscriber dies after date of vesting
o Spouse entitled to receive 50% of pension received by such eligible subscriber as
Family Pension (applicable only to spouse) provided she/he is not already SMF
beneficiary of Scheme
o After death of subscriber as well as of his/her spouse – Total accumulated
contributions made by subscriber and Government credited back to fund

3.10 Soil Health Card Scheme

 Launch year- 2014-15
 Nodal Ministry: Ministry of Agriculture
 Purpose: To facilitate farmers for better understanding of soil and Integrated Nutrient
Management (INM)
 Subcomponent of: RKVY cafeteria scheme (Soil Health & Fertility component)
 Soil Health card (SHC): A printed report card issued to farmers once in three years
indicating the status of his soil in terms of 12 parameters
 SHC Portal: Facilitates generation of SHCs in a uniform and standardized format.
 Objective:
 To assist State Governments to issue soil health cards to all farmers in the country, so
as to provide a basis to address nutrient.
 To develop and promote soil test based nutrient management in the districts for
enhancing nutrient use efficiency.
 To strengthen functioning of Soil Testing Laboratories (STLs) through capacity building,
involvement of agriculture students and effective linkage with Indian Council of
Agricultural Research (ICAR).

Salient Features:

 Soil Health card (SHC): It indicates the status of soil in terms of 12 parameters. It is also
accompanied by an advice on the various fertilizers and other soil amendments he
is supposed to make.
3 Micro – nutrients: Zink (Z), Iron (Fe), Copper (Cu), Manganese (Mn), Boron (B)
1 Secondary- nutrient: Sulphur (S)
3 Macro- nutrients: Nitrogen (N), Phosphorous (P), Potassium (K)
3 Physical parameters: pH (Soil reaction, Acidity/Alkalinity), Electrical Conductivity,
Organic Carbon (OC)
 Soil Testing: Soil samples are tested as per the approved standards for all the 12
parameters at: STL owned by the Department of Agriculture and by their own staff or
by an outsourced agency, ICAR Institutions including KVKs and SAUs, laboratories of

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 the Science Colleges/Universities by the students under supervision of a Professor/
Scientist.
 Ensuring quality of soil test: State Government is mandated to refer 1% of all the
samples in a year to a ‘Referral Laboratory’ to analyse and certify on the results of
Primary Laboratory. The State Government is also required to support the
establishment of Referral Laboratories.
 Payment Per Sample: Centre provides a sum of Rs. 190 per soil sample to State
Governments to cover the cost of collection of soil sample, its test, generation and
distribution of SHC to the farmer.
 SHC Portal: It has been revamped and integrated with a Geographic Information
System (GIS) system so that all the test results are captured and seen on a map.
 Mobile Application: To ensure authenticity of sample collection and correctness of
the information, Sample tracking and alerts to farmers through SMS

3.11 National Mission for Edible Oils- Oil Palm

 Launch year: 2021
 Nodal Ministry: Ministry of Agriculture
 Targets:
To increase area under oil palm cultivation to 10 lakh hectares from 3.5 lakh
hectares by 2025-26
To increase Crude palm oil production from 0.27 lakh tonnes to 11.2 lakh tonnes
by 2025-26 and 28 lakh tonnes by 2028-29
Increase consumer awareness to maintain the consumption level of
19kg/person/annum till 2025-26
 Tenure: Up to 2025-26
 Type: Centrally Sponsored Scheme
 Major oil palm growing states - Andhra Pradesh, Telangana, Tamil Nadu, Odisha,
Karnataka, Goa, Assam, Tripura, Nagaland, Mizoram, and Arunachal Pradesh.

3.12 Kisan Credit Card Scheme:

Launch Year – 1998

Nodal Agency – National Bank for Agriculture and Rural Development (NABARD)

Implementing Agencies – All Co-operative banks, Regional Rural Banks, Scheduled

Commercial Banks, Small Finance Banks

Aim – To provide timely and adequate credit to farmers to meet their needs

Eligibility –

o Age – 18 to 75 years ;
o For senior citizen (>60 years), a co-borrower (legal heir) is mandatory
o All farmers: individual/joint cultivator, owner, tenant farmer, and sharecroppers
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 o Loan is available to anyone engaged in agriculture, allied activities or other non-
farming activities, Animal Husbandry and Fisheries sector
o SHGs or joint liability groups including tenant farmers

Benefits –

Loan of up to ₹3 lakh for a period of up to 3 years

Insurance coverage: up to ₹50,000 (permanent disability or death) & ₹25,000 (other
risks)
No collateral required for loans amounting up to Rs. 1.60 lakh
Covers – Short term credit requirements for cultivation of crops, Post-harvest
expenses, Produce marketing loan, Consumption requirements of farmer household,
Working capital for maintenance of farm assets and activities allied to agriculture,
Investment credit requirement for agriculture and allied activities PM Garib Kalyan
Yojana

3.13 National Programme for Dairy Development:

Launch Year:
 February 2014
Objective:
 Creating/ strengthening of infrastructure for production of quality milk, Procurement,
Processing and Marketing of Milk & Milk Products by the State Implementing Agency
(SIA).
Implementing Agency:
 Department of Animal Husbandry and Dairying
Tenure:
 The scheme has slightly been restructured from 2021-22 to 2025-26.
Components:
The scheme has two components:
 Component 'A' focuses towards creating/strengthening of infrastructure for
quality milk testing equipment as well as primary chilling facilities for State
Cooperative Dairy Federations/ District Cooperative Milk Producers’
Union/SHG run private dairy/Milk Producer Companies/Farmer Producer
Organizations.
 Component B - Dairying through Cooperatives” aims at increasing sales of milk
and dairy products by increasing farmer’s access to organized market,
upgrading dairy processing facilities, marketing infrastructure and enhancing
the capacity of producer owned institutions thereby contributing to increase
in return to milk producers in the project area. The sub-scheme has an outlay
of Rs.1568.28 crore including loan component of Rs.924.56 crore (JPY 14,978

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 million by Japan International Cooperation Agency (JICA)). Eligible States are
Uttar Pradesh, Bihar, West Bengal, Madhya Pradesh, Punjab, Andhra Pradesh,
Telangana, Rajasthan, and Uttarkhand. The sub-scheme is implemented by this
Department through NDDB

3.14 Rashtriya Gokul Mission:

 The Rashtriya Gokul Mission (RGM) is being implemented for development and
conservation of indigenous bovine breeds since December 2014.
 The scheme has been continued under umbrella scheme Development Programmes
from 2021 to 2026 with a budget outlay of Rs.2400 crore.
 The details of achievements made for improving the indigenous breeds in the country
under Rashtriya Gokul Mission since 2014 are as under:
 Accelerated Breed Improvement programme using IVF: The technology has huge
potential in enhancing farmers’ income through production of only female calves
with genetic potential of producing 4000 kg of milk per lactation thus increasing
farmer’s income by many fold. Under the Accelerated Breed Improvement
programme 2 Lakh IVF pregnancies will be established in next five years. Subsidy at
the rate of Rs.5000 per assured pregnancy will be made available to farmers. Under
the RGM scheme funds have been sanctioned for establishment of 33 IVF labs and
20 labs have been made operational.
 Sex sorted semen production: Sex sorted semen production has been introduced in
the country for production of only female calves up to 90% accuracy. During the
next five years 51 lakh pregnancies will be established and subsidy of Rs.750 or 50%
of the cost of sorted semen on assured pregnancy is available to farmers.
 Establishment of Breed Multiplication Farms: A major constraint for aspiring dairy
farmers is the difficulty of procuring high quality heifers or milch animals from their
local areas. To address this issue, a subsidy of 50% (up to Rs.2 crores per farm) on
capital cost (excluding land cost) is being provided to private entrepreneurs under
this component for establishment of breed multiplication farms of minimum herd size
of 200 heads of bovines.
 Nationwide Artificial Insemination Programme: The flagship programme "Nationwide
Artificial Insemination programme (NAIP)” was launched by the Hon'ble Prime
Minister on 11thSeptember 2019 in 605 districts with less than 50% Artificial
Insemination (A.I) coverage.
 Induction of MAITRIs: In order to meet requirement of AI technicians, project for
establishment of MAITRIs (Multi-Purpose AI technicians in Rural India) has been
undertaken under RGM. Till date 35436 MAITRIs have been trained and inducted
under the scheme. In FY 2022-23 it is targeted to train 7845 MAITRIs in the country.
 Establishment of Gokul Gram: Integrated indigenous cattle development Centres
– “Gokul Grams”- are being established under the Rashtriya Gokul Mission with the
aim of conservation and development of indigenous bovine breeds in a scientific
and holistic manner. Funds have been released for establishment of 16 Gokul grams.
As on date, civil works and animal induction completed at 14 Gokul Grams and civil
works completed at 2 Gokul Grams.

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  National Kamdhenu Breeding Centre: Two National Kamdhenu Breeding Centres one
each in northern and southern region has been set up as repository of indigenous
breeds. Southern Region NKBC in Andhra Pradesh has been established at
Chintladevi in Nellore District. Northern Region NKBC is in Madhya Pradesh at Kiratpur,
in Narmadapuram, District.
 e-GOPALA app: A comprehensive breed improvement marketplace and
information portal for direct use of farmers in the form of the e-GOPALA app
(Generation of Wealth through Productive Livestock)- 2020

3.15 SUPPORTING DAIRY COOPERATIVES AND FARMER PRODUCER ORGANIZATIONS

ENGAGED IN DAIRY ACTIVITIES
 Launch Year:2017-18
 Implementing Agency: National Dairy Development Board (NDDB).
 Objective: To assist the Cooperative Societies and farmer producer
organizations engaged in dairy activities by providing soft working capital loan
to tide over the crisis on account of severely adverse market conditions or
natural calamities.
 From 2021-22, SDCFPO is implemented as a central sector scheme under
“Infrastructure Development Fund” with an outlay of 500 crores.

3.16 DAIRY PROCESSING & INFRASTRUCTURE DEVELOPMENT FUND (DIDF):

 DIDF was launched by DAHD in December 2017 with the objective to create/
modernize the milk processing, chilling and value addition
infrastructure towards components Milk processing, Chilling and Value added
Products facilities, etc. for the Dairy Co-operative, Multi State Dairy
Cooperative, Milk Producer Companies (MPC), NDDBs subsidiaries.
 Under this scheme 2.5% interest subvention loan from National Bank for
Agriculture and Rural Development (NABARD) through NDDB/NCDC. Under
DIDF, Funding Period is 2018-19 to 2022-23 and repayment period is up to 2030-
31 with spill over to first quarter of the FY 2031-32.

3.17 PRADHAN MANTRI KRISHI SINCHAYEE YOJANA (PMKSY)

Launch year: July 1, 2015

Type: Centrally Sponsored Schemes

Nodal Ministry: Ministry of Jal Shakti

Purpose: Enhance physical access of water on farm and expand cultivable area under
assured irrigation.

Objective: to enhance farm productivity and ensure better utilization of resources in the
country by expanding the cultivable area under irrigation, reducing water wastage, and
improving water use efficiency.

Dedicated Funds: Long Term Irrigation Fund (LTIF) & Micro Irrigation Fund (MIF) with NABARD.

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Monitoring: Central Water Commission and Ministry of Jal Shakti

Components:

Accelerated Irrigation Benefit Programme (AIBP):

Launched in 1996, AIBP aims to accelerate the implementation of irrigation projects

that exceed the resource capabilities of states.
Focuses on creating new water sources and improving existing ones to ensure water
availability for irrigation.

Har Khet Ko Pani (HKKP):

Aims to create new water sources through minor irrigation, repair, restoration, and
renovation of water bodies.
Strengthens the carrying capacity of traditional water sources and constructs
rainwater harvesting structures.
Sub-components include Command Area Development (CAD), Surface Minor
Irrigation (SMI), Repair, Renovation, and Restoration (RRR) of Water Bodies, and
Ground Water Development.

Watershed Development:

Focuses on the effective management of runoff water and improved soil and
moisture conservation activities.
Includes ridge area treatment, drainage line treatment, rainwater harvesting, in-situ
moisture conservation, and other allied activities on a watershed basis.

Per Drop More Crop (PDMC):

Aims to improve on-farm water use efficiency through micro-irrigation (drip and
sprinkler irrigation systems).
Promotes the adoption of precision-irrigation and other water-saving technologies to
ensure "More Crop Per Drop."

Key Features:

Ministry of Rural Development (MoRD): Integrated Watershed Management

Programme (IWMP)
Ministry of Jal Shakti: On Farm Water Management (OFWM) component of
Accelerated Irrigation Benefit Programme (AIBP) and Har Khet Ko Pani (HKKP)
Earlier Per Drop More Crop of the Ministry of Agriculture (MoA) was also a key
component of the PMKSY. However, now MoA is implementing this scheme under
Rashtriya Krishi Vikas Yojana (RKVY) Cafetaria Scheme

Monitoring:
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National Steering Committee (NSC) under Prime Minister with Union Ministers of all
concerned Ministries
National Executive Committee (NEC) under the Chairmanship of the Vice Chairman,
NITI Aayog.

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