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Assignment

The document provides various calculations related to loans, including EMI, total payment, interest amounts, and future values for different loan scenarios. It covers loans with different amounts, interest rates, and durations, detailing monthly payments and principal/interest breakdowns. Additionally, it includes calculations for future values and present values based on specified rates and periods.

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Tapu Karmakar
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0% found this document useful (0 votes)
21 views7 pages

Assignment

The document provides various calculations related to loans, including EMI, total payment, interest amounts, and future values for different loan scenarios. It covers loans with different amounts, interest rates, and durations, detailing monthly payments and principal/interest breakdowns. Additionally, it includes calculations for future values and present values based on specified rates and periods.

Uploaded by

Tapu Karmakar
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd

EMI CALCULATION

RATE 12%
LOAN AMMOUNT 500000
PERIOD 60

EMI ₹ 11,122.22

TOTAL PAY ₹ 667,333.43

INTEREST ₹ 167,333.43

Loan 400000
ROI(P.A.) 5%
Terms(Months) 12

EMI Interest Principal Total EMI


Months ₹ 34,242.99 ₹ 1,666.67 ₹ 32,576.33 ₹ 410,915.91

PMT 1800 Year PMT 1800


Rate 6% Rate 6%
FV 50000 FV 50000

NPER 16.83 Year NPER 26.08

FV 450000 PV ₹ 40,000.00
ROI 6.20% ROI 6.20%
Duration 12year Duration 16year

PV ₹ 218,634.31 FV ₹ 104,725.46

PMT ₹ 2,000.00 Month


ROI 8.30% P.A.
Duration 3 Years

FV ₹ 81,438.93
MONTH PPMT IPMT
1 ₹ 6,122.22 ₹ 5,000.00 11122.22
2 ₹ 6,183.45 ₹ 4,938.78 11122.22
3 ₹ 6,245.28 ₹ 4,876.94 11122.22
4 ₹ 6,307.73 ₹ 4,814.49 11122.22
5 ₹ 6,370.81 ₹ 4,751.41 11122.22
6 ₹ 6,434.52 ₹ 4,687.71 11122.22
7 ₹ 6,498.86 ₹ 4,623.36 11122.22
8 ₹ 6,563.85 ₹ 4,558.37 11122.22
9 ₹ 6,629.49 ₹ 4,492.73 11122.22
10 ₹ 6,695.79 ₹ 4,426.44 11122.22
11 ₹ 6,762.74 ₹ 4,359.48 11122.22
12 ₹ 6,830.37 ₹ 4,291.85 11122.22
13 ₹ 6,898.68 ₹ 4,223.55 11122.22
14 ₹ 6,967.66 ₹ 4,154.56 11122.22
Total Interest 15 ₹ 7,037.34 ₹ 4,084.89 11122.22
₹ 20,000.00 16 ₹ 7,107.71 ₹ 4,014.51 11122.22
17 ₹ 7,178.79 ₹ 3,943.43 11122.22
18 ₹ 7,250.58 ₹ 3,871.65 11122.22
19 ₹ 7,323.08 ₹ 3,799.14 11122.22
20 ₹ 7,396.31 ₹ 3,725.91 11122.22
21 ₹ 7,470.28 ₹ 3,651.95 11122.22
22 ₹ 7,544.98 ₹ 3,577.24 11122.22
23 ₹ 7,620.43 ₹ 3,501.79 11122.22
Month 24 ₹ 7,696.63 ₹ 3,425.59 11122.22
25 ₹ 7,773.60 ₹ 3,348.62 11122.22
26 ₹ 7,851.34 ₹ 3,270.89 11122.22
27 ₹ 7,929.85 ₹ 3,192.37 11122.22
month 28 ₹ 8,009.15 ₹ 3,113.08 11122.22
29 ₹ 8,089.24 ₹ 3,032.98 11122.22
30 ₹ 8,170.13 ₹ 2,952.09 11122.22
31 ₹ 8,251.83 ₹ 2,870.39 11122.22
32 ₹ 8,334.35 ₹ 2,787.87 11122.22
33 ₹ 8,417.69 ₹ 2,704.53 11122.22
34 ₹ 8,501.87 ₹ 2,620.35 11122.22
35 ₹ 8,586.89 ₹ 2,535.33 11122.22
36 ₹ 8,672.76 ₹ 2,449.46 11122.22
37 ₹ 8,759.49 ₹ 2,362.74 11122.22
38 ₹ 8,847.08 ₹ 2,275.14 11122.22
39 ₹ 8,935.55 ₹ 2,186.67 11122.22
40 ₹ 9,024.91 ₹ 2,097.32 11122.22
41 ₹ 9,115.16 ₹ 2,007.07 11122.22
42 ₹ 9,206.31 ₹ 1,915.92 11122.22
43 ₹ 9,298.37 ₹ 1,823.85 11122.22
44 ₹ 9,391.36 ₹ 1,730.87 11122.22
45 ₹ 9,485.27 ₹ 1,636.95 11122.22
46 ₹ 9,580.12 ₹ 1,542.10 11122.22
47 ₹ 9,675.92 ₹ 1,446.30 11122.22
48 ₹ 9,772.68 ₹ 1,349.54 11122.22
49 ₹ 9,870.41 ₹ 1,251.81 11122.22
50 ₹ 9,969.11 ₹ 1,153.11 11122.22
51 ₹ 10,068.80 ₹ 1,053.42 11122.22
52 ₹ 10,169.49 ₹ 952.73 11122.22
53 ₹ 10,271.19 ₹ 851.04 11122.22
54 ₹ 10,373.90 ₹ 748.32 11122.22
55 ₹ 10,477.64 ₹ 644.59 11122.22
56 ₹ 10,582.41 ₹ 539.81 11122.22
57 ₹ 10,688.24 ₹ 433.99 11122.22
58 ₹ 10,795.12 ₹ 327.10 11122.22
59 ₹ 10,903.07 ₹ 219.15 11122.22
60 ₹ 11,012.10 ₹ 110.12 11122.22
LOAN ₹ 400,000.00
ROI(P.A) 5%
TERMS 12 MONTHS

EMI ? INTEREST PRINCIPAL TOTAL EMI TOTAL INTEREST


₹ 34,242.99 ₹ 1,666.67 ₹ 32,576.33 410,915.91 ₹ 20,000.00

PMT ₹ 1,500.00 YEAR


DURATION 25 YEAR
FV ₹ 50,000.00

RATE ? 2%

PMT ₹ 1,800.00 YEAR


RATE 6% P.A.
FV ₹ 50,000.00

NPER ? 16.83 YEAR

PMT ₹ 1,800.00 MONTH


Rate 6% P.A.
FV ₹ 50,000.00

NPER ? 26.08 MONTHS

FV ₹ 450,000.00
ROI 6.20% P.A.
Duration 12year

PV ? ₹ 218,634.31

PV ₹ 40,000.00
ROI 6.20%
Duration 16 YEARS

FV ? ₹ 104,725.46

PMT ₹ 2,000.00 MONTH


ROI 8.30% P.A.
DURATION 3 YEARS

FV ? ₹ 81,438.93
LOAN ₹ 400,000.00
ROI(P.A) 5%
TERMS 12 MONTHS

EMI ? INTEREST PRINCIPAL TOTAL EMI TOTAL INTEREST


₹ 34,242.99 ₹ 1,666.67 ₹ 32,576.33 410,915.91 ₹ 20,000.00

PMT ₹ 1,500.00 YEAR


DURATION 25 YEAR
FV ₹ 50,000.00

RATE ? 2%

PMT ₹ 1,800.00 YEAR


RATE 6% P.A.
FV ₹ 50,000.00

NPER ? YEAR

PMT ₹ 1,800.00 MONTH


Rate 6% P.A.
FV ₹ 50,000.00

NPER MONTHS

FV ₹ 450,000.00
ROI 6.20% P.A.
Duration 12year

PV ? ₹ 218,634.31

PV ₹ 40,000.00
ROI 6.20%
Duration 16 YEARS

FV ? ₹ 104,725.46

PMT ₹ 2,000.00 MONTH


ROI 8.30% P.A.
DURATION 3 YEARS

FV ? ₹ 81,438.93
LOAN FROM SBI 250000
ROI PER ANNUM 12%
PERIOD 10

EMI ₹ 3,586.77
TOTAL PAYMENT ₹ 430,412.85
TOTAL INTEREST ₹ 300,000.00

COST OF A CAR ₹ 425,000.00


DOWN PAYMENT ₹ 50,000.00
ACTUAL LOAN ₹ 375,000.00
ROI PER ANNUM 13.20%
PERIODS (YEARS) 8

EMI ₹ 6,344.75
TOTAL PAYMENT MADE ₹ 609,095.63
INTEREST AMMOUNT ₹ 4,125.00
PRINCIPAL AMMOUNT ₹ 2,219.75

PPMT ₹ 1,000.00
ROI 8%
PERIOD 5

FV ? ₹ 73,476.86

TOTAL PAYMENT ₹ 60,000.00


TOTAL INTEREST ₹ 13,476.86

PV ₹ 27,000.00
FV ₹ 55,000.00
PERIOD 120

ROI ? 7.14%

FV ₹ 50,000.00
ROI PER ANNUM 11%
PERIOD (YEARS) 5

PRESENT VALUE? ₹ 28,919.86

COST OD A MOTOR BYKE ₹ 75,000.00


ROI PER ANNU 13%
EMI 3000
EMI 3000
TOTAL PAYMENT PERIOD IS NOT MENTIONED
INTEREST AMMOUNT PAID PERIOD IS NOT MENTIONED

COST OF INSURANCE ₹ 125,000.00


ROI 9%
PERIOD 15

FV ₹ 47,300,721.12

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