NATIONAL CREDIT AND COMMERCE BANK PLC

INTEREST RATE (DEPOSIT)

EFFECTIVE DATE: April 07, 2025

Interest Rate Effective from April 07, 2025

Name of the Products Tenor BDT >=50Lac to BDT >=01Cr. to BDT
BDT <50Lac BDT >=05Cr.
BDT <01 Cr. <05 Cr.
1 Month 6.00% 6.50% 6.75% 7.00%
3 Months 9.25% 9.50% 9.75% 10.00%
6 Months 9.50% 9.75% 10.00% 10.25%
Fixed Deposit
12 Months 9.75% 10.00% 10.25% 10.50%
24 Months 9.25% 9.50% 9.75% 10.00%
36 Months 9.25% 9.50% 9.75% 10.00%
3 Months 8.25% 8.50% 8.75% 9.00%
6 Months 8.50% 8.75% 9.00% 9.25%
NCC Interest First
12 Months 8.75% 9.00% 9.25% 9.50%
24 Months 8.75% 9.00% 9.25% 9.50%
28 Days 4.50%
90 Days 9.25% 9.50% 9.75% 10.00%
100 Days 9.25% 9.50% 9.75% 10.00%
NCCB FD
180 Days 9.50% 9.75% 10.00% 10.25%
200 Days 9.50% 9.75% 10.00% 10.25%
385 Days 9.75% 10.00% 10.25% 10.50%
NCCB Youngster
36 Months 9.25% 9.50% 9.75% 10.00%
Maximus Account
28 Days 5.00%
90 Days 9.75% 10.00% 10.25% 10.50%
Parama Fixed Deposit 100 Days 9.75% 10.00% 10.25% 10.50%
(Day) 180 Days 10.00% 10.25% 10.50% 10.75%
200 Days 10.00% 10.25% 10.50% 10.75%
385 Days 10.25% 10.50% 10.75% 11.00%
1 Month 6.50% 7.00% 7.25% 7.50%
3 Months 9.75% 10.00% 10.25% 10.50%
Parama Fixed Deposit 6 Months 10.00% 10.25% 10.50% 10.75%
(Month) 12 Months 10.25% 10.50% 10.75% 11.00%
24 Months 9.75% 10.00% 10.25% 10.50%
36 Months 9.75% 10.00% 10.25% 10.50%
Duration & Product Name Amount(min) Amount(max) Interest Rate Interest Rate
(Individual) (Non-Individual)
SFDS
(SPECIAL FIXED DEPOSIT SCHEME) Tk. 100,000 Tk. 100,000,000 10.50%(BDT 875 per lac before tax for
[Duration-01 , 02 & 03 Years]
01 Year, 02 Years & 03 Years)
Parama NARI SAMOTA Tk. 1,000 Any Amount 10.25%
(03 Years)
 SAVINGS BANK DEPOSIT A/C (SB)

Product Name Amount (min) Amount (max) Interest Rate Interest Rate
(Individual) (Non-Individual)
Below 50k 0.50%
Tk. 50k to less than Tk.10 Lac 1.00%
Savings Bank Deposit Account Tk. 10 Lac to less than Tk.25 Lac 1.25%
Tk. 25 Lac and above 2.00%
NCCB Youngster Account N/A ANY AMOUNT 3.50% N/A
NCCB Golden Savings Account(For Senior Tk. 1000 ANY AMOUNT 3.00% N/A
Citizens)
Parama Super Saver Account For Details Please Visit Parama website: [Link]
Parama Power Saver
Daily Average Balance:
NCC Power Saver Less than Tk. 25,000 NA
(Min opening Balance:Tk.1000) Tk.25,000 to Tk.5,00,000 4.00%
Tk.5,00,001 to Tk. 20,00,000 5.00%
Tk.20,00,001 to Tk. 50,00,000 5.25%
Above Tk.50,00,000 5.50%
CURRENT DEPOSIT A/C (CD)
Product Name Amount (min) Amount (max) Interest Rate Interest Rate
(Individual) (Non-Individual)
Current Deposits Tk. 1,000 ANY AMOUNT NO INTEREST NO INTEREST
Parama Uddokta For Details Please Visit Parama website: [Link]
SPECIAL NOTICE DEPOSIT A/C (SND)
Product Name & Duration Amount (min) Amount (max) Interest Rate Interest Rate
(Individual) (Non-Individual)
N/A N/A ANY AMOUNT 2.00%

NCC BANK SPECIAL SAVING SCHEME(SSS)-MONTHLY

InstalmentAmount Matured Value Matured Value Matured Value(5Y) Matured Value Matured Value Matured Value
(2Y)[Before Tax] (3Y) [Before Tax] [Before Tax] (8Y)[Before Tax] (10Y)[Before Tax] (12Y)[Before tax]
500 Tk. 13,282 Tk. 20,935 Tk. 38,614 Tk. 72,331 Tk. 1,00,804 Tk. 1,35,255
1000 Tk. 26,565 Tk. 41,871 Tk. 77,229 Tk. 1,44,663 Tk. 2,01,608 Tk. 2,70,511
1500 Tk. 39,846 Tk. 62,805 Tk. 1,15,842 Tk. 2,16,993 Tk. 3,02,412 Tk. 4,05,766
2000 Tk. 53,130 Tk. 83,742 Tk. 1,54,458 Tk. 2,89,326 Tk. 4,03,216 Tk. 5,41,022
2500 Tk. 66,410 Tk. 1,04,675 Tk. 1,93,070 Tk. 3,61,655 Tk. 5,04,020 Tk. 6,76,277
3000 Tk. 79,695 Tk. 1,25,613 Tk. 2,31,687 Tk. 4,33,989 Tk. 6,04,824 Tk. 8,11,533
3500 Tk. 92,974 Tk. 1,46,545 Tk. 2,70,298 Tk. 5,06,317 Tk. 7,05,628 Tk. 9,46,789
4000 Tk. 1,06,260 Tk. 1,67,484 Tk. 3,08,916 Tk. 5,78,652 Tk. 8,06,432 Tk. 10,82,044
4500 Tk. 1,19,538 Tk. 1,88,415 TK. 3,47,526 Tk. 6,50,979 Tk. 9,07,236 Tk. 12,17,300
5000 Tk. 1,32,825 Tk. 2,09,355 Tk. 3,86,145 Tk. 7,23,315 Tk. 10,08,040 Tk. 13,52,555
10000 Tk. 2,65,650 Tk. 4,18,710 Tk. 7,72,290 Tk. 14,46,630 Tk. 20,16,080 Tk. 27,05,111
15000 Tk. 3,98,475 Tk. 6,28,065 Tk. 11,58,435 Tk. 21,69,945 Tk.30,24,160 Tk. 40,57,667
20000 Tk. 5,31,300 Tk. 8,37,420 Tk. 15,44,580 Tk. 28,93,260 Tk. 40,32,160 Tk. 54,10,223
25000 Tk. 6,64,125 Tk. 10,46,775 Tk. 19,30,725 Tk. 36,16,575 Tk. 50,40,200 Tk. 67,62,779
50000 Tk. 13,28,250 Tk. 20,93,575 Tk. 38,61,475 Tk. 72,33,199 Tk. 10,080,421 Tk. 1,35,25,559
NCC BANK DEPOSIT PLUS SCHEME(DPS)-MONTHLY
InstalmentAmount Matured Value Matured Value Matured Value(5Y) Matured Value Matured Value Matured Value
(2Y)[Before Tax] (3Y) [Before Tax] [Before Tax] (8Y)[Before Tax] (10Y)[Before Tax] (12Y)[Before tax]
1000 Tk. 26,565 Tk. 41,871 Tk. 77,229 Tk. 1,44,663 Tk. 2,01,608 Tk. 2,70,511
2000 Tk. 53,130 Tk. 83,742 Tk. 1,54,458 Tk. 2,89,326 Tk. 4,03,216 Tk. 5,41,022
2025 Tk. 53,794 Tk. 84,789 Tk. 1,56,389 Tk. 2,92,944 Tk. 4,08,257 Tk. 5,47,785
3000 Tk. 79,695 Tk. 1,25,613 Tk. 2,31,687 Tk. 4,33,989 Tk. 6,04,824 Tk. 8,11,533
4000 Tk. 1,06,260 Tk. 1,67,484 Tk. 3,08,916 Tk. 5,78,652 Tk. 8,06,432 Tk. 10,82,044
5000 Tk. 1,32,825 Tk. 2,09,355 Tk. 3,86,145 Tk. 7,23,315 Tk. 10,08,040 Tk. 13,52,555
10000 Tk. 2,65,650 Tk. 4,18,710 Tk. 7,72,290 Tk. 14,46,630 Tk. 20,16,080 Tk. 27,05,111
 15000 Tk. 3,98,475 Tk. 6,28,065 Tk. 11,58,435 Tk. 21,69,945 Tk.30,24,160 Tk. 40,57,667
20000 Tk. 5,31,300 Tk. 8,37,420 Tk. 15,44,580 Tk. 28,93,260 Tk. 40,32,160 Tk. 54,10,223
25000 Tk. 6,64,125 Tk. 10,46,775 Tk. 19,30,725 Tk. 36,16,575 Tk. 50,40,200 Tk. 67,62,779
50000 Tk. 13,28,250 Tk. 20,93,575 Tk. 38,61,475 Tk. 72,33,199 Tk. 10,080,421 Tk. 1,35,25,559
YOUNGSTER MONEY PLANT SCHEME(YMPS)-MONTHLY
InstalmentAmount Matured Value Matured Value Matured Value Matured Value Matured Value Matured Value (12Y)
(2Y)[Before Tax] (3Y) [Before Tax] (5Y)[Before Tax] (8Y)[Before Tax] (10Y)[Before Tax] [Before tax]
250 Tk. 6,641 Tk. 10, 467 Tk. 19,307 Tk. 36,166 Tk. 50,402 Tk. 67,267
500 Tk. 13,282 Tk. 20,935 Tk. 38,614 Tk. 72,331 Tk. 1,00,804 Tk. 1,35,255
1000 Tk. 26,565 Tk. 41,871 Tk. 77,229 Tk. 1,44,663 Tk. 2,01,608 Tk. 2,70,511
2000 Tk. 53,130 Tk. 83,742 Tk. 1,54,458 Tk. 2,89,326 Tk. 4,03,216 Tk. 5,41,022
3000 Tk. 79,695 Tk. 1,25,613 Tk. 2,31,687 Tk. 4,33,989 Tk. 6,04,824 Tk. 8,11,533
4000 Tk. 1,06,260 Tk. 1,67,484 Tk. 3,08,916 Tk. 5,78,652 Tk. 8,06,432 Tk. 10,82,044
5000 Tk. 1,32,825 Tk. 2,09,355 Tk. 3,86,145 Tk. 7,23,315 Tk. 10,08,040 Tk. 13,52,555
10000 Tk. 2,65,650 Tk. 4,18,710 Tk. 7,72,290 Tk. 14,46,630 Tk. 20,16,080 Tk. 27,05,111
15000 Tk. 3,98,475 Tk. 6,28,065 Tk. 11,58,435 Tk. 21,69,945 Tk.30,24,160 Tk. 40,57,667
20000 Tk. 5,31,300 Tk. 8,37,420 Tk. 15,44,580 Tk. 28,93,260 Tk. 40,32,160 Tk. 54,10,223
25000 Tk. 6,64,125 Tk. 10,46,775 Tk. 19,30,725 Tk. 36,16,575 Tk. 50,40,200 Tk. 67,62,779
NCC BANK MONEY DOUBLE PROGRAM(FDR NATURED)
Duration Amount (min) Amount (max)
6 years 11 months Tk. 1,00,000 Tk. 50,00,000
TAX & VAT (if any) is applicable on maturity value.

NCC PARAMA MONTHLY SAVINGS SCHEME

InstalmentAmount Matured Value Matured Value Matured Value Matured Value Matured Value
(02 Years)[Before Tax] (03 Years)[Before Tax) (05 Y)[Before Tax) (08Y)[Before Tax) (10Y)[Before Tax)
250 6,674 10,545 19,550 36,923 51,759
500 13,348 21,091 39,101 73,847 103,518
1000 26,696 42,182 78,202 147,694 207,036
1500 40,044 63,273 117,303 221,541 310,554
2000 53,392 84,364 156,404 295,388 414,072
2500 66,740 105,455 195,505 369,235 517,590
3000 80,088 126,546 234,606 443,082 621,108
3500 93,436 147,637 273,707 516, 929 724,626
4000 1,06,784 168,728 312,808 590,776 828,144
4500 1,20,132 189,819 351,909 664,623 931,662
5000 1,33,480 210,910 391,010 738,470 1,035,180
10000 2,66,960 421,820 782,020 1,476,940 2,070,360
15000 4,00,440 632,730 1,173,030 2,215,410 3,105,540
20000 5,33,920 843,640 1,564,040 2,953,880 4,140,720
25000 6,67,400 1,054,550 1,955,050 3,692,350 5,175,900
50000 13,34,833 21,09,115 39,10,116 73,84,771 10,351,823
NCC DOUBLE BENEFIT SCHEME
Initial Tenure & Monthly Installment Amount(BDT) Matured Value(BDT)
Amount(BDT) 2 Years 3 Years 4 Years 5 Years 6 Years (before tax) Interest Rate
25,000 731 387 216 114 47 50,000 10%
50,000 1,462 774 432 228 93 100,000 10%
1,00,000 2,924 1,548 863 455 185 200,000 10%
2,00,000 5,847 3,096 1,725 909 369 400,000 10%
5,00,000 14,618 7,736 4,313 2,272 922 1,000,000 10%
10,00,000 29,236 15,472 8,625 4,543 1,844 2,000,000 10%
20,00,000 58,470 30,944 17,249 9,086 3,688 4,000,000 10%
NCC KOTIPOTI SCHEME
Monthly Instalment Matured Value
Tenure Interest Rate
Amount(Tk) (one crore taka before tax)
2 Years 3,76,436 BDT 10,000,000 10.00%
 3 Years 2,38,826 BDT 10,000,000 10.00%
4 Years 1,70,333 BDT 10,000,000 10.00%
5 years 1,29,485 BDT 10,000,000 10.00%
10 Years 49,602 BDT 10,000,000 10.00%
15 Years 24,881 BDT 10,000,000 10.00%
20 Years 13,803 BDT 10,000,000 10.00%
NCC MILLIONAIRE SCHEME
Monthly Instalment Matured Value Interest Rate
Tenure
Amount(Tk) (one million taka before tax)
2 Years 37,645 BDT 1,000,000 10.00%
3 Years 23,883 BDT 1,000,000 10.00%
4 Years 17,034 BDT 1,000,000 10.00%
5 years 12,949 BDT 1,000,000 10.00%
10 Years 4,961 BDT 1,000,000 10.00%
15 Years 2,489 BDT 1,000,000 10.00%
20 Years 1,381 BDT 1,000,000 10.00%
The ALCO of NCC Bank PLC has decided to circulate the product rates based on the latest decision taken on March 25, 2025 and it was decided to be
effective from April 07, 2025 as per instruction circular 36/2025.
Shown only for customer disclosure