Dear Mrs Renuka Maheshwari,
Congratulations! Now you are one step closer to achieving your financial goals by choosing Tata AIA Fortune Guarantee Supreme.
Guaranteed Income:
You have the option to receive your guaranteed income in one of the following ways:
Annually in Advance
Annually,Monthly, quarterly or half-yearly in Arrears
Annually on a "special date" such as your birthdate, anniversary, etc.
Your plan details are as follows:
Policy term (years) 30
Premium payment term (years) 12
Mode of premium payment Annual
Premium installment as per chosen mode incl. GST ₹104500
Income Paid In Cash 100%
You have chosen to receive guaranteed income every year on policy anniversary
Your income details are as follows:
Income Starts from year 13
No. of years for which you will receive income (Income period) 18
Guaranteed income installment as per chosen frequency ₹128005
Guaranteed maturity benefit ₹1200000
Your first policy anniversary will be one year from the date of commencement of policy. The date of commencement of policy will be
mentioned in your policy schedule.
If you have opted for special date, the date of first income payout will be the chosen special date that falls after 1st policy anniversary.
The date of first Income payout will be mentioned in your policy schedule.
Best Wishes,
Tata AIA Life Insurance Company Ltd.
Please read complete Sales brochure before concluding sales.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai –
400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a [Link] any information including cancellation, claims and complaints, please
contact our Insurance Advisor / Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–9966 (local charges apply) or write to us at customercare@[Link]. Visit us at: [Link]. UIN: 110N163V12
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
receiving such phone calls are requested to lodge a police complaint.
BENEFIT ILLUSTRATION
Tata AIA Fortune Guarantee Supreme
Name of the Prospect / Policyholder: Mrs Renuka Maheshwari Proposal No: Q17527576576331
Age (years) : 55 Name of the Product: Tata AIA Fortune Guarantee Supreme
Gender: Female Tag Line: Individual, Non-Linked, Non-Participating Life Insurance Savings Plan
Name of the Life Assured 1 : Mrs Renuka Maheshwari Unique Identification Number: 110N163V12
Age (years) : 55 GST Rate : 4.50% for first year
Gender: Female 2.25% second year onwards
Name of the Life Assured 2 : NA
Age (years) : NA
Gender: NA
Policy Term (years) : 30
Premium Payment Term (years) : 12
Amount of Instalment Premium (Rs.) : 136000
Mode of Payment of Premium : Annual
Death Benefit Multiple Option: 10
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Plan Option My Income Basic Sum Assured (first Death) Rs. 1000000
Benefit Deferred Income with Return of Premium Basic Sum Assured (Second Death, if any) Rs. NA
Income/Survival Benefit Frequency Annual Sum Assured on First Death (at inception of the policy) Rs. 1000000
Sum Assured on Second Death, if any (at inception of the
Return of Premium Benefit Yes NA
policy) Rs.
Income/Survival Benefit starts from year 13 Special Date2 NA
Income/Survival Benefit period (years) 18 Settlement Option5 NA
Total Annualized Premiums payable (A) Rs. 1200000 Total benefits during policy term (B) Rs. 3504090
Rider Details
Tata AIA Vitality (Wellness Program): No
Details of Life Insured/Partner under the Benefit Option Benefit Payout Premium
Return
Benefit Premium Sum p.a. Year 1
Rider Name / UIN^(Benefit Option / Income Income of
Option Payment Assured without Discount
Benefit Payout Option) Name Age(yrs) Gender Lumpsum (Rs.) p.a. Duration premium Term Term (Rs.) GST (Rs.)
(Rs.) (yrs) option
(Rs.)
Tata AIA Benefit Protection Rider <<Benefit
Mrs Renuka Maheshwari 55 F NA NA NA NA 30 12 * 30144 NA
Assure>>
Tata AIA Benefit Protection Rider, UIN: 110B049V03
* The benefit equals all future premiums payable under the base policy and rider(if any) from the date of claim for a period as specified in the policy contract. Please refer to the policy contract for more details.
Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 100000 30144 130144
Instalment Premium with First year GST (Rs.) 104500 31500 136000
Instalment Premium post applicable discount with First year GST (Rs.) 102410 31500 133910
Instalment Premium with GST 2nd year onwards (Rs.) 102250 30822 133072
Instalment Premium post applicable discount for Base Plan includes discount for, Female lives
Guaranteed Non - Guaranteed
Policy Year Single/ Annualized Premium 4
Survival Benefits1 Maturity Benefit Death Benefit Death Benefit4 (Second death, if any) Min. Guaranteed Surrender Value3 Special Surrender Value3 Surrender Value
(First Death)
1 100000 0 0 1000000 NA 0 56396 56396
2 100000 0 0 1000000 NA 60000 121116 121116
3 100000 0 0 1000000 NA 105000 195128 195128
4 100000 0 0 1000000 NA 200000 279515 279515
5 100000 0 0 1000000 NA 250000 375468 375468
6 100000 0 0 1000000 NA 300000 484441 484441
7 100000 0 0 1000000 NA 350000 608067 608067
8 100000 0 0 1000000 NA 416000 747982 747982
9 100000 0 0 1000000 NA 486000 906192 906192
10 100000 0 0 1084914 NA 550000 1084914 1084914
11 100000 0 0 1286489 NA 627000 1286489 1286489
12 100000 0 0 1513749 NA 708000 1513749 1513749
13 128005 0 1633343 NA 732000 1633343 1633343
14 128005 0 1624404 NA 627995 1624404 1624404
15 128005 0 1614737 NA 523990 1614737 1614737
16 128005 0 1604272 NA 407985 1604272 1604272
17 128005 0 1593137 NA 303980 1593137 1593137
18 128005 0 1581065 NA 199975 1581065 1581065
19 128005 0 1568026 NA 95970 1568026 1568026
20 128005 0 1553942 NA 0 1553942 1553942
21 128005 0 1538681 NA 0 1538681 1538681
22 128005 0 1522345 NA 0 1522345 1522345
23 128005 0 1504495 NA 0 1504495 1504495
24 128005 0 1485110 NA 0 1485110 1485110
25 128005 0 1464248 NA 0 1464248 1464248
26 128005 0 1441388 NA 0 1441388 1441388
27 128005 0 1416592 NA 0 1416592 1416592
28 128005 0 1389548 NA 0 1389548 1389548
29 128005 0 1360099 NA 0 1360099 1360099
30 128005 1200000 1328005 NA 0 1328005 1328005
Benefits during Settlement Period5 (applicable when Settlement option is opted 'Yes')
Proportion of Maturity Benefit opted to be taken as equal installments during settlement period (%) NA
Settlement period (years) NA
Frequency of payouts during Settlement period NA
Amount of each installment as per frequency chosen above (Rs.) NA
For the purpose of this illustration, the discounting rate used NA
Note: Single/Annualised premium excludes underwriting extra premium, loading for modal premiums, the premium paid towards the riders, if any, and Goods and Services Tax.
1. Survival Benefit will be payable at the end of Survival Benefit frequency as chosen or on Special date. Please refer complete Terms and Conditions for more details on Survival Benefits.
2. If you have selected Special Date - a. The Survival Benefits will be paid out on the chosen special date. b. The last instalment of Survival Benefit will be paid on the date of maturity and not on the special date and hence, the last instalment will be
lower than the earlier Survival Benefits c. Income payable includes interest for the period between policy anniversary and special date chosen. This illustration assumes the date mentioned in the box below as the policy commencement date for the
purpose of calculation of policy anniversary. However, the actual interest calculation will be based on the policy commencement date mentioned in your policy schedule.
3. The surrender values mentioned above are illustrated at the end of the policy year and will be paid post deducting survival benefit already paid during that year (if any). Special Surrender value may be revised depending on the prevailing market
conditions.
[Link] Death Benefit shown above is at the end of the policy year. For single life policies and in case of Second Death for joint life policies, the death benefit illustrated above has been floored to Surrender value (which is inclusive of Non-Guaranteed
Special Surrender Value) payable at that point of time. Upon payment of Death benefit the policy terminates and no further benefits are payable
5. The instalments are derived using the rate equal to '5-year Gsec rate minus 50 bps' as on the end of financial year preceding maturity. The first instalment shall be paid on Maturity & the next as per chosen frequency, in advance. The 5 year G-sec
rate will be reviewed every year.
6. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in
this document. Please consult your own tax consultant to know the tax benefits available to you.
7. Please read Sales Brochure carefully before concluding a sale.
I, …...................... (name), have explained the premiums and benefits under the product fully to the prospect / I, Mrs Renuka Maheshwari , having received the information with respect to the above, have understood the above
policyholder. statement before entering into the contract.
Place:
Date: 17-Jul-2025 Date: 17-Jul-2025
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2025/Apr/1626 (Rider -L&C/Advt/2022/Sep/2271 )
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: [Link]
