CONSUMER CIR
CONSUMER: VIPIN DATE:14-02-2025
MEMBER ID: BN05032700 TIME: 10:53:26
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,73,21,83,388
CONSUMER INFORMATION:
NAME: VIPIN SO RAJENDRA
DATE OF BIRTH: 20-11-1998 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
786
PERSONAL LOAN SCORE
802 1: LOW AVERAGE TRADE AGE.
EARLY RISK SCORE
0 1: SCORE NOT AVAILABLE.
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
POSSIBLE RANGE FOR PERSONAL LOAN SCORE
Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.
POSSIBLE RANGE FOR EARLY RISK SCORE
Consumer with at least one trade on the bureau in last 36 months : 1300 (High Risk) to 1900 (Low Risk)
Consumer not in CIBIL database or history older than 36 months : -1
Consumer with enquiry purpose other than personal and consumer loan : 0
* At least one tradeline with information updated in last 36 months is required
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VIPIN DATE:14-02-2025
MEMBER ID: BN05032700 TIME: 10:53:26
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,73,21,83,388
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BGLPV1438B
UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
MOBILE PHONE 8630172965
OFFICE PHONE 8630172965
NOT CLASSIFIED 8630172965
MOBILE PHONE 9084732080
EMAIL CONTACT(S):
EMAIL ADDRESS
[email protected]
ADDRESS(ES):
ADDRESS :00S/O RAJENDRA , KINANAGAR,KINANNAGAR, MEERUT, UTTAR PRADESH UTTAR PRADESH 250004
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:30-11-2021
ADDRESS :KINANAGAR GARH ROAD MEERUT MEERUT 250004 UTTAR PRADESH 250004
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:12-04-2019
ADDRESS :OM PLAZA SHOP 1 GANGA NAGAR MEERUT MEERUT CANTT HO 372 UTTAR PRADESH UTTAR PRADESH 250001
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:12-04-2019
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
PERSONAL LOAN 30-09-2024 OTHERS Not Available Not Available Not Available
SUMMARY:
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VIPIN DATE:14-02-2025
MEMBER ID: BN05032700 TIME: 10:53:26
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,73,21,83,388
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 10 HIGH CR/SANC. AMT: 17,26,848 CURRENT: 3,38,982 RECENT: 05-04-2023
OVERDUE: 0 OVERDUE: 0 OLDEST: 05-04-2019
ZERO-BALANCE: 9
ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 6 1 2 0 13-02-2025
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 05-04-2023 SANCTIONED: 4,96,828
ACCOUNT NUMBER: NOT CLOSED: 03-08-2024 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN 31-10-2024
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2024
PMT HIST END: 01-04-2023
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23
000
04-23
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 22-03-2023 SANCTIONED: 1,00,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 06-03-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 06-03-2024 EMI: 2,254
TYPE: BUSINESS LOAN - REPORTED AND CERTIFIED: PMT FREQ: WEEKLY
UNSECURED 31-05-2024 REPAYMENT TENURE: 11
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-05-2024
PMT HIST END: 01-03-2023
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23
ACCOUNT DATES AMOUNTS STATUS
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VIPIN DATE:14-02-2025
MEMBER ID: BN05032700 TIME: 10:53:26
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,73,21,83,388
MEMBER NAME: NOT DISCLOSED OPENED: 16-11-2022 SANCTIONED: 1,00,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 06-12-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 06-12-2023 EMI: 9,504
TYPE: BUSINESS LOAN - REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
UNSECURED 29-02-2024 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2024
PMT HIST END: 01-12-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 10-11-2022 SANCTIONED: 5,00,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 04-01-2025 CURRENT BALANCE: 3,38,982
DISCLOSED REPORTED AND CERTIFIED: EMI: 12,970
TYPE: PERSONAL LOAN 31-01-2025 PMT FREQ: MONTHLY
OWNERSHIP: JOINT PMT HIST START: 01-01-2025 REPAYMENT TENURE: 60
PMT HIST END: 01-11-2022 ACTUAL PAYMENT: 12,970
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23
000 000 000 000 000 000 000 000 000
07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 27-07-2022 SANCTIONED: 40,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 22-03-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-03-2023 EMI: 900
TYPE: MICROFINANCE - BUSINESS REPORTED AND CERTIFIED: PMT FREQ: WEEKLY
LOAN 31-03-2023 REPAYMENT TENURE: 11
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-03-2023
PMT HIST END: 01-07-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 XXX 000 000 000 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 15-07-2022 SANCTIONED: 2,26,431
ACCOUNT NUMBER: NOT CLOSED: 06-04-2023 CURRENT BALANCE: 0
DISCLOSED PMT FREQ: MONTHLY
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VIPIN DATE:14-02-2025
MEMBER ID: BN05032700 TIME: 10:53:26
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,73,21,83,388
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-05-2024
PMT HIST START: 01-05-2024
PMT HIST END: 01-08-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 XXX XXX 000 000 000 000 000 000 000
05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22
000 000 000 000
11-22 10-22 09-22 08-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 04-05-2022 SANCTIONED: 50,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 16-11-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 16-11-2022 EMI: 1,119
TYPE: MICROFINANCE - BUSINESS REPORTED AND CERTIFIED: PMT FREQ: WEEKLY
LOAN 31-01-2023 REPAYMENT TENURE: 11
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2023
PMT HIST END: 01-05-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 XXX XXX 000 000 000 000 000 000
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 18-11-2021 SANCTIONED: 55,000
ACCOUNT NUMBER: NOT CLOSED: 15-07-2022 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN 30-09-2022
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2022
PMT HIST END: 01-03-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 XXX 000 000 000 000 000
09-22 08-22 07-22 06-22 05-22 04-22 03-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 23-09-2021 SANCTIONED: 1,00,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 11-10-2023 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 5,250
TYPE: MICROFINANCE - BUSINESS 31-01-2025 PMT FREQ: MONTHLY
LOAN PMT HIST START: 01-01-2025 REPAYMENT TENURE: 24
OWNERSHIP: JOINT PMT HIST END: 01-02-2022
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VIPIN DATE:14-02-2025
MEMBER ID: BN05032700 TIME: 10:53:26
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,73,21,83,388
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 05-04-2019 SANCTIONED: 58,589
ACCOUNT NUMBER: NOT LAST PAYMENT: 17-03-2021 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-09-2021 EMI: 429
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-09-2021 REPAYMENT TENURE: 25
PMT HIST START: 01-09-2021 INTEREST RATE: 17.39
PMT HIST END: 01-04-2019 ACTUAL PAYMENT: 66,821
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 020 023 023 022 000 000 000 000 000 000 000
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20
000 000 000 000 000 000 000 000 000 000 000 000
03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19
ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
BOB 13-02-2025 AUTO LOAN 50,00,000
BOB 20-11-2024 BUSINESS LOAN - 9,00,000
SECURED
NOT DISCLOSED 21-06-2024 BUSINESS LOAN - 1,00,000
PRIORITY SECTOR -
SMALL BUSINESS
NOT DISCLOSED 08-11-2022 PERSONAL LOAN 5,00,000
NOT DISCLOSED 04-11-2022 PERSONAL LOAN 7,50,000
NOT DISCLOSED 14-07-2022 PERSONAL LOAN 2,35,000
END OF REPORT ON VIPIN
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VIPIN DATE:14-02-2025
MEMBER ID: BN05032700 TIME: 10:53:26
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,73,21,83,388
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 7 OF 7
TransUnion CIBIL CIN : U72300MH2000PLC128359
