Qantas Platinum Credit Card

Your details at a glance

BSB number 633-000
009253
Account number 700712060

1301011112001120211202302222033103213
Customer number 11924131/M101
Account title M K & M I DEVINE
M K & M I DEVINE
19 GEORGE ST
GLADESVILLE NSW 2111 Account summary
Statement period 17 May 2022 - 16 Jun 2022
Statement number 44
Opening balance on 17 May 2022 $4,942.07
Payments & credits $8,128.68
Withdrawals & debits $4,088.83
Interest charges & fees $0.00
Closing Balance on 16 Jun 2022 $902.22

Account details
Credit limit $15,000.00
Available credit $14,097.78
Annual purchase rate 19.990%*
Annual cash advance rate 21.990%~

Payment details
511BH102 / E-0 / S-844 / I-844 / 0011924131001131

Minimum payment required $28.00

Payment due 11 Jul 2022

Any questions?
V8BEND6007

Contact James Hole at Shop 14, 203-213 Cox'S Rd, North

Ryde 2113 on 02 9878 5559, or call 1300 BENDIGO
(1300 236 344).

Qantas Platinum Credit Card Qantas Points Earned 517

Minimum Payment Warning. If you make only the minimum payment each month, you will pay more interest and it will take you longer to
pay off your balance.
If you make no additional charges You will pay off the Closing Balance And you will pay an estimated
using this card and each month you shown on this statement in about total of interest charges of
pay the minimum payment 9 years and 11 months $824.75

If you make no additional charges You will pay off the Closing Balance And you will pay an estimated
using this card and each month you shown on this statement in about total of interest charges of
pay $45.91 2 years $199.62, a saving of $625.13

Having trouble making payments?

If you are having trouble making credit card repayments, please contact our Mortgage Help Centre on 1300 652 146.
*The following reference rate applies to purchase transactions made on your account: QANTAS Platinum Purchase Rate
~The following reference rate applies to cash advance transactions made on your account: QANTAS Platinum Cash Advance Rate
Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 | bendigobank.com.au
 Account number 700712060
Statement period 17/05/2022 to 16/06/2022
Statement number 44 (page 2 of 11)

Qantas Platinum Credit Card

Date Transaction Withdrawals Payments Balance

Opening balance $4,942.07

17 May 22 SYDNEY OLYMPIC 1,SYD NEY OLYMPI AUS 15.00 4,957.07

RETAIL PURCHASE 15/05
CARD NUMBER 518840XXXXXXX240 1

18 May 22 TELCO, BELLA VISTA AUS 72.25 5,029.32

RETAIL PURCHASE 17/05
CARD NUMBER 518840XXXXXXX240 1

19 May 22 McDonalds 950030, GL ADESVILLE AUS 43.92 5,073.24

RETAIL PURCHASE 18/05
CARD NUMBER 518840XXXXXXX257 1

21 May 22 SMP*Golden Shark S,G ladesville AUS 63.68 5,136.92

RETAIL PURCHASE 19/05
CARD NUMBER 518840XXXXXXX240 1

22 May 22 COLES 08321, GLADESV ILLE AUS 27.40 5,164.32

RETAIL PURCHASE 21/05
CARD NUMBER 518840XXXXXXX240 1

23 May 22 SYDNEY SWANS FC MEMB ,DOCKLANDS AUS 37.50 5,201.82

RETAIL PURCHASE 20/05
CARD NUMBER 518840XXXXXXX240 1

24 May 22 PAYPAL *BIG W , 40293 57733 AUS 59.00 5,260.82

511BH102 / E-0 / S-845 / I-845 / 0011924131001131

RETAIL PURCHASE 22/05

CARD NUMBER 518840XXXXXXX257 1

24 May 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 5,261.81

RETAIL PURCHASE 23/05
CARD NUMBER 518840XXXXXXX257 1

24 May 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 5,262.80

RETAIL PURCHASE 23/05
CARD NUMBER 518840XXXXXXX257 1

Date Paid ____ / ____ / ____ Amount $_______________________

Qantas Platinum Credit Card - Payment options

Pay in person: Visit any Bendigo Pay by post: Mail this slip with
Bank branch to make your your cheque to -
payment. PO Box 480
Bendigo VIC 3552.
Internet banking: Pay your credit If paying by cheque please
card using ebanking 24 hours a day, complete the details below. Qantas Platinum Credit Card
7 days a week. BSB number 633-000
www.bendigobank.com.au Biller code: 342949 Account number 700712060
Register for Internet or Phone Ref: 700712060 Customer name M K & M I DEVINE
Banking call 1300 BENDIGO (1300 Minimum payment required $28.00
236 344). This service enables you to
make payments conveniently between Pay at any Post Office by Closing Balance on 16 Jun 2022 $902.22
your Bendigo Bank accounts 24/7. Bank@Post^ using your
credit card. Payment due 11 Jul 2022
Drawer Chq No BSB Account No $ ¢ Date Payment amount

^Fees will apply for payments made using Bank@Post. Refer to Bendigo Bank Schedule of Fees &
Charges and Transaction Account Rebates.
Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 | bendigobank.com.au Continued overleaf...
 Account number 700712060
Statement period 17/05/2022 to 16/06/2022
Statement number 44 (page 3 of 11)

Qantas Platinum Credit Card (continued).

Date Transaction Withdrawals Payments Balance

24 May 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 5,263.79

RETAIL PURCHASE 23/05
CARD NUMBER 518840XXXXXXX257 1

24 May 22 Amazon Digital Svcs. ,MELBOURNE AUS 2.00 5,265.79

RETAIL PURCHASE 23/05
CARD NUMBER 518840XXXXXXX257 1

24 May 22 SYDNEY OLYMPIC 1,SYD NEY OLYMPI AUS 15.00 5,280.79

RETAIL PURCHASE 22/05
CARD NUMBER 518840XXXXXXX240 1

24 May 22 WOOLW ORTHS 1339, RYD E AUS 13.10 5,293.89

RETAIL PURCHASE 23/05
CARD NUMBER 518840XXXXXXX240 1

25 May 22 THE GROWERS PTY LTD, RYDE AUS 10.96 5,304.85

RETAIL PURCHASE 23/05
CARD NUMBER 518840XXXXXXX240 1

25 May 22 PAYPAL *KMARTAUSTRA, 4029357733 AUS 24.00 5,280.85

RETAIL PURCHASE RETURN 23/05
CARD NUMBER 518840XXXXXXX257 1

25 May 22 stan.com.au, Sydney AUS 19.00 5,299.85

RETAIL PURCHASE 23/05
CARD NUMBER 518840XXXXXXX257 1
511BH102 / E-0 / S-846 / I-846 / 0011924131001131

25 May 22 AMAZON MARKETPLAC,SY DNEY SOUTH AUS 99.95 5,399.80

RETAIL PURCHASE 24/05
CARD NUMBER 518840XXXXXXX257 1

25 May 22 AMAZON MARKETPLAC,SY DNEY SOUTH AUS 108.92 5,508.72

RETAIL PURCHASE 24/05
CARD NUMBER 518840XXXXXXX257 1

25 May 22 AMAZON MARKETPLAC,SY DNEY SOUTH AUS 32.97 5,541.69

RETAIL PURCHASE 24/05
CARD NUMBER 518840XXXXXXX257 1

26 May 22 EG GROUP 1296, WEST RYDE AUS 90.58 5,632.27

RETAIL PURCHASE 25/05
CARD NUMBER 518840XXXXXXX240 1

26 May 22 AMAZON MARKETPLAC,SY DNEY SOUTH AUS 65.62 5,697.89

RETAIL PURCHASE 25/05
CARD NUMBER 518840XXXXXXX257 1

26 May 22 AMAZON MARKETPLAC,SY DNEY SOUTH AUS 14.00 5,711.89

RETAIL PURCHASE 25/05
CARD NUMBER 518840XXXXXXX257 1

27 May 22 ROYAL FLYING DOCT2,B ROKEN HILL AUS 12.00 5,723.89

RETAIL PURCHASE 25/05
CARD NUMBER 518840XXXXXXX240 1

28 May 22 PAYPAL *DOTTIPTYLTD, 4029357733 AUS 86.96 5,810.85

RETAIL PURCHASE 26/05
CARD NUMBER 518840XXXXXXX257 1

Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 | bendigobank.com.au Continued overleaf...
 Account number 700712060
Statement period 17/05/2022 to 16/06/2022
Statement number 44 (page 4 of 11)

Qantas Platinum Credit Card (continued).

Date Transaction Withdrawals Payments Balance

28 May 22 MCDONALDS GLADESVI,G LADESVILLE AUS 49.59 5,860.44

RETAIL PURCHASE 25/05
CARD NUMBER 518840XXXXXXX240 1

28 May 22 PAYPAL *EBAY AU, 402 9357733 AUS 69.36 5,929.80

RETAIL PURCHASE 26/05
CARD NUMBER 518840XXXXXXX257 1

28 May 22 PAYPAL *PETBARN, 402 9357733 AUS 97.98 6,027.78

RETAIL PURCHASE 26/05
CARD NUMBER 518840XXXXXXX257 1

28 May 22 COLES 08321, GLADESV ILLE AUS 16.45 6,044.23

RETAIL PURCHASE 27/05
CARD NUMBER 518840XXXXXXX240 1

29 May 22 PAYPAL *PRINCESSCR, 4029357733 AUS 1,291.79 4,752.44

RETAIL PURCHASE RETURN 26/05
CARD NUMBER 518840XXXXXXX257 1

29 May 22 COLES 5801, RYDE AUS 76.20 4,828.64

RETAIL PURCHASE 28/05
CARD NUMBER 518840XXXXXXX240 1

29 May 22 Woolworths Online, B ELLA VISTA AUS 200.65 5,029.29

RETAIL PURCHASE 28/05
CARD NUMBER 518840XXXXXXX257 1
511BH102 / E-0 / S-847 / I-847 / 0011924131001131

2 Jun 22 FREMONT CAFE, CONCOR D WEST AUS 9.30 5,038.59

RETAIL PURCHASE 01/06
CARD NUMBER 518840XXXXXXX240 1

3 Jun 22 PAYPAL *DOMINOS, 402 9357733 AUS 39.95 5,078.54

RETAIL PURCHASE 01/06
CARD NUMBER 518840XXXXXXX257 1

3 Jun 22 BELLINI HAIR, GLADES VILLE AUS 55.00 5,133.54

RETAIL PURCHASE 01/06
CARD NUMBER 518840XXXXXXX257 1

3 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 5,134.53

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX257 1

3 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 5,135.52

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX257 1

3 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 5,136.51

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX257 1

3 Jun 22 EG GROUP 1296, WEST RYDE AUS 69.20 5,205.71

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX240 1

4 Jun 22 LOWES TOP RYDE, RYDE AUS 4.80 5,210.51

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX240 1

Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 | bendigobank.com.au Continued overleaf...
 Account number 700712060
Statement period 17/05/2022 to 16/06/2022
Statement number 44 (page 5 of 11)

Qantas Platinum Credit Card (continued).

Date Transaction Withdrawals Payments Balance

4 Jun 22 LOWES TOP RYDE, RYDE AUS 27.55 5,238.06

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX240 1

4 Jun 22 THE GROWERS PTY LTD, RYDE AUS 6.28 5,244.34

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX240 1

4 Jun 22 L & R PTY LTD, GLADE SVILLE AUS 27.00 5,271.34

RETAIL PURCHASE 02/06
CARD NUMBER 518840XXXXXXX240 1

4 Jun 22 YOUR DISCOUNT CH,EAS T MAITLAND AUS 31.85 5,303.19

RETAIL PURCHASE 03/06
CARD NUMBER 518840XXXXXXX240 1

4 Jun 22 PAYPAL *BIG W , 40293 57733 AUS 59.00 5,244.19

RETAIL PURCHASE RETURN 02/06
CARD NUMBER 518840XXXXXXX257 1

4 Jun 22 PAYPAL *KMARTAUSTRA, 4029357733 AUS 72.00 5,172.19

RETAIL PURCHASE RETURN 02/06
CARD NUMBER 518840XXXXXXX257 1

5 Jun 22 NEAL EASTLEYS BU,EAS T MAITLAND AUS 21.00 5,193.19

RETAIL PURCHASE 03/06
CARD NUMBER 518840XXXXXXX240 1
511BH102 / E-0 / S-848 / I-848 / 0011924131001131

6 Jun 22 GWS GIANTS, DOCKLAND S AUS 18.00 5,211.19

RETAIL PURCHASE 03/06
CARD NUMBER 518840XXXXXXX240 1

7 Jun 22 PRINCESS CRUISE LINE ,CHATSW OOD AUS 1,729.82 3,481.37

RETAIL PURCHASE RETURN 02/06
CARD NUMBER 518840XXXXXXX257 1

8 Jun 22 COLES 08321, GLADESV ILLE AUS 13.50 3,494.87

RETAIL PURCHASE 07/06
CARD NUMBER 518840XXXXXXX240 1

8 Jun 22 SMP*Knights Bakeho,C astle Hill AUS 19.92 3,514.79

RETAIL PURCHASE 06/06
CARD NUMBER 518840XXXXXXX240 1

9 Jun 22 AWASH CARCARE, GLADE SVILLE AUS 60.00 3,574.79

RETAIL PURCHASE 08/06
CARD NUMBER 518840XXXXXXX240 1

9 Jun 22 NRMA WEB, SYDNEY AUS 402.44 3,977.23

RETAIL PURCHASE 08/06
CARD NUMBER 518840XXXXXXX240 1

9 Jun 22 CAFE MILESTONE, GLAD ESVILLE AUS 11.00 3,988.23

RETAIL PURCHASE 08/06
CARD NUMBER 518840XXXXXXX240 1

10 Jun 22 AWASH CARCARE, GLADE SVILLE AUS 60.00 4,048.23

RETAIL PURCHASE 09/06
CARD NUMBER 518840XXXXXXX240 1

Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 | bendigobank.com.au Continued overleaf...
 Account number 700712060
Statement period 17/05/2022 to 16/06/2022
Statement number 44 (page 6 of 11)

Qantas Platinum Credit Card (continued).

Date Transaction Withdrawals Payments Balance

10 Jun 22 CAFE MILESTONE, GLAD ESVILLE AUS 11.00 4,059.23

RETAIL PURCHASE 09/06
CARD NUMBER 518840XXXXXXX240 1

10 Jun 22 EG GROUP 1296, WEST RYDE AUS 65.01 4,124.24

RETAIL PURCHASE 09/06
CARD NUMBER 518840XXXXXXX240 1

10 Jun 22 E-BANKING TFR 00119241311101 4,952.07 -827.83

0294667936

11 Jun 22 MCDONALDS GLADESVI,G LADESVILLE AUS 20.20 -807.63

RETAIL PURCHASE 08/06
CARD NUMBER 518840XXXXXXX240 1

11 Jun 22 Crowne Plaza Hunter V,Lovedale AUS 578.55 -229.08

RETAIL PURCHASE 09/06
CARD NUMBER 518840XXXXXXX257 1

11 Jun 22 Crowne Plaza Hunter V,Lovedale AUS 578.55 349.47

RETAIL PURCHASE 09/06
CARD NUMBER 518840XXXXXXX257 1

12 Jun 22 MCDONALDS F3 NORTHBO U, JILLIBY AUS 11.40 360.87

RETAIL PURCHASE 09/06
CARD NUMBER 518840XXXXXXX240 1
511BH102 / E-0 / S-849 / I-849 / 0011924131001131

12 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 1.49 362.36

RETAIL PURCHASE 11/06
CARD NUMBER 518840XXXXXXX257 1

12 Jun 22 Domino’s Estore Glad dominos.co AUS 60.65 423.01

RETAIL PURCHASE 11/06
CARD NUMBER 518840XXXXXXX240 1

13 Jun 22 Crowne Plaza Hunter V,Lovedale AUS 293.34 716.35

RETAIL PURCHASE 11/06
CARD NUMBER 518840XXXXXXX257 1

13 Jun 22 Crowne Plaza Hunter V,Lovedale AUS 24.36 740.71

RETAIL PURCHASE 11/06
CARD NUMBER 518840XXXXXXX257 1

13 Jun 22 WOOLW ORTHS 13411, WE ST RYDE AUS 79.20 819.91

RETAIL PURCHASE 12/06
CARD NUMBER 518840XXXXXXX240 1

15 Jun 22 7-ELEVEN 2023, ENMOR E AUS 9.40 829.31

RETAIL PURCHASE 14/06
CARD NUMBER 518840XXXXXXX240 1

15 Jun 22 SPEEDWAY WEST RYDE, WEST RYDE AUS 67.96 897.27

RETAIL PURCHASE 12/06
CARD NUMBER 518840XXXXXXX240 1

15 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 898.26

RETAIL PURCHASE 14/06
CARD NUMBER 518840XXXXXXX257 1

Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 | bendigobank.com.au Continued overleaf...
 Account number 700712060
Statement period 17/05/2022 to 16/06/2022
Statement number 44 (page 7 of 11)

Qantas Platinum Credit Card (continued).

Date Transaction Withdrawals Payments Balance

15 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 899.25

RETAIL PURCHASE 14/06
CARD NUMBER 518840XXXXXXX257 1

15 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 900.24

RETAIL PURCHASE 14/06
CARD NUMBER 518840XXXXXXX257 1

15 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 901.23

RETAIL PURCHASE 14/06
CARD NUMBER 518840XXXXXXX257 1

15 Jun 22 Amazon Digital Svcs. ,MELBOURNE AUS 0.99 902.22

RETAIL PURCHASE 14/06
CARD NUMBER 518840XXXXXXX257 1

Transaction totals / Closing balance $4,088.83 $8,128.68 $902.22

W e suggest you carefully check all entries on your statement. Apparent errors or possible unauthorised transactions should be promptly reported to
us.
The security of your Personal Identification Number (PIN) is very important. To avoid being liable for unauthorised transactions, you should follow the
terms and conditions of your account. W e also recommend some simple steps to protect your PIN:
• Memorise your PINs and passwords and destroy any communications advising you of new ones. Don’t keep a record of your PINs or passwords, in
written or electronic form.
• If you choose your own, ensure that it is not something easy to guess like your (or a family member’s) birth date, name, phone number, postcode,
511BH102 / E-0 / S-850 / I-850 / 0011924131001131

driver’s licence number or numbers that form a pattern.

• Don’t tell anyone your PIN, not even friends, family or a bank representative.
• Ensure nobody watches you enter your PIN or password. A good practice is to cover the keypad when you put in your PIN or password.
• Watch out for email, SMS or call scams asking for details relating to your account. If you receive suspicious emails, please contact us immediately.
Please note: These are guidelines only. While following these steps will help you to protect your PIN, your liability for any losses arising from unauthorised
transactions is determined in accordance with the ePayments Code. For further details, see
https://asic.gov.au/regulatory-resources/financial-services/epayments-code/ or visit bendigobank.com.au/mycard for all card related information. Business
customers visit /mybusinesscard.

All card transactions made in currencies other than Australian dollars will incur a fee of 3% of the transaction value. (Additional charges may apply for
cash transactions.)
V8BEND6007

Card Security
For information on how to securely use your card and account please visit bendigobank.com.au/mycard for all card related information. Business
customers visit /mybusinesscard.

Resolving Complaints
If you have a complaint, please contact us on 1300 361 911 to speak to a member of our staff. If the matter has not been resolved to your
satisfaction, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA). AFCA provides fair and independent financial services
complaint resolution that is free to consumers. You can contact AFCA at:

Website: www.afca.org.au
Telephone: 1800 931 678 (free call)
Email: [email protected]
In writing to: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 | bendigobank.com.au
 Important information about your complimentary Credit Card Insurances

This is a notice of change to advise you of some upcoming changes to the complimentary
insurances on your Platinum Credit Card.

As detailed in this notice, the following documents, which have an effective date of 31 March
2019 will be updated and amended.
 Bendigo Low Rate Platinum Credit Card Insurance Terms and Conditions
 Bendigo Qantas Platinum Mastercard & Platinum Rewards Mastercard Credit Card
Insurance Terms and Conditions
This notice of change must be read together with the attached Bendigo Credit Card Low Rate
Platinum, Platinum Rewards and Qantas Platinum Credit Card Insurance Terms and Conditions
booklet with an effective date of 16 July 2022.

Changes to Credit Card Insurance covers –

Your Credit Card Insurance covers have been updated and the changes are detailed in the
below tables.

Low Rate Platinum Credit Cards:

1. Best Price Guarantee Cover Removed

2. Mobile Device Insurance Removed
3. International Travel Insurance Added
4. Overseas Transit Accident Insurance Added
511BH102 / E-0 / S-851 / I-851 / 0011924131001131

5. Rental Vehicle Excess Insurance Added

6. Interstate Flight Inconvenience Insurance Added

Qantas Platinum Credit Cards and Platinum Rewards Credit Cards:

1. Best Price Guarantee Cover Removed

2. Overseas Travel Insurance Renamed to International Travel Insurance
3. Global Hire Car Excess Waiver Cover Renamed to Rental Vehicle Excess Insurance
4. Domestic Flight Inconvenience Cover Renamed to Interstate Flight Inconvenience Insurance
5. Transit Accident Insurance Renamed to Overseas Transit Accident Insurance

A summary of the insurance covers available in the new terms and conditions are detailed in the
below table.

Insurance Cover Low Rate Platinum Qantas

Platinum Rewards Platinum
International Travel Insurance   
Overseas Transit Accident Insurance   
Purchase Protection Insurance   
Extended Warranty Insurance   
Rental Vehicle Excess Insurance   
Interstate Flight Inconvenience Insurance   
 Change to International Travel Insurance - Pandemic and Epidemics

The Low Rate Platinum, Platinum Rewards and Qantas Platinum Credit Card Insurance Terms
and Conditions contains a pandemic/epidemic exclusion unless you or your travel companion are
diagnosed with an epidemic/pandemic sickness such as Covid-19 and cover is expressly
included in the Low Rate Platinum, Platinum Rewards and Qantas Platinum Credit Card
Insurance Terms and Conditions.

If, during the period of cover available, you (including your spouse and/or dependants who are
eligible for cover) are positively diagnosed as suffering a sickness recognised as an epidemic or
pandemic, such as COVID-19, cover may be available to you under the following sections in
International Travel Insurance:

International Travel Insurance

 1.1 Overseas Emergency Assistance
 1.2 Overseas Emergency Medical
 1.4 Evacuation & Repatriation
 2.1 Cancellation
 3.1 Additional Expenses

If your travel companion is positively diagnosed as suffering a sickness recognised as an

epidemic or pandemic, such as COVID-19, which impacts your journey, cover may be available
to you under the following sections in International and Domestic Travel Insurance:

International Travel Insurance

 2.1 Cancellation
 3.1 Additional Expenses

Terms, conditions, limits and exclusions apply. Please refer to the Low Rate Platinum, Platinum
511BH102 / E-0 / S-852 / I-852 / 0011924131001131

Rewards and Qantas Platinum Credit Card Insurance Terms and Conditions Part D - General
Exclusions and the exclusions set out in each of the above sections.

For all other sections in the Low Rate Platinum, Platinum Rewards and Qantas Platinum Credit
Card Insurance Terms and Conditions and any other claim arising from, or related to, epidemics
or pandemics, there is no cover.

Changes to minimum spend for Eligibility for Cover

Before leaving Australia, if at least $500 of your prepaid travel costs (i.e. your travel costs that
you pay for before leaving Australia) are paid (e.g. cost of your return overseas travel ticket;
and/or airport/departure taxes; and/or your prepaid overseas accommodation/travel; and/or
your other prepaid overseas itinerary items) and charged to the accountholder’s card account.

Refer to Part A – Eligibility for Cover in the Low Rate Platinum, Platinum Rewards and Qantas
Platinum Credit Card Insurance Terms and Conditions for the terms, conditions, limits and
exclusions that apply.

Insurable events occurring before 16 July 2022

If an insurable event occurred before 16 July 2022, for which you intend to make a claim and
where the eligibility criteria are met, the claim will be considered against the policy wording in
place as at the date of the insurable event. Refer to the following link -
https://www.bendigobank.com.au/disclosure-documents/
 Questions?

If you have any questions regarding the changes to your complimentary insurances, please
contact Allianz Global Assistance on 1300 889 828 Monday to Friday 8:00 am to 5:00 pm AEST.

Alternatively, if you wish to discuss information relating to your account, please contact Card
Operations on 1300 132 741 (select option 3) Monday to Friday 8.30 am to 5.00 pm AEST.

Yours sincerely,

Arun Devidas
Head of Card Issuing and Acquiring
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as
Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15
000 122 850 AFSL 234708 (Allianz) has issued an insurance group policy to Bendigo and Adelaide Bank
Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows
eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries.
Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible
Bendigo Bank cardholders by reason of the statutory operation of Section 48 of the Insurance Contracts
Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the
eligibility criteria, terms, conditions, limits and exclusions contained in the Bendigo Credit Card Insurance
(Low Rate Platinum Credit Card, Qantas Platinum Credit Card and Platinum Rewards Credit Card)
Terms and Conditions which may be amended from time to time. Any advice on insurance is general
511BH102 / E-0 / S-853 / I-853 / 0011924131001131

advice only and not based on any consideration of your objectives, financial situation or needs.
511BH102 / E-0 / S-854 / I-854 / 0011924131001131