LIC AAO 2025 Recruitment Notification
LIC AAO 2025 Recruitment Notification
Abbreviations: SC: Scheduled Caste; ST: Scheduled Tribe; OBC: Other Backward Classes; EWS: Economically Weaker
Section; UR: Unreserved; PwBD: Persons with Benchmark Disabilities; LD: Locomotor disability; VI: Visual Impairment;
HI: Hearing Impairment; ID: Intellectual disability; MD: Multiple Disability
The total number of vacancies and the reserved vacancies are provisional and may vary according to the actual
requirements of LIC. The reservation under various categories will be as per prevailing Government guidelines at the time of
finalization of result. No candidate shall have any vested right to appointment on the basis of the number or distribution of
vacancies advertised.
Note: Candidate should apply for ONE post only in respect of post notified on 16.08.2025 for AAO Generalist, Specialists
and Assistant Engineer. In case of multiple applications for one post or more posts, the latest valid(completed)
application will be retained and the application fee/ intimation charges paid for the other multiple registration(s) will stand
forfeited without any reference to the candidate Further, multiple attendance/ appearance by a candidate at the time of
interview / joining will result in rejection/ cancellation of candidature, summarily.
Note: Only person with benchmark disabilities as defined under section 2(r) of the Rights of Persons with Disabilities
Act, 2016 would be eligible for reservation.
A person who wants to avail the benefit of reservation will have to submit a latest disability certificate issued by a
Competent Authority as prescribed in RPwD Act, 2016. Such certificate will be subject to verification as decided by
1
LIC. If, at any stage of the recruitment process or thereafter, the certificate is found to be invalid, forged, tampered, or
not conforming to the prescribed definition, LIC reserves the right to reject the candidature, cancel the appointment (if
already made), and take such further action as it deems fit, including legal proceedings.
2. Schedule of events:
The tentative schedule of events shall be as under:
Activity Dates
Start date for Online Registration of Applications and Online Payment of 16.08.2025
Application Fee/ Intimation Charges
Last date for Online Registration & Online Payment of Application 08.09.2025
Fee/Intimation Charges
Download of Call Letter for Online Examination 7 days before
examination
Dates of Online Examination – Preliminary (tentative) 03.10.2025
Dates of Online Examination – Main(tentative) 08.11.2025
Candidates are required to regularly check authorized LIC website [Link] > Careers for details and
updates in respect of the present application. Any information published on the website shall be deemed as being
notified “LIC reserves the right to modify the schedule of events in case of any exigencies”.
3. Eligibility Conditions:
Eligibility conditions as on 01.08.2025 shall be as under:
Age Minimum Age shall be 21 years (completed) as on 01.08.2025. Maximum age shall
not be more than 30 years as on 01.08.2025 (Candidates born not earlier than
02.08.1995 and not later than 01.08.2004 both days inclusive only are eligible )
Relaxations in upper age limit for Scheduled Caste (SC)/Scheduled Tribe(ST)/Other
Backward Community(OBC)/ Ex Servicemen , Commissioned Officers including
Emergency Commissioned Officers (ECO) /Short Service Commissioned Officers
(SSCO) /Persons with Benchmark Disabilities (PwBD) /Confirmed LIC employees
shall be as under :
SC/ST 5 YEARS
OBC 3 YEARS
PwBD(Gen) 10 YEARS
PwBD(SC/ST) 15 YEARS
PwBD(OBC) 13 YEARS
Educational For AAO (Generalist): “Bachelor’s Degree in any discipline from a recognized
Qualification Indian University/Institution”.
NOTE: Ex-servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short
Service Commissioned Officers (SSCO’s) who have rendered 5 years military service and have been released on
completion of assignment (including those whose assignment is due to be completed within 6 months as on date
of notification) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or
physical disability attributable to military service or invalidment.
• Candidates seeking age relaxation are required to submit copies of necessary certificate(s) at the time of
2
interview, if shortlisted. No change in the category of any candidate is permitted after registration of online
application. No correspondence/email/phone will be entertained in this regard.
• Candidates should ensure that the educational qualification possessed by them shall be as per the prescribed
educational qualifications mentioned in the advertisement and they fulfill the above eligibility criteria. No
equivalent educational qualification shall be considered as eligible by LIC of India.
• The educational qualifications mentioned should be from a University/Institute/ Board recognized by Govt. of India
/ approved by the Government Regulatory bodies and the result should have been declared on or before
01.08.2025. Proper documents from Board / University for having declared the result on or before 01.08.2025
have to be submitted at the time of interview. The date of passing the examination which is reckoned for eligibility
will be the date of passing, appearing on the mark sheet / provisional certificate.
5. Service Conditions:
The service conditions will be applicable as per the prevalent rules of LIC from time to time. The advertised posts are
regular and selected candidates on appointment are liable to be posted or subsequently transferred anywhere in India, as
per requirement of the Corporation. It may be noted that most of the vacancies are in mofussil branches of LIC. As such,
after selection and successful completion of training, candidates will be posted for a minimum period of five years in
mofussil branches outside their home zones. Request for Allotment / posting / transfer to specific place / office will not be
entertained. Allotment, posting, and transfer decisions made by the Corporation shall be deemed to be an incidence of
service and shall not be open to challenge before any court, tribunal, or other authority, except where such action is alleged
to be in contravention of an express statutory provision.
6. Probation:
A candidate after appointment as Assistant Administrative Officer shall be on probation for a period of one year from the
date of joining. This period may be extended upto two years. During the period of probation the candidates will be subjected
to continuous assessment as per the Corporation extant policy. If any candidate fails to achieve the minimum standard
stipulated his/her services may be terminated as per the policy of Corporation in force at the material time. The
Corporation’s decision regarding satisfactory completion of probation shall be final, binding, and not subject to review, save
where required under express statutory provisions.
7. Guarantee Bond:
Before joining as a Probationer, candidates will be required to give an undertaking to serve LIC for a minimum period of
four years from the date of joining (including probationary period) failing which, he/she or his /her heirs, executors,
administrators will be liable to pay liquidated damages of Rs. 5,00,000 (Rupees Five Lakhs only).The candidate will have
to submit Deed of Indemnity at his/her cost, duly stamped and notarized, the stamp value of which will be as applicable to
the State in which the deed is executed by the candidate.
9. Selection Procedure:
Selection of Assistant Administrative Officers will be done through a three tiered process involving Preliminary Exam, Mains
3
Exam and Interview and subsequent Pre-recruitment Medical examination.
The marks obtained in the Preliminary Examination (Phase-I) will NOT be added for preparing the final merit list for selection.
Marks obtained in the Main Examination only will be considered for shortlisting for interview. Marks obtained in the Main
Examination + marks obtained in Interview will be considered for final merit listing of candidates.
The decision of LIC in this regard shall be final and binding on the candidates. No correspondence will be entertained in this
regard. Candidates qualifying in earlier phase only will be called for further recruitment procedure
Section Name of the test Number Maximum Medium Minimum Qualifying Duration
of Marks of Exam Marks
Questions SC/ST/PWBD Others
1 Reasoning Ability 35 35 English & 16 18 20 Minutes
Hindi
2 Quantitative 35 35 English & 16 18 20 Minutes
Aptitude Hindi
3 English Language 30 30** English 9 10 20 minutes
with special
emphasis on
grammar,
vocabulary and
comprehension
Total 100 70 1 hour
**English Language test will be of qualifying nature and the marks thereof will not be counted for ranking.
Candidates approximately 20 times of number of vacancies in each category, subject to availability, will be shortlisted for Main examination.
Main Examination:
Section Name of the test Number of Maximum Medium of Minimum Qualifying Duration
Questions Marks Exam Marks
SC/ST/PWBD Others
1 Reasoning Ability 30 90 English & 40 45 40 minutes
Hindi
2 General 30 60 English & 27 30 20 minutes
Knowledge, Hindi
Current Affairs
3 Data Analysis & 30 90 English & 40 45 40 minutes
Interpretation Hindi
4 Insurance and 30 60 English & 27 30 20 minutes
Financial Market Hindi
Awareness
Total 120 300 2 hours
LIC reserves the right to modify the structure of the examination which will be intimated through its website. Other
4
detailed information regarding the examination will be given in an Information Handout which will be made available for the
candidates to download along with the call letters from the LIC website ([Link]) under the head Careers.
Candidate MUST pass in each Section separately and should also obtain minimum marks in the aggregate to qualify for the
online examinations (Preliminary and Main) and the interview. The responses (answers) of individual candidates with other
candidates would be analyzed to detect patterns of similarity of right and wrong answers. If in the analytical procedure adopted
in this regard, it is inferred/concluded that the responses have been shared and scores obtained are not genuine/valid, LIC
reserves the right to cancel the candidature of the concerned candidate and the result of such candidates (disqualified) will be
withheld. The Corporation shall have the absolute right to conduct, at any stage, a detailed analysis of candidates’ responses—
both correct and incorrect—across examinations, for the purpose of detecting patterns indicative of copying, collusion, use of
unfair means, or any other malpractice. If, on the basis of such analytical procedures or any other investigative method adopted,
the Corporation forms the opinion—whether conclusively proven or not—that a candidate’s scores are not genuine or valid, the
candidature shall be cancelled forthwith and such candidate shall stand disqualified.
In such cases, the result of the candidate will be withheld permanently, and the Corporation may, at its sole discretion, also
debar the candidate from future recruitment processes for such period as it deems appropriate.
The minimum marks to be obtained in each Section is mentioned separately above and cut off marks for each section
and in the aggregate shall be decided by LIC. Descriptive test of English Language is of qualifying nature and the
marks in this test will not be counted for ranking. The decision of LIC in this regard shall be final and binding on the
candidates. No correspondence will be entertained in this regard. The number of candidates to be called for interview will be
approximately three times the number of vacancies to be filled in, subject to the availability of successful candidates in the
online main examination and will be as per their ranking in their respective category.
The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using equi-percentile
equating method.
The Scores of Online Examination are obtained by adopting the following procedure:
(i) Number of questions answered correctly by a candidate in each objective test is considered for arriving at the Score.
(ii) The score so obtained by a candidate are made equivalent to take care of the minor difference in difficulty level, if
any, in each of the objective tests held in different sessions to arrive at the Equated Scores* * Scores obtained by
candidates on any test are equated to the base form by considering the distribution of scores of all the forms.
(iii) Test wise scores and scores on total is reported with decimal point upto two digits.
Candidates reporting late i.e. after the reporting time specified on the call letter for examination will not be permitted to
take the examination.
The reporting time mentioned on the call letter is prior to the start of the examination. Though the duration of
preliminary examination is one hour, candidates may be required to be at the venue for about three hours or more
including the time required for completing various formalities such as verification and collection of various requisite
documents, logging in, giving instructions etc.
For Main examination, the duration of examination is Two hours and Thirty minutes but the candidates may be required
to be at the venue for about four hours or more including the time required for completing various formalities such as
verification and collection of various requisite documents, Biometric data capture, logging in, giving instructions etc.
5
(i) The visually impaired candidates and candidates whose writing speed is adversely affected permanently for
any reason can use their own scribe at their cost during the online examination (Preliminary and Main). In all
such cases where a scribe is used, the following rules will apply:
• The candidate will have to arrange his/her own scribe at his/her own cost.
• The scribe arranged by the candidate should not be a candidate appearing for the same examination .If
violation of the above is detected at any stage of the process, candidature of both the candidate and the scribe
will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination
should invariably carefully indicate the same in the online application form. Any subsequent request may not be
favourably entertained.
• A person acting as a scribe for one candidate cannot be a scribe for another candidate.
• The qualification of the scribe should be one step below the qualification of the candidate.
• The scribe should not be a current/Ex-employee of LIC of India.
• The scribe should be from an academic stream different from the candidate.
• Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all
the stipulated eligibility criteria for a scribe mentioned above. Further in case it later transpires that he/she did
not fulfil any laid down eligibility criteria or suppressed material facts the candidature of the applicant will stand
cancelled, irrespective of the result of the online examination.
• Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes for every hour of the
examination or as otherwise advised.
• Only candidates registered for compensatory time will be allowed such concessions since compensatory time
given to candidates shall be system based, it shall not be possible for the test conducting agency to allow such
time if he / she is not registered for the same. Candidates not registered for compensatory time shall not be
allowed such concessions.
• During the exam, at any stage, if it is found that scribe is independently answering the questions, the exam
session will be terminated and candidate’s candidature will be cancelled. The candidature of such candidates
using the services of a scribe will also be cancelled if it is reported after the examination by the test
administrator personnel that the scribe independently answered the questions.
• In addition to the above, LIC shall have the sole discretion to conduct verification of the scribe’s identity,
qualifications, and background at any stage of the recruitment process. If any discrepancy, misrepresentation,
or falsification of details is detected—whether intentional or otherwise—the candidature of the candidate shall
be cancelled forthwith, and LIC reserves the right to initiate legal proceedings, including recovery of costs and
damages, against the candidate and/or scribe.
(ii) Guidelines for Candidates with locomotor disability and cerebral palsy:
A compensatory time of twenty minutes per hour or otherwise advised shall be permitted for the candidates
with locomotor disability and cerebral palsy where dominant (writing) extremity is affected to the extent of
slowing the performance of function (minimum of 40% impairment).
(iv) The facility of viewing the contents of the test in magnifying font will not be available to Visually Impaired
candidates who use the services of a Scribe for the examination.
The facility of scribe and/or compensatory time shall be granted solely to those having difficulty in writing
6
subject to production of a certificate to the effect that person concerned has limitation to write and that scribe
is essential to write examination on his/her behalf from the competent medical authority of a Government
healthcare institution as per proforma at Appendix-I.
The person opting for the scribe should submit details of the scribe as per proforma at Appendix-II.
These guidelines are subject to change in terms of GOI guidelines/ clarifications, if any, from time to time.
Phase-III: Interview
Marks obtained in the Main Examination only will be considered for shortlisting for interview.
I. Maximum Interview marks are 60 and qualifying marks for EWS, Unreserved and OBC candidates are 30.
Qualifying marks for SC/ST/PwBD candidates are 27. Candidates who do not obtain the minimum qualifying marks
shall be excluded from further selection process. The decision of LIC in this regard shall be final and binding on the
candidates and no correspondence will be entertained in this regard.
II. The number of candidates to be called for interview will be approximately three times the number of vacancies to be
filled in, subject to the availability of successful candidates in the online main examination and will be as per their
ranking in their respective category.
III. The merit order of such group of candidates shall be as per the total marks in main examination and interview.
Further, in case of similar marks of two or more candidates the final ranking will be arrived as follows:
a) As per their additional post graduation qualification (i.e. the person with higher educational qualification will be
placed higher in the merit order) and further
b) In case of similarity in educational qualification, merit order will be decided on the basis of age, (i.e. senior in age
will be placed higher in merit order). LIC will not be bound to take all the candidates with similar mark. It will
only take candidates as per vacancy notified.
IV. Outstation candidates called for interview shall be entitled for re-imbursement of Second Class Ordinary to and fro
Railway/Bus Fare by the shortest route from the place of residence to the place of interview to be restricted to the
fare by Railway Second Class Sleeper including the Reservation charges.
V. There will be no contingency/waiting list for candidates not declared successful in the main list.
Marks obtained in Main Examination + marks obtained in Interview will be considered for final merit listing of candidates,
subject to minimum marks in both the exam.
SC/ST/OBC/PwBD candidates who wish to avail the benefit of pre examination training may register their name and other
details with the Manager (P&IR), Divisional Office of LIC convenient to them within one week of last date of submission of
online application. The Divisional Office will inform the registered candidates, the date and venue of the training. Such
candidates will have to attend the training at their own cost on the appointed dates and at the venue advised to them.
Candidates are required to refer to the website under the tab “Careers” for address of the Divisional Offices of LIC.
II. Use/Possession of Mobile phone, smart watches, pager, calculators or any such electronic devices are not allowed
inside the premises where examination/ interview is being conducted. Candidates are advised not to bring any of the
prohibited items including mobile phones etc to the venue of examination as arrangement for safekeeping cannot be
assured.
7
III. At any stage of recruitment, if a candidate is or has been found guilty of -
(a) Using unfair means during the examination or interview
(b) Impersonating or procuring impersonation by any person or
(c) Misbehaving in the examination hall/interview premises
(d) Resorting to any irregular means in connection with his/her candidature during selection process
(e) Obtaining support for his/her candidature by any means,
he/she in addition to rendering himself/herself liable to criminal prosecution may also be liable to be:
i) Disqualified from the examination.
ii) Debarred either permanently or for a specified period from any examination/ recruitment to be
conducted by LIC.
iii) If such instances go undetected during the current selection process but are detected subsequently, such
disqualification will take place with retrospective effect.
1. ‘LEFT EYE (IRIS)’ will be captured for all the candidates at the start of the Main examination and at end of Main
examination before leaving the hall / lab verification will be done.
2. Candidates should remove Contact Lenses and Spectacles while capturing IRIS. Candidates are advised to
avoid wearing contact lenses and prefer spectacles.
3. There is no touch involved in IRIS scanning. Half feet distance between scanner and eye will be maintained.
4. Identification methodology for Visually Impaired candidates would be Biometric Thumb Impression data
capture as mentioned in the notification.
(Any failure to observe these points will result in non-admittance for the examination)
Note: As per policy, the tests/question papers are not disclosed to anybody other than the candidates only during the
examination. The test papers are also not shared with anybody even after the examination.
Please note that a candidate is allowed to appear only once in the online examination for a post. Multiple appearance
in online examination will result in cancellation of candidature. In case more than one call letter has been generated,
candidates are advised to appear only once for one post on the date and at the time mentioned on the respective call
letter.
8
Before applying online, candidates should be ready with/ for the following-
i. Scan their photograph, signature, thumb impression and handwritten declaration ensuring that both the photograph
and signature adhere to the required specifications.
ii. Have a valid personal email ID and mobile no., which should be kept active till the completion of this Recruitment
Process. LIC may send call letters for the examination etc. through the registered e-mail ID. In case a candidate does
not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and mobile number before applying on-
line and must maintain that email account and mobile number.
A. Application Registration:
1. Candidates satisfying the conditions of eligibility as on 01.08.2025 are required to go to the LIC’s website
[Link] and click on the ‘Careers’ to open the link “
RecruitmentofAAO(Generalist/Specialists/AssistantEngineers)2025”. It redirects the candidates to the
online registration page.
2. To register application, choose the tab "Click here for New Registration" and enter Name, Contact details and
Email-id. A Provisional Registration Number and Password will be generated by the system and displayed on
the screen. Candidate should note down the Provisional Registration Number and Password. An Email &
SMS indicating the Provisional Registration number and Password will also be sent.
3. In case the candidate is unable to complete the application form in one go, he / she can save the data already
entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application candidates are
advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the
same if required. Visually Impaired candidates should fill the application form carefully and verify/ get the
details verified to ensure that the same are correct prior to final submission.
4. Candidates are advised to carefully fill and verify the details filled in the online application themselves as no
change will be possible/ entertained after clicking the COMPLETE REGISTRATION button
5. The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the application as it
appears in the Certificates/ Mark Sheet. Any change/alteration found may disqualify the candidature.
6. Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button.
7. Candidates can proceed to upload Photo & Signature as per the specifications
8. Candidates can proceed to fill other details of the Application Form.
9
9. Click on the Preview Tab to preview and verify the entire application form before FINAL SUBMIT.
10. Modify details, if required, and click on 'FINAL SUBMIT' ONLY after verifying and ensuring that the
photograph, signature uploaded and other details filled by you are correct.
11. Click on 'Payment' Tab and proceed for payment.
12. Click on 'Submit' button.
13. The list of examination centre for preliminary and main examination is given in Annexure-I
Before applying online a candidate will be required to have a scanned (digital) image of his/her photograph and
signature as per the specifications given below.
Photograph Image:
- Photograph must be a recent passport style colour picture.
- Make sure that the picture is in colour, taken against a light-coloured, preferably white, background.
- Look straight at the camera with a relaxed face
- If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so that you
are not squinting and there are no harsh shadows
- If you have to use flash, ensure there's no "red-eye"
- If you wear glasses make sure that there are no reflections and your eyes and ears can be clearly seen.
- Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not cover your
face.
- Dimensions 200 x 230 pixels (preferred)
- Size of file should be between 20kb–50 kb
- Ensure that the size of the scanned image is not more than 50kb. If the size of the file is more than 50 kb,
then adjust the settings of the scanner such as the DPI resolution, no. of colours etc., during the process of
scanning.
- If the photo as per specification is not uploaded at the place of Photo and/ Or signature as per specification
is not uploaded at the place of signature, admission for Examination will be rejected /denied. Candidate
him/herself will be responsible for the same. Fees will NOT be refunded in such a case.
- Candidate must ensure that Photo to be uploaded is of required size and the face should be clearly visible,
else the application will be rejected and fees will NOT be refunded.
10
Photograph Capture:
• In addition to the above photograph, candidates will also be required to capture and upload their live
photograph either by using webcam or mobile phone.
• On selecting “Capture Photo” option, candidates’ webcam will be activated allowing them to click their
picture, which will get auto uploaded in the application form.
• On selecting “Click here to Scan” option, candidates can use their mobile phone to scan the QR code,
which will redirect to a website, allowing to click photograph on their mobile phone. On selecting the taken
picture, photograph will get auto uploaded in the application form.
11
application and re-upload his/ her photograph, signature, left-hand thumb impression & hand-written
declaration, prior to submitting the form.
- If the file size and format are not as prescribed, an error message will be displayed.
- While filling in the Online Application Form the candidate will be provided with a link to upload
his/her photograph, signature, left thumb impression and hand written declaration.
12
14. Identity Verification for Online Examination.
The candidate is required to affix his/her recent recognizable photograph on the call letter and appear at the exam
centre with the Call Letter and Photo Identity Proof in original.
In the examination hall, the call letter along with the photocopy of the candidate’s currently valid photo identity such
as PAN Card/Passport/Driving License/Voter’s Card/Bank Passbook with photograph/Photo Identity Proof issued by
a Gazetted Officer on official letterhead/valid recent identity card issued by a recognized University/ Aadhar Card with
a Photograph/Employee ID/Bar Council Identity card with photograph should be submitted to the invigilator for
verification. The candidate’s identity will be verified with respect to his/her details on the call letter, in the Attendance
List and requisite documents submitted. If identity of the candidate is in doubt, the candidate may not be allowed to
appear for the examination.
E-Aadhar card and ration card are not valid id proofs for this process.
Note: Candidates have to produce in original the photo identity proof and submit photo copy of the photo
identity proof along with Examination Call Letter while attending the examination without which they will not
be allowed to take up the examination. Candidates must note that the name as appearing on the Call Letter
(provided during the process of registration) should exactly match the name as appearing on the photo
identity proof. Female candidates who have changed first/last/middle name post marriage must take special
note of this. The photo identity proof must contain exactly the same name as it appears on the call letter. In
case of any discrepancy in identity i.e. mismatch in name, photograph and signature the candidate may not
be permitted to appear for the examination. In case of candidates who have changed their name, will be
allowed only if they produce original Gazette notification / their original marriage certificate / affidavit in
original
CANDIDATES REPORTING LATE i.e. after the reporting time specified on the call letter for Examination will not be
permitted to take the examination. The reporting time mentioned on the call letter is prior to the start time of the test
including the time required for completion of various formalities such as verification and collection of various requisite
documents, biometric data capture, logging in, giving of instructions.
13
certificate issued by Revenue Divisional Officer only is acceptable and not by the
Tehsildar.
For claiming reservation under OBC category, candidates should belong to such caste or community which are
common to both the lists in respect of Central and the State Governments List from the State of their origin (as per the
list published by the Central Government). The benefit of reservation shall not apply to persons/ sections belonging to
"Creamy layer" as specified vide column 3 of the Schedule to the Dept. of Personnel & Training OM No.36012/22/93-
Estt. (SCT) dated 8.9.93. OBC candidates should produce certificate as per the proforma prescribed by the Ministry of
Personnel, Public Grievances and Pensions, Govt. of India which should include that they do not belong to Creamy
layer. (Non submission of certificate in the prescribed proforma may render the application to be invalid.)
(vii) Vacancies reserved for OBC category are available to only those OBC candidates belonging to the 'non-creamy layer'
OBC candidates. The OBC candidates coming in “Creamy Layer” should indicate their category as “Unreserved (UR)
or UR (LD/VI/HI/ etc) as applicable.
(viii) The OBC candidate claiming reservation under “OBC category” must produce OBC (Non-Creamy Layer) certificate
issued on / after April 01, 2025 as per the format available on LIC website.(Non submission of certificate in the
prescribed proforma may render the application to be invalid.).The candidate should be in possession of requisite OBC
certificate in the prescribed format in support of his / her claim for availing reservation on / or before the date of
Interview.
(ix) Benefit of reservation under EWS category can be availed upon production of an “Income & Asset Certificate” issued
by a Competent Authority as per the format available on LIC website for the Financial Year 2024-25 and valid for the
Year 2025-26, based on gross annual income as per extant DoPT guidelines. The EWS category candidate should be
in possession of requisite Income and assets certificate in the format prescribed by Govt. of India in support of his/ her
claim for availing reservation on the date of document verification at the time of interview.
(x) Caste certificate issued by Competent Authority as per the format available on LIC website will have to be submitted by
the SC/ ST/OBC candidates, during document verification, if called for interview.
(xi) Formats of Caste/ Certificates for Scheduled Castes/ Scheduled Tribes/Other Backward class, EWS certificate and
Disability certificates for Persons with Disabilities shall be available on our website.
(xii) Caste Name mentioned in certificate should tally letter by letter with Central Government list / notification
(xiii) Candidates serving in Government / Public Sector Undertakings should produce “No Objection Certificate” from the
employer at the time of interview, failing which, their candidature may not be considered. In case of selection,
candidates will be required to produce proper discharge certificate from the employer at the time of taking up the
appointment.
(xiv) Candidates shall not be permitted to use calculators, mobile phones, pagers, smart watches or any other electronic
device in the examination hall. Any possession, whether switched on or off, of such prohibited items during the
examination shall be treated as a violation of examination rules and may lead to immediate disqualification,
cancellation of candidature and debarment from future recruitment processes of LIC. Such devices, if found, are liable
to be confiscated without any liability on LIC.
(xv) Admission to on-line examination is only provisional without verification of age/ qualification/category of candidate with
reference to documents. Candidates should not furnish any particulars that are false, tampered, fabricated and/or
suppress any material information while filling up the online application form
(xvi) Any request for change of details submitted during the process of registration will not be entertained whilst the
recruitment exercise is in progress
(xvii) Call letters will not be dispatched by post or any other mode. Candidates will be required to download the call letters
from the referred website.
(xviii) The examination will be conducted online in venues given in the respective call letters. No request for change of
centre/venue/date/session for Examination shall be entertained.
(xix) LIC, however, reserves the right to cancel any of the Examination Centers and/ or add some other Centers, at its
discretion, depending upon the response, administrative feasibility, etc
(xx) LIC also reserves the right to allot the candidate to any centre other than the one he/she has opted for
(xxi) Candidate will appear for the examinations at an Examination Centre at his/her own risks and expenses and LIC will
not be responsible for any injury or losses etc. of any nature. Candidate should select only one centre and indicate the
name of the centre in the application form. Choice of centre once exercised by the candidate will be final.
(xxii) If sufficient number of candidates do not opt for a particular centre for "Online" examination, LIC reserves the right to
allot any other adjunct centre to those candidates OR if the number of candidates is more than the capacity available
for online exam for a centre, LIC reserves the right to allot any other centre to the candidate
(xxiii) Candidates will be informed accordingly in case of any change in the date /centre/venue of examination by e-mail and
SMS.
14
(xxiv) The possibility of occurrence of some problem in the administration of the examination cannot be ruled out completely
which may impact test delivery and/or result from being generated. In that event, every effort will be made to rectify
such problem, which may include movement of candidates, delay in test. Conduct of a re-exam is at the absolute
discretion of test conducting body. Candidates will not have any claim for a re-test. Candidates not willing to move or
not willing to participate in the delayed process of test delivery shall be summarily rejected from the process.
(xxv) The candidate should not conceal or suppress any material fact regarding his / her arrest for any reasons or conviction
for commitment to person or having been subject to preventive detention or to any penalties by any previous employer
or having been adjudicated insolvent. In such instances, the candidate shall be liable for disqualification from the
selection process. Any such concealment, suppression, or misrepresentation, whether before or after appointment,
shall render the candidate liable for immediate disqualification from the selection process, cancellation of appointment
without notice, and recovery of any benefits or emoluments paid. LIC also reserves the right to initiate appropriate legal
proceedings in such cases.
(xxvi) Instances for providing incorrect information and/or process violation by a candidate detected at any stage of the
selection process will lead to disqualification of the candidate from the selection process and he/she will not be allowed
to appear in any LIC recruitment process in the future. If such instances go undetected during the current selection
process but are detected subsequently, such disqualification will take place with retrospective effect.
(xxvii) Appointment of selected candidates is subject to his/ her being declared medically fit as per the requirement of the LIC.
Such appointments will also be subject to the LIC of India (Staff) Rules, 1960.
(xxviii) Communication regarding Interview Call Letters for shortlisted candidates shall be sent to the E mail address given by
the candidate at the time of on line application. Requests for sending letters to different address subsequently shall not
be entertained.
(xxix) Candidates are requested to kindly refer to the website periodically and check their e-mail account for updated
information pertaining to the Recruitment till the conclusion of the recruitment process.
(xxx) If the examination is held in more than one session, the score across various sessions will be equated to adjust for
slight differences in difficulty level of different test batteries used across sessions. More than one session are required
if the nodes capacity is less or some technical disruption takes place at any centre or for any candidate.
(xxxi) LIC reserves the right to cancel the above recruitment process at any stage of the process without assigning any
reason thereof
(xxxii) In case of any dispute on account of interpretation of this advertisement in version other than English, the English
version shall prevail.
(xxxiii) Any legal proceedings in respect of any matter of claim or dispute arising out of this advertisement and/ or an
application in response thereto can be instituted only in Mumbai and courts/ tribunals/ forums at Mumbai only shall
have sole and exclusive jurisdiction to try any cause/ dispute.
(xxxiv) CANVASSING IN ANY FORM WILL LEAD TO DISQUALIFICATION OF CANDIDATURE
Note: Information pertaining to this recruitment exercise shall be made available under RTI Act 2005, only after declaration of
final result.
15
The selection process for Assistant Administrative Officers at LIC includes a three-tiered approach consisting of a Preliminary Exam, Main Exam, and an Interview. Selection for the interview is based on performance in the Main Examination alone, and candidates must achieve minimum qualifying marks to proceed. For the final merit list, the marks from the Main Examination and Interview are combined. Candidates with the same score are ranked by additional qualifications and age, with those holding higher qualifications or being older ranked higher. This system ensures a comprehensive evaluation beyond examination scores .
LIC's requirement for candidates to upload biometric data, including photographs, signatures, and thumb impressions, ensures authenticity and minimizes fraud. Failure to meet these specifications, such as incorrect sizes or unclear images, can lead to application rejection. These measures standardize the verification process, ensuring that candidates maintain a consistent identification method through every recruitment stage, thereby safeguarding the integrity of the process .
LIC emphasizes the precise capture and verification of biometric data, required for consistent candidate identification. Errors or mismatches, such as variations in thumb impressions or signature discrepancies, result in disqualification. Effective communication of these requirements is pivotal, as any oversight can lead to application rejection, underscoring the serious nature of compliance and its impact on candidate prospects in the recruitment process .
Candidates must be medically fit to pass LIC's pre-recruitment examination, with fitness being a condition for appointment. This examination becomes critical, particularly given its timing after passing rigorous selection phases. It presents a challenge as candidates must maintain physical standards and be prepared for any unforeseen health-related disqualifications, emphasizing the holistic approach of LIC's selection criteria .
A candidate's service can be terminated during the probation period at LIC if they fail to achieve the minimum standard stipulated by the Corporation's policy. This probation period lasts one year and can be extended to two years if needed. The continuous assessment will determine the candidate's progress, and failure to meet the standards allows for termination of service. This decision is final and binding, highlighting the rigorous performance expectations and the high stakes of the probationary period .
Unauthorized use of electronic devices, such as mobile phones and smart watches, is prohibited during LIC examinations. Violations result in immediate disqualification and potential legal action. These strict measures protect examination integrity by preventing cheating and maintain a fair testing environment. This reinforces LIC's commitment to ethical standards and ensures that selection is merit-based .
LIC provides accommodations such as the use of a scribe and compensatory time for candidates with disabilities not covered under the 40% threshold of the RPwD Act who have difficulty writing. To obtain these accommodations, candidates must produce a certificate from a competent medical authority indicating the necessity of a scribe due to writing limitations. This ensures inclusive access while maintaining verification standards for accommodations .
The Guarantee Bond in LIC's hiring process requires probationary candidates to commit to a minimum of four years of service, including the probationary period. Failure to adhere to this agreement results in financial liability, with candidates or their representatives paying Rs. 5,00,000 in liquidated damages. This bond ensures investment in training and development is recovered and acts as a retention strategy, making it a critical contractual element in securing talent and investment returns .
For candidates scoring similarly in LIC's selection process, final rankings prioritize additional educational qualifications and age. Candidates with advanced degrees rank higher, supporting a merit-based progression. If similar qualifications exist, age becomes the next criterion, with older candidates ranked higher. This reflects LIC's value on educational attainment and experience, ensuring selection aligns with overall potential and expertise .
LIC's allowance for scribes for candidates with disabilities ensures equitable assessment by compensating for physical limitations that may otherwise hinder performance. By demanding proper medical documentation for scribe use, LIC balances support for candidates with maintaining rigorous standards and fairness in competition. This reflects a commitment to inclusive practices while safeguarding the integrity of the selection process .