COMPOUND INTEREST

A capital of 5,000 remained deposited for 10 years and 3 months at an annual rate of 24%
interest. Calculate the total withdrawn at the end of the term, considering: a) the fraction of
a) the year capitalized at simple interest and b) the fraction of the year capitalized at interest
composed.

To settle a loan, I must pay 1,000 within 1 month and 2,000 within 4 months.
I wish to know the single payment I should make in 2 months to cancel the
loan knowing that the monthly interest is 2%.

3. Mr. Roger must settle a debt and has two payment options: a) pay 1,000 now and
5,000 within 5 months, or b) pay 4,800 within 3 months. Determine the most advantageous option.
convenient for Mr. Roger, knowing that the monthly interest is 2.5%.

Mr. Zapata is to receive 2,000 in 3 months and 4,000 in 1 year. If

It is agreed with the debtor to receive a single payment within 5 months. What will be the amount?
What will Mr. Zapata receive if the monthly interest is 2%?

5. Mr. Cuellar has a debt that can be settled with two payment options. The first
consists of paying 3,000 within 8 months and 5,000 within 16 months. The second
the option consists of paying 7,800 within 10 months. It is desired to know the best option
advantageous for Mr. Cuellar at 1% monthly interest.
Marcelo owes Nancy 1,500 payable in 3 months and 2,000 payable in 6.
months. By mutual agreement, they decide to replace both payments with a single one to be made
In 10 months. How much will Mrs. Nancy receive in 10 months if the interest
is the monthly rate 2.5%?

[Link] the annual nominal rate that, compounded quarterly, produces the same amount.
that 12% annual effective.

8. What is the annual interest rate that produces an amount equal to 2.20% equivalent?
monthly?

9. Calculate the highest amount that can be obtained with a capital of 10,000 that is invested.
for 3 years at 24% annual.

10. An amount of 8,000 has been deposited in a bank that pays 24% annual interest, compounded.
by quarters. Calculate how much is withdrawn in 3 years and the effective annual interest rate.

[Link] the value of the capital that, placed at 20% annually, compounded quarterly,
Generate an amount of $120,000 in 4 years and 6 months. Also determine the rate.
annual effective interest
12. Mr. Alejandro deposits 10,000 in a bank that pays 21% annual interest with
quarterly capitalization. After 3 years, the annual rate increases by 3 points, the reason for which
which Alejandro deposits 5,000 more, which are also capitalized proportionally in
every semester. How much does Mr. Alejandro withdraw after 5 years?

13. Mr. Fernando deposits 5,000 at 2% monthly. After a certain time the rate
monthly interest increased by half a point, which is why Mr. Fernando decided
leave your money deposited for 10 more months. At the end of the mentioned period, withdraw it
total produced amounts to 8,963. It is desired to know how long it was placed
money at 2% monthly.

14. If I place a capital for 14 quarters, I get 22,609, while if I place

During 19 quarters, the amount I obtain totals 30,256. Determine the capital.
deposited and the interest rate used.

15. A capital placed for 5 months produces an amount of 35,195 and placed for
In 10 months, it produces one of 47,098. Calculate the value of this capital and the monthly rate.
interest used.

16. Calculate the value of a capital that invested for 17 months at 2% monthly produces
a compound interest amount higher by 60 than what it would have produced at simple interest
under the same conditions.

[Link] how much I should deposit today at 3.5% monthly interest in order to withdraw
10,000 within 3 months, and the same amount that I deposit today within 10 months, for
leave the account canceled like this.

A friend wants his son Juan to withdraw half of what his other son will in 10 months.
son Pedro will withdraw in 20 months. For which he deposits 15,000 at 6% monthly.
do you want to know how much each child receives when withdrawing their corresponding share.

19. After 6 months of making a deposit of 10,000 at 5% monthly, a withdrawal was made.
of 5,400 and I place the balance again at 6% monthly for 5 months, at the end of
Which made a new withdrawal. What is the amount of that withdrawal if 5 months later
I can obtain a total amount of 10,808, and earn 7% monthly during that last one.
gap?

20. The company ENTEL invests 20,000 for 20 months at 5% monthly. After 15
The rate increases by one point each month. At the end of the 10th month, a partial withdrawal is made.
so that, at the end of the 20-month period, the total withdrawn amounts to 15,000.
It is desired to know what the amount of the partial withdrawal is.

21. A capital of 10,000 is divided into two parts and one of them is placed at 5% monthly.
At 7% monthly, the other. What are both amounts if after 20 months they allowed
withdraw 30,000?
22. A capital of 30,000 is divided into two parts, one of which is placed at 4% monthly and
the other 6% monthly. Determine the value of each part, knowing that, in 18
months, produced equal amounts.
Two capitals whose sum is 20,000 were placed one at 12 months and the other at 17 months.
Knowing that the first one was placed at 6% monthly and the second at 8% monthly, this
the last produces an amount lower by 259 than the first. It is desired to know the value of both
capitals.

24. Mr. Manfredo has a debt; to settle it, he can choose to: a) pay 24,400
in 3 years, or b) pay 12,000 now. It is desired to know which option is more
convenient for Mr. Manfredo, if the interest rate is 24% per annum capitalizable
monthly.

25. What capital can I accumulate in 2 years if I invest 3,000 at 60% annual interest with capitalization?
monthly and within a year I will be able to place 82,000 at 48% per year, also capitalizable
monthly?

In two years I must settle a debt by delivering 80,000. To that end, I plan to
deposit 5,000 now, 10,000 in 6 months and 15,000 in a year; I hope
charge 60% annually, 72% annually, and 84% annually, respectively, all with
monthly interest capitalization. I want to know how much I need to add at the moment of
cancel the doubt, in order to be able to complete the sum of 80,000

27. To settle a debt I can choose: a) to pay 15,500 in 2 months or b) to pay

4,000$ in 1 month, 7,000 in 4 months, and 6,000 in 6 months. What
which option is more beneficial for me if the nominal annual interest rate is 60%
monthly capitalization?

28.A company must renew machinery within 6 months, for which it must
to have 100,000 at that moment. For this purpose, it plans to make a deposit of
30,000 within 2 months and another deposit to be calculated, within 4 months. What will it be?
value of that deposit if the annual interest they expect to charge in both cases is 72%
annual with monthly capitalization?

29. I bought a property at the end of 2008, paying for it one of 150,000 to
this must be added, at the end of the year 2011, the amount of 100,000 as
improvements. I want to know what the probable selling price would have been in January 2016
to be covered from inflation, if the inflation rate f was 35% per year between 2008
and 2013, 60% annually in 2014 and 100% in 2015.

30. At the beginning of January 2020, a property was purchased for the amount of $600,000 and
In December 1973, $1,000,000 was invested in improvements. It is desired to know what would have been
It has been the probable selling value as of December 30, 2025, to offset the effects.
of inflation, if the inflation rate f was estimated at 35% per year for the first two
years, 30% semiannually for the next two and 18% monthly for the rest.
31. Mr. Marcelo and Mr. Zenón each have 3,000. Mr. Marcelo decides
to place them in a bank that pays 12% annually in dollars, compounded monthly
with a proportional rate. Mr. Zenón decides to convert them to pesos, obtaining 8 for
each dollar and earning an annual interest in pesos of 96% nominal with capitalization
monthly at a proportional rate. Considering that both placements are
they were carried out for 6 months, it is desired to know: a) who benefited the most, knowing that
at the end of that term each dollar is worth $12.5 and b) what is the monthly interest rate in
pesos, which equalizes both options.

I have deposited 10,000 in an account for two months and 5,000 for one month. I would like to know about
What monthly interest rate was applied to both placements if the account balance
with their respective interests amounts to 16.275