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 Credit Card Debt Consolidation
In these times when millions of people are suffering from the results of debts, credit card debt
consolidation seems to be the best solution to ease the burden from the shoulders of the debt victims.

It is undeniable that the advent of plastic money has improved and made huge changes in the way
business is being run in the world. It has given customers many benefits and convenience. It has
become a necessity but the other side of the coin is the plastic money is coupled with setbacks like
drowning card holders in debts which results from unplanned spending.

Debt consolidation comes to the rescue and can be regarded as a means to haul yourself out of
credit card debt. Credit card debt consolidation is the process of consolidating all your ... Show more
content on Helpwriting.net ...
Paying a lower APR is the first benefit you can get. Some credit card companies offer a low APR
or even zero percent APR for the first few months after you use their services. Some even offer zero
APR for the first six to nine months after you get your new plastic to consolidate your debts.

Another benefit you can get when you go for credit card debt consolidation is availing of the
lower standard APR rates. One example of this is the long term APR. However, not all card
suppliers offer this feature. One more benefit you can get is you get a zero percentage on purchases
you make.

Card companies usually offer this feature as an incentive when you opt for credit card debt
consolidation but this is only applicable for a short period. You cannot expect card suppliers to
offer this forever. This also gives you an easier time to manage your accounts.

With only one card to take care of, you do not have to worry over mountains of bills that will fill
your mailbox at the end of each month. Easy management is an advantage because you do not have
to keep track of your multiple plastic cards anymore. You can focus on the card where you have
consolidated all your
 Physical Geography Of Benin
Physical geography

Benin is one of the smallest country in Africa. It is a key shaped country. It lies in West Africa
and is between the Equator and the Tropic of Cancer. It is surrounded by the countries Burkina
Faso, Niger, Nigeria, and Togo (see Figure 1). The coordinates of the country is 9°20 N 2°15 E.
Benin is about the size of Tennessee. Benin is located near the equator which makes the
temperature to be higher than average. The area of Benin is 44,310 mi2. Benin is 98.2% land
and 1.8% water. Benin is a relatively elevated throughout. The physical geography is south Benin
is a sandy coastal area, and north of Benin is a marshy land that have lagoons that rise into La
Terre de Barre Plateau (see Figure 6). The sandy coastal area is 2 to 5 kilometers wide which are
bounded by lagoons. The climate of Benin is hot and humid in the south and is partially arid in the
north. Annual rainfall that occurs in the coastal area averages about 1,360 mm.

The capital of Benin is Porto Novo located near the coast. The city is located near the Gulf of
Guinea which connects to the Atlantic Ocean.The sea coast is about 75 miles long. The Niger River
serves as a northern border (see Figure 3). The major rivers in Benin is the Kouffo, the Mono, the
Niger, and the Oueme. The largest city in Benin is Cotonou. Cotonou is a chief port and is a de
facto administrative capital. The French have taken over Benin and made it into a colony in the 19th
century until 1960.

The natural hazards that

 The Myth Of Albert Einstein
With a name synonymous to genius, Albert Einstein is undoubtedly one of the most influential
men in modern physics and philosophy of science. Who exactly is Albert Einstein? Born in the
German Empire in 1879, Albert Einstein was not thought initially by his peers to be anything
special. There is a lot of myth surrounding Einstein s schooling with statements like Einstein failed
math or Einstein did bad in school , but these were simply myths and not much more. Einstein did
extremely well in school and did amazing in mathematics specifically (having mastered calculus
on his own at age 15). The issue was that Einstein had a tendency to skip class and go off on his
own doing personal research and discovery. It was in this erratic method of his that caused
colleagues and employers to avoid his company and led to the developed opinion that Einstein
was not destined for a life of research and discovery. Although Einstein seeked out a position in the
sciences, nobody would take him on as an assistant nor a colleague which ultimately led to him
becoming a worker at the Swiss patent office. The prospect of Einstein ever entering into the
academic stream looked grim. He had derailed his education and reputation. He was disregarded in
the scientific community for his poor work ethic and failure to comply with traditional scientific
method. However, in 1905 at the age of 26, Einstein went on to publish four papers that changed his
academic merit entirely. March saw Einstein s
 The Standard American Business Suit Essay
It s happened to all of us. You re standing in front of your closet, staring into the deep abyss of
clothing in front of you. In a frantic search to find a suitable outfit for the day, you shuffle through
the myriad amounts of color options in front of you. Mystical teals, burnt oranges and chocolaty
browns fill your gaze. You just cannot seem to find anything that you would feel comfortable
wearing for the day. In terms of style, coloris the cornerstone. Many, however, lack the ability to
color coordinate. The color of what we wear can exude an impact much greater than we could
even define. The topic of the unspoken language of color will allow those who are less
fashionable to gain an understanding of the silent essence their clothing gives off. The unspoken
social language of color is one that relays who we are. It can emit our emotions, our personality
and allow us to relive eras of our humanity. The standard American business suit is an example.
Following a basic formula, it involves a grey suit, white shirt, deep toned tie, and white pocket
square with either black shoes. The dark tones are closely tied with authority and leadership. There
are a handful of ways to play around with this, but if you wish to convey the message that you re
there for business, you ll stick to the basic formula. Substitute the white shirt out for light blue, and
suddenly the suit means something completely different. Drop the white pocket square for a greenor
orange, and the message
 Evergreen State College Trip Report
This trip began at 7:20 a.m. when I arrived at the Evergreen State College. At my time of arrival, it
was a cool 53 F and was slightly raining with the expected forecast of heavy rain throughout the
day. At 7:45 a.m. I met the rest of the class in front of the vans in parking lot C and I noted that
everything was wet from all the rain. We left campus at 8:15 a.m. and headed south towards
VancouverWA. My goal for this trip was learn more about the history of the Columbia RiverGorge
and the city of Vancouver. Throughout the drive, I took notes every fifteen minutes to record my
observations. At 8:30 a.m. we passed the last Tumwater exit heading south on I5, at 8:45 a.m. we
passed the Centralia Outlet Mall. At 9:00 a.m. we passed the Morton exit where there was a lot
of scotch broom present. By 9:15 a.m. we passed the mile 49 markers. At 9:30 a.m. we passed a
river along the freeway (was it the Columbia?)/ By 9:45 a.m. the class stopped at the rest stop for a
few minutes before leaving once again towards Vancouver. By 10:00 a.m. the slight... Show more
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Shortly after our arrival to the park Christina and I set out on a walk around the river which didn t
seem like it would be too bad due to the rain, but about half way through we soon regretted it.
Throughout our walk the rain and wind picked up immensely and by the time we finished we
were both soaking wet from the head down despite having an umbrella. Although the rain made
the walk difficult it was nice taking note of the tremendous amounts of blackberry plants and long
grasses that lined the walkway in addition the informational signs about the area. By the time we
finished our walk it was 11:39 a.m. and we sat down under a covered area where we ate our
lunched and listened to a talk by Martha who explained the history of the Columbia River and its
importance for Native Americans and
 A Short Note On Core Competencies And Competencies
V. Core Competencies:
Core Competencies One: Innovation
The definition of innovation in core competency is defined is to be, Able to challenge conventional
practices; adapts established methods for new uses; pursues ongoing system improvement; creates
novel solutions to problems; evaluates new technology as potential solutions to existing problems.
(NHIV.gov)
One of SOBI s core competencies is innovation. They create a work environment where employees
are free to feel creative and therefore creates more innovation. The company is constantly looking for
opportunities for growth, which is why I think that expanding into these new territories would
definitely fall within this core competency.
Core Competencies Two: Quality
SOBI ... Show more content on Helpwriting.net ...
This customer service standard will be crucial when moving into the new territories, as these are
Countries that are generally poor and uneducated when it comes to their options when treating their
disease. The idea the SOBI is there ready to answer their calls and to help them deal with insurance
and financial assistance is a big plus.
Core Competencies Four: Teamwork
Teamwork is something that SOBI boasts about throughout all of their annual reports. They are very
proud of their low turnover rate and worker initiatives they practice. They offer fixed and variable
salaries, long term incentive programs, pension plans, open door policies and many more incentives
to maintain a happy working team. When looking at other pharmaceutical companies, SOBI has the
lowest turnover rate in the industry and they contribute this to their ability to foster teamwork.
Fostering great team work will only help SOBI when they move into these new territories. If they
have happy workers on the ground starting to market the product, physicians and patient will sense
this. Unhappy workers and high turnover rate does nothing to help the confidences of those
purchasing the products.
VI. Pricing
A. What are the fixed and variable costs to the company of producing, marketing, and selling the
new good or service
The product purchasing is a tricky situation, especially when we are talking about heavily poor
communities and countries. For those
 Demographics And Its Impact On Health And Health
In my research, I discovered that population trends will dramatically impact healthcare. Simply put
the more people who exists the more healthcare that is required. Population is not the only factor
and other sub factors of population such as age, race, and ethnicity or demographics and they also
have an impact on Healthcare. For example, the population of people in the U.S. over the age of 65
in 1950 was only 8.1% of the total population. The trend of that number is expected to rise to 20.2%
by 2050. Geographic trends can assist healthcare professionals where to focus their educational
efforts in terms of healthcare availability. Psychographics examines the consumer or the factors that
motive them such as values, attitudes, beliefs, motions, interests, and personalities.
Demographic trends can be used to target specific gender and ethnic groups from a healthcare
perspective. An example of this targeted healthcare is research showed that males, both non
Hispanic and Hispanic, in the Michigan area where disproportionately affected by cancer
(Kodjebacheva, Blankenship, Hayman Jr, Parker, 2016). The application of this is by knowing this
data and data similar to it, we will be able to have focused HealthCare to the demographics that
statistically need it more than others.
The study of Geographic trends will allow us to better understand physically where healthcare
resources are lacking compared to other typically developed areas. An example of application here is
a study
 The Controversies Of Child Beauty Pageants
Fabulous makeup, glamorous hair, and beautiful outfit, this is what embodies pageantry. Today,
Beauty pageants are not only based on beauty but the contestants aspirations. Modern pageants,are
for the most scholarship pageants in which the winning participant receives money to continue or
pay off their higher education. Child Beauty pageants have become very popular in the
entertainment world with shows being created to display the bizarreness and extremities of pageant
culture. Although many believe child beauty pageants are used to build a child s self confidence,
they have, in fact, been achieving opposite results by focusing their priorities on the appeal of
superficial beauty, implementing young girls into a sexualized culture , and... Show more content on
Helpwriting.net ...
However, a focus on appearance can result in many young participants in the pageant community
to view their looks as a prime concern. Sadly, these children consider their beauty as their only
opportunity for winning . To win pageants, some parents spend hundreds of dollars on artificial
beauty enhancements such as fake tans, hair, and even teeth for their child contestants. Hoping to
receive titles and prizes, a number of parents can take these beauty improvements to a dangerous
extreme. In 2011, a case was brought up on a pageant mom who would frequently inject botox to
her eight year old daughter before beauty competitions. Unapologetic for her actions, the mother
claimed that her daughter had begged her to perform the cosmetic procedure. Surprisingly, the
mother also declared that other moms, for the sake of beauty, also use botox on their children for
so called wrinkles. Although it is an extreme case, altering any form of a child s undeveloped
appearances can actually result as a disservice for them. Sending terrible messages to little girls to
value their face and appearance by searching for unattainable goals in superficial beauty and to an
extent where innocence converts itself as a thing of the past, this is what pageant children
 Analyzing Proserpina s Decisions
Proserpina, the daughter of Ceres, was panicky. Despite the fact that she was clearly told by her
mother to not go far into the forest, she went against her mother s wishes and went exploring
anyway. Proserpina was trembling with fear, her hands trembling like an anxious boy trying to go
to sleep on Christmas Eve. She was running and tumbling over branches and tree roots until all of a
sudden, she finds herself locking her eyes onto a beautiful and enticing little plant. She decided to
uproot it from the ground and take it back to her mother. Proserpina was unaware that in uprooting
the plant from the ground, she would be causing an opening that would lead to Pluto, the God of the
underworld, and his castle. Pluto tried enticing her to him, but once he sensed her rejection and lack
of cooperation he... Show more content on Helpwriting.net ...
On the way to his castle, Pluto tried easing Proserpina s concerns about her safety, and he offered
her something to quench her thirst from the magical torrent. Proserpina refused, but she knew
Pluto would still try to deceive her into drinking some, so she promised herself she would not
consume or imbibe one bit of anything while she was in his custody. Before too long, Proserpina
saw the castle for the first time. The castle was the color of cement blocks gray and gloomy. It
had a gothic type of structure, with huge gargoyles perched on each corner of the roof. The entry
door contained big, brass knockers in the shape of a lion s face. If you look past the gargoyles on
the roof, you can see that the castle has several towers. The sides of the castle contained small, little
windows with bars on them that continue all the way to the grass on the ground. The castle
permeated off a feeling of tension and fright. It was apparent that the surroundings of the castle were
intended to make the castle seem attractive with a small playground on the side of the
 The Mind Of The Unconscious Mind
For many years the question of whether or not the unconscious mind really exists, and if it does then
what does it consist of has baffled many theorist s minds and has made many philosophers question
themselves. There have been debates on whether the conscious mind is influenced by other parts of
the mind. These parts are indented within the unconscious, which has processes such as personal
habits, intuition and being oblivious to certain things in life. While we are completely aware of what
is happening I the conscious mind, we have absolutely no idea of what information is stored in the
unconscious mind. It is believed that the unconscious mind comprises various significant and
disturbing material, which is required to be kept out of awareness as they may be too menacing to
completely acknowledge and be mindful of. There are been some critics that have completely
disbelieved the existence of the unconscious mind. Many psychological scientists today believe that
the unconscious mind is the shadow of a real conscious mind. However, through extensive research,
evidence has been found that the unconscious is not visibly complex, controlling, or action orientated.

Over the last 30 years, there has been a wide research into the level of people s awareness and the
important factors that influence their judgments and decisions to give an explanation about their
behavior. According to Bargh (2006), in contrast with the cognitive psychology tradition, this
research has
 The Great Ancestry Of The Crown Of Camelot
The old scholar practically beamed as he unrolled the next scroll. Let it be known, the great ancestry
of the crown of Camelot.

Geoffrey began to read off lineage that most nobles in Camelot knew by heart, until he came to the
one that Merlin both anticipated and feared. The warlock was trembling, as he awaited the signal
from the dais. His hand gripped the dragon bone hilt of Carnwenhau, drawing deep on the strength
within himself. He silently asked that his grandfather, who once wore the dagger, to be with him.

...His Majesty, High King of Briton, Aurelius Ambrosius in the Great Marriage Rite with a druid
priestess begat a son, Balinor Emrys of the Dragon Lord line, Earl of Snowdonia...

Merlin heard his mother s gasp resound across the near silent room. He grinned, wondering what she
was going to think of the next part.

This has been corroborated by His Royal Majesty, King Lot of Lothian and the High Druid Iseldir.
Lord Balinor, joined to Hunith of Ealdor, in turn begat one son.

Merlin took a deep breath and stepped partially out of the shadows, standing near the entrance to
the Great Hall. The Great Marriage Rite to validify Balinor s heritage was a bit of a stretch.
Although recognized as a joining among the druidic population and others who still revered the Old
Religion, it was not something that would be upheld as a true Royal Line in the eyes of the Roman
church, if his legitimacy was ever challenged...but it was acceptable enough for the role of regent,
 Physics of Aristotle Essay
The great Greek thinker Aristotle was born in 384 B.C. in Stagirus, a city in ancient Macedonia in
northern Greece. At the age of eighteen Aristotle went to Athens to begin his studies at Plato s
Academy. He stayed and studied at the Academy for nineteen years and in that time became both a
teacher and an independent researcher. After Plato s death in 347 B.C. Aristotlespent twelve years
traveling and living in various places around the Aegean Sea. It was during this time that Aristotle
was asked by Philip of Macedon to be a private tutor to his son, Alexander. Aristotle privately taught
Alexander for three years before he returned to Athens after Philip gained control of the Greek
capital. During this period back in Athens Aristotle... Show more content on Helpwriting.net ...
In The Physics Aristotle deduces that there must be two main principles of change. These principles
are 1) matter and 2) form. Matter stays the same in general composition throughout change much as
a rock would stay the same even after being broken into several small pieces. Form, however, is
what changes through various processes.
In order to prevent an infinite regression of argument, Aristotle came up with the his famous idea of
the Prime Mover, which exists outside the earth somewhere in the heavens and is ultimately
responsible for all change on earth.
Aristotle s physics separated the universe into two main areas: the terrestrial realm and the celestial
realm. The terrestrial realm was composed of the four elements: earth, wind, water and fire, which
could each be either hot, wet, dry or cold, and the celestial realm made of ether, or what Aristotle
called the quintessence.

The basic assumption of Aristotelian physics was that the natural state of terrestrial matter is at rest,
and that earth air and water would continually strive to reach their natural place at the center of the
earth unless impeded by an impenetrable surface like the ground or a ceiling. He assumed that the
natural resting place of fire was somewhere above the earth but below the moon. this model held
that the complicated nature of the circulation of the air was a result of the conflict between fire,
which was trying to
 Sameer Patel s Frightful Symphony
On November 5th, 2015 an exquisite and delightful symphony was conducted by Sameer Patel that
is recognized by audiences and musicians for his musicality and his passion towards music. The
symphony focus for this show was the brass which encompass a wide range of different instruments
including trumpets, tubas and trombones that stole the spotlight. Also joining the orchestraa world
renowned Norwegian tuba soloist named Oystein Baadsvik that made his debut in the symphony, by
playing a Norwegian Folk Song named Fnugg. In Fnugg, Oystein Baadsvik does something that
makes him unique compared to other tuba players, he uses double tonging that allows him to sound
like he his beat boxing with his instrument. While double tonging, Oystein also sings into his
instrument that creates multiphonics. I admired this piece because it is very entertaining and also
his use of... Show more content on Helpwriting.net ...
The overture begins with a fanfare in the brass, followed by a fast melody in the winds. The strings
take up this melody and the piece reaches a climax with a four note motif. Suddenly, the music
reaches a more lyrical melody in the horns and cellos, although the tempo remains the same. Then
the brass take the finally with a high spirited and lively ending with the focus on the trumpets. This
piece is marvellous because it fits right into the symphony of big bold brass. In the beginning and
the end of the piece, the brass stole the show with cheerful and up lifting sections. The imagery in
my head when I listen to this piece is a war. In the beginning, the fanfare in the brass represents the
armies preparing to go to war. Then when the strings and horns take the melody, it represents the war
occurring with the use of staccatos and accents to show the armies clashing together and the troops
falling. The ending with the brass exhibits one army winning the war and celebrating the
 Sacco And Vanzetti Analysis
Sometimes words cannot exactly explain what we want to convey, so we need a visual to support
it. A similar thing was observed in the article of Alan M. Dershowitz, he cleverly makes use of Ben
Shah s painting in the article to grab the attention of folks. The author writes about a murder case of
a paymaster and a guard of the South Braintree by Sacco and Vanzetti, both were Italian immigrant
anarchists. Surprisingly, the truth was not revealed that whether Sacco and Vanzetti were the killers
and this case is still unsolved. I agree with the author that the trials could not get to the fair results. I
believe that the painting is an ironic symbol of the justice. It silently expresses a lot what the text
can t. I think the painting adds words... Show more content on Helpwriting.net ...
A hidden symbol for the injustice, very cleverly used by Ben Shahn, was lilies. In an online
webpage, Ben Shahn says, As a well known symbol of the crucified Christ, the lilies also suggest
that Sacco and Vanzetti are martyrs, punished for sins they did not commit (Shahn, Ben. The Passion
of Sacco and Vanzetti 1931 32. New York. http://collection.whitney.org/object/1022 Accessed
October 2016). It is clear from this line that the two sentenced people were innocent and were the
victims of the power of high class gentlemen. Former are stated as martyrs because they were not the
murderers instead they had been murdered by the unfair trials held by wealthy