North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
LOAN APPLICATION FORM
LOAN 04919907
APPLICATION
NUMBER
CUSTOMER KARANI SUBRAMANYAM
NAME
GENDER Male
MOBILE NUMBER +919160777274
EMAIL ID KSN2989@[Link]
DATE OF LOAN 13.08.2025
APPLICATION
CURRENT 517501, Near Palani Theatre, Karri Mariyamma Temple,
ADDRESS Dasari Mattam, 19-8-18/F/5ANDHRA PRADESHTirupati/
LOAN TYPE PERSONAL LOAN (NON-MICROFINANCE WITH
CUSTOMER HOUSEHOLD ANNUAL INCOME MORE THAN
INR 3,00,000)
PANCARD AYPPK 5086 M
NUMBER
AADHAR CARD 206425197958
NUMBER
CUSTOMER CENTRAL BANK OF INDIA
BANK NAME
CUSTOMER 3371129168
BANK ACCOUNT
NUMBER
IFSC OF CBIN0282088
CUSTOMER
BANK
COMPANY NAME SCHOOL EDUCATION DEPARTMENT AP
COMPANY +919441481628
PHONE
REFERENCE [Link]
NAME 1
REFERENCE +918008484255
NAME 1 MOBILE
NUMBER
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
PLATFORM NAME Oneclickmoney Techplus Private Limited
Reg. Office: Shop No 97 Ground Floor, Block – BC PH 2
Mangolpuri Ind. Area New Delhi Delhi North West DL 110034 IN
CIN: U72900DL2022FTC406879 Ph. No. 0 124 692 0540
Email Id: care@[Link]
NBFC NAME North East Hire Purchase Company (India) Private Limited
Registered office address :- 56a, Ashok Vatika,Madhavdevpur
Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup
As 781008 In
Email Id :- care@[Link]
Name of the person :- Kanishk Kumar
Phone No. :- +9599229783
SANCTION LETTER
KEY FACT STATEMENT: SANCTION LETTER & TERMS OF SANCTION
LOAN TYPE: PERSONAL LOAN (NON-MICROFINANCE WITH CUSTOMER
HOUSEHOLD ANNUAL INCOME MORE THAN INR 3,00,000)
NAME OF REGULATED ENTITY North East Hire Purchase Company (India) Private Limited
DATE OF LOAN 13.08.2025
1
APPLICATION
LOAN APPLICATION 04919907
2
NUMBER
3 CUSTOMER NAME KARANI SUBRAMANYAM
4 GENDER Male
5 MOBILE NUMBER +919160777274
6 EMAIL ID KSN2989@[Link]
517501, Near Palani Theatre, Karri Mariyamma Temple,
7 ADDRESS
Dasari Mattam, 19-8-18/F/5ANDHRA PRADESHTirupati/
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
PERSONAL LOAN (NON-MICROFINANCE WITH
8 LOAN TYPE CUSTOMER HOUSEHOLD ANNUAL INCOME MORE
THAN INR 3,00,000)
9 PANCARD NUMBER AYPPK 5086 M
AADHAR CARD 206425197958
10
NUMBER
CUSTOMER BANK CENTRAL BANK OF INDIA
11
NAME
CUSTOMER BANK 3371129168
12
ACCOUNT NUMBER
IFSC OF CUSTOMER CBIN0282088
13
BANK
14 COMPANY NAME SCHOOL EDUCATION DEPARTMENT AP
15 COMPANY PHONE +919441481628
16 REFERENCE NAME 1 [Link]
REFERENCE NAME 1 +918008484255
17
MOBILE NUMBER
North East Hire Purchase Company (India) Private Limited
Registered office address :- 56a, Ashok
Vatika,Madhavdevpur Behind DGP Office, Rehabari,
18 NBFC NAME Guwahati Rehabari Gmc Kamrup As 781008 In
Email Id :- care@[Link]
Name of the person :- Kanishk Kumar
Phone No. :- +9599229783
Oneclickmoney Techplus Private Limited
Reg. Office: Shop No 97 Ground Floor, Block – BC PH 2
Mangolpuri Ind. Area New Delhi Delhi North West DL
19 PLATFORM NAME
110034 IN CIN: U72900DL2022FTC406879 Ph. No. 0 124
692 0540 Email Id: care@[Link]
LOAN SANCTION
AMOUNT /
DISBURSEMENT TO
CUSTOMER ACCOUNT
20 1000 INR
WITH US (AMOUNT TO
BE DISBURSEMENT
TO THE BORROWER
LOAN ACCOUNT)
21 UPFRONT FEE 0.00 INR
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
CHARGES PAYABLE
BY CUSTOMER 0.00 INR
NET DISBURSED
AMOUNT TO
22 1000.00 INR
CUSTOMER BANK
ACCOUNT
Princip
1000 INR
al
Interes
14.00000000 INR
t
Proce
ALL IN COST FOR ssing 0.00 INR
LOAN APPLICATION / Fees
23 BREAKUP OF EACH Electr
COMPONENT TO BE onic
GIVEN Doctor
0.00 INR
Servic
e Fee
(Rs.)
Servic
70.00000000 INR
e Fee
TOTAL INTEREST
CHARGES DURING
24 14.00000000 INR
THE ENTIRE TENURE
OF THE LOAN
TOTAL AMOUNT TO
BE PAID BY
25 1096.60000000 INR
BORROWER ON DUE
DATE(S)
ANNUAL 15.66 %
PERCENTAGE
RATE(APR) -
EFFECTIVE
26 ANNUALISED
INTEREST RATE IN %
TERM (including all
fixed fees and
charges)
27 LOAN TENURE 7
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
(DAYS)
REPAYMENT
28 FREQUENCY BY THE ONE TIME PAYMENT
BORROWERR
NUMBER OF
29 INSTALLMENT FOR ONE
REPAYMENT
INTEREST TYPE
30 APPLICABLE FOR FIXED
LOAN ACCOUNT
APPLICABLE
31 INTEREST RATE IN % 7.40%
PER ANNUM
DETAILS ABOUT CONTINGENT CHARGES, OVER AND ABOVE THE ONE WHICH IS
32
MENTIONED HEREINABOVE
No prepayment fee shall be charged.
Only receipt of Accrued interest and service fee shall be
a) PREPAYMENT FEE
charged at the time of prepayment.
FEE REFUNDABLE IF
LOAN NOT
b) NO FEES BEING CHARGED
SANCTIONED /
DISBURSED
The LPF will be charged on certain days of the payment delay
(overdue) as per below:
RATE OF Days Amount in (Rs.)
ANNUALISED LATE
c) CHARGES IN CASE 0 to 1 Rs. 0/-
OF DELAYED 2 to 4 Rs. 95/-
PAYMENTS
5 to 9 Rs. 190/-
Above 10 days Rs. 285/-
If the borrower willing to opt the option to extend the period of
d) Extension Fees loan for number of days as mentioned in our application or web
portal, then borrower can avail such option after paying
extension fee as mentioned in web portal and application time
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
to time. However such extension fee or option shall be depend
upon the borrower CIBIL score or/and various past history with
the Company.
DETAILS OF
SECURITY /
33 NONE
COLLATERAL
OBTAINED
LOOKUP / COOL OF
PERIOD
BORROWER CAN
Within System setting with code
REPAY THE
34 "CloseInAdvanceAvailablePeriodDays" not found. days
PRINCIPAL AMOUNT
including the date of disbursement of loan
WITHOUT ANY
INTEREST OR OTHER
APPLICABLE
CHARGES
AMOUNT PAYABLE ONLY THE PRINCIPAL AMOUNT BORROWER CAN REPAY
35 DURING LOOKUP / THE PRINCIPAL AMOUNT with proportionate APR WITHOUT
COOL OF PERIOD ANY INTEREST OR OTHER APPLICABLE CHARGES
DIGITAL LENDING
36 [Link] (WEBSITE / MOBILE APPLICATION)
APP (DLA)
DETAILS OF LENDING
SERVICE PROVIDER
(LSP) ASSISTING
North East Hire
Purchase Company Reg. Office: Shop No 97 Ground Floor, Block – BC PH 2 Mangolpuri Ind. Area New Delhi
Delhi North West DL 110034 IN CIN: U72900DL2022FTC406879 Ph. No. 0 124 692 0540
37 (India) Private Limited Email Id: care@[Link]
WITH CUSTOMER
ON-BOARDING,
CUSTOMER SERVICE
AND CUSTOMER
REPAYMENTS
NAME, DESIGNATION, FINTECH GRIEVANCE REDRESSAL OFFICER OF LSP
ADDRESS AND Name of the person:- Saman Lugman Bilgrami
PHONE NUMBER OF Quality manager Akanksha Banodha
NODAL GRIEVANCE Registered office address Shop No 97 Ground Floor, Block –
REDRESSAL BC PH 2 Mangolpuri Ind. Area New Delhi Delhi North West DL
38 OFFICER 110034 IN
DESIGNATED Email ID :- care@[Link]
SPECIFICALLY TO Phone Number : +917971279014
DEAL WITH FINTECH /
OF NBFC
DIGITAL LENDING
RELATED ISSUES / Name of the person :- Kanishk Kumar
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
Registered office address :- 56a, Ashok Vatika,Madhavdevpur
COMPLAINTS Behind DGP Office, Rehabari, Guwahati Rehabari Gmc
Kamrup As 781008 In
Email Id :- care@[Link]
Phone No. :- +9599229783
OUTSTA SERVICE LOAN APR%
INTERES FEE REPAYME
NDING PRINCIPAL Electronic PROCESSING (INTEREST +
T AMOUNT NT
PRINCIP AMOUNT Doctor Service FEE AMOUNT SERVICE
AMOUNT AMOUNT
AL Fee FEE)
14.00000 70.0000000 0.00 INR 1096.600
1000 INR 1000 INR 0.00 INR 15.66 %
000 INR 0 INR 00000 INR
* Subject to the borrower full repayment of the loan within 7 days, the Company may,
at its discretion, furnish a coupon code resulting in a reduction of cost or waiver of fees
associated with the processing, service and interest.
Additionally, please note,
1. Service Fee will be accrued once upon disbursement for the initial loan term
2. Late Payment Fee will only be charged on the Principal Outstanding as of Loan
repayment date.
3. If the customer is unable to make the payment on due date, customer would be
charged Late Payment fee on second, fifth and tenth days of overdue. Interest
amount will be assessed to the customer after the due date of the loan for thirty
calendar days of overdue.
4. No Late Payment Fee will be charged during the tenure of loan.
5. For above loan being source by Lending Service Provider (LSP)
ONECLICKMONEY TECHPLUS PRIVATE LIMITED Digital Lending App (DLA)
used is ONECLICKMONEY TECHPLUS PRIVATE LIMITED and the same are
also entrusted as first point of contact for loan servicing and collections and
customer confirms that he is willing to be served using the LSP named above.
6. Customer understand that the LSP will be retaining only the basic data of the
customer (Name, Address, Phone No, Email id, Loan Account
No/amount/tenure/ EMI, etc) and all the customer documents and financial data
will be stored securely by the NBFC only.
7. Further it’s to be noted that the abovementioned LSP has also been given
responsibility to act as Loan Recovery Agents for and on behalf of our NBFC for
your loan account. They will abide by the loan recovery policy being framed by
our Board and all recovery will be done based on the same. No harsh measures
will be taken. In case any borrower feel he’s aggrieved by the actions of the
agent, they can approach the customer connect points as per Grievance
redressal process.
8. Exclusive Jurisdiction for any dispute / complaint relating to above loan or
actions arise therefrom shall be courts at Rajkot for both Civil and Criminal.
9. Customer can anytime check various policies and more product detail at
a. Lender Product details at [Link]
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
b. Lender Policies at [Link]
c. LSP / DLA at https: [Link]
d. LSP privacy policy at [Link]
e. е. NBFC Privacy Policy at [Link]
10. All disbursements and repayments will be done to/from the Lender account,
customers are advised not make any payments to non-Lender Account in any
circumstances. All the fees payable to LSP will be paid directly by Lender.
11. The following information was provided / collected during loan application from
you with your permission and are stored with NBFC:
a. Your Personal Details i.e., Name, Present Address, DOB, Income
b. Your Present Location (using GPS); Your Live Picture (using camera),
c. Pan Number, address proof (Aadhar Card)
d. Bank details
e. Bank Statements
f. Name of a reference as well as your company data who will be used as
alternative contact number if you are not contactable on your primary
contact number
g. OTP verification for authenticity of Mobile No and mail Id being used and
IP
h. Mobile details like IMEI No and model
i. Browser hash
12. Repayment as per the above repayment plan can be done by way of payment
through,
a. Auto-Debit
b. Debit card - [Link]
c. UPI - [Link]
d. Netbanking - [Link]
GRIEVANCE REDRESSAL MECHANISM
Customers are free to bring any Grievance to the notice of the following officers
which will be dealt in best possible manner:
Grievance Redressal Officer to deal with Fintech / Digital lending of LSP
Customer care No: 0 124 692 0540, 0 124 692 0541
Customer Care email id: grievance@[Link]
Nodal Grievance Redressal Officer: Saman Lugman Bilgrami
Ph No: 0 124 692 0540, 0 124 692 0541
Email id: grievance@[Link]
Any unresolved complaint should be brought to notice of Customer Service
Department of the NBFC at,
Ph No: +9599229783
Email Id: care@[Link]
In case the complaint is not resolved within a period of one month or if he/she is not
satisfied with the solution provided by the NBFC or its partner, the customer can
approach the Complaints Redressal Officer as per followings:
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
First Level Grievance Redressal Officer: Kanishk Kumar
Ph No: +9599229783
Email Id: care@[Link]
In case the complaint is not resolved within a period of one month or if he/she is not
satisfied with the solution provided, the customer can approach
Second Level Grievance Redressal Officer: Dhwani Talati
Ph No: +9599229783
Email Id: care@[Link]
Incase the Complaint want to send physical complaint, he can send the same at
following address of the company,
North East Hire Purchase Company (India) Private Limited
NBFC Address 56a, Ashok Vatika,Madhavdevpur Behind DGP Office,
Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In
If the complaint/ dispute is not resolved within 1 month customer may prefer complaint
with regulator under the Reserve Bank Integrated Ombudsman Scheme (RB-IOS)
[Link]
For any further clarifications regarding your loan, please feel free to call us. It would
be a pleasure to assist you.
Contact point for any information regarding this loan & for any service-related
queries please call us at +917971279014 or you can email us at
care@[Link] If you have any grievances, please do not hesitate to write
us on grievance@[Link]
Please be advised that the Lender reserves the right to cancel / withdraw this
sanction letter at its sole discretion with or without any reason thereto before the
disbursement.
Assuring you of our best services always
Your faithfully,
North East Hire Purchase Company (India) Private Limited
Dhwani Talati
(DSC of Credit Manager of North East Hire Purchase Company (India) Private
Limited)
North East Hire Purchase Company (India) Private Limited
Reg. Office: 56a, Ashok Vatika,Madhavdevpur Behind DGP Office, Rehabari, Guwahati Rehabari Gmc Kamrup As 781008 In Ph.
No. 9599841901 Email id: info@[Link] CIN: U65921AS1995PTC004580
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Borrower IP Addresse:
BAD95F5E70DC092727514B42B9C763D19715DCBAC034EC3994A23C58B8B28A275A567243465EEE3D09323FF01D9
[Link]
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EC51544D974B889A28FFDA3A3A427E2BCFB71CC4426A9F7B570AE2CBD9C3E47E131F8298FEC91A76C552B8334BB
Name: KARANI
2FEFC53265221882058AE114BE5920852508DDFC9ADB34DE31050
SUBRAMANYAM
Date: 13.08.2025
