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The projected financials submitted justify an LC limit of Rs.300.00 lac and a TR/DL limit of Rs.550.00 lac for FY 2081/82. The assessment includes calculations for applicable bank finance based on inventory, sundry debtors, and sales turnover methods. Detailed calculations for monthly purchases and LC requirements under sight and usance are also provided.

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Sweta Shrestha
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26 views5 pages

New Microsoft Excel Worksheet

The projected financials submitted justify an LC limit of Rs.300.00 lac and a TR/DL limit of Rs.550.00 lac for FY 2081/82. The assessment includes calculations for applicable bank finance based on inventory, sundry debtors, and sales turnover methods. Detailed calculations for monthly purchases and LC requirements under sight and usance are also provided.

Uploaded by

Sweta Shrestha
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd

Dear madam,

We would like to inform you that the projected financials submitted by you justifies the LC limit of Rs.300.00 lac
and TR/DL limit of Rs.550.00 lac only (in round figure) for FY 2081/82. The detail of limit assessment is as
under:-

MPBF CALCULATION METHOD


Rs. in Lac

Particulars Projected I Projected II Projected III Average


Inventory 386.92 1824.56 1998.25 1105.74
Less: Creditors 59.58 117.1 135.08 88.34
Total: 327.34 1707.46 1863.17 1017.4
(A) Applicable Bank Finance - 75% 245.51 1280.6 1397.38 763.05

Sundry Debtors 446.82 1304.91 1361.42 875.87


Advances - Business Related 18.87 31.7 31.89 25.29
Less Advance from Customer 0 0 0 0
Total 465.69 1336.61 1393.31 901.15
(B) Applicable Bank Finance - 70% 325.98 935.63 975.32 630.81

Total (A+B) 571.49 2216.22 2372.69 1393.86


Regular Funded Limit at Prabhu Bank Ltd. 2050 2050 2050 2050

Sales Turnover Method


Limit above 200.00 Lacs FY 2081/82 FY 2082/83 FY 2083/84
Fluctuating Working Capital
Sales 1582.44 5741.08 6322.81
40% of projected Sales: 632.98 2296.43 2529.12

LC LIMIT MPBF CALCULATION


Particulars Projected I Projected II Projected III
Annual Requirement (Purchase) 1064.96 3382.49 5116.69
Monthly Purchase 88.75 281.87 426.39
Purchase under Usance 80% 71 253.69 383.75
Purchase under Sight 20% 17.75 28.19 42.64
Sight Period in months (if any) 2 2 2
Lead Time in months 1 1 1
Usance period 3 3 3
Total sight period 2 2 2
Total Usance period 4 4 4
LC Requirement under sight 35.5 56.37 85.28
LC requirement under usance 283.99 1014.75 1535.01
Total LC requirement 319.49 1071.12 1620.29
91.58 2017.7 184,780.97
265 2017.68 534,685.20
7.25 3362.8 24,380.30
118.25 2017.7 238,593.03
2.5 2017.68 5,044.20
60.75 3362.8 204,290.10
1,191,773.79
154,930.59
1,346,704.38
18000 71500
12000 18990
430 36000
850 10000
34752
1200 1262
32480 140024 172504
4.311084
238
VAT amount Total estd pan
398.23 450.00 1,335.00 1,250.00
265.49 300.00 505.00 290.00
2,455.65 2,669.86 300.00 1,321.00
489.44 521.65 800.00 169.00
786.72 888.99 140.00 2,048.00
323.01 365.00 550.00 200.00
5,392.10 6,022.66 975.00 2,000.00
11,218.17 1,240.00 386.00
591.00 336.00
1,220.00 649.00
7,656.00 490.57
120.00
226.00
220.00
220.00
320.00
340.00
176.00
208.90
130.00
525.00
182.00
350.00
90.00
130.00
363.60
850.00
13,591.07
G. Total 32,465.24

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